本报讯 （记者王宁）近日，随着大连商品交易所"农民收入保障计划"生猪"保险+期货"项目推介会圆满 落幕，由国投期货联合民生银行北京分行、中国太平洋产险河南分公司共同推动的金融助农"滑县模 式"第一期项目已正式完结。该项目在生猪价格深度回调的行业困境中，实现总赔付84.04万元，赔付率 达373.61%，为当地养殖产业筑起一道坚实的风险屏障。 国投期货"保险+期货"业务负责人曹亚表示，该项目既是期货服务实体经济的生动注脚，更是金融赋能 乡村振兴的创新实践。未来国投期货将持续深化与政府、交易所及金融机构的战略合作，以专业能力为 产业高质量发展注入金融动能。 "'保险+期货'不是终点，而是新征程的起点。"滑县人民政府副县长徐继峰表示，县政府牵头积极探 索，联合金融机构借助"保险+期货"风险管理新模式，持续完善补贴机制，优化财政资金使用效率，让 更多中小养殖户享受到政策红利。希望大商所、期货公司、保险公司聚焦生猪产业所需、聚焦群众所 盼，科学指导项目稳步有序推进，切实为滑县生猪养殖插上金融的翅膀。 为此，国投期货联合民生银行北京分行启动专项帮扶，依托"保险+期货"这一成熟金融工具，为滑县量 身定制风险管理方案。国投期 ...

证券之星消息，11月25日股份制银行板块较上一交易日上涨1.62%，中信银行领涨。当日上证指数报收 于3870.02，上涨0.87%。深证成指报收于12777.31，上涨1.53%。股份制银行板块个股涨跌见下表： 从资金流向上来看，当日股份制银行板块主力资金净流入4.23亿元，游资资金净流出2.74亿元，散户资金 净流出1.49亿元。股份制银行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 000001 | 平安银行 | 1.59亿 | 13.21% | -1.35 Z | -11.25% | -2358.18万 | -1.96% | | 601998 中信银行 | | 8160.01万 | 17.25% | -4168.68万 | -8.81% | -3991.33万 | -8.44% | | 600036 招商银行 | | 6175.34万 | 2.16% | 965.96万 | 0. ...

中经记者 郝亚娟 夏欣 上海 北京报道 11月24日，上海票据交易所负责建设运营的票据综合服务平台（以下简称"综服平台"）投产上线。在上 线当日，多家银行直连接入综服平台。 西南财经大学金融安全协同创新中心首席研究员毛强华在接受《中国经营报》记者采访时分析，综服平 台的核心定位在于构建"一站式"服务体系。该平台通过互联网渠道，将原本分散、线下处理的票据签 发、承兑、背书、贴现及托收等全流程业务，集成于统一的数字化入口，显著提升了企业融资的便捷性 与效率，更好地满足了多元化的融资需求。这一转变，标志着中国票据市场在数字化、集约化与透明化 进程中迈出了关键一步。 毛强华同时指出，对票据中介行业而言，综服平台的推出将带来结构性冲击。票据中介长期依赖的"为 企业寻找低价贴现渠道"的信息不对称优势，将被平台的公开比价与高效匹配功能大幅削弱。 打造"一站式"服务生态 上海票据交易所披露的数据显示，截至11月24日16:00，综服平台新增注册用户数量达到2201户，用户 访问量4581次；金融机构发起贴现报价13笔；企业发起贴现询价50笔，金额5132.46万元；43家金融机 构参与交易服务，94名交易员完成实名认证，发送 ...

【导读】邮储银行、平安银行挂牌转让个人不良贷款，规模高达21亿元 11月24日，邮储银行、平安银行相继在银行业信贷资产登记流转中心（以下简称银登中心）发布个人不 良贷款转让公告，合计转让不良贷款规模达21.02亿元。 两家银行挂牌转让个人不良贷款 银登中心公告显示，邮储银行本次转让项目为2025年第1期个人不良贷款（信用卡透支），其中涉及 81985笔贷款、81093户借款人，并全部归类为损失类信用贷款。同时，该项目涉及的未偿本金总额为 9.88亿元，未偿利息总额为3.09亿元，未偿本息合计达12.97亿元。 从逾期天数来看，平安银行第70期个人不良贷款的加权平均逾期天数为846.34天（约为2.32年），该行 第71期个人不良贷款的加权平均逾期天数为2042.84天（约为5.6年），借款人加权平均年龄分别为37.94 岁、36.56岁，且诉讼状态均为"未诉"。 整体来看，两家银行被转让的个人不良贷款均具有逾期天数长且无抵押物的特点，从诉讼情况来看普遍 完成诉讼占比较低，甚至多数为未诉讼状态。 步入四季度，银行不良加速出清 步入四季度以来，各家银行加速对不良资产的出清。据不完全统计，截至目前，本月以来各家银行 ...

【 导读 】 邮储银行、平安银行挂牌转让个人不良贷款，规模高达21亿元 中国基金报记者 嘉合 11月24日，邮储银行、平安银行相继在银行业信贷资产登记流转中心（以下简称银登中心）发布个人不良贷款转让公告，合计转让不良贷 款规模达21.02亿元。 两家银行挂牌转让个人不良贷款 银登中心公告显示，邮储银行本次转让项目为2025年第1期个人不良贷款（信用卡透支），其中涉及81985笔贷款、81093户借款人，并 全部归类为损失类信用贷款。同时，该项目涉及的未偿本金总额为9.88亿元，未偿利息总额为3.09亿元，未偿本息合计达12.97亿元。 步入四季度以来，各家银行加速对不良资产的出清。据不完全统计，截至目前，本月以来各家银行在银登中心涉及个人不良贷款（信用卡 透支）类的转让公告已经超过20起。 例如，日前，民生银行信用卡中心在银登中心相继挂牌转让第6期和第8期个人不良贷款（信用卡透支）项目，合计本息金额超过了260亿 元。其中，该行第6期不良贷款转让项目，未偿还本息金额为51.42亿元；第8期不良贷款转让项目的未偿还本息金额为216.97亿元。 | 交易基准日 | 20250725 | 未偿本金总额(元) | 9 ...

Core Insights - Multiple banks, including Agricultural Bank of China, Minsheng Bank, Bank of China, and others, have initiated recruitment for postdoctoral researchers for 2026, focusing on strategic research and innovation in the financial sector [1][3][4] - The recruitment emphasizes interdisciplinary backgrounds, particularly in artificial intelligence, big data, and financial technology, reflecting a trend towards integrating technology with traditional finance [5][6] Recruitment Conditions - The recruitment criteria are becoming stricter, with banks favoring candidates with interdisciplinary and practical financial experience, typically requiring a PhD obtained within the last three years or expected graduation by mid-2026 [3][4] - Specific banks, such as Nanjing Bank, have set age limits (under 35) and specified fields of study, including economics, finance, statistics, and computer science, with a preference for candidates with financial industry experience [3][4] Research Focus - The research topics reflect banks' strategic priorities, with a strong emphasis on AI, big models, and financial technology applications, particularly in risk management and customer service optimization [6][7] - Each bank has tailored its research topics to align with industry trends and operational needs, such as Nanjing Bank's focus on digital transformation and Agricultural Bank's exploration of AI-driven management models [6][7] Industry Trends - The recruitment surge is driven by the dual pressures of transformation in the banking sector and the opportunities presented by technological advancements, particularly in AI [7] - Experts suggest that the integration of AI in banking operations is crucial for enhancing efficiency and risk management, which are key demands in the current financial landscape [7] Practical Implications - The focus on practical research outcomes distinguishes banking postdoctoral programs from academic institutions, with banks prioritizing research that addresses real-world business challenges [7] - The emphasis on AI and regulatory compliance in research aims to create a balance between innovation speed and risk control, contributing to a safer and more regulated financial technology ecosystem [7]

银行行业资金流向排名 | 代码 | 简称 | 今日涨跌幅（%） | 今日换手率（%） | 主力资金流量（万元） | | --- | --- | --- | --- | --- | | 600036 | 招商银行 | -0.86 | 0.33 | -19654.08 | | 600016 | 民生银行 | -1.22 | 1.27 | -18883.73 | | 601166 | 兴业银行 | -1.64 | 0.43 | -17658.56 | | 601398 | 工商银行 | -0.61 | 0.13 | -8039.90 | | 601818 | 光大银行 | -0.56 | 0.85 | -6293.18 | | 601169 | 北京银行 | -1.05 | 1.08 | -6202.40 | | 002142 | 宁波银行 | -0.49 | 0.39 | -6046.26 | | 601658 | 邮储银行 | -0.34 | 0.33 | -5058.03 | | 601916 | 浙商银行 | -0.97 | 1.05 | -3335.45 | | 002807 | 江阴银行 | -0.83 ...

11月24日，北京商报记者梳理发现，农业银行、民生银行、中国银行、广发银行、南京银行等多家机构近期集中启动2026年度博士后研究人员招聘工作。此 次招聘均面向各自银行博士后科研工作站，聚焦金融领域战略研究与创新实践，围绕战略发展、价值创造、安全发展、服务大局等核心方向吸纳高层次人 才，其中人工智能、大模型、金融科技等前沿领域成为各家银行重点布局的核心赛道。 AI、金融科技成核心赛道 分析人士称，人工智能、大模型等技术已成为银行提升风控精度、优化客户服务、构建智慧银行体系的关键抓手，而博士后工作站则成为连接国家战略、监 管导向与商业创新的重要人才枢纽。 招聘条件趋严 11月24日，北京商报记者梳理发现，农业银行、民生银行、中国银行、广发银行、南京银行等多家机构近期集中启动2026年度博士后研究人员招聘工作。从 已披露的招聘信息来看，多家银行明确了清晰的报考条件，年龄、学历、专业背景等要求呈现出高度一致性，且普遍青睐跨学科复合背景与金融实践经验。 11月18日，南京银行发布的招收公告显示，为匹配高质量发展需求，该行博士后科研工作站公开招收2026年博士后研究人员，报考者需满足最近三年在国内 外获得博士学位或将于2 ...

Core Viewpoint - The journey towards high-level technological self-reliance and strength is significant and requires collective effort, as emphasized by Yan Xinguo, Chief Manager of the Corporate Business Department/Technology Finance Department of Minsheng Bank [1] Group 1: Policy and Strategic Goals - The 20th National Congress report mentions "technology" 10 times and "innovation" 8 times, highlighting the goal of significantly improving the level of technological self-reliance during the 14th Five-Year Plan period [1] - The 14th Five-Year Plan suggests implementing a new type of national system and taking extraordinary measures to achieve breakthroughs in key areas such as integrated circuits, industrial mother machines, high-end instruments, basic software, advanced materials, and biomanufacturing [1] Group 2: Minsheng Bank's Technology Finance Strategy - Minsheng Bank has developed a "Five Vertical and One Horizontal" exclusive service system to address the financial service pain points of technology enterprises, recognizing the unique characteristics of "light asset, high growth" in these companies [2][4] - The "Horizontal" component is the "Firefly Platform," which integrates enterprise evaluation, research support, product services, and investment matching to provide real-time digital portraits of nearly one million technology enterprises [2] Group 3: Service Offerings and Ecosystem Development - The "Five Vertical" system offers services across five dimensions: full cycle, full scene, full ecology, full chain, and full system, providing comprehensive support for enterprises at different growth stages [4] - Minsheng Bank provides various financial products tailored to different stages of enterprise development, including talent loans for startups, R&D loans for growth-stage companies, and merger loans for mature enterprises [4] - The bank has created a service matrix called "Minsheng Easy Creation," offering a one-stop service that combines commercial banking and investment banking, as well as debt and equity financing [4] Group 4: Industry Focus and Support - Minsheng Bank focuses on seven key areas, including advanced materials and new energy, launching the "Minsheng E-Chain" series of products to support the industrial and supply chains [4] - The bank utilizes supply chain transaction data and logistics information for risk assessment, helping small and medium-sized technology enterprises convert data assets into financial assets [4] Group 5: Commitment to Social Responsibility - Minsheng Bank aims to contribute to high-level technological self-reliance and strength by collaborating with various sectors, emphasizing the importance of resilience and vitality in the technology finance service system [5]

证券之星消息，11月24日股份制银行板块较上一交易日下跌1.05%，中信银行领跌。当日上证指数报收 于3836.77，上涨0.05%。深证成指报收于12585.08，上涨0.37%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600000 | 浦发银行 | 11.53 | 0.09% | 94.82万 | 10.98亿 | | 601818 | 光大银行 | 3.58 | -0.56% | 394.65万 | 14.18 Z | | 000001 | 平安银行 | 11.60 | -0.77% | 111.71万 | 13.02亿 | | 600015 | 华夏银行 | 6.93 | -0.86% | 1 89.46万 | 6.23亿 | | 600036 | 招商银行 | 42.63 | -0.86% | 67.85万 | 29.04亿 | | 601916 | 浙商银行 | 3.07 | -0.97% | 226.63万 | 7.00亿 | | 60001 ...