在货币流通的日常交易中，假币的出现不仅扰乱金融秩序，更损害群众切身利益。为提升公众识别假币 能力，维护货币市场的正常流通秩序，民生银行济南分行营业部积极履行社会责任，多维度、全方位开 展反假货币宣传活动，让反假知识走进千家万户。 为扩大宣传覆盖面，民生银行济南分行营业部积极"走出去"，深入社区、商圈、校园等地开展多样化宣 传。在社区，工作人员联合居委会举办"反假货币知识进社区"活动，通过案例分享、现场演示等方式， 向居民传授实用的假币识别方法。例如，用真币与仿真度较高的假币进行对比，重点讲解观察水印清晰 度、触摸凹凸感等鉴别技巧，提醒居民在交易中提高警惕。在商圈，工作人员走进商铺，针对商户日常 交易频繁、接触现金多的特点，开展一对一宣传。详细介绍假币的危害性和防范措施，指导商户正确使 用验钞设备，分享快速识别假币的经验。同时，提醒商户遇到可疑货币时不要心存侥幸，应立即与银行 联系，共同维护良好的市场交易环境。校园内，工作人员化身"反假小课堂"讲师，为学生们带来生动有 趣的反假知识讲座。通过播放动画视频、组织知识问答等互动形式，将枯燥的防伪知识转化为通俗易懂 的内容，帮助学生认识假币的危害，掌握识别方法。还鼓励 ...

Core Viewpoint - The banking sector in A-shares has experienced significant growth, with a year-to-date increase exceeding 20%, outperforming major market indices like the CSI 300 and Shanghai Composite Index [3][4]. Group 1: Reasons for the Surge in Banking Stocks - The improvement in asset quality and stable profitability of banks has been highlighted as a key factor for the surge, with core earnings and net interest income showing signs of recovery [4][6]. - The influx of insurance capital into banking stocks is considered a major driver, as the decline in 10-year government bond yields has created an asset shortage, making bank stocks attractive due to their stability and dividend characteristics [4][5]. - The increase in public fund allocation to banking stocks, with the proportion rising from 3.72% to 4.00%, indicates a renewed interest in the investment value of banking stocks [5][6]. Group 2: Valuation and Performance Metrics - The banking sector's low valuation is also a contributing factor, with a static price-to-book (PB) ratio of 0.67, suggesting a significant safety margin compared to other industries [6][11]. - The average return of the top 20 banking stocks has reached 27.62%, with six stocks showing gains over 30% year-to-date, indicating strong performance across the sector [9][12]. - The dividend yield for several banks, such as Chongqing Bank and Changsha Bank, exceeds 6%, while some banks have yields below 3%, raising concerns about the perceived safety margin [10][11]. Group 3: Performance of Banking-Themed Funds - The banking-themed funds have also performed well, with the top 20 funds showing a minimum return of 19.08% year-to-date, and seven funds exceeding 20% [13][14]. - Notably, two funds managed by Liu Chongjie have achieved returns of 26.63% and 23.30%, benefiting from high dividend themes and the unique valuation dynamics of Hong Kong bank stocks [13][15].

"零钱包"虽不大却满满装载着民生银行领秀城支行切实暖心的服务，未来相信随着"零钱包"服务的不断 完善和推广，会有越来越多人从中受益，享受到更贴心的金融服务。 为了让大家能轻松获得"零钱包"，民生银行济南领秀城支行已建立起常态化兑换机制。当客户走进大 厅，服务经理会热情引导您，通过绿色通道快速办理兑换业务。对于有紧急需求的客户，可提前进行预 约，工作人员会提前为你准备好"零钱包"，到店即可取走，实现"即来即兑"，大大节省了等待时间。除 了网点服务，该支行工作人员还积极"走出去"，主动深入社区、集市、商圈积极宣传"零钱包"服务，借 此机会还向公众普及反假货币知识，提高公众的现金辨别能力。 在现代生活中，支付方式日益多元化，但现金依然在许多场景中扮演着不可或缺的角色。无论是街边商 铺的日常交易，还是出租车的找零，小额现金的使用频率依旧很高。然而，兑换零钱常常让人头疼，不 是银行排队时间长，就是难以满足个性化需求。民生银行济南领秀城支行提供"零钱包"服务，旨在帮助 有日常结算需求的商家与公众。 这款"零钱包"，是民生银行专门为满足公众零钱需求而精心打造的特色服务。它将常用面额的人民币现 金预先封装，规格多样，既有标准 ...

Core Viewpoint - The A-share banking sector is experiencing a "mini bull market," with major banks reaching historical highs due to enhanced economic recovery expectations, attractive dividend yields in a low-interest environment, and sustained inflow of long-term funds [1][3][4]. Group 1: Market Performance - As of July 10, 2025, 34 out of 42 A-share listed banks saw their stock prices rise, with Minsheng Bank leading at a 5.31% increase, and Guiyang Bank at 3.24% [3]. - The banking sector has shown a robust performance with an overall increase of 9.66% over the past month [3][4]. Group 2: Fundamental Drivers - The strong performance of bank stocks is supported by improved profitability and asset quality, driven by asymmetric interest rate cuts that lower funding costs and enhance non-interest income [4]. - The recovery in consumer spending has positively impacted card transaction fees, while active capital markets have boosted income from wealth management services [4]. Group 3: Long-term Fund Inflows - Significant inflows from domestic insurance funds and social security funds have increased their holdings in bank stocks, providing solid financial support for price increases [3][4]. - The current price-to-book ratio of the banking sector is 0.72, below the global average, and the dividend yield exceeds that of 10-year government bonds, making it an attractive investment option [4]. Group 4: Market Sentiment and Future Outlook - While some analysts are optimistic about the continuation of the upward trend due to high dividend yields and institutional support, others express caution regarding the rising valuations and potential narrowing of net interest margins [5]. - The banking sector is viewed as a defensive asset amid global economic uncertainties, with expectations of continued fund inflows and a potential "slow bull" market in the medium to long term [6].

Group 1 - The conference "With the People, Create Win-Win" was successfully held, focusing on the transformation and development strategies of private enterprises in Hebei Province, with around 300 quality private enterprise representatives attending [2] - Experts and leaders discussed strategies for private enterprises to seize opportunities and tackle challenges in a complex economic environment, aiming for sustainable development [2][3] - The "Private Economy Promotion Law" was highlighted as a significant legislative measure to eliminate barriers and challenges faced by private enterprises, providing strong momentum for high-quality economic development in China [2][3] Group 2 - The conference provided insights into the motivations and impacts of the US tariff war, advising foreign trade-oriented enterprises to enhance risk awareness and adapt to changing economic conditions [3] - The chief economist of China Minsheng Bank emphasized the importance of aligning with national development strategies and focusing on core competitiveness for private enterprises to achieve high-quality development [3] - The successful hosting of the conference is expected to provide intellectual support and motivation for the high-quality development of private enterprises in Hebei Province and serve as a valuable experience for the national private economy [4]

民生银行宁波分行积极响应市反假货币工作联席会议办公室部署，组织全体现金从业人员参加"筑牢反 假防线 净化货币流通"线上直播培训。此次培训聚焦最新假币特征、识别技巧及行业监管动态，内容覆 盖人民币、五大外币防伪要点解析，以及假币收缴规范、残损币兑换标准、冠字号码管理等核心政策与 操作要求，为后续开展线下深度实训奠定了扎实的理论知识基础。 转自：推广 为积极应对当前反假货币工作新形势、新挑战，切实提升一线现金从业人员专业素养与实战能力，近 期，民生银行宁波分行组织开展"线上直播+线下实训"相结合的反假货币专项培训，通过知识更新与技 能强化双轮驱动，夯实现金业务风险防控基础。 线上直播：紧跟前沿，夯实理论根基 来源：推广 线下实训：聚焦实战，淬炼过硬操作技能 在线上学习基础上，民生银行宁波分行精心组织了反假货币专项线下实操培训，特邀资深专家授课。本 次培训紧密围绕反假货币核心，突出实战性。一是深化法规理解与风险意识，进一步强化反假货币法规 及不宜流通货币标准的学习，结合真实案例剖析风险点。二是强化真伪鉴别核心能力，重点提升人民币 及美元等高流通货币的快速识别技能，特别是针对"真真拼凑"币等复杂伪造手段假币的识别和应 ...

Market Overview - The Shanghai Composite Index increased by 0.54% as of 13:58, with a trading volume of 982.71 million shares and a transaction amount of 1,172.799 billion yuan, a decrease of 1.60% compared to the previous trading day [1] Industry Performance - Real estate, banking, and non-bank financial sectors showed the highest gains, with increases of 2.85%, 1.49%, and 1.22% respectively [1] - The sectors with the largest declines included beauty care, national defense and military industry, and automotive, with decreases of 0.72%, 0.69%, and 0.66% respectively [2] Detailed Industry Data - **Real Estate**: - Change: +2.85% - Transaction Amount: 173.93 billion yuan - Leading Stock: Guangda Jiabao, +9.97% [1] - **Banking**: - Change: +1.49% - Transaction Amount: 358.05 billion yuan - Leading Stock: Minsheng Bank, +5.50% [1] - **Non-Bank Financial**: - Change: +1.22% - Transaction Amount: 684.53 billion yuan - Leading Stock: Bank of China Securities, +10.03% [1] - **Beauty Care**: - Change: -0.72% - Transaction Amount: 39.79 billion yuan - Leading Stock: Huaye Fragrance, -4.81% [2] - **National Defense and Military**: - Change: -0.69% - Transaction Amount: 391.13 billion yuan - Leading Stock: Northern Long Dragon, -9.13% [2] - **Automotive**: - Change: -0.66% - Transaction Amount: 492.01 billion yuan - Leading Stock: Redick, -6.20% [2]

Group 1 - The core idea of the news is to enhance community residents' financial literacy and awareness of counterfeit currency risks through a promotional event organized by Minsheng Bank in Jining, Zoucheng [1][2] - The event included setting up a consultation booth, distributing informative brochures, and demonstrating various techniques for identifying counterfeit RMB [1] - Special attention was given to the elderly, with staff providing hands-on training and ensuring that key points were understood despite potential hearing or vision issues [1] Group 2 - Staff shared real-life cases of counterfeit currency scams to raise awareness among residents about the dangers of fake money and the importance of vigilance [2] - The promotional activity received high praise from community residents, with participants expressing gratitude for the knowledge gained on identifying counterfeit currency [2] - Minsheng Bank plans to continue organizing similar financial literacy events to expand outreach and contribute to a stable financial environment [2]

Core Viewpoint - The article highlights the increasing threat of telecom network fraud and the proactive measures taken by Minsheng Bank to enhance employees' awareness and knowledge about fraud prevention [1][2]. Group 1: Event Overview - On July 3, 2025, Minsheng Bank's Jining Zoucheng branch conducted a comprehensive anti-telecom fraud knowledge promotion event at a local investment development company [1]. - The event featured informative displays showcasing common types of telecom fraud, including online loan scams, rebate scams, and impersonation scams, along with alarming loss statistics [1]. Group 2: Educational Approach - Bank staff utilized vivid case analysis methods, discussing local fraud cases to illustrate the tactics used by scammers, such as impersonating leaders to solicit money transfers [1]. - Simple and memorable anti-fraud slogans were created to help employees easily recall important information, such as "Be cautious of unknown calls, confirm through multiple channels to prevent issues" [2]. Group 3: Employee Engagement - An interactive segment of the event encouraged employees to answer anti-fraud questions, fostering a lively atmosphere and rewarding correct answers with practical gifts [2]. - Employees expressed that the event was enlightening, realizing that telecom fraud is a present danger, and they would be more vigilant in the future [2].

Group 1 - The core viewpoint of the news is that Minsheng Bank's Jinan Luoyuan Branch is actively promoting credit knowledge to enhance public awareness and contribute to the construction of a social credit system [1][3] - The bank organized a credit knowledge promotion event for employees of partner enterprises, utilizing lectures and interactive discussions to deliver practical credit information [1] - The event covered the concept and importance of credit reports, explaining how to check personal credit reports and the benefits of maintaining a good credit record, such as obtaining favorable loan rates [1][3] Group 2 - Employees actively engaged in the interactive session, raising questions about credit-related issues like credit card defaults and the impact of online loans on credit scores, which were addressed by the bank staff [3] - This initiative is part of Minsheng Bank's commitment to social responsibility and financial knowledge dissemination, aiming to foster a trustworthy social credit environment [3] - The bank plans to continue various financial knowledge promotion activities, innovating in methods and content to reach a broader audience and support local social credit system development [3]