证券代码：601187 证券简称：厦门银行 公告编号：2024-027 厦门银行股份有限公司 2023 年年度权益分派实施公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 每股分配比例 A 股每股现金红利 0.31 元（含税） 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2024/6/13 | － | 2024/6/14 | 2024/6/14 | 差异化分红送转： 否 本次利润分配以方案实施前的公司总股本2,639,127,888股为基数，每股派发现金红利0.31 元（含税），共计派发现金红利 818,129,645.28 元。 1. 发放年度：2023 年年度 2. 分派对象： 三、 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2 ...

Strategic Planning - Xiamen Bank's new three-year strategic plan focuses on stability and progress, emphasizing a cautious assessment of the market environment [2][3] - The plan includes "15 major winning battles," highlighting key areas such as deepening cross-strait financial cooperation and enhancing service for small and medium enterprises [3][4] Financial Performance - In Q1 2024, Xiamen Bank achieved an operating income of CNY 1.489 billion, a year-on-year increase of 3.68%, and a net profit of CNY 752 million, up 4.35% [20] - The bank's non-performing loan (NPL) ratio was 0.74% at the end of Q1 2024, slightly down from 0.76% at the beginning of the year [9] Loan Growth and Quality - The bank's total loan growth rate was 4.65% in 2023, with corporate loans growing at 7.83% [6] - Inclusive small and micro enterprise loans increased by 17.51%, while green loans surged by 72.14% [7][8] - Retail non-performing loan ratio stood at 0.51% at the end of 2023, indicating stable asset quality [11] Risk Management - The bank maintains a low NPL ratio by focusing on high-quality clients and adhering to strict risk management protocols [9][10] - The strategy includes enhancing the proportion of demand deposits and reducing reliance on high-interest deposits [5] Wealth Management - By the end of 2023, Xiamen Bank managed personal financial assets totaling CNY 97.267 billion, a growth of 9.97% year-on-year [15] - The number of retail wealth management clients reached 175,600, with high-net-worth clients increasing by 15.64% [15] Green Finance Initiatives - Xiamen Bank actively supports the national "dual carbon" strategy, offering various green financial products and achieving a green loan balance of CNY 7.111 billion by the end of 2023 [17][18] Cross-Strait Financial Services - The bank has seen a 34% increase in Taiwanese enterprise clients and a 20% increase in Taiwanese individual clients by the end of 2023 [19] - Xiamen Bank aims to enhance its competitive edge in cross-strait financial services by providing comprehensive solutions for Taiwanese businesses [19]

Summary of Xiamen Bank 2023 Annual Performance Conference Company Overview - The conference was hosted by Xiamen Bank, with the Vice President and Chief Risk Officer, Xie Tonghua, welcoming investors, analysts, and media representatives [1] Key Points - The event took place in Xiamen, indicating a local focus on community engagement and investor relations [1] Additional Important Content - The welcoming remarks set a positive tone for the conference, emphasizing the bank's commitment to transparency and communication with stakeholders [1]

Summary of Xiamen Bank 2023 Annual Performance Conference Company Overview - The conference was hosted by Xiamen Bank, with the Vice President and Chief Risk Officer, Xie Tonghua, welcoming investors, analysts, and media representatives [1] Key Points and Arguments - The event marked the annual performance review for Xiamen Bank, indicating a focus on financial results and strategic direction for the year [1] Other Important Content - The welcoming remarks set a positive tone for the conference, emphasizing the bank's commitment to transparency and engagement with stakeholders [1]

Summary of Xiamen Bank 2023 Annual Performance Conference Company Overview - The conference was hosted by Xiamen Bank, with the Vice President and Chief Risk Officer, Xie Tonghua, welcoming investors, analysts, and media representatives [1] Key Points and Arguments - The event marked the annual performance review for Xiamen Bank, indicating a focus on financial results and strategic direction for the upcoming year [1] Other Important Content - The welcoming remarks set a positive tone for the conference, emphasizing the bank's commitment to transparency and engagement with stakeholders [1]

证券代码：601187 证券简称：厦门银行 公告编号：2024-026 厦门银行股份有限公司 2023 年度股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 | 1、出席会议的股东和代理人人数 | | 38 | | --- | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 1,880,755,347 | | | 3、出席会议的股东所持有表决权股份数占公司有表决权股 | | | | 份总数的比例（%） | | 74.5299 | (四) 表决方式是否符合《公司法》及《公司章程》的规定，大会主持情况等。 本次股东大会由公司董事会召集，姚志萍董事长主持会议。本次股东大会采 取现场和网络投票相结合的方式，符合《公司法》和《公司章程》的规定。 (一) 股东大会召开的时间：2024 年 05 月 20 日 (二) 股东大会召开的地点：厦门市湖滨北路 101 号商业银行大厦 A603 会议室 (三) 出席会议的普通股股东和 ...

关于厦门银行股份有限公司 2023 年度股东大会的 法律意见书 0 关于厦门银行股份有限公司 2023 年度股东大会的 法律意见书 福建天衡联合律师事务所接受厦门银行股份有限公司（以下简称"公司"） 的委托，指派许理想、潘舒原律师出席公司 2023 年度股东大会，并就题述事宜 出具本法律意见书。 本所律师根据《中华人民共和国公司法》《中华人民共和国证券法》《上市 公司股东大会规则》等有关法律、法规、规范性文件以及《厦门银行股份有限公 司章程》的规定，按照律师行业公认的业务标准、道德规范和勤勉尽责精神，出 具本法律意见书。 1 引 言 一、释义 在本法律意见书中，除非明确表述或上下文另有定义，下列各项用语具有如 下特定的含义： 〔2024〕天衡（意）字第 096 号 致：厦门银行股份有限公司 委托书、股票帐户卡等，其真实性应当由股东（或股东代理人代表）自行负责， 本所律师的责任是核对股东姓名（或名称）及其持股数额与《股东名册》中登记 的股东姓名（或名称）及其持股数额是否一致。 本所及本所律师依据法律规定，以及本法律意见书出具日以前已经发生或者 存在的事实，严格履行了法定职责，遵循了勤勉尽责和诚实信用原则，进行了 ...

Group 1: Financial Performance - The proposed cash dividend for 2023 is CNY 3.10 per share, totaling CNY 818 million, with a cash dividend ratio of 30.71% [2] - As of the end of 2023, total assets reached CNY 390.664 billion, a 5.24% increase year-on-year [6] - The net profit for 2023 was CNY 2.752 billion, representing a year-on-year growth of 7.03% [6] Group 2: Business Development - The bank's corporate loans and advances amounted to CNY 111.751 billion, a growth of 7.83% from the beginning of the year [4] - The bank's retail deposits increased to CNY 67.150 billion, a growth of 21.23% year-on-year [5] - The bank's focus on cross-strait financial services led to a 34% increase in the number of Taiwanese enterprise clients compared to the beginning of the year [3] Group 3: Risk Management - The non-performing loan ratio decreased to 0.76%, down 0.10 percentage points from the previous year [5] - The bank has implemented comprehensive risk management strategies, enhancing its risk identification capabilities through big data applications [5] Group 4: Market Position - The bank is the leading financial institution in Fujian Province for credit issuance to Taiwanese enterprises, with a market share of 84% in international settlement volume [3] - The average financial assets of Taiwanese clients are 2.26 times that of the bank's retail customers [3] Group 5: Strategic Initiatives - The bank is actively pursuing a large retail strategy, focusing on enhancing customer experience and optimizing service capabilities [4] - The issuance of up to CNY 5 billion in convertible bonds is aimed at diversifying capital sources and strengthening the bank's risk resilience [7]

会议召开时间：2024 年 5 月 24 日(星期五)下午 15:30-17:30。 会议召开方式：本次会议通过现场会议及视频直播结合网络互动 方式召开，投资者可登录上海证券交易所上证路演中心（网址： http://roadshow.sseinfo.com/ ） 以 及 全 景 网 （ 网 址 ： https://www.p5w.net/）观看本次业绩说明会。 投资者可于 2024 年 5 月 17 日(星期五)至 5 月 23 日(星期四） 16:00 前登录上证路演中心网站首页点击"提问预征集"栏目或通过 厦 门 银 行 股 份 有 限 公 司 （ 以 下 简 称 " 公 司 " ） 邮 箱 dshbgs@xmbankonline.com 进行提问。公司将在业绩说明会上对投资 者普遍关注的问题进行回答。 公司已于 2024 年 4 月 30 日发布公司 2023 年年度报告，为便于 广大投资者更全面深入地了解公司 2023 年度经营成果、财务状况， 公司计划于 2024 年 5 月 24 日(星期五)下午 15:30-17:30 举行 2023 年度业绩说明会，就投资者关心的问题进行交流。 一、说明会类型 ...

厦门银行股份有限公司 （住所：厦门市思明区湖滨北路101号商业银行大厦） 向不特定对象发行可转换公司债券 募集说明书 （修订稿） 联席保荐机构（联席主承销商） 联席主承销商 二〇二四年五月 股票简称：厦门银行 股票代码：601187 厦门银行股份有限公司向不特定对象发行可转换公司债券 募集说明书 声 明 本行全体董事、监事、高级管理人员承诺募集说明书不存在任何虚假记载、 误导性陈述或重大遗漏，并保证所披露信息的真实、准确、完整。 本行负责人、主管会计工作负责人及会计机构负责人（会计主管人员）保 证募集说明书中财务会计报告真实、完整。 中国证监会、上海证券交易所对本次发行所作的任何决定或意见，均不表 明其对申请文件及所披露信息的真实性、准确性、完整性作出保证，也不表明 其对发行人的盈利能力、投资价值或者对投资者的收益作出实质性判断或保证。 任何与之相反的声明均属虚假不实陈述。 根据《证券法》的规定，证券依法发行后，发行人经营与收益的变化，由 发行人自行负责。投资者自主判断发行人的投资价值，自主作出投资决策，自 行承担证券依法发行后因发行人经营与收益变化或者证券价格变动引致的投资 风险。 投资者若对本募集说明书存 ...