11月3日，工商银行公告，现已恢复受理如意金积存业务的开户、主动积存、新增定期积存计 划以及提取实物的申请。您可通过我行营业网点、中国工商银行APP等渠道办理各类如意金积 存业务。同时，建议您关注黄金市场波动，提高风险防范意识，守护自身资产安全。 21君荐读 SFC 金条突然涨价、下架，黄金税改后零售金价或短期波动 香港证监会将出台虚拟资产两大指引 此前报道： 工行暂停部分黄金积存业务，兴业银行、平安银行、中行等已行动 （声明：文章内容仅供参考，不构成投资建议。投资者据此操作，风险自担。） 出品 | 2 1财经客户端 南财快讯工作室 编辑 | 金珊 ...

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) has announced the resumption of the "Ruyi Gold Accumulation" business application, which had been suspended due to macroeconomic policy impacts [2][4]. Group 1: Business Resumption and Policy Impact - ICBC will resume accepting applications for the "Ruyi Gold Accumulation" business starting November 3, 2023, after a temporary suspension due to risk management requirements [2][4]. - China Construction Bank (CCB) also announced the suspension of its "Easy Gold" business, affecting real-time purchases and physical gold exchanges, while existing plans remain unaffected [5]. - The Ministry of Finance and the State Taxation Administration released new tax policies regarding gold, effective from November 1, 2025, which will impact the taxation of gold transactions [6]. Group 2: Price Adjustments and Market Reactions - Chow Tai Fook Jewelry announced price adjustments for certain gold products starting November 3, 2023, due to increased costs from the new tax policies [8]. - On November 3, 2023, A-share gold jewelry concept stocks experienced declines, with notable drops including Chao Hong Ji at a 10% limit down and others like Pengxin Resources and Lao Feng Xiang falling over 3% [8][9]. - In the Hong Kong stock market, gold jewelry stocks also saw significant declines, with Chow Tai Fook dropping 8.67% and Lao Pu Gold down 7.16% [10]. Group 3: Tax Policy Implications - The new tax regulations are expected to have three main impacts: increased costs for non-investment gold jewelry companies due to reduced input tax deductions, advantages for investment gold sales, and potential price increases for consumers purchasing gold jewelry [10].

ICBC (国)工银金行家 关于暂停受理部分 如意导报官业务申请的公告 11月3日，工商银行公告，现已恢复受理如意金积存业务的开户、主动积存、新增定期积存计划以及提 取实物的申请。您可通过我行营业网点、中国工商银行APP等渠道办理各类如意金积存业务。同时，建 议您关注黄金市场波动，提高风险防范意识，守护自身资产安全。 此前消息： 今天早些时候，工商银行发布公告，表示受宏观政策影响，根据工行风险管理要求，自2025年11月3日 起，工行暂停受理如意金积存业务的开户、主动积存、新增定期积存计划以及提取实物的申请，存量客 户处于有效期内的定期积存计划的执行以及办理赎回、销户不受影响。 同日，建设银行也发布公告，自2025年11月3日(含)起，建行暂停受理易存金业务实时买入、新增定投 买入、实物金兑换等申请，存量客户易存金定投计划的执行、赎回以及销户不受影响；暂停个人黄金积 存兑换实物贵金属、账户黄金兑换实物贵金属等申请，其他个人黄金积存业务不受影响。 同时，两家银行均表示，相关业务恢复事宜，请关注银行后续公告。 来源丨央视财经、工商银行 尊敬的客户: 受宏观政策影响,根据我行风险管理要 求,自2025年11月3日起 ...

Core Viewpoint - The social security fund's latest holdings in A-shares reveal significant investment trends, with a total market value of approximately 552.72 billion yuan, reflecting an increase of about 49.81 billion yuan from the previous quarter [2][4]. Group 1: Holdings Overview - As of the end of Q3 2025, the social security fund was a top ten shareholder in 622 A-share companies, with a total holding value of approximately 552.72 billion yuan, up from 502.91 billion yuan at the end of Q2 [2][4]. - The fund initiated positions in 226 new stocks, increased holdings in 153 stocks, and reduced holdings in 135 stocks, while maintaining positions in 108 stocks [12][4]. - The banking sector accounted for the largest portion of the fund's holdings, with a market value of 270.06 billion yuan, followed by the non-bank financial sector at approximately 63.04 billion yuan [2][4]. Group 2: Performance of Key Stocks - Among the 622 companies, 133 had a market value exceeding 500 million yuan, and 55 had a market value exceeding 1 billion yuan, collectively accounting for 76.67% of the total holdings [4]. - The top five stocks with a market value exceeding 10 billion yuan were predominantly financial stocks, including Agricultural Bank of China, Industrial and Commercial Bank of China, China Pacific Insurance, and China Communications Bank [4][5]. - Agricultural Bank of China was the largest holding, valued at 156.89 billion yuan, with a strong performance of 38.23% increase since July [4][5]. Group 3: New Energy Sector Focus - The social security fund maintained a significant focus on the new energy sector, with 20 companies in this field having a market value exceeding 300 million yuan, averaging a 45.92% increase since July [9]. - Key stocks in the new energy sector, such as Yiwei Lithium Energy and Sanyuan Electric, saw increases exceeding 80% since July [9][10]. - The fund's investments in the new energy sector reflect a strategic allocation despite the majority of holdings being in the banking and non-bank financial sectors [9][10]. Group 4: Notable Increases in Holdings - The fund significantly increased its holdings in several traditional industry stocks, with notable increases exceeding 50% in companies like Three Trees and Oriental Yuhong [17]. - The largest increase was seen in Guangxin Co., with a 277.97% increase in holdings, reflecting a strategic shift towards agricultural chemicals [16][17]. - Other companies with substantial increases included New Strong Union and Guoen Co., with increases of 251.17% and 230.28%, respectively [17][16].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has resumed accepting applications for various gold accumulation services after a brief suspension, indicating a response to market conditions and regulatory adjustments in the gold sector [1] Group 1: Company Actions - ICBC has announced the resumption of services related to the "Ruyi Gold Accumulation" business, including account openings, active accumulation, new fixed accumulation plans, and physical gold withdrawal applications [1] - The bank had previously issued a notice to suspend these services, reflecting a cautious approach to market fluctuations [1] Group 2: Industry Context - Other banks, such as China Construction Bank and Minsheng Bank, have also announced suspensions or adjustments to their gold accumulation services, indicating a broader trend within the banking sector [1] - Industry analysts suggest that the combination of high international gold prices and adjustments in gold tax policies has led to a transitional period for the industry, prompting banks to pause certain services to prevent irrational market entry [1] - The potential for banks to optimize product design and upgrade risk warning mechanisms for gold accumulation products is also highlighted as a strategic response to current market conditions [1]

【#工行恢复受理如意金积存业务申请#】工商银行公告，我行现已恢复受理如意金积存业务的开户、主 动积存、新增定期积存计划以及提取实物的申请。您可通过我行营业网点、中国工商银行APP等渠道办 理各类如意金积存业务。同时，建议您关注黄金市场波动，提高风险防范意识，守护自身资产安全。 （中国工商银行） ...

#工行恢复受理如意金积存业务# 【工商银行：恢复受理如意金积存业务申请】工商银行11月3日晚间公 告，恢复受理如意金积存业务的开户、主动积存、新增定期积存计划以及提取实物的申请。用户可通过 营业网点、中国工商银行APP等渠道办理各类如意金积存业务。同时，建议关注黄金市场波动，提高风 险防范意识，守护自身资产安全。（界面，泽塔）#工行暂停受理部分如意金积存业务# ...

"早上还能买到的金条，下午就全网下架了！"2025年11月3日，工行、建行同步发布的公告在投资者群炸开了锅。两家国有大行在同一天宣布暂停实体金条 提取业务，港股黄金股应声暴跌7%，部分银行网点甚至出现金条抢购潮。这看似突然的业务调整，实则揭开了黄金税收新政下的一场行业大洗牌。 2025年11月3日上午，工商银行官网突然挂出公告：即日起暂停受理如意金积存业务的开户、主动积存及提取实物申请。几乎同一时间，建设银行也宣布暂 停易存金业务的实时买入和实物兑换。两家银行均将原因归结为"宏观政策影响"，但存量客户的赎回、销户不受影响。 事件聚焦：两大行同步暂停业务的"巧合" 市场反应比公告更为激烈。当日港股黄金零售板块集体跳水，周大福、六福集团跌幅超8%。更戏剧性的是，工行各规格实物金条在公告发布4分钟内被抢购 一空，建行大克重金条也在午前售罄。这种恐慌性购买与银行强调的"存量业务不受影响"形成鲜明反差，暴露出投资者对政策变化的敏感神经。 政策溯源：黄金税收新政的"蝴蝶效应" 市场格局正在发生根本性分化。实物黄金投资可能成为高净值人群的专属选择，而普通投资者将被引导至电子黄金市场。这种转变既符合数字化金融发展趋 势，也便 ...

每经编辑｜程鹏 "为什么工商银行金条买不了了？" 据都市快报报道，今天，很多人登录工商银行APP办理如意金业务时发现，开户、积存和提取金条业务已经暂停。而各种规格的实物金条在几分钟内被抢 购一空。不少网友今早发帖感叹，"一打开App就没了"。有人晒图表示，只抢到了200g的金条（价值18.5万元）。 11月3日，工行、建行两家银行公告称"暂停办理投资金部分业务"，同时，两家银行均表示，相关业务恢复事宜，请关注银行后续公告。11月3日晚间，工 行公告称，现已恢复受理如意金积存业务的开户、主动积存、新增定期积存计划以及提取实物的申请。截至发稿，建行《关于暂停受理易存金等业务的公 告》暂无法在官网查到。 黄金税改新政出台第三日，A股和H股多家黄金珠宝零售商在周一开盘后股价纷纷下跌。截至收盘，A股的潮宏基跌幅接近10%，港股的周大福珠宝跌幅超 过8%、老铺黄金股价跌幅超过7%，六福集团、周生生股价跌幅超过6%。 2025年11月1日，由财政部、国家税务总局发布《关于黄金有关税收政策的公告》（以下简称《公告》）正式实施，执行至2027年12月31日。据新华社， 业内人士表示，上述政策是对现有黄金市场政策的进一步完善，可 ...

今天（3日），工商银行发布公告，表示受宏观政策影响，根据工行风险管理要求，自3日起，工行暂停受理如意金积存业务的开 户、主动积存、新增定期积存计划以及提取实物的申请，存量客户处于有效期内的定期积存计划的执行以及办理赎回、销户不受影 响。 同日，建设银行也发布公告，自3日（含）起，建行暂停受理易存金业务实时买入、新增定投买入、实物金兑换等申请，存量客户易 存金定投计划的执行、赎回以及销户不受影响；暂停个人黄金积存兑换实物贵金属、账户黄金兑换实物贵金属等申请，其他个人黄 金积存业务不受影响。 同时，两家银行均表示，相关业务恢复事宜，请关注银行后续公告。 工行曾宣布调整如意金积存业务最低投资额 10月11日，工商银行曾宣布调整如意金积存业务最低投资额。自10月13日起，工商银行如意金积存业务最低投资额（即积存起点金 额）由850元上调至1000元；按克数积存的积存起点仍为1克。 10月份以来，已有工商银行、中国银行、平安银行、兴业银行等纷纷上调积存金产品起投门槛。例如，中国银行于10月15日起调整 积存金产品的购买条件，按金额购买积存金产品或创建积存定投计划时，最小购买金额由850元调整为950元，追加购买金额维持 ...