证券代码：601398 证券简称：工商银行 公告编号：临 2026-007 号 中国工商银行股份有限公司 关于召开 2025 年度业绩发布会的公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 重要内容提示： 中国工商银行股份有限公司（简称本行）拟于 2026 年 3 月 27 日披露 2025 年度业绩。为了便于广大投资者全面深入地了解本行 2025 年度业绩和经营情况， 本行拟于 2026 年 3 月 27 日召开业绩发布会。 一、业绩发布会类型 本次业绩发布会将通过网络直播方式召开。 二、业绩发布会召开的时间、方式 （一）会议召开时间：2026 年 3 月 27 日（星期五）17:00-18:00 三、参加人员 刘珺行长、董事代表、部分高级管理层成员。 ● 投资者可于 2026 年 3 月 24 日（星期二）17:00 前将相关问题通过电子邮 件的形式发送至本行邮箱：QA@icbc.com.cn，或在会议召开时提问。 以下二维码，观看本行 2025 年度业绩发布会。 四、投资者参加方式 投资者可于 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 劉珺行長、董事代表、部分高級管理層成員。 四、投資者參加方式 關於召開 2025 年度業績發佈會的公告 重要內容提示： 中國工商銀行股份有限公司（「本行」）擬於2026年3月27日披露2025年度業績。為了便於 廣大投資者全面深入地了解本行2025年度業績和經營情況，本行擬於2026年3月27日召 開業績發佈會。 一、業績發佈會類型 本次業績發佈會將通過網絡直播方式召開。 二、業績發佈會召開的時間、方式 1 • 會議召開時間：2026年3月27日（星期五）17:00-18:00 • 會議召開方式：網絡直播 • 網絡直播地址： https://s.comein.cn/ICBC2026 • 投資者可於2026年3月24日（星 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) plans to disclose its 2025 annual performance on March 27, 2026, and will hold a performance release meeting via live stream [1] Group 1 - The performance release meeting is scheduled for March 27, 2026, from 17:00 to 18:00 [1] - The meeting will be conducted through a live stream, accessible at the provided URL [1] - Key participants in the meeting will include President Liu Jun, a representative of the board, and several senior management members [1] Group 2 - Investors can submit questions via email until March 24, 2026, at 17:00 [1] - Questions can also be asked during the live meeting [1] - After the meeting, attendees can visit the company's website to review the meeting details and main content [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Singapore branch successfully issued 5 billion RMB offshore bonds, marking the first issuance of its kind in Singapore and the first to be listed on the Singapore Exchange [1] Group 1: Bond Issuance - The bond issuance was supported by the head office and the Shanghai Clearing House [1] - This issuance is part of a broader initiative by the People's Bank of China to promote financial openness, announced during the 2025 Lujiazui Forum [1] - The bonds attracted high-quality investors from Hong Kong, Singapore, Europe, and Oceania [1] Group 2: Institutional Background - ICBC Singapore branch was established in 1993 and holds a full banking license [1] - The successful issuance of offshore bonds is a significant step in promoting the development of Singapore as an offshore RMB center and supporting the internationalization of the RMB [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningxia Branch has launched a series of financial education and consumer rights protection activities, focusing on key groups such as the elderly, youth, and new employment sectors, achieving positive results in promoting financial literacy and consumer protection [1][3][5]. Group 1: Financial Education Initiatives - ICBC Ningxia Branch organized immersive educational activities at the 2026 Ningxia "3·15" Financial Consumer Rights Protection event, integrating consumer rights knowledge into interactive experiences [1]. - The branch tailored financial education content to meet the specific needs of different demographic groups, including a financial classroom for over 400 students at Yinchuan Experimental Primary School, where they learned about currency evolution and consumer rights [3]. - A financial volunteer service team utilized a "sign language + finance" approach to educate hearing-impaired individuals on topics such as proper bank card usage and fraud prevention [3]. Group 2: Community Outreach and Engagement - Various branches of ICBC Ningxia are conducting localized financial education activities, extending their outreach to communities, business districts, and rural areas [5]. - The Shizuishan Branch collaborated with local communities to provide financial safety courses, particularly targeting elderly residents to warn them about scams related to "free gifts" and "pension investments" [5]. - The Wuzhong Branch organized a "Financial Consumer Protection Walk" to educate rural residents about high-interest temptations and fraudulent agricultural investments [5]. Group 3: Future Plans - ICBC Ningxia Branch aims to continue enhancing financial education efforts by fostering collaboration among various stakeholders to create a safer financial environment and strengthen consumer rights protection [5].

Group 1 - BlackRock's stake in Industrial and Commercial Bank of China (ICBC) H-shares increased from 4.97% to 5.10% on March 12 [1]

Core Viewpoint - The Shandong Provincial Government's financing guarantee system has recognized the Industrial and Commercial Bank of China (ICBC) Binzhou Branch as an advanced cooperative bank for its innovative financing guarantee mechanisms and effective inclusive financial services [1] Group 1: Financing Guarantee System - The Shandong Provincial Government held a meeting to discuss key cooperative banks for the financing guarantee system, announcing performance evaluations for 2025 [1] - ICBC Binzhou Branch was awarded for its outstanding performance in enhancing inclusive financial services and innovation in financing guarantee mechanisms [1] Group 2: Innovative Financing Solutions - ICBC Binzhou Branch has established a "government-bank-guarantee-enterprise" collaborative model, launching the first "Lutand Quick Loan" in the province, which allows for a fully online process for guarantee applications, approvals, and disbursements, improving approval efficiency by over 80% [2] - As of February 2026, the branch has issued over 500 million yuan in "Lutand Quick Loans," addressing the financing timeliness issues faced by small and micro enterprises [2] Group 3: Tailored Financial Products - The branch has developed a specialized financial service matrix tailored to local industries, including products like "Niu e Loan," "Shrimp Farming Loan," "Kitchenware Loan," and "Rope Net Loan," effectively aligning financial services with industry needs [3] - The branch has issued over 1 billion yuan in loans under the financing guarantee model, significantly supporting the development of regional characteristic industries [3] Group 4: Expanding Financial Services - ICBC Binzhou Branch is enhancing its financing coordination mechanisms for small and micro enterprises and actively participating in outreach activities to extend services from urban areas to rural regions [4] - The branch plans to deepen digital financing guarantee cooperation and expand the coverage of the "bank-guarantee direct connection system," aiming to lower financing costs for small enterprises and broaden the reach of inclusive financial services [4]

Group 1 - The banking operating environment is characterized by a shift to a "quality over quantity" approach in credit growth, with a slowdown in RMB loan growth to 6% as of February 2026, influenced by weak credit demand and a focus on state-supported industries [4][14] - Fiscal policy remains proactive, with a projected general deficit rate of approximately 8.0% in 2026, which is expected to maintain a strong leverage effect on credit demand similar to 2025 [31][32] - The profitability of banks is gradually stabilizing, with state-owned banks showing positive profit growth due to fiscal policies, while smaller banks face operational pressures [7][35] Group 2 - Retail credit risk remains under pressure, with an increase in non-performing loans, particularly among smaller banks, although there is optimism for state-owned banks' asset quality [7][26] - The investment strategy emphasizes two main lines: focusing on wealth management capabilities in joint-stock banks and identifying city and rural commercial banks with controllable risks and strong profit certainty [6][35] - The credit growth momentum is shifting from traditional industries to emerging sectors supported by government policies, with significant growth in loans to green and high-tech enterprises [19][20]

Group 1 - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China Limited for a method and device for generating problems, with the authorization announcement number CN115952266B, applied for on December 2022 [1] - Industrial and Commercial Bank of China Limited, established in 1985 and located in Beijing, primarily engages in monetary financial services, with a registered capital of 35,640.6257 million RMB [1] - According to data analysis from Tianyancha, Industrial and Commercial Bank of China Limited has invested in 28 companies, participated in 10,985 bidding projects, holds 969 trademark information records, and has 5,000 patent information records, along with 79 administrative licenses [1] Group 2 - ICBC Technology Co., Ltd., established in 2019 and located in Shijiazhuang, focuses on software and information technology services, with a registered capital of 900 million RMB [1] - Data analysis from Tianyancha indicates that ICBC Technology Co., Ltd. has invested in 2 companies, participated in 352 bidding projects, and holds 805 patent information records [1]

Core Viewpoint - China Industrial and Commercial Bank has obtained a patent for a method and device related to task processing, indicating its focus on innovation and technology development in the financial sector [1]. Company Overview - China Industrial and Commercial Bank was established in 1985 and is headquartered in Beijing, primarily engaged in monetary financial services [1]. - The registered capital of the company is approximately 35.64 billion RMB [1]. Investment and Operations - The company has invested in 28 enterprises and participated in 10,985 bidding projects [1]. - It holds 969 trademark registrations and 5,000 patent records, showcasing its extensive intellectual property portfolio [1]. - Additionally, the company has obtained 79 administrative licenses, reflecting its compliance and operational capabilities [1].