来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息965条，专利信息 5000条，此外企业还拥有行政许可79个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"证件照制作方法及装置"的专利， 授权公告号CN115471896B，申请日期为2022年9月。 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "smart identity verification method and device for self-service terminals," with the authorization announcement number CN117593828B and an application date of November 2023 [1] - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] Group 2 - According to data from Tianyancha, ICBC has invested in 28 companies and participated in 5,000 bidding projects [1] - The bank has 965 trademark information entries and 5,000 patent information entries, along with 79 administrative licenses [1]

来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息965条，专利信息 5000条，此外企业还拥有行政许可79个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"模型优化方法、装置、计算机设 备和存储介质"的专利，授权公告号CN116306887B，申请日期为2023年3月。 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a method, device, electronic equipment, and storage medium related to "identifying program issues" [1] - The patent was granted with the announcement number CN116383665B and the application date was May 2023 [1] - ICBC was established in 1985 and is headquartered in Beijing, primarily engaged in monetary financial services [1] Group 2 - ICBC has a registered capital of 35,640,625.7089 thousand RMB [1] - The bank has invested in 28 companies and participated in 5,000 bidding projects [1] - ICBC holds 965 trademark information entries and 5,000 patent information entries, along with 79 administrative licenses [1]

天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息965条，专利信息 5000条，此外企业还拥有行政许可79个。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"基于机构对象的文件处理方法、 设备及存储介质"的专利，授权公告号CN116701316B，申请日期为2023年6月。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种数据导入方法和装置"的专 利，授权公告号CN114490855B，申请日期为2022年1月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息965条，专利信息 5000条，此外企业还拥有行政许可79个。 来源：市场资讯 ...

2026年2月16日，农历腊月二十九，除夕。 当你走进任何一家商场，都能看到金店里挤满了人。 但你可能不知道，就在这一天，同样一克黄金，在不同的地 方，价格能差出481块钱。 老凤祥柜台里，足金首饰的标签上是1548元一克。 几步之外的周大福，是1529元。 而如果你打开手机银行，招商银行的投资金 条报价是1121.60元一克。 更加让人想不到的是，那些街边回收黄金的小铺子，门口小黑板上写的回收价，只有1067元一克。 让我们把目光拉回到最热闹的金店柜台。 老凤祥的1548元一克，几乎是这一天零售市场的最高价。 周大福、潮宏基、老庙黄金这些知名品牌，价格集中在 1529元到1534元一克。 菜百首饰的报价是1528元一克。 这些数字，是普通消费者接触黄金时，最直接看到的"价格"。 但黄金的世界远不止金店这一层。 在深圳水贝，这个全国最大的黄金珠宝批发集散地，黄金料板的批发价格大约是1300元一克。 这个价格，比老凤祥的零 售价低了整整248元。 如果你有渠道，能在这里拿到接近原料的黄金，但你需要自己解决加工、设计、出具证书等一系列问题。 再往下走一层，是银行。 这里卖的不是首饰，而是标准化的投资金条。 202 ...

国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"应用于自助服务设备的人脸识别 方法、装置以及设备"的专利，授权公告号CN116958508B，申请日期为2023年7月。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息965条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息965条，专利信息 5000条，此外企业还拥有行政许可79个。 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"报告框架模板的生成方法、装 置、电子设备及介质"的专利，授权公告号CN115688725B，申请日期为2022年5月。 ...

Group 1: Gold Market Prices - As of February 16, 2026, the domestic gold market shows a mixed trend with a real-time trading price of 1119 CNY per gram and a basic gold price set at 1125 CNY per gram [1] - The price range for jewelry brand gold products is between 1300-1579 CNY per gram, with major brands like Chow Tai Fook and Luk Fook uniformly priced at 1529 CNY per gram, while Lao Feng Xiang is slightly higher at 1548 CNY per gram [2] - The Shanghai Gold Exchange reports that the AuT D contract price is 1108.50 CNY per gram, down 1.47% from the previous day, and the Au9999 contract is at 1109.00 CNY per gram, with a decline of 1.20% [2] Group 2: Bank Gold Bar Pricing - Major banks are quoting investment gold bars in the range of 1121-1145 CNY per gram, with differences attributed to handling fees and brand premiums [4] - Among state-owned banks, Industrial and Commercial Bank of China is at 1143.43 CNY per gram, and China Construction Bank at 1141.30 CNY per gram, while joint-stock banks are slightly lower [5] - China Gold and Cai Bai Jewelry report prices of 1139 CNY per gram and 1137 CNY per gram respectively, while jewelry brands like Chow Tai Fook and Lao Feng Xiang have gold bar prices reaching 1342-1403 CNY per gram, exceeding bank channel prices [6] Group 3: Investment Case Studies - Investor Xue Di, with a strategy of gradual accumulation since 2023, turned an initial capital of 2.8 million CNY into over 5.6 million CNY by January 2026, emphasizing gold's value preservation [8] - In contrast, investor Shi Yue faced losses after buying at a high of 1200 CNY per gram, leading to an average cost of 1185.73 CNY per gram and a significant weekly loss [8] - Investor Tian Rui missed the opportunity to purchase gold at 553 CNY per gram in 2023, now facing much higher prices, highlighting the importance of timing in investment success [8] Group 4: Pricing Power Shift and Supply Variables - Since 2025, the pricing logic of gold has undergone structural changes, moving from a negative correlation with U.S. Treasury real interest rates to a new model influenced by global debt levels and central bank gold purchases [9] - In 2025, global gold demand reached a record high of 5002 tons, with central bank purchases of 863 tons stabilizing the market, indicating a shift in the pricing system towards a tripartite structure involving Asian demand, North American demand, and central bank purchases [9] - Supply dynamics are also changing, as seen in Ghana, where gold production reached a record 6 million ounces in 2025, with artisanal mining surpassing large commercial mines, indicating a surge in informal supply channels [10] Group 5: Consumer Awareness and Investment Strategies - Consumers are advised to be cautious of "one-price" gold products that may not clearly indicate weight, potentially leading to high per-gram prices upon resale [12] - For genuine investors, transparency is crucial, with institutions like China Construction Bank and Agricultural Bank of China offering gold bars at only a slight premium over market prices, making them preferable for risk-averse investments [12] - The strategic reserve demand from global central banks, alongside U.S. monetary policy expectations and geopolitical risk factors, supports high gold prices, emphasizing the distinction between jewelry and investment-grade gold [12]