为加强与投资者的互动交流，长沙银行股份有限公司（简称"本行"）将参加由湖南证监局、湖南省上市 公司协会与深圳市全景网络有限公司联合举办的2025年湖南辖区上市公司投资者网上集体接待日暨半年 度业绩说明会活动，现将相关事项公告如下： 证券代码：601577 证券简称：长沙银行 编号：2025-044 优先股代码：360038 优先股简称：长银优1 长沙银行股份有限公司 关于参加2025年湖南辖区上市公司 投资者网上集体接待日活动的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 本次活动将采用网络远程的方式举行，投资者可登录"全景路演"网站（https://rs.p5w.net），或关注微信 公众号：全景财经，或下载全景路演APP，参与本次互动交流，活动时间为 2025年9月19日（星期五） 14:00-17:00。 届时本行董事会秘书将在线就公司业绩、发展战略和经营状况等投资者关心的问题，与投资者进行沟通 与交流，欢迎广大投资者踊跃参与！ 特此公告。 长沙银行股份有限公司董事会 2025年9月13日 ...

| | | | 货币市场传导 债券市场做市 研究和创新业务 | | 合规稳健经营 | | --- | --- | --- | --- | --- | --- | | 机构名称 | 稳定融出、合 理定价的交易 | 稳市表现 | 资金紧张时期 - 情况 情况 | 稳市表现 | 事故、流动性安全问题等 | | | 范围 | | 数量 | | | | 中国农业银行股份有限公司 | 中国工商银行股份有限公司 | | --- | --- | | 中国建设银行股份有限公司 | 中国银行股份有限公司 | | 交通银行股份有限公司 | 中国邮政储蓄银行股份有限公司 | | 国家开发银行 | 中国进出口银行 | | 中国农业发展银行 | 上海浦东发展银行股份有限公司 | | 招商银行股份有限公司 | 中信银行股份有限公司 | | 兴业银行股份有限公司 | 华夏银行股份有限公司 | | 平安银行股份有限公司 | 中国光大银行股份有限公司 | | 广发银行股份有限公司 | 中国民生银行股份有限公司 | | 浙商银行股份有限公司 | 恒丰银行股份有限公司 | | 渤海银行股份有限公司 | 北京银行股份有限公司 | | 宁波银行股份有限 ...

证券代码：601577 证券简称：长沙银行 编号：2025-044 优先股代码：360038 优先股简称：长银优 1 届时本行董事会秘书将在线就公司业绩、发展战略和经营状况等 投资者关心的问题，与投资者进行沟通与交流，欢迎广大投资者踊跃 参与！ 特此公告。 长沙银行股份有限公司董事会 2025 年 9 月 13 日 1 长沙银行股份有限公司 关于参加 2025 年湖南辖区上市公司 投资者网上集体接待日活动的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 为加强与投资者的互动交流，长沙银行股份有限公司（简称"本 行"）将参加由湖南证监局、湖南省上市公司协会与深圳市全景网络 有限公司联合举办的 2025 年湖南辖区上市公司投资者网上集体接待 日暨半年度业绩说明会活动，现将相关事项公告如下： 本次活动将采用网络远程的方式举行，投资者可登录"全景路演" 网站（https://rs.p5w.net），或关注微信公众号：全景财经，或下 载全景路演 APP，参与本次互动交流，活动时间为 2025 年 9 月 19 日 （星期五）14:0 ...

9月8日，万亿长行 给力湖南——长沙银行千企万户大走访·金融服务高新技术企业（衡阳）专场活动在衡阳举行。活动现场，长沙银行围绕"初创期、成长期、成熟期"企业全生命周期，宣讲科技 衡阳市委副书记、市长朱健，长沙银行党委副书记、行长张曼，衡阳市政府党组成员、副市长钟凡，长沙银行党委委员、副行长李建英，衡阳市政府党组成员、秘书长廖义智出席活动。衡阳市相 近年来，衡阳市以"制造立市、文旅兴城"双轮驱动，聚焦创新创业生态和体制机制改革、聚焦科技创新与产业创新融合、聚焦新型工业化与新质生产力发展，筑起一座"产业森林之城"。衡阳市 长沙银行全力服务衡阳市经济社会发展，自衡阳分行成立以来，深耕衡阳、服务衡阳，始终与地方政府战略同步、与产业发展同频，累计投放各项贷款超500亿元，服务个人客户超32.2万人、企 长沙银行党委副书记、行长张曼在致辞中表示，长沙银行将聚焦衡阳大局所向、发展所需、企业所急，以"金融之力"践行"合作之约"，以"服务之效"搭建"创新之翼"，以"金融生态"润泽"产业 长沙银行为衡阳市高新技术企业量身定制金融服务方案，其中定制开发纯信用额度500万元的"雁城奖补贷"，是长沙银行首个针对奖补企业进行的单独授权， ...

Investment Rating - The report maintains an "Increase" rating for the banking sector, indicating a positive outlook for the industry [1]. Core Insights - In the first half of 2025, the contribution of financial asset disposal gains from AC and OCI accounts to revenue reached 5.2%, an increase of 2.9 percentage points compared to 2024 [1][2]. - The investment income growth rate for 42 listed banks was 23.6%, with AC, OCI, and TPL gains showing year-on-year growth rates of 134.7%, 79.0%, and -8.4% respectively [1]. - The report highlights that the increase in disposal gains does not necessarily indicate a significant increase in asset disposal scale, as market conditions and strategies vary among banks [2]. Financial Asset Disposal Gains - The contribution of AC and OCI financial asset disposal gains to revenue was 5.2%, up 2.9 percentage points from 2024, with AC asset disposal gains contributing 2.6% [2]. - Among different types of banks, rural commercial banks had the highest contribution from AC and OCI disposal gains, reaching 11.0%, an increase of 6.2 percentage points from 2024 [2]. - Specific banks such as Jiangyin Bank, Sunong Bank, and Zijin Bank had high disposal gain ratios relative to their revenue, at 28.9%, 26.7%, and 22.7% respectively [2]. OCI Floating Profit Situation - The overall OCI floating profit decreased compared to the end of the previous year, accounting for 12.6% of the estimated profit for 2025 [3]. - Major state-owned banks like CCB and ABC reported significant OCI floating profits, with balances exceeding 30 billion [3]. - The average contribution of OCI floating profits to profits for city and rural commercial banks was notably high, with Ningbo Bank's ratio reaching 35% [3][6]. Sector Trends - The banking sector is expected to benefit from expansionary policies aimed at stabilizing the economy, with a focus on real estate and consumer spending [7]. - The report suggests a focus on banks with improving fundamentals, such as Ningbo Bank, and those with dividend strategies like Jiangsu Bank and Chengdu Bank [7]. - Attention is also drawn to banks with potential convertible bond conversion expectations, including Shanghai Bank and Industrial Bank [7].

| 025-09-05 | 长沙根行 | 601577 | 8.6 | 1548 851 | 180 | 中信建投证券股份 | 中信建投证券股份 | 증 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 交易日期 | 证券商房 | 蓬券代码。 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 | | | 有限公司甘肃分公 | 美出营业服 有限公司甘肃分公 | 是否为专场 | 9月5日，长沙银行大宗交易成交180万股，成交额1548万元，占当日总成交额的7.46%，成交价8.6元， 较市场收盘价9.45元折价8.99%。 ...

Investment Rating - The report maintains a positive outlook on the banking sector's allocation value, suggesting continued investment interest in the sector [4][10]. Core Viewpoints - The performance of listed banks in the first half of 2025 shows a marginal improvement in revenue and profit margins, with year-on-year growth of 1.0% in revenue and 0.8% in net profit attributable to shareholders [4][5]. - The recovery in the bond market during the second quarter has alleviated some of the pressures on bond investment returns, contributing to the overall performance improvement [4][5]. - The report anticipates that the banking sector's revenue and net profit growth will remain around 1% year-on-year for 2025, despite ongoing pressures on the banking fundamentals [4][10]. Summary by Sections Performance Overview - In the first half of 2025, listed banks experienced a year-on-year revenue growth of 1.0% and a net profit growth of 0.8%, with quarter-on-quarter improvements of 2.8 percentage points and 2 percentage points respectively [4][5]. - The growth in interest-earning assets was 9.7% year-on-year, with a stable credit growth of 8% and a significant increase in financial investments by 14.9% [4][11]. - The net interest margin for the first half of 2025 was 1.33%, showing a year-on-year decline of 13 basis points, which is less than the decline seen in the same period last year [4][5]. Non-Interest Income - Non-interest income showed a positive trend, with a year-on-year increase of 10.8% in other non-interest income and a 3.1% increase in fee income [4][5][10]. - The report highlights that the recovery in the capital market has contributed to the improvement in non-interest income [4][10]. Asset Quality - The report notes that while the non-performing loan ratio remains stable, there is an increase in the generation rate of overdue and non-performing loans, particularly in retail banking [4][10]. - The provision coverage ratio remained stable, with an increase in provisioning efforts during the first half of 2025 [4][10]. Future Outlook - The banking sector is expected to face continued pressure in 2025, but signs of a potential turning point are emerging, with improved net interest margins and non-interest income [4][10]. - The report suggests that the demand for bank stocks will increase from long-term funds, driven by favorable policies encouraging investment in the banking sector [4][10].

Group 1 - The city commercial bank sector experienced a decline of 0.37% on September 5, with Chongqing Bank leading the drop [1] - The Shanghai Composite Index closed at 3812.51, up 1.24%, while the Shenzhen Component Index closed at 12590.56, up 3.89% [1] - Key individual stock performances in the city commercial bank sector included Ningbo Bank rising by 1.74% and Chongqing Bank falling by 1.34% [1][2] Group 2 - The net outflow of main funds from the city commercial bank sector was 287 million yuan, while retail investors saw a net inflow of 141 million yuan [2] - The trading volume for Chongqing Bank was 107,400 shares, with a transaction amount of 103 million yuan [2] - The overall trading activity showed a mixed trend, with some banks experiencing slight declines while others saw minor gains [1][2]

Core Viewpoint - Changsha Bank's 2025 semi-annual report indicates a steady growth in total assets and liabilities, but faces challenges in profitability and asset quality due to narrowing net interest margins and rising non-performing loans [2][3]. Financial Performance - As of June 30, 2025, total assets reached 1,247.385 billion RMB, a year-on-year increase of 13.72% - Total liabilities amounted to 1,165.090 billion RMB, up 13.58% year-on-year - Total loans stood at 602.692 billion RMB, reflecting a 12.95% increase year-on-year - Total deposits were 759.184 billion RMB, growing by 11.23% year-on-year - For the first half of 2025, operating income was 13.249 billion RMB, a 1.59% increase year-on-year - Net profit reached 4.329 billion RMB, up 5.05% year-on-year [2][4]. Asset Quality - As of June 30, 2025, non-performing loan balance was 7.046 billion RMB, an increase of 0.662 billion RMB from the end of the previous year - Non-performing loan ratio remained stable at 1.17%, with a slight decrease of 1 basis point from the previous quarter - Personal loan non-performing ratio increased significantly to 2.20%, up 33 basis points from the end of the previous year - Overdue loan balance was 13.405 billion RMB, a substantial increase of 36.02% from the end of the previous year [3][6]. Capital Adequacy - Capital adequacy ratios for Changsha Bank showed a slight decline compared to the end of the previous year, but remained compliant with regulatory standards [3]. Institutional Shareholding - As of June 30, 2025, the proportion of institutional shareholders who increased or newly entered their holdings rose by 0.82%, while those who reduced or exited their holdings decreased by 1.90%, resulting in a net reduction of 1.18% in institutional shareholding [6]. Market Challenges - The bank faces challenges in expanding personal loans and corporate deposits due to a slow growth rate in housing mortgage loans and adjustments in deposit structure - There is an increasing pressure on credit risk management as overdue and attention-class loans have risen [6].

"我们现在的生活来之不易，我们要铭记历史，努力学习，为祖国的繁荣富强而继续奋斗。""我们读书的意义就 是，可以用自己的能力为国家做出贡献，投身到祖国的发展当中。"课后，不少孩子们发出质朴而坚定的感慨。 据了解，未来长沙银行湘江新区支行将持续深耕"青春思政课"，将金融服务与社会责任有机结合，擦亮"金融为 民"的底色。 从抗战民族英雄杨靖宇，到中国氢弹之父于敏；从八女投江的壮烈决绝，到第一代飞行员的凌云壮志，再到四行 仓库八百战士的死守不退……宣讲员周梦洁用鲜活故事串联历史碎片，将"抗战精神"化为可触可感的成长教材， 在孩子们心中播下爱国种子。 长沙晚报掌上长沙9月4日讯（全媒体记者 吴鑫矾）9月3日，长沙银行湘江新区支行走进岳麓区第二小学，为六年 级全体师生共计600余人带来了一堂别开生面的青春思政课，通过影像、演说与互动相结合方式，让师生们重温 烽火岁月，感悟抗战精神。 ...