BANK OF CHANGSHA(601577)
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长银五八消费金融获长沙银行增资 其他股东不参与增资
Xi Niu Cai Jing· 2025-12-22 03:56
长银五八成立于2017年,由长沙银行、北京城市网邻信息技术有限公司(以下简称"北京网邻")、长沙通程控股股份有限公司(以下简称"通程控股")共同 发起设立,总部位于湖南长沙。目前,上述三大股东的持股比例分别是56.66%、26.43%和16.91%。 12月16日,长沙银行发布公告称,为进一步增强控股子公司湖南长银五八消费金融股份有限公司(以下简称"长银五八")的资本实力,提升其风险抵御能 力,推动其健康可持续发展,该行拟以自有资金对长银五八增资,增资金额不超过15.5亿元(含),最终金额以经监管部门核准后的实际出资金额为准。 长银五八当前的注册资本为11.24亿元。通程控股在公告中提到,前述增资及股权转让完成后,长银五八的注册资本将由11.24亿元增加至19.45亿元。 值得注意的是,通程控股近日发布公告称,该公司与北京网邻均不参与此次增资。同时,通程控股拟将持有的长银五八1.14亿股股份转让给长沙银行,转让 价格为每股1.8877元,转让金额总计约2.15亿元。转让后,通程控股持有长银五八的股份总数由1.9亿股变更为7600万股。 ...
长银五八获输血15.5亿难挽颓势 第三季度转亏成本与合规临双挑战
Chang Jiang Shang Bao· 2025-12-21 23:21
Core Viewpoint - Changsha Bank is injecting 1.55 billion yuan into its subsidiary, Changyin Wuba Consumer Finance Company, to enhance its risk resilience amid deteriorating asset quality and declining profits [1][4][10]. Group 1: Investment and Financial Performance - Changsha Bank plans to increase its capital in Changyin Wuba by no more than 1.55 billion yuan using its own funds [2]. - This marks the second capital increase for Changyin Wuba in 14 months, aimed at improving its risk management capabilities [3]. - In 2023, Changyin Wuba reported a profit of 683 million yuan, ranking among the top five in the industry, but its net profit plummeted by approximately 95% in 2024 [4][13]. - By the third quarter of 2025, Changyin Wuba faced a rare loss, indicating a significant decline in financial performance [4][12]. Group 2: Shareholder Dynamics and Control - The capital injection appears to be a response to regulatory requirements and a continuation of a long-term trend of increasing shareholding concentration [6]. - Following the latest capital increase, Changsha Bank's shareholding in Changyin Wuba rose to 74.96%, while 58.com's stake was diluted to 15.27% [10]. - 58.com has consistently opted out of capital increases, reflecting a lack of confidence in Changyin Wuba's future [11]. Group 3: Challenges and Market Position - Changyin Wuba faces high customer acquisition costs and compliance issues, compounded by new lending regulations [5][15]. - The company has struggled to leverage its initial user base from 58.com effectively, leading to missed growth opportunities [15]. - The asset quality has deteriorated significantly, with a notable increase in non-performing loans, which has adversely affected profitability [14].
2026年贺岁纪念币、纪念钞今起陆续发行 预约方式→
Xin Lang Cai Jing· 2025-12-21 21:43
Core Points - The People's Bank of China is issuing the 2026 New Year commemorative banknotes and coins starting from December 22, 2023, which includes one banknote and three types of coins, all recognized as legal tender in the People's Republic of China [1][7]. Commemorative Banknote - The commemorative banknote features a horse design on the front, along with the national emblem, the name of the bank, and various security features such as a holographic pattern and a transparent window. The denomination is 20 yuan [1][3]. - The back of the banknote showcases a festive scene with children celebrating, accompanied by Mongolian decorative patterns, and includes the denomination in multiple languages [3]. - The banknote has a face value of 20 yuan, dimensions of 145mm by 70mm, is made of plastic, and has a total issuance of 100 million pieces, including 20,000 for historical archives [5]. Commemorative Coins - The commemorative coins include a 10 yuan dual-color copper alloy coin, which features traditional Chinese paper-cut art and a horse image on the back, with a total issuance of 100 million pieces, including 10,000 for historical archives [6]. - The dual-color copper alloy coin has a diameter of 27mm and will be available for reservation from January 13 to 14, 2026, through designated banks [6]. - Additionally, a set of gold and silver commemorative coins is being issued, which includes a 1-gram round gold coin and an 8-gram diamond-shaped silver coin, both featuring traditional auspicious designs [7][9]. - The 1-gram gold coin has a face value of 10 yuan, a diameter of 10mm, and a maximum issuance of 150,000 pieces, while the 8-gram silver coin has a face value of 3 yuan, a side length of 23mm, and a maximum issuance of 1 million pieces [8][9]. Sales Channels - The sales channels for these commemorative coins and banknotes will be detailed on the China Gold Coin website and the "China Gold Coin" WeChat official account [10].
董事长赵小中到龄离任,长沙银行首位女行长接棒
Sou Hu Cai Jing· 2025-12-20 14:27
来源:三湘都市报 在赵小中董事长任内,长沙银行相继实现获批基金托管资格、完成湖南县域机构全覆盖、资产规模突破 万亿、行业排名进入全球 200强等多项里程碑式成就。 同时,长沙银行股份有限公司第八届董事会第四次临时会议决议公告,董事会同意选举张曼董事为本行 第八届董事会董事长,张曼董事的董事长任职资格需报国家金融监督管理总局湖南监管局核准,其任期 自其董事长任职资格核准之日起至第八届董事会届满之日止。 张曼女士于1972年5月出生,曾任中国农业银行长沙县支行营业部副主任、客户部主任、副行长,长沙 银行星城支行行长,湖南长银五八消费金融股份有限公司筹备办公室主任,长沙银行党委委员、副行 长,长沙银行党委副书记、董事、行长。现任长沙银行党委书记、董事、行长。 三湘都市报·新湖南客户端12月20日讯(全媒体记者 仝若楠)12月19日晚间,长沙银行发布公告,董事 长赵小中因到龄离任,辞职后,赵小中不再担任任何职务。同日,经董事会审议通过,选举张曼为长沙 银行第八届董事会董事长,现任长沙银行党委书记、行长。 12月19日晚间,公告称因到龄离任,赵小中申请辞去董事长、董事,董事会战略与可持续发展委员会主 任委员及委员、董事 ...
长沙银行董事长赵小中到龄离任 “70后”女行长张曼接棒
Mei Ri Jing Ji Xin Wen· 2025-12-20 14:18
在公告中,长沙银行给予了赵小中高度评价,称其"见证了长沙银行从无到有、发展壮大的全过程"。 图片来源:长沙银行公告 赵小中离任后,现任长沙银行党委书记、行长的金融"女将"张曼将接任该行董事长一职。长沙银行表示,张曼的董事长任职资格需报国家金融监督管理总局 湖南监管局核准,而在监管部门核准前,全体董事一致推举张曼代为履行董事长职务。 赵小中是长沙银行"元老"级人物,自长沙银行成立之初即进入该行。公告显示,赵小中曾任长沙银行华夏支行行长、党支部书记,长沙银行华龙支行行长、 党支部书记。自2015年9月起,赵小中担任长沙银行行长,2021年12月起担任长沙银行党委书记、董事长。 总资产超万亿元的A股上市城商行长沙银行(SH601577,股价9.72元,市值390.90亿元)换帅。 12月19日晚间,长沙银行公告称,董事会于当日收到董事长赵小中的书面辞职报告,辞职原因为到龄离任。辞职后,赵小中不再担任长沙银行任何职务。 目前代为履行董事长职务的张曼生于1972年5月,曾任中国农业银行长沙县支行营业部副主任、客户部主任、副行长,长沙银行星城支行行长,湖南长银五 八消费金融股份有限公司筹备办公室主任,长沙银行党委委员、副 ...
长沙银行董事长赵小中到龄离任,“70后”女行长张曼接棒
Mei Ri Jing Ji Xin Wen· 2025-12-20 14:07
Group 1 - Changsha Bank, the first A-share listed city commercial bank in Changsha, has announced a leadership change with the resignation of Chairman Zhao Xiaozhong due to age-related retirement [1][4] - Zhang Man, the current Party Secretary and President of Changsha Bank, will take over as Chairman, pending approval from the National Financial Regulatory Administration [4] - Zhao Xiaozhong has been a key figure in the bank since its inception, serving in various leadership roles, including President since September 2015 and Chairman since December 2021 [4] Group 2 - As of the third quarter of 2025, Changsha Bank reported total assets of 1.24 trillion yuan, reflecting an 8.45% year-on-year increase [5] - The bank achieved operating income of 19.721 billion yuan in the first three quarters of this year, a 1.29% increase compared to the previous year, and a net profit attributable to shareholders of 6.557 billion yuan, up 6% year-on-year [5]
万亿级城商行换帅,“70后女将”接棒
Shang Hai Zheng Quan Bao· 2025-12-20 08:59
湖南首家上市银行"掌门人"实现平稳交接。 12月19日晚间,长沙银行发布公告称,因到龄离任,赵小中申请辞去长沙银行董事长职务;同时该行董 事会同意选举张曼为第八届董事会董事长,在监管部门核准张曼的董事长任职资格前,由张曼代为履行 董事长职务。 此次长沙银行董事长一职的变动业内已有预期,张曼现任长沙银行行长,接任董事长一职可以保障该行 经营战略的稳定性。 不过,作为万亿级的上市银行,在有效需求不足等外部环境考验下,张曼接棒董事长也面临着不少的挑 战;尤其长沙银行整体的业务结构不均衡,息差收窄、中间业务收入占比待提升、大客户依赖度上升等 考验也需要应对,这都考验着张曼这位"70后女将"的战略谋划和专业能力。 数据显示,截至2025年三季度末,长沙银行总资产约1.24万亿元;前三季度,该行实现营业收入197.21 亿元,同比增长1.29%;实现归母净利润约65.57亿元,同比增长6%。 行长张曼代为履行董事长职务 作为湖南本土最大的法人城商行,自2018年上市以来,长沙银行的发展就备受市场关注,该行董事长一 职的变动使得这家万亿城商行再次站在资本市场的"聚光灯"下。 长沙银行19日晚间发布公告称,因到龄离任,赵小中 ...
长沙银行,迎来首位女董事长
Sou Hu Cai Jing· 2025-12-20 06:34
Core Viewpoint - The recent leadership change at Changsha Bank marks a significant transition, with the appointment of Zhang Man as the first female chairman, following the departure of long-serving chairman Zhao Xiaozhong, highlighting the rise of female leadership in the banking sector [3][10]. Group 1: Leadership Transition - Zhao Xiaozhong, a founding member and chairman for over ten years, has stepped down due to age, concluding a 20-year journey with Changsha Bank [4]. - Zhang Man, previously the bank's president, has been elected as the new chairman, pending regulatory approval, and will continue to serve as president until a successor is named [3][7]. - This transition reflects a strategic decision to maintain stability and continuity in leadership, with Zhang's extensive experience in local financial markets [8]. Group 2: Company Performance - As of September 2025, Changsha Bank's total assets reached 1.24 trillion yuan, an 8.45% increase from the beginning of the year, with a net profit of 6.56 billion yuan, leading the Hunan stock sector [5]. - The bank's non-performing loan ratio remains low at 1.18%, with a provision coverage ratio of 311.88%, indicating strong risk management capabilities [6]. - The bank has successfully integrated into local development, serving over 13,000 technology enterprises and providing significant financial support for innovation and entrepreneurship [6]. Group 3: Zhang Man's Background - Zhang Man, born in 1972, has a strong educational background and extensive experience in both state-owned and city commercial banks, making her well-suited for the role [7]. - Her career has included key positions that have allowed her to develop a deep understanding of local market needs, particularly in consumer finance and county-level banking [11]. - Zhang's promotion is seen as a continuation of the bank's strategy to focus on local service and operational excellence [8]. Group 4: Industry Trends - The appointment of female leaders like Zhang Man reflects a growing trend in the banking industry, particularly among city commercial banks, where the proportion of female executives is significantly higher than in state-owned banks [10]. - The shift towards female leadership is aligned with the industry's transition to more refined management and high-quality development, leveraging the unique strengths of women in leadership roles [10]. - Changsha Bank's case serves as a model for other regional banks in talent development and strategic continuity, emphasizing the importance of understanding local markets [13].
万亿级城商行换帅!“70后”女行长掌舵
券商中国· 2025-12-20 02:10
Core Viewpoint - The leadership transition at Changsha Bank marks a significant change as Zhao Xiaozhong steps down as chairman due to age, and Zhang Man, the current president, is elected as the new chairman, indicating a strategic shift in the bank's governance and future direction [1][2]. Group 1: Leadership Transition - Zhao Xiaozhong has served as chairman for over four years, during which he led the bank to achieve significant milestones, including obtaining fund custody qualifications and expanding its asset scale to over 1 trillion yuan [2][3]. - Zhang Man, aged 53, has been appointed as the new chairman and has a background in the agricultural banking system, having joined Changsha Bank in 2006 and served in various leadership roles [4][5]. Group 2: Financial Performance - For the first three quarters of 2023, Changsha Bank reported an operating income of 19.72 billion yuan, a year-on-year increase of 1.3%, and a net profit attributable to shareholders of 6.56 billion yuan, up 6% [5]. - As of the end of September 2023, the bank's total assets reached 1.24 trillion yuan, reflecting its growth trajectory [5]. Group 3: Strategic Goals - The bank aims to achieve ambitious targets by 2033, including reaching total assets of 4 trillion yuan, revenue of 100 billion yuan, and total profit of 40 billion yuan, as outlined in its new ten-year strategy [5].
长沙银行:第八届董事会第四次临时会议决议公告
Zheng Quan Ri Bao· 2025-12-19 15:20
(文章来源:证券日报) 证券日报网讯 12月19日晚间,长沙银行发布公告称,公司第八届董事会第四次临时会议审议通过《关 于选举张曼董事为长沙银行股份有限公司第八届董事会董事长的议案》《关于调整长沙银行股份有限公 司第八届董事会战略与可持续发展委员会、消费者权益保护委员会人员构成的议案》。 ...