长沙银行12月19日公告，拟于2025年12月25日全额赎回本行于2019年12月20日非公开发行的6000万股优 先股。为保证公平信息披露，维护投资者利益，本行拟申请于2025年12月24日对"长银优1"优先股股票 （优先股代码：360038，优先股简称：长银优1）停牌，并于2025年12月25日对全部"长银优1"优先股股 票赎回注销。 ...

南财智讯12月19日电，长沙银行公告，长沙银行股份有限公司董事会于2025年12月19日收到董事长赵小 中先生的书面辞职报告。因到龄离任，赵小中先生申请辞去长沙银行董事长、董事，董事会战略与可持 续发展委员会主任委员及委员、董事会消费者权益保护委员会委员职务，同时不再担任本行法定代表 人。辞职后，赵小中先生不再担任本行任何职务。赵小中先生的辞职报告自送达董事会之日起生效。 ...

证券代码：601577 证券简称：长沙银行 公告编号：2025-064 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 关于优先股停牌的提示性公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 经本行第七届董事会第十四次会议审议通过，并报国家金融监督 管理总局湖南监管局审核无异议，本行拟于 2025 年 12 月 25 日全额赎 回本行于 2019 年 12 月 20 日非公开发行的 6,000 万股优先股（简称"长 银优 1"）。 证券停复牌情况：适用 因拟赎回"长银优 1"优先股,本行的相关证券停复牌情况如下： 证券代码 证券简称 停复牌类型 停牌起始日 停牌 期间 停牌 终止日 复牌日 360038 长银优 1 优先股 停牌 2025/12/24 2025 年 12 月 20 日 1 为保证公平信息披露，维护投资者利益，本行拟申请于 2025 年 12 月 24 日对"长银优 1"优先股股票（优先股代码：360038，优先股简 称：长银优 1）停牌，并于 2025 年 12 月 2 ...

证券代码：601577 证券简称：长沙银行 编号：2025-065 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 长沙银行股份有限公司（简称"本行"）于 2019 年 12 月 25 日 非公开发行 6,000 万股优先股，发行规模为人民币 60 亿元（以下简 称"本次优先股"），2020 年 1 月 21 日起本行本次优先股于上海证 券交易所综合业务平台挂牌转让，优先股代码为 360038，优先股简 称为"长银优 1"。有关本次优先股的赎回信息如下： 一、本次优先股赎回履行的程序 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示: 优先股代码：360038 优先股简称：长银优 1 最后交易日：2025 年 12 月 23 日（星期二） 赎回登记日：2025 年 12 月 24 日（星期三） 停牌起始日：2025 年 12 月 24 日（星期三） 赎回股份注销日：2025 年 12 月 25 日（星期四） 赎回款发放日：2025 年 12 月 25 日（星期四） 终止挂牌日：2025 年 1 ...

Core Viewpoint - Changsha Bank announced its plan to fully redeem 60 million preferred shares, issued on December 20, 2019, on December 25, 2025, following approval from its board and regulatory authorities [1][3]. Group 1: Announcement Details - The preferred shares, referred to as "Changyin Preferred 1," have a par value of RMB 100 each, totaling RMB 6 billion [1][3]. - To ensure fair information disclosure and protect investor interests, Changsha Bank plans to apply for a suspension of trading for "Changyin Preferred 1" shares on December 24, 2025, with redemption and cancellation occurring on December 25, 2025 [1][3].

Group 1 - The core viewpoint of the news is that A-share listed banks are expected to distribute significant cash dividends, with a total expected amount exceeding 260 billion yuan, indicating a trend towards increased shareholder returns [1][2] - As of December 17, 2025, 26 A-share listed banks have disclosed their mid-term or quarterly dividend plans, surpassing the 24 banks that did so for 2024 [1][2] - The six major state-owned banks are the main contributors to this dividend distribution, with a total cash dividend expected to exceed 200 billion yuan, accounting for over 70% of the total dividends from all listed banks [2] Group 2 - The Industrial and Commercial Bank of China leads the dividend distribution with 50.396 billion yuan, followed by other major banks such as China Construction Bank and Agricultural Bank of China [2] - Several banks, including China Merchants Bank and Changsha Bank, are initiating mid-term dividends for the first time, with a total dividend amount of approximately 23 billion yuan [2] - The trend of high-frequency dividends aligns with national policy directives aimed at enhancing the quality of capital market development and protecting investor rights [3][4] Group 3 - The increase in dividend frequency is seen as a positive response to policy guidance, providing a model for other listed companies to improve their dividend mechanisms [4] - High-frequency dividends not only enhance shareholder satisfaction but also meet the investment needs of long-term funds such as social security and pension funds [4][5] - The banking sector's move towards mid-term dividends is expected to positively impact stock prices and the overall banking sector, signaling strong profitability and ample cash flow [6]

Core Viewpoint - The consumption finance sector is experiencing a "capital increase wave" starting from 2024, driven by regulatory requirements and market considerations [1][6]. Group 1: Capital Increase Activities - Changsha Bank plans to increase capital in its subsidiary, Changyin 58 Consumer Finance, by up to 1.55 billion yuan, raising its ownership from 56.66% to 80.82% [1][2]. - At least seven consumer finance companies have completed capital increases this year, with several firms raising their registered capital to the 1 billion yuan threshold [3][4]. - Notable increases include Ningyin Consumer Finance's capital rising from 2.911 billion yuan to 3.6 billion yuan and Hubei Consumer Finance's from 1.0058 billion yuan to 1.3589 billion yuan [3]. Group 2: Regulatory Context - The "Management Measures for Consumer Finance Companies" effective from April 2024 mandates a minimum registered capital of 1 billion yuan [4][5]. - The new regulations also require major shareholders to hold at least 50% of the shares, up from 30%, to enhance accountability [5][6]. - Current data shows that five consumer finance companies still have registered capital below 1 billion yuan, and nearly half of the major shareholders do not meet the 50% ownership requirement [5]. Group 3: Market Considerations - Industry insiders suggest that the capital increases are not solely driven by regulatory compliance but also by strategic market choices from shareholders [6]. - Some leading companies are significantly increasing capital to expand credit offerings and capture high-quality customer segments, indicating a proactive growth strategy [6][7]. - Analysts predict that while the capital increase trend will continue, the pace will become more rational and differentiated, with medium-sized firms needing to maintain ROE levels and larger firms exploring various capital-raising methods [7].

Group 1 - The core viewpoint of the articles indicates that since 2025, there has been an accelerated redemption of bank preferred shares, with several banks announcing their plans to redeem these shares, leading to a shrinking market for preferred stocks, particularly in the banking sector [1][4][7] - As of December 18, 2023, a total of 55 preferred shares have been issued, raising a total of 906.55 billion yuan, with bank preferred shares accounting for 35 of these, totaling 839.15 billion yuan [1][4] - The redemption trend is primarily driven by banks seeking to optimize financing costs, with significant redemptions occurring this year compared to only two last year [4][7] Group 2 - The preferred shares are a major component of bank wealth management products, with over 90% of equity investments in these products being allocated to preferred shares [2][10] - Due to the shrinking market for preferred shares, wealth management products are now looking for alternative investment options, as the supply of preferred shares diminishes [3][10] - The issuance of perpetual bonds has surged, with 69 perpetual bonds issued this year, totaling 821.8 billion yuan, indicating a shift in capital-raising strategies among banks [8][12] Group 3 - The redemption of preferred shares must comply with capital adequacy requirements, necessitating prior approval from regulatory authorities to ensure banks maintain sufficient capital levels [8] - The fixed and floating interest rates of preferred shares are subject to adjustments, with some banks reducing their dividend rates in response to changing market conditions [7] - The overall market for equity assets in bank wealth management has been declining, with the proportion of equity assets dropping from 4.8% in 2020 to around 2% by the end of 2023 [10][11]

Group 1 - Changsha Bank announced a capital increase of up to 1.55 billion yuan for its subsidiary Hunan Changyin 58 Consumer Finance Co., Ltd. at a price of 1.8877 yuan per share [1][6] - After the capital increase, the registered capital of Changyin 58 will rise from 1.124 billion yuan to 1.945 billion yuan, and Changsha Bank's shareholding will increase from 56.66% to 74.96% [4][5] - The capital increase is in response to the new regulatory requirements that raise the minimum registered capital for consumer finance companies from 300 million yuan to 1 billion yuan and increase the major shareholder's ownership requirement from 30% to 50% [4] Group 2 - As of December 31, 2024, Changyin 58's total assets were 29.62 billion yuan, with net assets of 3.58 billion yuan, and an audited net profit of 34 million yuan [4] - For the first three quarters of 2025, Changyin 58 reported total revenue of 1.67 billion yuan and an unaudited net profit of 21 million yuan [4]

Core Viewpoint - The A-share market has seen a broad increase in bank stocks, indicating positive market sentiment towards the banking sector [1] Group 1: Stock Performance - Suzhou Bank, Xiamen Bank, Shanghai Bank, Hangzhou Bank, Jiangyin Bank, China Construction Bank, and Chongqing Rural Commercial Bank all experienced gains exceeding 2% [1] - Zhangjiagang Bank, Nanjing Bank, Jiangsu Bank, Qilu Bank, Changsha Bank, Qingdao Bank, and Chongqing Bank saw increases close to 2% [1]