Core Viewpoint - The trend of mid-term dividends among A-share listed banks is gaining momentum, with over 60% of banks reporting increased revenue and profit in the first half of the year, prompting many to distribute substantial dividends to shareholders [2][4]. Group 1: Mid-term Dividend Implementation - Changsha Bank announced its first mid-term dividend, distributing approximately 804 million yuan in cash dividends to shareholders, with a payout of 0.20 yuan per share [4]. - As of September 19, 17 out of 42 A-share listed banks have disclosed mid-term dividend plans, with a total proposed distribution amounting to approximately 237.54 billion yuan [4]. - The six major state-owned banks are leading the trend, collectively proposing to distribute 204.66 billion yuan, accounting for about 86% of the total mid-term dividends among listed banks [5]. Group 2: Notable Dividend Distributions - Industrial and Commercial Bank of China leads with a mid-term dividend of 50.40 billion yuan, followed by China Construction Bank with 48.61 billion yuan and Agricultural Bank of China with 41.82 billion yuan [5]. - Citic Bank, Ping An Bank, Huaxia Bank, and Minsheng Bank have also announced their mid-term dividends, with Citic Bank proposing 10.46 billion yuan [5]. - Several banks, including Changshu Bank and China Merchants Bank, have joined the mid-term dividend trend, with China Merchants Bank planning a significant distribution of 26.23 billion yuan, representing a 35% payout ratio [6]. Group 3: Industry Insights - The implementation of mid-term dividends is seen as a response to regulatory requirements and aims to enhance investor confidence and stabilize stock prices [5]. - Industry experts suggest that mid-term dividends can improve liquidity and provide more predictable cash flows for investors, even if the total annual dividend amount remains unchanged [6]. - There are still several listed banks that have not announced their mid-term dividend plans, indicating a need for smaller banks to balance dividend distribution with capital replenishment and business expansion [7].

证券代码：601577 证券简称：长沙银行 编号：2025-046 优先股代码：360038 优先股简称：长银优1 长沙银行股份有限公司关于召开2025年半年度业绩说明会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 重要内容提示： 会议召开时间：2025年9月30日(星期二)上午10:00-11:00 会议召开方式：上海证券交易所上证路演中心网络互动 会议召开网址：https://roadshow.sseinfo.com/ 投资者可于2025年9月23日（星期二）至9月29日（星期一）16:00前登录上证路演中心网站首页点击"提 问预征集"栏目或通过本行邮箱（bankofchangsha@cscb.cn)进行提问。本行将在说明会上对投资者普遍 关注的问题进行回答。 一、说明会类型 长沙银行股份有限公司(简称"本行")已于2025年8月30日发布本行2025年半年度报告，拟于2025年9月30 日上午10:00-11:00以网络互动形式召开2025年半年度业绩说明会，就投资者关心的经营业绩、发展战略 等事项进行沟通交流， ...

Core Viewpoint - Changsha Bank's East City Branch is actively engaging in financial literacy initiatives to help consumers make informed choices about financial products and to mitigate risks associated with fraud and illegal financial activities [1][3]. Group 1: Financial Literacy Activities - The East City Branch has organized a series of financial knowledge promotion activities in September, focusing on consumer education and risk awareness [1]. - The branch utilized a "dual-line integration" approach for outreach, employing both online platforms (WeChat, Moments) and offline methods (LED screens in branches) to reach over 10,000 individuals [3]. - More than 10 in-branch promotional events were held, alongside 10 outreach activities in communities and businesses, distributing over 2,000 informational materials [3]. Group 2: Consumer Rights Protection - The East City Branch is committed to fulfilling its responsibility in protecting consumer rights and plans to conduct more specialized educational activities in the future [5].

Market Performance - The city commercial bank sector increased by 0.39% on September 19, with Qilu Bank leading the gains [1] - The Shanghai Composite Index closed at 3820.09, down 0.3%, while the Shenzhen Component Index closed at 13070.86, down 0.04% [1] Individual Stock Performance - Qilu Bank's closing price was 5.67, up 2.90%, with a trading volume of 1,000,900 shares and a transaction value of 561 million [1] - Suzhou Bank closed at 8.15, up 2.00%, with a trading volume of 546,900 shares and a transaction value of 441 million [1] - Hangzhou Bank closed at 15.41, up 1.72%, with a trading volume of 527,000 shares and a transaction value of 803 million [1] - Jiangsu Bank closed at 10.26, up 0.79%, with a trading volume of 1,279,700 shares and a transaction value of 1.309 billion [1] - Other notable performances include: - Changsha Bank: 9.10, up 0.66% - Xiamen Bank: 6.37, up 0.47% - Chengdu Bank: 17.53, up 0.46% - Chongqing Bank: 9.08, up 0.22% - Qingdao Bank: 4.85, up 0.21% - Nanjing Bank: 10.48, unchanged [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 268 million from institutional investors, while retail investors contributed a net inflow of 122 million [2] - The sector experienced a net outflow of 390 million from speculative funds [2] Individual Stock Capital Flow - Qilu Bank had a net inflow of 87.58 million from institutional investors, while it faced a net outflow of 69.65 million from speculative funds [3] - Ningbo Bank saw a net inflow of 65.53 million from institutional investors, with a net outflow of 71.36 million from speculative funds [3] - Suzhou Bank experienced a net inflow of 54.95 million from institutional investors, alongside a net outflow of 49.77 million from speculative funds [3] - Jiangsu Bank had a net inflow of 39.48 million from institutional investors, with a significant net outflow of 118 million from speculative funds [3]

证券代码：601577 证券简称：长沙银行 编号：2025-046 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 关于召开 2025 年半年度业绩说明会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 投资者可于 2025 年 9 月 23 日（星期二）至 9 月 29 日（星期 一）16:00 前登录上证路演中心网站首页点击"提问预征集"栏目或 通过本行邮箱（bankofchangsha@cscb.cn)进行提问。本行将在说明 会上对投资者普遍关注的问题进行回答。 一、说明会类型 长沙银行股份有限公司(简称"本行")已于 2025 年 8 月 30 日发 布本行 2025 年半年度报告，拟于 2025 年 9 月 30 日上午 10:00-11:00 以网络互动形式召开 2025 年半年度业绩说明会，就投资者关心的经 营业绩、发展战略等事项进行沟通交流，广泛听取投资者的意见和建 议。 二、说明会召开的时间、地点 （一）会议召开时间：2025 年 9 月 30 日上午 10:00-11:00 1 ...

Core Viewpoint - Changsha Bank announced a cash dividend distribution of 0.20 CNY per share (including tax) for the first half of 2025, totaling approximately 804.31 million CNY for all shareholders [2][4]. Distribution Plan - The cash dividend distribution is based on a total share capital of 4,021,553,754 shares [4]. - The distribution plan was authorized by the shareholders' meeting on May 21, 2025, and approved by the board of directors [2][3]. Distribution Implementation - The cash dividends will be distributed to all shareholders registered with the China Securities Depository and Clearing Corporation Limited, Shanghai Branch, as of the close of trading on the registration date [3]. - Shareholders who have completed designated transactions can collect their cash dividends at their designated securities business department on the distribution date [6]. Tax Deduction Information - For individual shareholders and securities investment funds, the tax rate on dividends varies based on the holding period, with a maximum rate of 20% for shares held for one month or less [10]. - For shares held for more than one year, dividends are exempt from personal income tax [10]. - For natural person shareholders of restricted shares, a tax rate of 10% applies to dividends received before the lifting of restrictions [11]. - Qualified Foreign Institutional Investors (QFII) will also face a 10% tax rate on dividends [12]. - For investors in the Hong Kong Stock Exchange holding A-shares, a 10% tax rate applies as well [13]. Contact Information - For inquiries regarding the dividend distribution, shareholders can contact the board office at 0731-89934772 [14].

Core Viewpoint - Changsha Bank announced a cash dividend of 0.20 yuan per share (tax included) for the first half of 2025, with the record date set for September 25, 2025, and the ex-dividend date on September 26, 2025 [2] Summary by Category - **Dividend Announcement** - The cash dividend per share is 0.20 yuan, which includes tax [2] - The record date for shareholders is September 25, 2025 [2] - The ex-dividend date is September 26, 2025 [2]

Core Viewpoint - The event organized by Changsha Bank and the Changsha Medical Device Industry Association aims to enhance the development of the medical device industry in Changsha by improving the alignment between financial supply and industry demand, responding to the needs of enterprises [1][3]. Group 1: Event Overview - The "Thousand Enterprises and Ten Thousand Households" outreach event attracted over 200 representatives from the medical device industry [1]. - The event represents a deep collaboration among banks, associations, and enterprises, showcasing Changsha Bank's commitment to serving local industries through financial initiatives [3]. Group 2: Industry Characteristics - The medical device industry is characterized as a high-tech sector with significant potential and development space [3]. - Many participating enterprises are small and medium-sized enterprises (SMEs) in growth and innovation phases, facing challenges such as high financing costs and slow financing processes, which hinder their innovation and scaling efforts [5]. Group 3: Financial Solutions - Changsha Bank introduced a series of tailored financial products and services to address the specific needs of medical device companies, aiming to facilitate their growth and development [5]. - A new product called "Medical Loan" was launched, offering pure credit, small-amount loans with a maximum personal limit of 1 million yuan and a maximum corporate limit of 3 million yuan [7]. Group 4: Strategic Collaboration - A strategic cooperation agreement was signed between Changsha Bank, the Changsha Medical Device Industry Association, and industry representatives, marking a new phase of collaboration [8]. - Changsha Bank established a dedicated Q&A group during the event to provide real-time answers to financing inquiries and gather enterprise needs, enhancing financial service efficiency [8].

Core Viewpoint - Changsha Bank announced a cash dividend distribution plan for the first half of 2025, distributing a total of 804 million yuan to shareholders based on its total share capital of 4.022 billion shares, with a dividend of 0.20 yuan per share [1] Summary by Relevant Sections - **Dividend Distribution Details** - The cash dividend distribution is based on a total share capital of 4.022 billion shares [1] - A total cash dividend of 804 million yuan will be distributed [1] - The cash dividend per share is set at 0.20 yuan (including tax) [1] - The cash distribution date is scheduled for September 26, 2025 [1] - **Approval Process** - The dividend distribution plan was authorized by the board of directors based on the 2024 annual general meeting held on May 21, 2025 [1] - The plan was approved during the second meeting of the eighth board of directors, thus it does not require further approval from the shareholders' meeting [1]

重要内容提示： 每股分配比例 A 股每股现金红利0.20元（含税） 相关日期 证券代码：601577 证券简称：长沙银行 公告编号：2025-045 优先股代码：360038 优先股简称：长银优 1 长沙银行股份有限公司 2025年半年度权益分派实施公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2025/9/25 | － | 2025/9/26 | 2025/9/26 | 差异化分红送转：否 一、 通过分配方案的股东会届次和日期 本次利润分配方案由长沙银行股份有限公司（简称"本行"）2025 年 5 月 21 日的2024年度股东大会授权董事会制定和实施，并经本行第 八届董事会第二次会议审议通过，故本方案无需提交股东会审议。 二、 分配方案 1、发放年度：2025年半年度 2、分派对象： 截至股权登记日下午上海证券交易所收市后，在中国证券登记结 算有限责任公 ...