Core Insights - Chengdu Bank reported a revenue of 17.761 billion yuan for the first three quarters of 2025, representing a year-on-year growth of 3.01% [1] - The net profit attributable to shareholders reached 9.493 billion yuan, with a year-on-year increase of 5.03% [1] - The basic earnings per share stood at 2.24 yuan [2] Financial Performance - The bank's gross profit margin was 63.40%, an increase of 1.64 percentage points year-on-year [2] - The net profit margin was 53.45%, up by 1.02 percentage points compared to the same period last year [2] - The weighted average return on equity was 11.40% [2] Market Valuation - As of October 28, the price-to-earnings ratio (TTM) was approximately 5.77 times, and the price-to-book ratio (LF) was about 0.87 times [2] - The price-to-sales ratio (TTM) was around 3.24 times [2] Shareholder Structure - By the end of Q3 2025, the total number of shareholders was 53,400, an increase of 8,781 or 19.69% from the end of the previous half [2] - The average market value of shares held per shareholder decreased from 1.9102 million yuan to 1.3697 million yuan, a decline of 28.30% [2] Company Overview - Chengdu Bank is located at 16 Xiyu Street, Chengdu, Sichuan Province, and was established on May 8, 1997 [2] - The bank was listed on January 31, 2018, and its main business includes corporate banking, personal banking, and funding operations [2] - Chengdu Bank is classified under the banking sector as a city commercial bank and is associated with concepts such as undervalued stocks, low P/E ratios, value growth, MSCI China, and high dividends [2]

Core Insights - Chengdu Bank reported a revenue of 17.761 billion yuan for the first nine months of 2025, an increase of 520 million yuan, representing a growth rate of 3.01% [1] - The net profit attributable to shareholders reached 9.493 billion yuan, up by 454 million yuan, with a growth rate of 5.03% [1] - The bank's total assets stood at 1.385255 trillion yuan, reflecting a year-on-year increase of 135.139 billion yuan, or 10.81% [1] Financial Performance - Revenue for the first three quarters of 2025: 17.761 billion yuan, up 3.01% year-on-year [1] - Net profit attributable to shareholders: 9.493 billion yuan, up 5.03% year-on-year [1] - Basic earnings per share: 2.24 yuan [1] Asset and Liability Management - Total assets as of September 2025: 1.385255 trillion yuan, an increase of 10.81% from the previous year [1] - Total deposits: 986.432 billion yuan, up 11.35% year-on-year [1] - Total loans: 847.481 billion yuan, reflecting a growth of 14.13% [1] - Deposits accounted for 76.86% of total liabilities, indicating a stable operational structure [1] Credit Quality - Non-performing loan ratio: 0.68% as of September 2025 [1] - Provision coverage ratio: 433.08% [1]

Core Insights - Chengdu Bank reported a revenue of 17.761 billion yuan for the first three quarters of 2025, reflecting a year-on-year increase of 520 million yuan, or 3.01% [2] - The net profit attributable to shareholders reached 9.493 billion yuan, up by 454 million yuan, marking a growth of 5.03% [2] - The basic earnings per share stood at 2.24 yuan, with an annualized asset return rate of 0.96% and a weighted average return on equity of 11.40% [2] Financial Performance - Revenue for the first nine months of 2025: 17.761 billion yuan, up 3.01% year-on-year [2] - Net profit for the same period: 9.493 billion yuan, an increase of 5.03% year-on-year [2] - Basic earnings per share: 2.24 yuan [2] Asset Quality - Non-performing loan ratio as of September 2025: 0.68%, an increase of 0.02 percentage points from the end of the previous year [2] - Provision coverage ratio: 433.08% [2]

Group 1 - Chengdu Bank held its 20th temporary board meeting of the 8th session on October 28, 2025, to review the proposal for the third quarter report of 2025 [1] - For the first half of 2025, Chengdu Bank's revenue composition showed that interest income accounted for 159.66%, while non-interest income made up 2.23% [1] - As of the report date, Chengdu Bank's market capitalization stood at 76.8 billion yuan [1] Group 2 - The A-share market has surpassed 4000 points, marking a significant resurgence after a decade of stagnation, with technology leading the market's transformation [1]

证券代码：601838 证券简称：成都银行 公告编号：2025-062 成都银行股份有限公司 第八届监事会第九次（临时）会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 成都银行股份有限公司（以下简称"公司"）第八届监事会第九次 （临时）会议以书面传签方式召开，决议表决截止日为 2025 年 10 月 28 日。会议通知已于 2025 年 10 月 23 日以电子邮件及书面方式向全 体监事发出。本次会议应参与表决监事 4 名，实际参与表决监事 4 名。 会议的召开符合《中华人民共和国公司法》《中华人民共和国证券法》 等法律、行政法规、部门规章、规范性文件以及《成都银行股份有限 公司章程》的有关规定。会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 审议通过了《关于成都银行股份有限公司 2025 年第三季度报告 的议案》 表决结果：同意 4 票，反对 0 票，弃权 0 票。 监事会认为，公司 2025 年第三季度报告的编制和审议程序符合 法律、行政法规和中国证监会的规定，报告的内容真实、准确、完整 地 ...

成都银行股份有限公司（以下简称"本公司"）于 2025 年 10 月 23 日以电子邮件及书面方式向全体董事发出关于召开董事会会议的 通知和材料，本公司第八届董事会第二十次（临时）会议于 2025 年 10 月 28 日在本公司总部 5 楼 1 号会议室以现场结合视频方式召开。 本次会议应出席有表决权董事 11 名，徐登义、陈存泰 2 名董事现场 出席，王永强、郭令海、付剑峰、余力、马晓峰、龙文彬、顾培东、 马骁、余海宗 9 名董事通过视频连线方式参加会议。会议由副董事长、 行长徐登义（代为履行董事长职责）主持。拟任董事黄建军、张育鸣， 4 名监事以及本公司高级管理人员等列席会议。会议的召开符合《中 华人民共和国公司法》《中华人民共和国证券法》等法律、行政法规、 部门规章、规范性文件及《成都银行股份有限公司章程》的有关规定。 会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 证券代码：601838 证券简称：成都银行 公告编号：2025-061 成都银行股份有限公司 第八届董事会第二十次（临时）会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其 ...

Financial Performance - In Q3 2025, the company's operating income was CNY 5,491,062, a decrease of 2.92% year-on-year[9] - The net profit for Q3 2025 was CNY 2,875,972, reflecting a slight increase of 0.16% compared to the same period last year[9] - For the first nine months of 2025, the company reported operating income of CNY 17.761 billion, a year-over-year increase of CNY 0.520 billion, or 3.01%[22] - The net profit attributable to shareholders for the same period was CNY 9.493 billion, up CNY 0.454 billion, or 5.03% year-over-year[22] - Net profit for the first nine months of 2025 reached 7,894,360 thousand RMB, a decrease from 9,164,118 thousand RMB in the same period of 2024, reflecting a decline of approximately 13.9%[49] Assets and Liabilities - Total assets reached CNY 1,385,255,000 as of September 30, 2025, marking a 10.81% increase from the end of 2024[10] - The company’s total liabilities increased by 10.24% to CNY 1,283,442,792 compared to the end of 2024[10] - Total deposits amounted to CNY 986.432 billion, reflecting a growth of CNY 100.573 billion, or 11.35% compared to the previous year[20] - The total loan amount was CNY 847.481 billion, which is an increase of CNY 104.913 billion, or 14.13% year-over-year[20] - The adjusted on-balance and off-balance sheet assets balance reached CNY 1,446,137,789 as of September 30, 2025, compared to CNY 1,307,663,981 at the end of 2024, reflecting a growth of approximately 10.6%[35] Cash Flow - The net cash flow from operating activities for the first nine months of 2025 surged by 388.75% to CNY 57,590,457[9] - Net cash flow from operating activities improved significantly to 57,590,457 thousand RMB in 2025, compared to a negative cash flow of 19,944,982 thousand RMB in 2024[51] - Cash inflow from investment activities totaled 117,324,475 thousand RMB in 2025, compared to 90,152,274 thousand RMB in 2024, marking an increase of about 30.1%[52] - Cash outflow from investment activities surged to 155,728,558 thousand RMB in 2025, compared to 49,237,688 thousand RMB in 2024, indicating a significant increase of approximately 216.5%[52] - The net cash flow from financing activities in 2025 was negative at (12,124,459) thousand RMB, contrasting with a positive cash flow of 14,124,222 thousand RMB in 2024[52] Capital and Ratios - The core tier one capital as of September 30, 2025, was CNY 85.590 billion, compared to CNY 80.442 billion at the end of 2024, showing a growth of 6.4%[32] - The total capital net amount reached CNY 140.432 billion, an increase from CNY 123.274 billion at the end of 2024[32] - The core Tier 1 capital adequacy ratio improved to 8.77% from 8.71% in the previous period, while the Tier 1 capital adequacy ratio increased to 10.52% from 10.48%[33] - The liquidity coverage ratio decreased to 190.37% as of September 30, 2025, down from 211.09% at the end of 2024, reflecting a tighter liquidity position[37] - The leverage ratio improved to 7.10% as of September 30, 2025, compared to 6.62% at the end of 2024, indicating a stronger capital position[35] Other Key Metrics - The company's non-performing loan ratio stood at 0.68%, while the provision coverage ratio was 433.08% as of September 30, 2025[22] - The annualized return on assets was 0.96%, and the weighted average return on equity was 11.40%[22] - The cost-to-income ratio for the first nine months of 2025 was 25.21%, compared to 24.75% in the same period of 2024[24] - The proportion of normal loans remained stable at 98.95% as of September 30, 2025, compared to 98.91% at the end of 2024, showing consistent asset quality[39] - Other comprehensive income after tax for the first nine months of 2025 was (1,598,179) thousand RMB, a significant decline from 125,336 thousand RMB in 2024[49] Future Plans - The company plans to expand its financial services and enhance its digital banking capabilities in the upcoming quarters[9]

Core Insights - Chengdu Bank reported an operating income of 17.761 billion yuan for the period from January to September 2025, representing a year-on-year increase of 3.01% [1] - The net profit attributable to shareholders of the parent company reached 9.493 billion yuan, reflecting a year-on-year growth of 5.03% [1] - Basic earnings per share decreased to 2.24 yuan, down 5.49% compared to the previous year [1] Financial Performance - Total assets at the end of the period amounted to 1,385.255 billion yuan, an increase of 10.81% from the end of the previous year [1] - Net assets attributable to shareholders of the parent company were reported at 101.812 billion yuan, marking an increase of 18.59% [1]

Market Performance - The city commercial bank sector increased by 0.01% compared to the previous trading day, with Xiamen Bank leading the gains [1] - The Shanghai Composite Index closed at 3988.22, down by 0.22%, while the Shenzhen Component Index closed at 13430.1, down by 0.44% [1] Individual Bank Performance - Xiamen Bank's closing price was 7.15, with a rise of 5.46% and a trading volume of 582,400 shares, amounting to a transaction value of 412 million yuan [1] - Chongqing Bank closed at 10.67, up by 2.11%, with a trading volume of 225,000 shares [1] - Chengdu Bank's closing price was 18.11, increasing by 0.84% with a trading volume of 314,100 shares [1] - Other banks such as Changsha Bank, Lanzhou Bank, and Jiangsu Bank showed minimal changes in their stock prices [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 223 million yuan from institutional investors, while retail investors experienced a net outflow of 356 million yuan [2] - The main capital inflow was observed in banks like Nanjing Bank and Chengdu Bank, with significant net inflows from institutional investors [3] - Retail investors showed a negative net flow in several banks, indicating a cautious sentiment among smaller investors [3]

Market Performance - The city commercial bank sector increased by 0.63% on October 27, with Chongqing Bank leading the gains [1] - The Shanghai Composite Index closed at 3996.94, up 1.18%, while the Shenzhen Component Index closed at 13489.4, up 1.51% [1] Individual Bank Performance - Chongqing Bank's closing price was 10.45, with a rise of 2.75% and a trading volume of 349,100 shares, amounting to a transaction value of 368 million yuan [1] - Other notable banks included Xi'an Bank, which rose by 1.95% to 4.19, and Xiamen Bank, which increased by 1.50% to 6.78 [1] - Conversely, Chengdu Bank saw a decline of 1.54%, closing at 17.96, with a trading volume of 474,100 shares [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 310 million yuan from institutional investors, while retail investors saw a net inflow of 22.9 million yuan [2] - The capital flow data indicates that Nanjing Bank had a net inflow of 21.65 million yuan from institutional investors, while Zhengzhou Bank experienced a net outflow of 13.86 million yuan [3] Summary of Trading Data - The trading data for various banks shows mixed performance, with some banks like Chongqing Bank and Xi'an Bank showing positive trends, while others like Chengdu Bank and Suzhou Bank faced declines [1][2][3] - The overall trading volume and transaction values reflect active market participation, with significant amounts traded across various banks [1][2]