Core Viewpoint - Chengdu Bank's stock price has experienced a decline, with a current trading price of 16.71 CNY per share, reflecting a 2.05% drop on November 17. The bank's market capitalization stands at 70.824 billion CNY [1]. Group 1: Stock Performance - Chengdu Bank's stock has increased by 3.03% year-to-date, but has seen a decline of 2.22% over the last five trading days, 9.28% over the last 20 days, and 8.24% over the last 60 days [1]. - The trading volume on November 17 reached 664 million CNY, with a turnover rate of 0.93% [1]. Group 2: Financial Metrics - For the period from January to September 2025, Chengdu Bank reported a net profit attributable to shareholders of 9.493 billion CNY, representing a year-on-year growth of 5.03% [1]. - The bank has distributed a total of 17.856 billion CNY in dividends since its A-share listing, with 10.126 billion CNY distributed over the past three years [2]. Group 3: Shareholder Information - As of September 30, 2025, the number of shareholders of Chengdu Bank increased by 19.69% to 53,400, while the average circulating shares per person decreased by 16.45% to 79,262 shares [1]. - Hong Kong Central Clearing Limited is the third-largest circulating shareholder, holding 255.7 million shares, an increase of 9.7744 million shares from the previous period [2].

成都银行股份有限公司 2025 年第三次临时股东大会会议材料 成都银行股份有限公司 2025年第三次临时股东大会会议材料 （股票代码：601838） 2025 年 11 月 28 日 一、成都银行股份有限公司（下称"本行"）根据《中华 人民共和国公司法》《中华人民共和国证券法》《上市公司 股东会规则》和《成都银行股份有限公司章程》的规定，认 真做好召开股东大会的各项工作。 二、在会议主持人宣布现场出席会议的股东和代理人数 及其所持有表决权的股份总数之前，会议登记终止。 成都银行股份有限公司 2025 年第三次临时股东大会会议材料 文件目录 成都银行股份有限公司 2025 年第三次临时股东大会会议材料 会议须知 为维护全体股东的合法权益，确保股东大会的会议秩序 和议事效率，保证股东大会的顺利召开，根据《中华人民共 和国公司法》《上市公司股东会规则》《成都银行股份有限 公司章程》和《成都银行股份有限公司股东大会议事规则》 等相关规定，特制定本须知。 三、股东参加股东大会，应当认真履行其法定义务，会 议开始后应将手机铃声置于无声状态，尊重和维护其他股东 合法权益，保障大会的正常秩序。 四、股东及股东代理人参加股东大 ...

Investment Rating - The report does not explicitly state an investment rating for the banking sector, but it provides detailed insights into dividend yields and distribution processes, which can inform investment decisions. Core Insights - The report outlines the latest dividend yields and mid-term dividend processes for A and H shares of listed banks, emphasizing the importance of accurately calculating dynamic dividend yields to avoid discrepancies across periods [1][2]. - It details the two processes for mid-term dividends following the 2023 revision of the regulatory guidelines, highlighting the conventional and simplified processes for implementing mid-term dividends [2]. - The report provides a comprehensive overview of key dates related to dividend distribution for both A and H shares, including the importance of purchasing shares before the ex-dividend date to qualify for dividends [3][4]. Summary by Sections Dynamic Dividend Yield Calculation - A simplified yet accurate method for calculating dynamic dividend yield is introduced, defined as "rolling 12-month EPS * cash dividend rate / share price," which helps avoid issues related to overlapping or missing annual and mid-term dividends [1]. - The report calculates the cash dividend rate using a standardized approach across different banks, resulting in a clear comparison of dividend yields as of November 13, 2025 [1]. Mid-Term Dividend Processes - The report explains the two processes for mid-term dividends: the conventional process requiring shareholder approval and a simplified process allowing for quicker implementation [2]. - The simplified process is designed to enhance flexibility for companies in distributing mid-term dividends, thereby improving shareholder returns [2]. Dividend Distribution Key Dates - For A shares, investors must purchase shares before the ex-dividend date to receive dividends on the same day, while H shares typically see a delay of about one month for dividend payments [3][4]. - The report outlines the differences in the dividend distribution timeline between A and H shares, emphasizing the need for investors to be aware of these timelines to maximize their returns [3][4]. Mid-Term Dividend Progress - As of November 13, 2025, 31 A-share banks have confirmed mid-term dividends, while 11 H-share banks have also confirmed their dividend distributions [9][11]. - The report categorizes banks based on their dividend status, detailing those that have implemented dividends, those that are pending, and those that have opted not to distribute dividends [9][10][11]. - It highlights that the end of 2025 and early 2026 is expected to be a peak period for mid-term dividend distributions, suggesting potential investment opportunities for dividend-seeking investors [11].

Core Viewpoint - Chengdu Bank has approved two significant bond issuance proposals during its recent board meeting, indicating a strategic move to enhance its capital structure and support financial operations [1] Group 1: Bond Issuance Proposals - The bank plans to issue 7 billion yuan in subordinated capital bonds with a 10-year maturity and a redemption option at the end of the fifth year [1] - A total of 10 billion yuan is planned for the issuance of special financial bonds and ordinary financial bonds, with a cap of 3 billion yuan for technology innovation bonds and 3 billion yuan for green financial bonds [1] - Both proposals will be submitted for shareholder meeting approval, with the final issuance plan subject to regulatory approval [1]

一、 召开会议的基本情况 (一) 股东大会类型和届次 证券代码：601838 证券简称：成都银行 公告编号：2025-065 成都银行股份有限公司 关于召开2025年第三次临时股东大会的通知 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 2025年第三次临时股东大会 召开的日期时间：2025 年 11 月 28 日 9 点 30 分 股东大会召开日期：2025年11月28日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 (二) 股东大会召集人：董事会 (三) 投票方式：本次股东大会所采用的表决方式是现场投票和网络投票相结 合的方式 (四) 现场会议召开的日期、时间和地点 召开地点：四川省成都市西御街 16 号成都银行大厦 5 楼 3 号会议室 (五) 网络投票的系统、起止日期和投票时间 网络投票系统：上海证券交易所股东大会网络投票系统 网络投票起止时间：自2025 年 11 月 28 日 至2025 年 11 月 28 日 采用上海证券交易所网络投票系统，通过交易系统投票平台的投票时间 ...

Core Insights - The city commercial bank sector experienced a slight increase of 0.05% on November 12, with Changsha Bank leading the gains [1] - The Shanghai Composite Index closed at 4000.14, down 0.07%, while the Shenzhen Component Index closed at 13240.62, down 0.36% [1] Stock Performance - Changsha Bank (601577) closed at 10.08, up 0.90% with a trading volume of 199,800 shares and a transaction value of 201 million yuan [1] - Shanghai Bank (601229) closed at 10.22, up 0.89% with a trading volume of 597,100 shares and a transaction value of 611 million yuan [1] - Other notable performances include: - Lanzhou Bank (001227) at 2.44, up 0.41% - Jiangsu Bank (616009) at 11.13, up 0.27% - Beijing Bank (601169) at 5.73, up 0.17% [1] Capital Flow - The city commercial bank sector saw a net inflow of 220 million yuan from main funds, while retail investors experienced a net outflow of 200 million yuan [2] - Key capital flows include: - Jiangsu Bank (600919) with a net inflow of 10.4 million yuan from main funds [2] - Beijing Bank (601169) with a net inflow of 62.5 million yuan from main funds [2] - Shanghai Bank (601229) with a net inflow of 58.5 million yuan from main funds [2]

Core Insights - Multiple A-share listed banks have seen significant share purchases by executives and major shareholders since 2025, indicating confidence in the banking sector's long-term value [1][5] - Recent quarterly reports show that most city commercial banks have stabilized and improved their net interest margins compared to the end of the first half of the year [1] Group 1: Shareholder Activity - Over 10 banks have received share purchases from shareholders or executives, including Xiamen Bank, Suzhou Bank, Chengdu Bank, Chongqing Bank, Shanghai Bank, Everbright Bank, Lanzhou Bank, Postal Savings Bank, and Wuxi Bank, with city commercial banks being the majority [1] - On November 7, Qilu Bank reported that its directors, supervisors, and senior executives had collectively increased their holdings by approximately 3.15 million yuan, accounting for 90% of the planned increase [3] - Qingdao Bank's major shareholder, Guoxin Chanin Holdings, increased its stake through the Hong Kong Stock Connect, raising its total shareholding to 15.42%, making it the largest shareholder [5] Group 2: Financial Performance - Among the 42 listed banks, 35 reported a year-on-year increase in net profit for the first three quarters, with seven banks achieving double-digit growth, including Qingdao Bank, Qilu Bank, Hangzhou Bank, Jiangyin Bank, Changshu Bank, Shanghai Pudong Development Bank, and Chongqing Bank [5] - The recent quarterly reports reflect a positive performance for banks this year, contributing to market confidence [5]

Core Insights - The A-share market has seen a rise in bank stocks, with notable increases in shares of Chongqing Rural Commercial Bank and Agricultural Bank, both rising over 2% [1] - Agricultural Bank has reached a historical high, with its total market capitalization approaching 3 trillion yuan [1] Summary by Category Stock Performance - Chongqing Rural Commercial Bank (601077) increased by 2.29%, with a total market capitalization of 81.1 billion yuan and a year-to-date increase of 23.69% [2] - Agricultural Bank (601288) rose by 2.17%, reaching a market capitalization of 2,967.9 billion yuan and a year-to-date increase of 65.94% [2] - Other banks such as Chongqing Bank (601963), CITIC Bank (601998), and Jiangsu Bank (600919) also saw increases of over 1% [2] Market Capitalization - The total market capitalization of Agricultural Bank is nearing 3 trillion yuan, marking a significant milestone [1] - Other banks like China Bank (601988) and Postal Savings Bank (601658) have market capitalizations of 1,852.7 billion yuan and 708.6 billion yuan, respectively [2] Year-to-Date Performance - The year-to-date performance of various banks shows significant growth, with Agricultural Bank leading at 65.94%, followed by Chongqing Bank at 29.62% and Jiangsu Bank at 20.22% [2]

Core Viewpoint - Chengdu Bank's board of directors held a temporary meeting to discuss and approve several key financial proposals, including investment and financing management for 2026, issuance of capital instruments, and bonds to support various financial needs [2][3][4][5][7]. Group 1: Meeting Overview - The meeting was held on November 11, 2025, with 11 directors present, including 3 in person and 7 via video [2]. - The meeting complied with relevant laws and regulations, ensuring the legality and validity of the resolutions made [2]. Group 2: Approved Proposals - The board approved the proposal for implementing investment management related to state-owned enterprises in Chengdu for 2026, with unanimous support [3]. - The board also approved the financing management proposal for state-owned enterprises in Chengdu for 2026, again with unanimous support [4]. - A proposal was approved to issue up to 7 billion yuan in secondary capital bonds, with a 10-year term and an option for early redemption after 5 years, aimed at enhancing the bank's capital adequacy [5]. - The board approved a proposal to issue up to 10 billion yuan in special and ordinary financial bonds, including specific allocations for technology innovation and green finance, with a maximum term of 5 years [7]. - A proposal for related party transactions with Chengdu Inclusive Financing Guarantee Co., Ltd. was approved, with one director abstaining from the vote [8].

证券代码：601838 证券简称：成都银行 公告编号：2025-064 成都银行股份有限公司 第八届董事会第二十一次（临时）会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 成都银行股份有限公司（以下简称"本公司"）于 2025 年 11 月 6 日以电子邮件及书面方式向全体董事发出关于召开董事会会议的通 知和材料，本公司第八届董事会第二十一次（临时）会议于 2025 年 11 月 11 日在本公司总部 5 楼 1 号会议室以现场结合视频方式召开。 本次会议应出席有表决权董事 11 名，徐登义、马晓峰、马骁 3 名董 事现场出席，郭令海、付剑峰、余力、陈存泰、龙文彬、顾培东、余 海宗 7 名董事通过视频连线方式参加会议，董事王永强因公务原因无 法出席会议，书面委托董事付剑峰代为出席并行使表决权。会议由副 董事长、行长徐登义（代为履行董事长职责）主持。拟任董事张育鸣、 3 名监事以及本公司高级管理人员等列席会议。会议的召开符合《中 华人民共和国公司法》《中华人民共和国证券法》等法律、行政法规、 部门规章、规范性文件 ...