2025年10月29日，成都银行(601838.SH)发布2025年三季报。 公司营业总收入为177.61亿元，较去年同报告期营业总收入增加5.20亿元，实现5年连续上涨，同比较去年同期上涨3.01%。归母净利润为94.93亿元，较去年 同报告期归母净利润增加4.54亿元，实现5年连续上涨，同比较去年同期上涨5.03%。经营活动现金净流入为575.90亿元，较去年同报告期经营活动现金净流 入增加775.35亿元，实现2年连续上涨。 公司摊薄每股收益为2.24元。 公司最新总资产周转率为0.01次。 公司最新资产负债率为92.65%，较上季度资产负债率减少0.90个百分点，较去年同期资产负债率减少1.04个百分点。 公司最新ROE为9.32%。 公司股东户数为5.34万户，前十大股东持股数量为25.60亿股，占总股本比例为60.39%，前十大股东持股情况如下： | 序号 | 股东名称 | 持股 | | --- | --- | --- | | 1 | 成都交子金融控股集团有限公司 | 20.00 | | 2 | HONG LEONG BANK BERHAD | 17.7 | | 3 | 香港中央结算有限公司 | ...

登录新浪财经APP 搜索【信披】查看更多考评等级 一、重要提示 1.1 公司董事会、监事会及董事、监事、高级管理人员保证本季度报告内容的真实、准确、完整，不存 在虚假记载、误导性陈述或者重大遗漏，并承担个别和连带的法律责任。 1.2 公司第八届董事会第二十次（临时）会议于2025年10月28日审议通过《关于成都银行股份有限公司 2025年第三季度报告的议案》。本次会议应出席有表决权董事11名，徐登义、陈存泰2名董事现场出 席，王永强、郭令海、付剑峰、余力、马晓峰、龙文彬、顾培东、马骁、余海宗9名董事通过视频连线 方式参加会议。 1.3 公司副董事长、行长徐登义（代为履行董事长职责），财务部门负责人吴聪敏保证季度报告中财务 信息的真实、准确、完整。 1.4 公司第三季度财务报表未经审计。 1.5 本季度报告所载财务数据及指标按照中国企业会计准则编制，除特别说明为母公司数据外，均为合 并报表数据，货币单位以人民币列示。 二、公司基本情况 2.1 主要财务数据 （一）主要会计数据和财务指标 单位：千元 ■ 注：1.贷款损失准备=以摊余成本计量的发放贷款和垫款损失准备＋以公允价值计量且其变动计入其他 综合收益的发放贷 ...

Core Insights - Chengdu Bank reported a revenue of 17.761 billion yuan for the first three quarters of 2025, representing a year-on-year growth of 3.01% [1] - The net profit attributable to shareholders reached 9.493 billion yuan, with a year-on-year increase of 5.03% [1] - The basic earnings per share stood at 2.24 yuan [2] Financial Performance - The bank's gross profit margin was 63.40%, an increase of 1.64 percentage points year-on-year [2] - The net profit margin was 53.45%, up by 1.02 percentage points compared to the same period last year [2] - The weighted average return on equity was 11.40% [2] Market Valuation - As of October 28, the price-to-earnings ratio (TTM) was approximately 5.77 times, and the price-to-book ratio (LF) was about 0.87 times [2] - The price-to-sales ratio (TTM) was around 3.24 times [2] Shareholder Structure - By the end of Q3 2025, the total number of shareholders was 53,400, an increase of 8,781 or 19.69% from the end of the previous half [2] - The average market value of shares held per shareholder decreased from 1.9102 million yuan to 1.3697 million yuan, a decline of 28.30% [2] Company Overview - Chengdu Bank is located at 16 Xiyu Street, Chengdu, Sichuan Province, and was established on May 8, 1997 [2] - The bank was listed on January 31, 2018, and its main business includes corporate banking, personal banking, and funding operations [2] - Chengdu Bank is classified under the banking sector as a city commercial bank and is associated with concepts such as undervalued stocks, low P/E ratios, value growth, MSCI China, and high dividends [2]

Core Insights - Chengdu Bank reported a revenue of 17.761 billion yuan for the first nine months of 2025, an increase of 520 million yuan, representing a growth rate of 3.01% [1] - The net profit attributable to shareholders reached 9.493 billion yuan, up by 454 million yuan, with a growth rate of 5.03% [1] - The bank's total assets stood at 1.385255 trillion yuan, reflecting a year-on-year increase of 135.139 billion yuan, or 10.81% [1] Financial Performance - Revenue for the first three quarters of 2025: 17.761 billion yuan, up 3.01% year-on-year [1] - Net profit attributable to shareholders: 9.493 billion yuan, up 5.03% year-on-year [1] - Basic earnings per share: 2.24 yuan [1] Asset and Liability Management - Total assets as of September 2025: 1.385255 trillion yuan, an increase of 10.81% from the previous year [1] - Total deposits: 986.432 billion yuan, up 11.35% year-on-year [1] - Total loans: 847.481 billion yuan, reflecting a growth of 14.13% [1] - Deposits accounted for 76.86% of total liabilities, indicating a stable operational structure [1] Credit Quality - Non-performing loan ratio: 0.68% as of September 2025 [1] - Provision coverage ratio: 433.08% [1]

Core Insights - Chengdu Bank reported a revenue of 17.761 billion yuan for the first three quarters of 2025, reflecting a year-on-year increase of 520 million yuan, or 3.01% [2] - The net profit attributable to shareholders reached 9.493 billion yuan, up by 454 million yuan, marking a growth of 5.03% [2] - The basic earnings per share stood at 2.24 yuan, with an annualized asset return rate of 0.96% and a weighted average return on equity of 11.40% [2] Financial Performance - Revenue for the first nine months of 2025: 17.761 billion yuan, up 3.01% year-on-year [2] - Net profit for the same period: 9.493 billion yuan, an increase of 5.03% year-on-year [2] - Basic earnings per share: 2.24 yuan [2] Asset Quality - Non-performing loan ratio as of September 2025: 0.68%, an increase of 0.02 percentage points from the end of the previous year [2] - Provision coverage ratio: 433.08% [2]

Group 1 - Chengdu Bank held its 20th temporary board meeting of the 8th session on October 28, 2025, to review the proposal for the third quarter report of 2025 [1] - For the first half of 2025, Chengdu Bank's revenue composition showed that interest income accounted for 159.66%, while non-interest income made up 2.23% [1] - As of the report date, Chengdu Bank's market capitalization stood at 76.8 billion yuan [1] Group 2 - The A-share market has surpassed 4000 points, marking a significant resurgence after a decade of stagnation, with technology leading the market's transformation [1]

证券代码：601838 证券简称：成都银行 公告编号：2025-062 成都银行股份有限公司 第八届监事会第九次（临时）会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 成都银行股份有限公司（以下简称"公司"）第八届监事会第九次 （临时）会议以书面传签方式召开，决议表决截止日为 2025 年 10 月 28 日。会议通知已于 2025 年 10 月 23 日以电子邮件及书面方式向全 体监事发出。本次会议应参与表决监事 4 名，实际参与表决监事 4 名。 会议的召开符合《中华人民共和国公司法》《中华人民共和国证券法》 等法律、行政法规、部门规章、规范性文件以及《成都银行股份有限 公司章程》的有关规定。会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 审议通过了《关于成都银行股份有限公司 2025 年第三季度报告 的议案》 表决结果：同意 4 票，反对 0 票，弃权 0 票。 监事会认为，公司 2025 年第三季度报告的编制和审议程序符合 法律、行政法规和中国证监会的规定，报告的内容真实、准确、完整 地 ...

成都银行股份有限公司（以下简称"本公司"）于 2025 年 10 月 23 日以电子邮件及书面方式向全体董事发出关于召开董事会会议的 通知和材料，本公司第八届董事会第二十次（临时）会议于 2025 年 10 月 28 日在本公司总部 5 楼 1 号会议室以现场结合视频方式召开。 本次会议应出席有表决权董事 11 名，徐登义、陈存泰 2 名董事现场 出席，王永强、郭令海、付剑峰、余力、马晓峰、龙文彬、顾培东、 马骁、余海宗 9 名董事通过视频连线方式参加会议。会议由副董事长、 行长徐登义（代为履行董事长职责）主持。拟任董事黄建军、张育鸣， 4 名监事以及本公司高级管理人员等列席会议。会议的召开符合《中 华人民共和国公司法》《中华人民共和国证券法》等法律、行政法规、 部门规章、规范性文件及《成都银行股份有限公司章程》的有关规定。 会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 证券代码：601838 证券简称：成都银行 公告编号：2025-061 成都银行股份有限公司 第八届董事会第二十次（临时）会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其 ...

Financial Performance - In Q3 2025, the company's operating income was CNY 5,491,062, a decrease of 2.92% year-on-year[9] - The net profit for Q3 2025 was CNY 2,875,972, reflecting a slight increase of 0.16% compared to the same period last year[9] - For the first nine months of 2025, the company reported operating income of CNY 17.761 billion, a year-over-year increase of CNY 0.520 billion, or 3.01%[22] - The net profit attributable to shareholders for the same period was CNY 9.493 billion, up CNY 0.454 billion, or 5.03% year-over-year[22] - Net profit for the first nine months of 2025 reached 7,894,360 thousand RMB, a decrease from 9,164,118 thousand RMB in the same period of 2024, reflecting a decline of approximately 13.9%[49] Assets and Liabilities - Total assets reached CNY 1,385,255,000 as of September 30, 2025, marking a 10.81% increase from the end of 2024[10] - The company’s total liabilities increased by 10.24% to CNY 1,283,442,792 compared to the end of 2024[10] - Total deposits amounted to CNY 986.432 billion, reflecting a growth of CNY 100.573 billion, or 11.35% compared to the previous year[20] - The total loan amount was CNY 847.481 billion, which is an increase of CNY 104.913 billion, or 14.13% year-over-year[20] - The adjusted on-balance and off-balance sheet assets balance reached CNY 1,446,137,789 as of September 30, 2025, compared to CNY 1,307,663,981 at the end of 2024, reflecting a growth of approximately 10.6%[35] Cash Flow - The net cash flow from operating activities for the first nine months of 2025 surged by 388.75% to CNY 57,590,457[9] - Net cash flow from operating activities improved significantly to 57,590,457 thousand RMB in 2025, compared to a negative cash flow of 19,944,982 thousand RMB in 2024[51] - Cash inflow from investment activities totaled 117,324,475 thousand RMB in 2025, compared to 90,152,274 thousand RMB in 2024, marking an increase of about 30.1%[52] - Cash outflow from investment activities surged to 155,728,558 thousand RMB in 2025, compared to 49,237,688 thousand RMB in 2024, indicating a significant increase of approximately 216.5%[52] - The net cash flow from financing activities in 2025 was negative at (12,124,459) thousand RMB, contrasting with a positive cash flow of 14,124,222 thousand RMB in 2024[52] Capital and Ratios - The core tier one capital as of September 30, 2025, was CNY 85.590 billion, compared to CNY 80.442 billion at the end of 2024, showing a growth of 6.4%[32] - The total capital net amount reached CNY 140.432 billion, an increase from CNY 123.274 billion at the end of 2024[32] - The core Tier 1 capital adequacy ratio improved to 8.77% from 8.71% in the previous period, while the Tier 1 capital adequacy ratio increased to 10.52% from 10.48%[33] - The liquidity coverage ratio decreased to 190.37% as of September 30, 2025, down from 211.09% at the end of 2024, reflecting a tighter liquidity position[37] - The leverage ratio improved to 7.10% as of September 30, 2025, compared to 6.62% at the end of 2024, indicating a stronger capital position[35] Other Key Metrics - The company's non-performing loan ratio stood at 0.68%, while the provision coverage ratio was 433.08% as of September 30, 2025[22] - The annualized return on assets was 0.96%, and the weighted average return on equity was 11.40%[22] - The cost-to-income ratio for the first nine months of 2025 was 25.21%, compared to 24.75% in the same period of 2024[24] - The proportion of normal loans remained stable at 98.95% as of September 30, 2025, compared to 98.91% at the end of 2024, showing consistent asset quality[39] - Other comprehensive income after tax for the first nine months of 2025 was (1,598,179) thousand RMB, a significant decline from 125,336 thousand RMB in 2024[49] Future Plans - The company plans to expand its financial services and enhance its digital banking capabilities in the upcoming quarters[9]

成都银行公告，2025年1-9月实现营业收入177.61亿元，比上年同期增3.01%；归属于母公司股东的净利 润94.93亿元，同比增5.03%；基本每股收益2.24元/股，同比下降5.49%；期末总资产13852.55亿元，比 上年末增10.81%；归属于母公司股东的净资产1018.12亿元，增18.59%。 ...