Financial Performance - In 2024, CITIC Bank achieved total operating revenue of RMB 213.65 billion, an increase of 3.76% compared to the previous year[3] - The total profit for 2024 was RMB 80.86 billion, reflecting a growth of 7.98% year-on-year[3] - Net profit attributable to shareholders reached RMB 68.58 billion, marking a 2.33% increase from the previous year[3] - Basic earnings per share were RMB 1.22, a decrease of 3.94% compared to the previous year[3] - The weighted average return on equity was 9.79%, down 1.01 percentage points from the previous year[3] Asset and Equity - The bank's total assets at the end of 2024 amounted to RMB 9,530.32 billion, up 5.28% from the beginning of the year[3] - The equity attributable to ordinary shareholders rose to RMB 684.25 billion, a growth of 13.61% from the previous year[3] Loan Quality - The non-performing loan ratio was 1.16%, a decrease of 0.02 percentage points compared to the end of the previous year[6] - The provision coverage ratio improved to 209.43%, an increase of 1.84 percentage points year-on-year[6] Capital Raising - The bank issued RMB 400 billion of perpetual bonds in 2024, with interest payments totaling RMB 3.36 billion[5]

Core Viewpoint - The company reported a total revenue of 213.646 billion yuan for 2024, reflecting a growth of 3.76% compared to the previous year [1] - The net profit attributable to shareholders reached 68.576 billion yuan, with a growth of 2.33% year-on-year [1] - The basic earnings per share stood at 1.22 yuan [1] Financial Performance - Total revenue for 2024 was 213.646 billion yuan, marking a 3.76% increase [1] - Net profit attributable to shareholders was 68.576 billion yuan, showing a 2.33% growth [1] - Basic earnings per share were reported at 1.22 yuan [1] Asset Quality - The non-performing loan ratio was 1.16% at the end of 2024, a decrease of 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio improved to 209.43%, an increase of 1.84 percentage points compared to the end of the previous year [1]

股票代码：601998 股票简称：中信银行 公告编号：临2025-002 中信银行股份有限公司 关于控股股东及一致行动人之间转让股份进展公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 一、本次股份转让基本情况 本次股份转让完成后，中信金控及其一致行动人合计持有本行股份总数和持 股比例将保持不变，Metal Link、Fortune Class 将不再持有本行股份，不再与中 信金控构成一致行动关系。 本次权益变动不会导致本行控股股东、实际控制人发生变化。 上述情况详见本行于 2024 年 12 月 13 日刊载于《中国证券报》《上海证券 报》《证券时报》以及上海证券交易所网站（www.sse.com.cn）、香港联合交易 所披露易网站（www.hkexnews.hk）和本行网站（www.citicbank.com）的《中信 银行股份有限公司关于控股股东及一致行动人之间转让股份暨权益变动的提示 性公告》《北京市汉坤律师事务所关于中国中信金融控股有限公司免于发出要约 事宜的法律意见书》等相关公告。 1 二、本次股份转让进展情况 ...

本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、中信转债的发行上市概况 | 证券代码：601998 | 证券简称：中信银行 | 公告编号：临 | 2025-001 | | --- | --- | --- | --- | | 转债代码：113021 | 转债简称：中信转债 | | | 中信银行股份有限公司 关于可转债转股结果暨股份变动的公告 经中国证券监督管理委员会《关于核准中信银行股份有限公司公开发行可转换公 司债券的批复》（证监许可〔2018〕2168号）核准，中信银行股份有限公司（以下简 称"本行"）于2019年3月4日公开发行了40,000万张A股可转换公司债券（以下简称 "可转债"或"中信转债"），每张面值100元，发行总额400亿元，期限6年，可转债 票面利率第一年为0.3%、第二年为0.8%、第三年为1.5%、第四年为2.3%、第五年为 3.2%、第六年为4.0%。 经上海证券交易所（以下简称"上交所"）自律监管决定书〔2019〕38号文同意， 本行400亿元可转债于2019年3月19日起在上交所 ...

Financial Performance and Market Position - The Hangzhou Branch of CITIC Bank has grown into a mainstream commercial bank with a comprehensive financing balance exceeding 1.2 trillion yuan, and both deposit and loan balances exceeding 500 billion yuan, ranking at the forefront in terms of scale, comprehensive financial service capabilities, asset quality, and regulatory ratings within the province and the CITIC Bank system [1] - The branch has been awarded multiple honors by the Zhejiang Provincial Government, including the "First Prize for Financial Support to Zhejiang's Economic and Social Development" [1] Support for Private Economy - The Hangzhou Branch has introduced the first "Action Plan to Support the Development of the Private Economy" within the system, proposing 30 comprehensive and targeted measures to enhance financial support for private enterprises [2] - The branch focuses on the characteristics and changes of private enterprises at different development stages, continuously optimizing its product system and enriching its credit product toolbox [9] - It provides annual new loan disbursements of 100 billion yuan to private enterprises and offers comprehensive financing exceeding 200 billion yuan through bonds, equity, and other means [18] Innovation and Technology Support - Zhejiang is the only province with two science and technology financial reform pilot zones, and the overall strength of its science and technology enterprises ranks among the top in the country [3] - As of November, the Hangzhou Branch's loan balance for technology-based enterprises exceeded 56 billion yuan, a 5.6% increase from the beginning of the year, ranking first within the system [5] - The branch has established the first Science and Technology Financial Center within CITIC Bank nationwide and set up 12 Science and Technology Pioneer Institutions and two specialized branches for science and technology [10] - It has launched localized "Scorecard" and "Talent Loan" products, specifically addressing the financial needs of early-stage, small, and new technology enterprises [12] Rural Revitalization and Common Prosperity - The branch actively explores the business model of comprehensive land improvement, successfully implementing the first comprehensive land improvement project within the system, setting a new benchmark for innovative financial services supporting rural revitalization [6] - It focuses on 26 mountainous counties, iterating and upgrading the "Common Prosperity Loan" financing model to further support rural revitalization [24] - The branch has introduced localized public wealth management products, such as the "Common Prosperity and Co-creation" series, extending support to 26 mountainous counties to enhance comprehensive financing and wealth management scale [7] Financial Innovation and Social Responsibility - The branch has innovatively introduced charitable wealth management products, donating excess returns to Zhejiang's charitable causes, achieving a balance between economic and social benefits [15] - It has pioneered charitable wealth management products in collaboration with CITIC Wealth Management and the Zhejiang Charity Federation, donating excess returns in the name of investors [26] - The branch has received multiple honors, including the "National Advanced Collective for Social Poverty Alleviation" and the "Outstanding Contribution Award for Chinese Charity" [27] Comprehensive Financial Services - The branch leverages its comprehensive financial advantages, including "finance + industry," "investment banking + commercial banking," and "domestic + international," to provide integrated financial services [18] - It has established a Science and Technology Financial Investment Alliance in Zhejiang, collaborating with key state-owned investment institutions and leading investment firms to serve technology enterprises and facilitate equity financing [5] - The branch has set up the CITIC West Science and Technology Corridor (Hangzhou) Equity Investment Fund, leveraging social capital to participate in the technological upgrading and expansion of regional technology enterprises [5] Historical Context and Future Outlook - CITIC Bank established its presence in Hangzhou in 1994, becoming one of the first joint-stock banks to enter Zhejiang Province [19] - The branch has been a leader in bond underwriting in Zhejiang for seven consecutive years, pioneering several benchmark projects in the bond market [20] - It continues to align with Zhejiang's high-quality economic development, contributing to the province's modernization and common prosperity goals [8][17]

证券代码：601998 证券简称：中信银行 公告编号：临2024-077 中信银行股份有限公司 谨此对刘国岭先生担任本行有关职务期间为本行作出的贡献表示衷心感谢。 特此公告。 中信银行股份有限公司监事会 2024年12月27日 外部监事辞任公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（以下简称"本行"）监事会近日收到外部监事刘国 岭先生的辞呈。刘国岭先生由于个人精力原因，辞去本行外部监事、监事会监督 委员会及提名委员会委员职务。刘国岭先生的辞任自2024年12月27日起正式生 效。 刘国岭先生确认，其与本行监事会及其任职的监事会专门委员会无不同意 见，亦无与其辞任有关的或其认为有必要引起本行股东、债权人和其他利益相关 者注意的情况。刘国岭先生同时确认，其无任何针对本行的正在发生或将要发生 的诉讼和争议。 ...

证券代码：601998 证券简称：中信银行 公告编号：临2024-076 中信银行股份有限公司董事会会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（以下简称"本行"）于 2024 年 12 月 13 日以书面 形式发出有关会议通知和材料，于 2024 年 12 月 27 日在北京市朝阳区光华路 10 号院 1 号楼中信大厦以现场会议形式完成一次董事会会议召开并形成决议。本次 会议应出席董事 10 名，实际出席董事 10 名，其中，宋芳秀独立董事因公务委托 廖子彬独立董事代为出席并表决，黄芳、廖子彬、周伯文等 3 名董事以视频方式 参加会议。本次会议由方合英董事长主持，本行监事和高级管理人员列席了会议。 会议的召开符合《中华人民共和国公司法》等有关法律、行政法规、部门规章、 规范性文件和《中信银行股份有限公司章程》的规定。根据表决结果，会议审议 通过了以下议案： 一、审议通过《2024年业务连续性专项审计报告》 表决结果：赞成10票 反对0票 弃权0票 二、审议通过《中信银行2025年度审计项目 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 998 更改香港主要營業地點的地址 中信銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，由2025年1月1日起，本行 於香港的主要營業地點的地址將由香港九龍觀塘道348號宏利廣場5樓遷往香港九龍柯士 甸道西1號環球貿易廣場80層。 承董事會命 中信銀行股份有限公司 方合英 董事長 中國‧北京 2024年12月27日 於本公告日期，本行執行董事為方合英先生（董事長）、劉成先生（行長）及胡罡先生；非 執行董事為曹國強先生、黃芳女士及王彥康先生；及獨立非執行董事為廖子彬先生、周 伯文先生、王化成先生及宋芳秀女士。 ...

表决结果： 赞成6票 反对0票 弃权0票 中信银行股份有限公司监事会会议决议公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（以下简称"本行"）于2024年12月16日以书面形式 发出会议通知和材料，于2024年12月25日在北京市朝阳区光华路10号院1号楼中 信大厦以现场会议形式完成一次监事会会议召开并形成决议。本次会议应出席监 事7名，实际出席监事7名，监事刘国岭、程普升、张纯现场参加了会议，监事魏 国斌、曾玉芳通过视频参加了会议，孙祁祥、李蓉监事因事分别委托魏国斌、张 纯监事代为出席会议并表决，本行高级管理人员列席了会议。经过半数的监事一 致推举，由魏国斌监事主持会议。会议的召开符合《中华人民共和国公司法》等 有关法律、行政法规、部门规章、规范性文件和《中信银行股份有限公司章程》 以及相关议事规则的规定。 根据表决情况，会议审议通过《关于中信银行监事会对2024年度审计工作绩 效考评结果的议案》。 程普升监事因与该议案存在利害关系回避表决，该议案有效表决票数为6票。 证券代码：601998 证券简 ...

北京 FT 关于中国中信金融控股有限公司免于发出要约事宜的 法律意见书 汉坤(证)字[2024]第 42382-1-O-1 号 HANKUN 汉 坤 律师事务 所 Han Kun Law Offices 中国北京市东长安街 1 号东方广场 C1 座 9 层 100738 电话:(8610)8525 5500;传真:(86 10) 8525 5511 / 8525 5522 北京 · 上海 · 深圳 · 香港 · 海口 · 武汉 · 新加坡 · 纽约 www.hankunlaw.com 北京市汉坤律师事务所 法律意见书 释义 在本法律意见书中,除非文义另有所指,下列词语具有下述涵义: | 本所 | 指 | 北京市汉坤律师事务所 | | --- | --- | --- | | 贵公司、受让方、中信金控 | 들 | 中国中信金融控股有限公司 | | 中信银行、上市公司 | 指 | 中信银行股份有限公司 | | 中信有限 | 指 | 中国中信有限公司 | | 中信集团 | 指 | 中国中信集团有限公司 | | Metal Link | 指 | Metal Link Limited | | Fortune Class ...