证券日报网讯翠微股份（603123）11月21日在互动平台回答投资者提问时表示，公司控股子公司海科融 通联手阿里云实现AI进件审核，并开展AI智能支付合作，促进人工智能技术与数字支付的交融。 ...

每经AI快讯，11月21日，翠微股份（603123）在互动平台表示，公司控股子公司海科融通联手阿里云 实现AI进件审核，并开展AI智能支付合作，促进人工智能技术与数字支付的交融。 ...

翠微股份在互动表示，海科融通已与央行数字货币研究所指定运营银行系统对接，在多商业场景中支持 数字人民币支付收款，为商户提供数字人民币收单服务。 ...

| 证券代码：603123 | 证券简称：翠微股份 | 公告编号：临 2025-040 | | --- | --- | --- | | 债券代码：188895 | 债券简称：21 翠微 01 | | 北京翠微大厦股份有限公司 关于召开 2025 年第三季度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 网址：https://roadshow.sseinfo.com/ 会议召开方式：上证路演中心网络互动 投资者可于 2025 年 11 月 14 日（周五） 至 11 月 20 日（周四）16:00 前登录上 证路演中心网站首页点击"提问预征集"栏目或通过公司邮箱 dshbgs@cwjt.com 进 行提问。公司将在说明会上对投资者普遍关注的问题进行回答。 北京翠微大厦股份有限公司（以下简称"公司"）已于 2025 年 10 月 31 日发布 公司 2025 年第三季度报告，为便于广大投资者更全面深入地了解公司 2025 年第三 季度经营成果、财务状况，公司计划于 2025 年 11 月 21 日 ...

这家支付机构收获来自母公司的"定向支持"。11月4日，北京商报记者注意到，上市公司翠微股份近日 发布《关于为控股子公司提供担保的进展公告》（以下简称"公告"），其中披露，为北京海科融通支付 服务有限公司（以下简称"海科融通"）提供了2亿元的银行授信担保。这笔资金将满足海科融通融资需 求和开展日常业务。 在分析人士看来，海科融通连续出现净亏损状况，背后既有过度依赖传统收单业务的自身掣肘，也是腰 部支付机构在行业转型期面临的典型困境。 担保具有必要性和合理性 根据公告，2025年10月23日，翠微股份与天津银行股份有限公司北京分行签订《保证合同》，为控股子 公司海科融通在该行申请20000万元的授信额度提供连带责任保证，保证期间为债务履行期限届满之日 起三年。 翠微股份对海科融通的持股比例为98.3%。后者注册资本2.558亿元人民币，拥有"支付交易处理Ⅰ类"牌 照，也是国内体量较大的收单机构之一。 经营发展需要，有利于公司业务的正常开展，上述担保行为不会损害公司和股东利益，具有必要性和合 理性"。 针对授信资金运用、偿债能力评估等，北京商报记者向海科融通方面进一步采访，截至发稿未获回复。 资产负债率超90% 2 ...

Core Viewpoint - The announcement reveals that Cuiwei Co., Ltd. has provided a bank credit guarantee of 200 million RMB to its subsidiary, Haike Rongtong, to support its financing needs and daily operations amid ongoing financial difficulties [1][3]. Group 1: Company Support and Financial Health - Cuiwei Co., Ltd. holds a 98.3% stake in Haike Rongtong, which has a registered capital of 255.8 million RMB and is a significant player in the payment processing industry [3]. - Since 2025, Cuiwei has provided a total of 560 million RMB in credit guarantees to Haike Rongtong, with the current guarantee of 400 million RMB representing 18.7% of Cuiwei's latest audited net assets [3][4]. - Haike Rongtong's total assets reached 1.284 billion RMB with total liabilities of 1.096 billion RMB, resulting in a net loss of 378 million RMB for the year [7]. Group 2: Operational Challenges and Market Conditions - Haike Rongtong has been experiencing continuous net losses, attributed to over-reliance on traditional acquiring services and the challenges faced by mid-sized payment institutions during industry transformation [1][8]. - The company's asset-liability ratio exceeded 90%, indicating high leverage and weak debt repayment capacity, which limits external financing options and increases financial risk [9]. - The payment market is expected to see rising compliance costs and intensified competition, further constraining the survival of smaller institutions like Haike Rongtong [8][9]. Group 3: Strategic Recommendations - Analysts suggest that Haike Rongtong should enhance its competitiveness in the digital payment sector while maintaining its traditional business [9]. - Recommendations include optimizing cost structures, focusing on high-value segments like cross-border payments and SaaS services, and potentially seeking strategic investors to improve capital [9].

Group 1 - The core point of the article is that Cuiwei Co., Ltd. has invested approximately 150 million yuan in Super Fusion Digital Technology Co., Ltd. through its Cuiwei New Life Fund via Hainan Erhai Private Equity Investment Fund Partnership [1] Group 2 - The investment amount is specifically noted as 150 million yuan, indicating a significant financial commitment by the company [1]

Core Viewpoint - The company has invested approximately 150 million yuan in Chaojuvian Digital Technology Co., Ltd. through its investment in the Cuiwei New Life Fund, which is managed by Hainan Erhai Private Equity Investment Fund Partnership (Limited Partnership) [1] Group 1 - The investment amount is around 150 million yuan [1] - The investment is made through the Cuiwei New Life Fund [1] - The fund is managed by Hainan Erhai Private Equity Investment Fund Partnership (Limited Partnership) [1]

Core Insights - The AI and financial technology sectors are experiencing significant activity, with notable stock performances and ETF movements [1][3] - The financial technology ETF (159851) has seen a substantial increase in trading volume and market interest, indicating strong investor sentiment [3] Group 1: Stock Performance - Shenzhou Information has achieved a limit-up increase for four consecutive days, while other stocks like Gaweida and Geer Software have also shown positive movements, with gains exceeding 5% and 1% respectively [1] - The financial technology ETF (159851) experienced a notable intraday surge, with a trading volume nearing 300 million CNY [1] Group 2: ETF Insights - The financial technology ETF (159851) has surpassed 10 billion CNY in scale, with an average daily trading volume of 800 million CNY over the past month, leading among similar ETFs [3] - The ETF's underlying index primarily consists of computer-related stocks, aligning with current trends in domestic substitution and self-sufficiency [3] Group 3: Market Outlook - Minsheng Securities predicts that 2025 will mark the beginning of a new era for AI Agents, potentially expanding the software market to trillions of dollars and enhancing software consumption attributes [2] - The report emphasizes the importance of focusing on financial and tax-related opportunities within the AI application space as a key investment strategy [2]

Core Viewpoint - The company, Beijing Cuiwei Building Co., Ltd., has released its third-quarter report for 2025, ensuring the accuracy and completeness of the information provided [8][39]. Financial Data - The financial statements for the third quarter of 2025 have not been audited [3]. - The report includes significant non-recurring gains and losses, but specific amounts are not detailed [4]. - The company has not reported any changes in major accounting data or financial indicators [5]. Shareholder Information - The total number of ordinary shareholders and the status of preferred shareholders with restored voting rights are not applicable [6]. Board Meeting - The second meeting of the eighth board of directors was held on October 30, 2025, with all nine directors present [9]. - The board approved the third-quarter report with unanimous consent [10][11]. Governance and Management - The board approved revisions to several corporate governance documents, including the subsidiary management system and risk management system, all with unanimous votes [13][14][15][16][20][21][22][24][25][26][27][28][29][30][31][34][35][36]. Operational Updates - The company is advancing the urban renewal project for the Contemporary Mall in Zhongguancun, with significant progress in construction and design [39]. - There are no plans to increase the number of stores during the reporting period [40].