Company Overview - Zhongke Soft Technology Co., Ltd. is located in Haidian District, Beijing, and was established on May 30, 1996. The company was listed on September 9, 2019. Its main business involves computer software development, sales, and services [1]. - The company's revenue composition includes 71.83% from software development and services, 26.63% from system integration and services, 1.29% from software products, and 0.26% from other sources [1]. Financial Performance - As of August 29, Zhongke Soft reported a revenue of 2.853 billion yuan for the first half of 2025, representing a year-on-year growth of 1.21%. However, the net profit attributable to shareholders decreased by 43.36% to 107 million yuan [2]. - The company has distributed a total of 1.728 billion yuan in dividends since its A-share listing, with 977 million yuan distributed over the past three years [3]. Stock Performance - On September 18, Zhongke Soft's stock price increased by 2.04%, reaching 21.03 yuan per share, with a trading volume of 216 million yuan and a turnover rate of 1.25%. The total market capitalization is 17.477 billion yuan [1]. - Year-to-date, the stock price has decreased by 1.31%, but it has seen a 1.25% increase over the last five trading days, a 1.30% increase over the last 20 days, and a 9.36% increase over the last 60 days [1]. Shareholder Information - As of August 29, the number of shareholders increased to 66,600, with an average of 12,477 circulating shares per person, a decrease of 2.11% from the previous period [2]. - Among the top ten circulating shareholders, the Southern CSI 500 ETF holds 8.6218 million shares, an increase of 1.185 million shares compared to the previous period, while Hong Kong Central Clearing Limited holds 6.4659 million shares, a decrease of 867,350 shares [3]. Market Position - Zhongke Soft is classified under the computer-software development industry, specifically in vertical application software. It is associated with concepts such as Huawei Euler, intelligent transportation, cross-border payment, Huawei Kunpeng, and smart governance [1].

Group 1 - The company, Zhongke Ruank (603927.SH), has stated that it has not yet participated in the construction of the stablecoin system in Hong Kong [1]

Core Viewpoint - Zhongke Soft's stock price has shown fluctuations, with a recent increase of 2.08% on September 11, 2023, while the company has experienced a year-to-date decline of 3.38% [1][2]. Group 1: Stock Performance - As of September 11, 2023, Zhongke Soft's stock price is reported at 20.59 CNY per share, with a total market capitalization of 17.11 billion CNY [1]. - The stock has seen a 2.18% increase over the last five trading days, a 3.00% increase over the last twenty days, and a 12.08% increase over the last sixty days [2]. Group 2: Financial Performance - For the first half of 2025, Zhongke Soft achieved a revenue of 2.853 billion CNY, reflecting a year-on-year growth of 1.21%. However, the net profit attributable to shareholders decreased by 43.36% to 107 million CNY [2]. - Since its A-share listing, Zhongke Soft has distributed a total of 1.728 billion CNY in dividends, with 977 million CNY distributed over the past three years [3]. Group 3: Shareholder Information - As of July 31, 2025, Zhongke Soft had 65,200 shareholders, an increase of 3.03% from the previous period, with an average of 12,746 circulating shares per shareholder, a decrease of 2.94% [2]. - The top ten circulating shareholders include the Southern CSI 500 ETF, which holds 8.6218 million shares, an increase of 1.185 million shares from the previous period [3].

Core Insights - A new wave of technological revolution and industrial transformation is underway, with rapid development in information and intelligence, leading to significant disruptive technologies emerging and converging [1][9] - The digital transformation investment in China's insurance industry has been increasing, with the insurance technology scale expected to reach 58.67 billion yuan in 2024, a year-on-year growth of 13.4% [1][10] - The overall IT investment in the Chinese insurance industry is projected to be 49.09 billion yuan in 2024, with a compound annual growth rate of 11.4% from 2021 to 2024 [10][12] - The insurance IT solutions market is facing pressure due to macroeconomic factors, with a projected market size of 10.096 billion yuan in 2024, showing a significant decline [12][14] Insurance IT Industry Overview - Insurance IT refers to the application of information technology in the insurance sector to achieve efficient business processing, management optimization, and innovative services [2] - The current insurance IT systems in China are categorized into core business systems, channel systems, management systems, and others [2] Development Background - The digital transformation of the insurance industry is supported by government policies, with initiatives aimed at enhancing digital capabilities and resource investment [7][8] - The insurance market in China has evolved significantly since the establishment of the People's Republic of China, with the number of insurance institutions reaching 247 by the end of 2024 and premium income increasing from 2.43 trillion yuan in 2015 to 5.70 trillion yuan in 2024 [8][9] Competitive Landscape - The insurance IT solutions market is competitive, with leading companies such as Zhongke Ruankexie, Ruantong Power, and Yishang Shuzhi maintaining their positions, while others like Fabben Information and Yibao Network occupy the second tier [15][16] - The market is characterized by two types of players: traditional insurance company tech subsidiaries and third-party insurance IT service providers [16] Future Trends - The insurance industry is expected to allocate more budget towards high-value business innovations, with a focus on sales intelligence, integrated customer management, and personalized service experiences [16] - The application of AI large model technology across various business operations is anticipated to reshape the insurance value chain, leading to full-link intelligence as a key trend in industry development [16]

Core Viewpoint - The company has announced a profit distribution plan for the first half of 2025, which includes a cash dividend of RMB 0.05 per share, totaling RMB 41,552,000 for all shareholders registered by the specified date [1][2]. Distribution Plan - The profit distribution is based on a total share capital of 831,040,000 shares, with a cash dividend of RMB 0.05 per share, amounting to a total cash distribution of RMB 41,552,000 [2]. - The distribution will be executed through the China Securities Depository and Clearing Corporation Limited Shanghai Branch, with shareholders able to receive their dividends on the designated payment date [2][6]. Taxation Details - For individual shareholders holding shares for over one year, the dividend income is exempt from personal income tax, while those holding for one year or less will have taxes calculated upon the sale of shares [4]. - Qualified Foreign Institutional Investors (QFII) will have a 10% corporate income tax withheld, resulting in a net cash dividend of RMB 0.045 per share [5]. - Hong Kong investors through the Stock Connect will also face a 10% withholding tax, leading to a net cash dividend of RMB 0.045 per share [5]. - Other institutional investors will not have taxes withheld by the company, and the gross cash dividend remains at RMB 0.05 per share [5][6].

Core Points - The company announced a cash dividend of 0.05 yuan per share, totaling 41,552,000 yuan based on a total share capital of 831,040,000 shares [1][2] - The dividend distribution was approved at the annual shareholders' meeting on May 7, 2025, and ratified by the board meeting on August 25, 2025 [1][2] - Key dates for the dividend distribution include the record date on September 9, 2025, the last trading day on September 10, 2025, and the ex-dividend date also on September 10, 2025 [1][2] Dividend Distribution Details - The cash dividend will be distributed through China Securities Depository and Clearing Corporation Limited Shanghai Branch to shareholders registered by the record date [2] - For individual shareholders holding shares for more than one year, the dividend income is exempt from personal income tax, while those holding for one year or less will not have tax withheld at the time of distribution [2][3] - Qualified Foreign Institutional Investors (QFIIs) will have a 10% withholding tax applied, resulting in a net dividend of 0.045 yuan per share [4] - Hong Kong investors through the Stock Connect will also face a 10% withholding tax, leading to a net dividend of 0.045 yuan per share [4] - Other institutional investors will not have tax withheld by the company, and the gross dividend of 0.05 yuan per share will be subject to local tax regulations [5]

Core Viewpoint - Zhongke Soft announced a cash dividend distribution plan for the first half of 2025, with a cash dividend of 0.05 yuan per share (tax included) [2] Summary by Relevant Sections - **Dividend Details** - The cash dividend of 0.05 yuan per share will be distributed to A-share holders [2] - The record date for the dividend is set for September 9, 2025, and the ex-dividend date is September 10, 2025 [2]

证券代码：603927 证券简称：中科软 公告编号：2025-031 中科软科技股份有限公司 每股分配比例 A 股每股现金红利0.05元 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2025/9/9 | － | 2025/9/10 | 2025/9/10 | 差异化分红送转： 否 一、通过分配方案的股东会届次和日期 本次利润分配方案经公司2025 年 5 月 7 日的2024年年度股东会授 权，并经 2025 年 8 月 25 日召开的第八届董事会第十二次会议审议通 过。 二、分配方案 2025年半年度权益分派实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 1、发放年度：2025年半年度 2、分派对象： 截至股权登记日下午上海证券交易所收市后，在中国证券登记结 算有限责任公司上海分公司（以下简称"中国结算上海分公司"）登记 在册的本公司全体股东。 3、分配方案： 本次利润 ...

Group 1 - The company held its 2025 semi-annual performance briefing on August 28, 2025, via an online platform, allowing for interaction with investors [2] - The company has a workforce of nearly 19,000, with over 70% of its revenue coming from software development and services, necessitating a large number of technical personnel [3] - The company aims to enhance its product and service value through technological innovation and organizational management, despite facing a decline in overall gross margin and net profit due to cyclical pressures in downstream industries [4] Group 2 - In 2025, the company is focusing on the research and development of AIGC-related technologies and their application in key industries such as insurance and healthcare [5] - The company is implementing various AI applications across multiple sectors, including insurance, government, and healthcare, with projects aimed at automating core business processes and enhancing operational efficiency [6] - The company is monitoring the application of digital currency in the insurance sector but currently has no mature projects in this area [6]

证券代码：603927 证券简称：中科软 公告编号：2025-030 中科软科技股份有限公司 中科软科技股份有限公司（以下简称"公司"）于 2025 年 8 月 21 日在上海证券交易所网站（www.sse.com.cn）披露了《中科软关 于召开 2025 年半年度业绩说明会的公告》（公告编号：2025-026）， 并通过上证路演中心网站"提问预征集"栏目以及邮件方式提前征集 投资者所关注的问题。 2025 年 8 月 28 日 13:00-14:00，公司通过上证路演中心提供的 网上平台（https://roadshow.sseinfo.com/）以网络互动方式召开 了 2025 年半年度业绩说明会，公司董事长、总经理左春先生，董事 会秘书蔡宏先生、证券部经理郧文龙先生、财务部经理杨培兰女士及 公司其他相关人员出席了本次业绩说明会，与投资者进行了充分的沟 通和交流，并就投资者普遍关注的问题进行了回答。 二、投资者提出的主要问题及公司回复情况 公司对本次业绩说明会中投资者提出的主要问题及公司回复整 理如下： 1、公司不是劳动密集型行业，为何公司人员多达近 1.9 万人， 公司为何不减人增效？ 答：在公司总体收 ...