近期美国地区性银行信贷问题引发广泛关注，部分人不仅将其与2023年硅谷银行恐慌相提并论，甚至类 比2008年全球金融危机。 但花旗集团金融行业分析师基思·霍洛维茨（Keith Horowitz）与信贷策略主管迈克尔·安德森（Michael Anderson）明确表示，这类对比完全偏离事实，毫无根据。二人参与了花旗组织的线上直播，回应投资 者担忧——上周备受关注的信贷违约事件是否暗示更深层的系统性风险。 摩根大通首席执行官杰米·戴蒙（Jamie Dimon）那句如今广为人知的"蟑螂论"（比喻风险暴露只是冰山 一角）被反复提及，反而加剧了投资者的担忧。 霍洛维茨驳斥了"地区性银行存在重大问题"的说法。"这与2008年毫无关联，我对所有地区性银行都给 予'买入'评级，二者没有任何相似之处，当前问题纯粹是欺诈导致的。"他说。 当被问及近期第一品牌集团（First Brands）与三色集团（Tricolor）违约涉及的汽车行业时，霍洛维茨 再次安抚投资者：该行业"毫无问题，状况极佳"。他解释道，汽车贷款通常期限较短，可能引发问题的 贷款多发放于2022年加息前，如今大多已到期，仅占贷款总额的约10%。各银行已为2026 ...

NEW YORK--(BUSINESS WIRE)--The Citi Foundation (the "Foundation†) today announced the 50 community organizations around the world that will each receive $500,000 in grant support as part of its 2025 Global Innovation Challenge. With this support, the selected organizations will help advance innovative employment solutions for low-income youth, building on Citi and the Citi Foundation's longstanding commitment to young people and their economic futures. Youth unemployment is an ongoing and perva. ...

格隆汇10月21日｜花旗集团将麦当劳目标股价从381美元下调至375美元。 ...

格隆汇10月21日｜花旗：将安德玛目标价从5.5美元下调至5美元。 ...

智通财经APP获悉，据知情人士透露，包括摩根大通、美国银行和高盛集团在内的一批美国银行，在缺 乏担保或抵押品的情况下，对向阿根廷提供200亿美元贷款持犹豫态度。 摩根大通、美国银行、高盛和花旗集团未立即回应置评请求。 阿根廷央行周一表示，它已与美国财政部签署了一项200亿美元的汇率稳定协议，这使得美国对这个拉 美第三大经济体的支持总额达到400亿美元。财政部还在公开市场上购买了阿根廷比索。 知情人士指出，美国的这些融资机制也增加了国际货币基金组织与美国财政部之间发生冲突的可能性， 基金组织的官员担心特朗普政府可能向阿根廷施压，要求其将美国债务置于IMF巨额贷款之前。 知情人士透露，银行家们正在等待财政部的指引，明确阿根廷能够提供何种抵押品，或者华盛顿是否计 划自行支持这一融资机制。 知情人士称，该融资机制尚未最终确定，如果银行的抵押品问题得不到解决，可能无法成型。 美国财政部一位发言人表示："关于该机制的讨论仍在进行中，我们期待在谈判完成后提供更多细节。" 美国财政部长斯科特·贝森特上周表示，该部正与银行和投资基金合作，创建一个200亿美元的融资机 制，用于投资这个南美国家的主权债务。 ...

20 Oct 2025 03:05:17 ET │ 13 pages China Economics Vi e w p o i n t | Eyes on Fiscal Implementation with Growth On Track To Target CITI'S TAKE GDP growth slowed to 4.8%YoY in 25Q3 in China as expected, amid the slowdown during summer. The "around 5%" growth target could still be within reach, with 5.2%YoY achieved in 25Q1-3. Long-standing concerns remain, with negative GDP deflator for the 10th consecutive quarter and supply-demand imbalance persisting. The monthly data for September still featured a beat i ...

Citigroup sees Cameroon tapping the International Monetary Fund for a new program once the dust settles on elections held earlier this month https://t.co/8tKruSKg5i ...

Key Takeaways Major U.S. banks saw strong Q3 IB revenue growth across advisory and capital markets.Executives highlighted robust deal pipelines and improving M&A sentiment through 2025.Management cautioned that sustained IB growth depends on stable rates and macro conditions.Recently, major U.S. banks reported their third-quarter results, showing a surge in investment banking (IB) revenues across the board. This marks the second consecutive quarter of improvement, reinforcing signs that dealmaking is finall ...

智通财经APP获悉，香港银行公会举办的一系列"中小企业转型论坛"，今天(20日)香港银行公会与渣打 银行(香港)、中信银行、中国建设银行(亚洲)及花旗银行合办的"中小企博览：跨境视野论坛"。此次博 览聚焦跨境业务拓展，旨在协助香港中小企了解海外市场趋势以及掌握出海业务增长策略，吸引近300 名本地政界、商界及金融界代表参与。香港银行公会主席、渣打香港兼大中华及北亚区行政总裁禤惠仪 表示，作为国际金融中心，香港拥有独特优势，为中小企业提供卓越的出海平台。 禤惠仪提到，银行公会今年进行的中小企调查显示，有近半受访企业正进行升级转型。业界一直与政府 紧密合作，为中小企营造稳健的发展环境。今年为止，银行公会联同会员银行已举办超过100场专为中 小企而设的研讨会、工作坊和交流会等，协助中小企拓展国际合作及海外业务，助其在经济转型中通过 数码化、绿色化及跨境化把握增长机遇，实现可持续和长远发展。 银行公会今年早前进行的"中小企升级转型调查"结果显示，有近半受访企业正进行升级转型，当中的出 海市场主要是中国内地及东盟。除融资外，受访企业最希望银行提供的帮助包括开展跨境银行及结算服 务、就升级转型提供咨询或顾问支援、协助连结 ...

Core Insights - The earnings season has commenced, with major banks and American Express reporting strong consumer spending and credit metrics despite ongoing tariffs and inflation [1] Banking Sector - Bank stocks increased by 2.3% over the week, with J.P. Morgan reporting Q3 2025 earnings that highlighted consumer strength, showing debit and card volumes up approximately 9% year over year [6] - J.P. Morgan's net charge-offs reached $2.6 billion, with an additional $810 million in reserve builds, indicating conservative provisioning [7] - Goldman Sachs reported net revenue of $15.18 billion for Q3 2025, with CEO David Solomon emphasizing AI as a core component of the firm's strategy [8] - Citigroup's revenue was $22.1 billion, reflecting a year-over-year increase of about 9%, driven by investments in new products and digital assets [9] Payments Sector - American Express noted that Gen Z and millennials account for 36% of total card spending, with retail spending up 12% and restaurant spending increasing by 9% [10][11] - Mastercard introduced the Payment Optimization Platform (POP) to enhance approval rates for merchants, showing early tests indicating a 9% to 15% increase in conversions [12] FinTech Developments - Affirm is expanding its buy now, pay later network through partnerships with Fanatics and FreshBooks, while launching a "0% Days" campaign for interest-free holiday financing [13] - Klarna is expanding its partnership with Google to support the new Agent Payments Protocol (AP2), reflecting efforts towards intelligent commerce and automation [14]