Citigroup (NYSE:C) posted a mixed fourth quarter, with earnings beating expectations but revenue missing estimates on Wednesday.The bank reported fourth-quarter revenue (net of interest expense) of $19.87 billion, up 2% year over year but below the analyst consensus of $20.53 billion. Excluding divestiture-related impacts tied to the planned sale of AO Citibank in Russia, revenue increased 8%.Net income declined 13% year over year to $2.5 billion, reflecting a $1.1 billion after-tax loss related to the Russ ...

责任编辑：张俊 SF065 花旗集团（C）周四早盘上涨4.8%。该公司本周将裁员约1000人，因为首席执行官范洁恩（Jane Fraser）正在推行一种注重结果的文化，并推进一项最终可能裁员多达20000人的重组计划。 花旗集团（C）周四早盘上涨4.8%。该公司本周将裁员约1000人，因为首席执行官范洁恩（Jane Fraser）正在推行一种注重结果的文化，并推进一项最终可能裁员多达20000人的重组计划。 责任编辑：张俊 SF065 ...

U.S. equities opened Thursday, January 15, 2026, with a mixed but generally positive tone, as robust earnings from the semiconductor sector provided a significant boost, counteracting lingering concerns within the banking industry and easing geopolitical tensions. The market's performance today reflects a complex interplay of corporate results, economic indicators, and global developments, providing investors with a nuanced picture of the current financial landscape.At the open, the S&P 500 Index showed an ...

智通财经APP获悉，美国银行业巨头第四季度利润大幅增长，这主要得益于借款人需求的持续增长，表 明美国经济形势良好，也预示着贷款机构未来的盈利前景乐观。 美国银行(BAC.US)周三公布的数据显示，其平均贷款额同比增长8%，净利息收入(即贷款收入与存款支 出之间的差额)飙升至创纪录的159亿美元。其竞争对手摩根大通(JPM.US)的平均贷款额增长了9%。投 资者普遍认为，贷款增长是银行业务的积极指标，也是经济整体强劲的体现。 美国银行首席财务官Alastair Borthwick在电话会议上告诉记者："我们看到所有消费贷款类别都实现了 增长。这在第四季度对我们有所帮助，但总体而言，2025年的故事更多地围绕商业借贷展开……我们身 处经济增长环境中的客户持续投资以支持其业务发展。" 美国经济展现韧性 Borthwick表示，美国银行预计2026年贷款增长率将达到中等个位数百分比。尽管特朗普实施了大规模 进口关税，但美国经济和美国消费者依然保持韧性，这部分得益于人工智能的蓬勃发展和美联储的降 息。市场预计今年还将有两次降息。 标普全球市场情报公司的分析师在周二发布的一份报告中写道："他们对2026年经济持续增长的势 ...

Group 1 - The fourth quarter earnings season has commenced with reports from Delta Air Lines and JPMorgan Chase, with more bank earnings expected later in the week [1][5] - Wall Street analysts predict an 8.3% earnings per share growth rate for S&P 500 companies in Q4, marking the 10th consecutive quarter of annual earnings growth if realized [2] - Analysts have increased earnings expectations for tech companies, which have been significant contributors to earnings growth in recent quarters, with a prior estimate of 7.2% for Q4 [3] Group 2 - The earnings season will test the improved stock market breadth observed at the beginning of 2026, with ongoing themes such as artificial intelligence and economic policies from the Trump administration influencing market dynamics [4] - Major financial companies scheduled to report earnings this week include Bank of New York Mellon, Bank of America, Citigroup, Wells Fargo, BlackRock, Goldman Sachs, and Morgan Stanley [5]

Market Analysis by covering: S&P 500 Futures, Taiwan Semiconductor Manufacturing. Read 's Market Analysis on Investing.com ...

U.S. stock futures are presenting a mixed picture in early trading on Thursday, January 15, 2026, as a rebound in technology stocks contends with ongoing concerns stemming from bank earnings and geopolitical developments. While Nasdaq 100 futures and S&P 500 futures show modest gains, Dow Jones Industrial Average futures are slightly down, signaling a cautious start to the trading day. This follows a second consecutive day of losses for the major indexes on Wednesday, largely driven by a slump in Big Tech a ...

狂飙的"铜博士"，突遭警告。 今日盘中，沪铜主力合约直线跳水，一度大跌近3%；外盘基本金属也多数杀跌，其中伦铜一度大跌超2%。消息面上，高盛警告称，铜价此轮 大幅上涨行情已基本见顶，后续面临回调风险的可能性日益增大。 因铜广泛的应用领域和对经济周期的敏感性，其被称为"铜博士"，在此之前，铜价持续飙涨，不断创出历史新高。展望后市，花旗研究团队在 最新发表的研报中直言："1月可能是铜价格2026年全年的高点。" "铜博士"直线跳水 1月15日午后，沪铜主力合约直线跳水，日内一度大跌近3%，截至发稿，跌幅达2.21%，报101870元/吨。 高盛认为，此前铜价的飙升主要由美国关税预期引发的囤货潮及投机资金推动，为市场带来了暂时的"稀缺溢价"。鉴于通胀关切将是中期选举 前的关键问题，特朗普政府将铜进口关税的决定推迟到明年的风险加大。 花旗也警告称，一旦关税政策的走向趋于明朗，美国市场囤积的金属库存或将重新流向全球市场，这将缓解其他地区的实物供应压力，并对金 属价格形成压制。 另外，高盛还在最新发布的报告中表示，铜价此轮大幅上涨行情已基本见顶，后续面临回调风险的可能性日益增大；随着印尼新的供应在2026 年末/2027 ...

Summary of Key Points from the Conference Call Industry Overview - **Industry**: China's Trade Sector - **Year**: 2025 Core Insights and Arguments - **Strong Export Performance**: China's exports grew by 5.5% year-on-year (YoY) to reach US$3.8 trillion in 2025, surpassing expectations and contributing to a trade surplus of US$1.2 trillion, a historic high [1][4][11] - **Monthly Trade Surplus**: In December 2025, the trade surplus reached US$114.1 billion, the highest in six months, with exports increasing by 6.6% YoY, significantly above market expectations [4][11] - **Import Growth**: Imports also showed improvement, rising to 5.7% YoY in December, up from 0.9% YoY previously, indicating a rebound in demand [4][6] - **Sector Contributions**: The growth in exports was primarily driven by technology and automotive sectors, with machinery and electrical sales increasing by 12.1% YoY and automobile exports surging by 71.7% YoY [7][18] - **Geographical Trends**: Exports to ASEAN countries grew by 11.1% YoY, while shipments to the US declined by 30.0% YoY, reflecting a shift in trade dynamics [7][12] Future Outlook - **Export Projections for 2026**: Export growth is expected to moderate to around 3.0% in 2026, supported by a stable global economy and sustained industrial competitiveness in China [8] - **Policy Adjustments**: Anticipated voluntary export curbs by Beijing, including cuts to export tax rebates for solar and battery products, which constituted approximately 5% of exports in 2025 [8][9] - **Currency Management**: A "managed" appreciation of the Renminbi (RMB) is expected, with a target of approximately 6.8 USDCNY in the next 6-12 months [9] Additional Important Insights - **Economic Impact**: The strong export performance is seen as a key driver for GDP growth, achieving a forecasted 5% growth for 2025 [1][8] - **Interest Rate Outlook**: The solid economic data and positive market sentiment may delay anticipated cuts in interest rates or reserve requirement ratios (RRR), although a cut in the Loan Prime Rate (LPR) remains plausible in Q1 2026 [9]

2026.01.15 本文字数：1959，阅读时长大约3分钟 作者 |第一财经 樊志菁 本周，美国大型银行开启了新财报季的序幕，行业延续净利息收入高增长、交易业务强劲的表现。然而 金融板块股价却跌跌不休，行业内部对美国总统特朗普的信用卡政策有所担忧，并普遍对美国政府起诉 美联储主席鲍威尔表达了质疑。 贷款需求反映经济韧性 标普全球市场情报的分析师在本周发布的一份报告中指出："在宏观经济企稳和信贷环境向好的推动 下，我们对2026年银行业增长势头延续持乐观态度。"该机构估算，截至2025年底，美国银行业整体贷 款规模同比增幅已大幅提升至5.3%。 信用卡利率上限政策隐忧 不过，在地缘政治紧张局势加剧、政策不确定性上升的背景下，银行也面临着潜在的发展阻力。 虽然大型银行有望从特朗普政府监管机构推出的资本减免政策中获益，但其他政策提案可能会对其造成 冲击，其中就包括总统上周意外提出的将信用卡利率上限设定为10%的计划。 毕马威美国银行业主管托伦特（Peter Torente）在邮件中表示："2026年，银行业在追逐增长的同时， 需高度警惕复杂的风险环境，其中涵盖地缘政治紧张局势、经济波动以及非银行机构带来的竞争压力 ...