格隆汇8月19日丨招商银行(03968.HK)公告，谨定于2025年8月29日(星期五)举行董事会会议，藉以(其中 包括)审议及批准刊发公司截至2025年6月30日止的6个月的中期业绩公告，及考虑派发中期股息(如有)建 议。 ...

招商銀行股份有限公司董事會 2025年8月19日 （H股股票代碼：03968) 董事會會議召開日期 招商銀行股份有限公司（「本公司」）董事會（「董事會」）茲通告謹定於2025年8月29 日（星期五）舉行董事會會議，藉以（其中包括）審議及批准刊發本公司截至2025 年6月30日止的六個月的中期業績公告，及考慮派發中期股息（如有）之建議。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 招商銀行股份有限公司 CHINA MERCHANTS BANK CO., LTD. （於中華人民共和國註冊成立的股份有限公司） 於本公告日期，本公司的執行董事為王良及鍾德勝；本公司的股東董事（非執行 董事）為繆建民、石岱、孫雲飛、朱立偉及黃堅；及本公司的獨立非執行董事為 李孟剛、劉俏、田宏啟、李朝鮮、史永東及李健。 ...

2025年8月18日，福建金融监管局发布批复称，《招商银行（600036）关于王汉永任职资格的请示》 （招银字〔2025〕182号）及相关说明解释材料收悉。经审核，现批复如下： 一、核准王汉永招商银行股份有限公司泉州分行行长的任职资格。 二、招商银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自招商银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由决定机关办理行政许可注销手续。 三、招商银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 ...

Core Insights - The article emphasizes the importance of developing the silver economy and enhancing pension finance to address the challenges posed by an aging population in China [1][3] - It highlights the strategic actions taken by China Merchants Bank's Jinan branch to innovate in pension finance, aligning with national policies and addressing public needs [4][5] Group 1: Pension Finance Innovation - The "Rich Life, Pension Solutions" event marks a significant step in the bank's strategic response to the aging population, focusing on a comprehensive service model that integrates financial security, quality of life, and spiritual nourishment [4][6] - The event reflects a shift in modern pension needs from mere survival to development, emphasizing the importance of social participation and self-actualization for the elderly [4][6] Group 2: Comprehensive Service Model - The bank's approach includes a unique "TREE asset allocation system" that personalizes pension planning based on individual life cycles, risk preferences, and investment goals, moving from product-centric to configuration-centric services [6][7] - The integration of online and offline services, including the establishment of specialized pension financial outlets and community engagement initiatives, enhances accessibility and warmth in financial services [6][7] Group 3: Long-term Commitment and Expertise - The bank showcases its "four comprehensive" advantages in pension finance: full licensing, a complete product range, multi-channel service, and extensive professional support with over 5,000 pension planners [7] - The initiative aims to create a supportive environment for the elderly, ensuring they have access to resources for a dignified and fulfilling retirement [7][8]

Group 1 - Longsheng Fund Management Co., Ltd. announces a fee discount for its funds through China Merchants Bank starting from August 18, 2025, offering a 90% reduction on subscription fees [1][2] - The applicable funds will have their original subscription fees reduced to 10% of the original rate when purchased through China Merchants Bank's mobile banking, online banking, or physical branches [1] - The duration of the fee discount will be determined by the announcements on China Merchants Bank's official website [1] Group 2 - The Guoyuan Yuanying 30-day holding period bond collective asset management plan will be renamed to Changsheng Yuanying 30-day holding period bond securities investment fund effective August 18, 2025 [3][5] - The management of the fund will transition from Guoyuan Securities Co., Ltd. to Longsheng Fund Management Co., Ltd. [6] - The product codes for the funds will change, with the A product code changing from "970140" to "024155" and the C product code changing from "970141" to "024156" [7] Group 3 - The investment managers will change from Guoyuan Securities' Li Yating and Ke Xianfa to Longsheng Fund's Li Qi and Wang Wenhao [8] - The valuation methods will be adjusted according to the standards set by the Asset Management Association of China for fixed income products [9] - The minimum holding period for the fund will be recalculated from the effective date of the new fund contract [10][11] Group 4 - The credit rating limits for investments in credit bonds will be updated to require a minimum rating of AA+ [12] - The performance benchmark will be revised from a composite index to the Zhongzhai Comprehensive Index [13] - The new fund contract will take effect on August 18, 2025, rendering the previous asset management contract invalid [14][15]

Group 1 - The core viewpoint of the article highlights that the Xiangyang branch of China Merchants Bank was penalized for inadequate post-loan management and illegal behavior involving the return of loan funds to borrowers' accounts [1] - The financial regulatory authority imposed a fine of 250,000 yuan on the bank and issued warnings along with fines totaling 50,000 yuan to responsible individuals [1] - Specific individuals named in the penalty include Qin Qianqian and Huang Hai, who were held accountable for the violations [1]

（责任编辑：魏京婷） 以下为原文： | 序 | 当事人名 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决定 | | --- | --- | --- | --- | --- | --- | | 를 | 称 | 书文号 | | 内容 | 机关 | | 1 | 招商银行 | | | | 国家金融 | | | 股份有限 | 亚金罚决字 | | 罚款25 | 监督管理 | | | 公司三亚 | 〔2025〕 5号 | | 万元 | 总局三亚 | | | 分行 | | | | 监管分局 | | | 李明月 (时任招 商银行股 司三亚分 | 亚全罚决字 | | 警告 | 监督管理 总局三亚 | | | | | | | 国家金融 | | | 份有限公 | | | | | | 2 | | 〔2025〕 6号 | | | | | | 行零售银 | | | | | | | 行部私钻 | | | | 监管分局 | | | 团队客户 | | | | | | | | | 允许非商业银行从业 | | | | | 经理) 周翁柳 | | 人员在商业银行营业 | | | | | (时任招 | | 场所从事保险销售相 关活动 ...

Group 1: Aging Population Challenge - China is facing an unprecedented aging challenge, with the elderly population aged 60 and above reaching 31.03 million by the end of 2024, accounting for 22.0% of the total population [2] - The elderly dependency ratio for those aged 65 and above is 22.8%, highlighting the increasing social burden and the limitations of traditional family-based care [2] - The transition to a more diversified and multi-layered pension system is urgently needed to address the pressures on public pension systems and the inadequacies of relying solely on government or family support [2][3] Group 2: Economic Implications - China entered an aging society in 2000 and reached a deep aging society by 2021, with the proportion of those aged 65 and above at 14.2% [3] - The acceleration of population aging poses significant challenges to economic development and social stability, with China's per capita GDP at approximately $13,000 when entering moderate aging, compared to higher figures in Japan and South Korea at similar aging stages [3] Group 3: Pension System Structure - The pension system in China consists of three pillars: basic pension insurance, enterprise annuities, and personal pensions, which are crucial for addressing the aging population [4][5] - Predictions indicate that the cumulative balance of urban employee basic pension insurance funds will peak at 6.99 trillion yuan by 2027 and then decline rapidly, potentially exhausting reserves by 2035 [6] Group 4: Financial Support for Aging - The Chinese government has been actively promoting policies to support the development of pension finance, emphasizing the need for a multi-layered pension insurance system [7] - China Merchants Bank is strategically positioning itself in the pension finance sector, offering comprehensive solutions through pension finance, elderly service finance, and pension industry finance [8] Group 5: Service Innovations - China Merchants Bank has established a competitive advantage in the pension finance sector, providing services to over 9,900 enterprises and managing nearly 30 billion yuan in enterprise annuity assets [8] - The bank's initiatives include creating age-friendly banking environments and offering personalized services to elderly clients, demonstrating a commitment to enhancing the quality of life for seniors [9][10] Group 6: Industry Challenges and Opportunities - The pension finance sector in China is still transitioning from its initial phase to maturity, facing challenges such as limited financial support, single financing channels, and long project profitability cycles [7] - The potential of the second pillar of pension finance remains largely untapped, with less than 10% of employees covered by enterprise annuities, indicating significant room for growth [10] Group 7: Societal Impact and Future Outlook - The development of pension finance is crucial for ensuring that every elderly individual can enjoy a dignified and secure retirement, reflecting the societal values of respect and care for the elderly [11] - The balance between efficiency and equity in pension finance is a key challenge, requiring financial institutions to manage risks while ensuring fair access to resources for all elderly individuals [11]

8月11日招商银行发生1笔大宗交易，成交金额1650.22万元。 本周关注点 交易信息汇总: 8月11日招商银行发生1笔大宗交易，成交金额1650.22万元 交易信息汇总 截至2025年8月15日收盘，招商银行（600036）报收于43.3元，较上周的44.53元下跌2.76%。本周，招商银行8月11日盘中最高价报44.63元。8月15 日盘中最低价报43.3元。招商银行当前最新总市值10920.19亿元，在股份制银行板块市值排名1/9，在两市A股市值排名11/5152。 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 ...

我国拥有世界规模最大、门类最全、配套最完备的产业链体系。在全球产业链重构、国内产业快速转型 升级的关键阶段，提升产业链供应链的韧性与安全水平，对于构建新发展格局、推进高质量发展具有重 要意义。 全周期护航产业链发展 经过一年多的经营实践，招商银行已打磨出较成熟的经验和服务范式。"聚力共链"品牌针对现代化产业 体系重点领域、战略性新兴产业和先进制造业等重点产业，沉淀出行业认知能力、行业产品创新能力与 行业风险管理能力，以链主企业为核心向上下游生态圈延伸服务。 研讨会上，"聚力共链"产业升级金融服务合作联盟启动。该联盟的成立，旨在推动产业链、创新链、人 才链、资金链和服务链的深度协同，打造服务产业升级的"无界生态"，将原本分散的产业链转化为紧密 协作、互利共赢的"共赢链"，实现资源整合、融通发展和价值共创。 8月14日，招商银行在上海临港举办"聚力共链 产业启航"产业升级金融服务研讨会。活动汇聚"政银产 投研"多方力量，邀请了近200家产业链链主及核心企业代表参与。各方聚焦产业链发展的核心需求与痛 点，旨在搭建金融服务"产业+生态"平台，探索金融赋能产业升级的新模式、新路径，助力产业链融通 发展迈上新台阶。 深度 ...