活动期间，招商银行青岛分行重磅发布万事达高端卡，作为首张支持境外人民币清算的万事达卡，该卡 一举打破传统跨境支付壁垒，实现消费直接以人民币结算且不占用个人外汇额度，持卡人只需账户内有 人民币，即可在全球210多个国家和地区、超1.3亿商户轻松消费，同时支持微信、支付宝、美团等主流 平台绑定使用，覆盖线上线下（300959）全场景。在权益设计上，该卡兼顾实用性与尊享感。针对留学 人群，"留学快汇"服务支持通过招商银行App一站式完成购汇和汇款；针对旅游爱好者，境外消费返现 力度强劲，5‰返现无封顶；每月前3笔境外ATM取现手续费全免，搭配万事达全球商户礼遇，包括米 其林餐厅独家预订、IHG酒店及度假村优惠等。真正实现"好用、划算、便捷"的综合体验，为客户在留 学、旅行、投资等跨境场景中提供全方位支持，成为跨境金融服务的"得力助手"。 展望未来，招商银行青岛分行跨境专业行将以此次启动为新起点，持续践行"十项服务承诺"，依托万事 达高端卡等创新产品，不断深化"金融+场景+科技"三位一体服务模式。通过整合境内外资源，提升跨 境金融服务的专业化、精细化水平，在服务个人客户留学、旅行、财富规划的同时，全力支持企业跨境 贸 ...

Summary of Key Points Core Viewpoint - China Merchants Bank (招商银行) is actively engaging in shareholder returns and expanding its business operations through the establishment of a new subsidiary, reflecting a commitment to high-quality development and market responsiveness [3][6]. Trading Information - On July 4, 2025, China Merchants Bank's stock closed at 47.07 yuan, with an increase of 0.99%. The turnover rate was 0.33%, with a trading volume of 678,900 lots and a total transaction value of 3.19 billion yuan [1]. - The fund flow on the same day indicated a net inflow of 287 million yuan from institutional investors, accounting for 8.99% of the total transaction value. Retail investors experienced a net outflow of 127 million yuan, representing 3.98% of the total transaction value [2][6]. Company Announcements - China Merchants Bank announced a cash dividend of 2.000 yuan per share (including tax) for its A-shares, with a total distribution amounting to approximately 50.44 billion yuan (including tax). The record date for the dividend is July 10, 2025, and the payment date is July 11, 2025 [3][6]. - The bank has received approval from the National Financial Regulatory Administration to establish a wholly-owned subsidiary, China Merchants Financial Asset Investment Co., Ltd., with a registered capital of 15 billion yuan. This initiative aims to engage in market-oriented debt-to-equity swaps and equity investment pilot projects [3][6].

A 股简称：招商银行 A 股代码：600036 公告编号：2025-038 招商银行股份有限公司（简称本公司）今日收到《国家金融监督 管理总局关于筹建招银金融资产投资有限公司的批复》（金复〔2025〕 395 号）。根据上述批复，本公司获准筹建招银金融资产投资有限公 司。筹建工作完成后，本公司将按照有关规定和程序向国家金融监督 管理总局提出开业申请。 招银金融资产投资有限公司注册资本为人民币 150 亿元，为本公 司全资子公司。设立招银金融资产投资有限公司系本公司积极响应国 家号召，主动融入国家发展大局的重要举措。此举有助于本公司专业 化开展市场化债转股及股权投资试点业务，为企业提供全方位、多层 次的融资支持，进一步提升本公司综合化经营能力，全面推动高质量 发展。 特此公告。 招商银行股份有限公司董事会 2025 年 7 月 3 日 招商银行股份有限公司 关于招银金融资产投资有限公司 获准筹建的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 ...

招商银行股份有限公司 2024年年度A 股分红派息实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大 遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 证券代码：600036 证券简称：招商银行 公告编号：2025-037 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | A 股 | 2025/7/10 | － | 2025/7/11 | 2025/7/11 | 本次利润分配方案经招商银行股份有限公司（简称本公司）2025 年 6 月 25 日的2024年度 股东大会审议通过。 二、分配方案 (一)发放年度：2024年年度 差异化分红送转： 否 一、通过分配方案的股东大会届次和日期 每股分配比例 (二)分派对象： 截至股权登记日下午上海证券交易所收市时，在中国证券登记结算有限责任公司上海分 公司（简称中国结算上海分公司）登记在册的本公司全体股东。 A 股每股现金红利人民币2.000元（含税） 相关日期 四、分配实施办法 (一)实施办法 A 股无限售条 ...

金十数据7月3日讯，招商银行公告，2024年度利润分配以方案实施前的本公司总股本25,219,845,601股 为基数，每股派发现金红利人民币2.000元（含税），共计派发现金红利约人民币504.40亿元（含税）， 其中，A股总股1本为20,628,944,429股，派发A股现金红利约人民币412.58亿元（含税）。 招商银行：2024年度A股每股现金红利人民币2元 ...

智通财经7月3日电，香港交易所信息显示，贝莱德在招商银行的持股比例于6月27日从5.03%降至 4.98%。 ...

Core Viewpoint - The article highlights the increasing strictness of bank account opening processes in response to risks such as telecom fraud and money laundering, while also addressing concerns about excessive restrictions on transaction limits and service quality in Zhuhai banks [1] Group 1: Bank Evaluation - A survey was conducted by "Nandu Zhushi Evaluation" involving visits to 7 banks in Zhuhai to assess the compliance and efficiency of their account opening processes, focusing on the ability to open a savings account with a daily transfer limit of 50,000 yuan [1] - The evaluation criteria included service efficiency, compliance, anti-fraud execution, and service quality, revealing a significant disparity among banks, with scores ranging from 55 to 95 [1] Group 2: Specific Bank Case Study - The evaluation of the China Merchants Bank Zhuhai Gongbei Branch showed a total processing time of approximately 20 minutes, with proactive staff assistance and no waiting time [3] - Initial daily transfer limits for new accounts were set at 3,000 yuan, with the possibility of increasing the limit after providing documentation or after a certain period based on account activity [5] - The account opening process was smooth, with no pressure to bind third-party payment platforms, and privacy was respected during sensitive operations [6]

Group 1 - The core idea of the article is that China Merchants Bank is actively promoting financial literacy among university students through a campus event aimed at enhancing their awareness of financial risks and knowledge [1][4]. - The event focuses on educating students about credit management, the importance of personal credit reports, and the consequences of poor credit records, emphasizing that credit is akin to a "second ID card" [3]. - The bank also addresses the risks associated with campus loans, including illegal campus loans and various scams, providing practical tips on how to identify fraudulent financial advertisements and protect personal information [3][4]. Group 2 - The interactive Q&A session during the event allowed students to engage with bank staff on topics such as maintaining credit records and identifying legitimate loan platforms, creating a lively atmosphere [3]. - The initiative aims to enhance students' ability to recognize financial risks and develop rational financial behaviors, contributing to their overall financial safety [4]. - China Merchants Bank plans to continue its "Financial Knowledge into Campus" initiative to further support students in building a secure financial foundation for their future [4].

Group 1 - The article indicates that fiscal policy is expected to accelerate the implementation of existing policies in the second half of the year, focusing on the early issuance and utilization of ultra-long special government bonds and local government special bonds [1] - Experts predict that an additional 500 billion to 1 trillion yuan will be raised in the second half of the year to counter external uncertainties, with fiscal measures likely to support consumption and investment, as well as enhance local government financial capabilities [1] - Possible fiscal measures include the issuance of ultra-long special government bonds and the establishment of new policy financial instruments [1]

Core Viewpoint - As of June 27, 2025, China Merchants Bank (600036) closed at 46.22 yuan, down 3.47%, with a turnover rate of 0.46% and a trading volume of 954,100 hands, resulting in a transaction amount of 4.461 billion yuan [1]. Trading Information Summary - On June 27, 2025, the fund flow for China Merchants Bank showed a net outflow of 301 million yuan from main funds, accounting for 6.75% of the total transaction amount. Meanwhile, retail funds saw a net inflow of 123 million yuan, representing 2.75% of the total transaction amount [2][6]. Company Announcement Summary - China Merchants Bank held its 2024 annual general meeting on June 25, 2025, where it approved the profit distribution plan for 2024. The bank will distribute a cash dividend of 2.000 yuan per share (tax included) to A-share and H-share shareholders. H-share shareholders will receive approximately 2.189861 Hong Kong dollars per share (tax included) based on the average exchange rate of 1 Hong Kong dollar to 0.9133 yuan [3][6]. - The payment of the 2024 final dividend to H-share shareholders is expected to occur around July 30, 2025, with dividend checks sent by regular mail, and the risk of postal errors borne by the recipient [3]. - For investors in Hong Kong who hold A-shares, the cash dividend will be distributed in yuan through the China Securities Depository and Clearing Corporation Limited [3].