Core Viewpoint - The recent anti-counterfeit currency campaign by China Minsheng Bank's Jinan Lishan Branch aims to enhance public awareness and recognition of counterfeit currency, thereby fostering a safer financial environment [1][2] Group 1: Campaign Activities - The branch conducted a series of promotional activities focusing on "prop-type" counterfeit currency cases, utilizing both online and offline methods to disseminate knowledge about counterfeit recognition [1] - A significant participation rate was observed in the "Anti-Counterfeit Currency Knowledge Online Quiz" organized by the People's Bank of China, with 100% employee participation and over 200 customer participants, achieving a correct answer rate exceeding 90% [1] - The branch showcased common "prop-type" counterfeit currency cases through various means such as display boards, videos, and brochures, highlighting the tactics used by fraudsters and the importance of vigilance [1] Group 2: Educational Initiatives - Professional personnel were invited to conduct lectures on anti-counterfeit currency knowledge, demonstrating identification techniques through "look, touch, listen, and test" methods, and using real cases for better understanding [2] - A Q&A session was held after the lectures to reinforce the effectiveness of the promotional efforts [2] - The branch aims to continue enhancing its promotional efforts and innovate its methods to ensure the long-term sustainability of anti-counterfeit currency initiatives [2]

Group 1 - The core viewpoint of the news is that China Minsheng Bank's Jinan Wendon Branch actively promotes deposit insurance awareness to enhance financial consumer rights protection and public trust in the deposit insurance system [1][2] - The bank established a dedicated promotional team and organized a special meeting to clarify the theme, schedule, and content of the deposit insurance campaign [1] - A consultation desk for deposit insurance was set up in the bank's lobby, where service managers introduced deposit insurance policies and distributed promotional materials to customers [1] Group 2 - The bank extended its outreach by conducting deposit insurance promotional activities in the community, targeting different demographics with tailored approaches [2] - For elderly individuals, staff explained the coverage and the 500,000 yuan compensation limit in simple terms, using real-life examples to illustrate the importance of deposit insurance for retirement savings [2] - The promotional activities reached over 300 people, distributing more than 300 informational brochures, thereby enhancing public understanding of deposit insurance and strengthening trust between the bank and consumers [2]

Core Viewpoint - The article highlights a public awareness campaign conducted by China Minsheng Bank to educate the community about counterfeit currency and enhance their ability to identify fake banknotes [1][2] Group 1: Campaign Details - On September 5, China Minsheng Bank's Jinan Zhangzhuang Road branch organized an event themed "Popularizing Anti-Counterfeit Currency Knowledge, Strengthening Financial Security" to promote awareness of counterfeit currency [1] - The campaign included setting up promotional booths, displaying anti-counterfeit currency posters, and distributing informational brochures to engage the public [1] - Bank staff provided hands-on guidance on identifying counterfeit banknotes using a four-step method: "look, touch, listen, and test" [1] Group 2: Target Audience and Special Services - The campaign specifically addressed the elderly population, who are often more vulnerable to counterfeit scams, by offering one-on-one explanations and answering their questions about handling and avoiding counterfeit currency [2] - Participants were advised to carefully verify the authenticity of banknotes during transactions and to report suspicious notes to the bank or authorities [2] Group 3: Future Initiatives - The Jinan Zhangzhuang Road branch plans to continue its social responsibility efforts by integrating anti-counterfeit currency education into daily services and expanding outreach to communities, businesses, and schools [2]

中国民生银行济南历山支行高度重视人民币防伪知识的普及工作，积极响应人民银行关于加强公众货币 防伪意识的号召，围绕"人民币防伪特征"主题，组织开展了一系列形式多样、内容丰富的宣传活动，旨 在提升社会公众对人民币真伪识别能力，维护金融秩序稳定。 在厅堂宣传方面，该支行充分利用营业网点的宣传阵地，通过在营业大厅设置防伪知识展板、播放防伪 宣传视频、发放宣传折页等方式，向前来办理业务的客户普及新版人民币的防伪特征。工作人员还现场 演示如何通过"看、摸、听、测"等方式识别真伪，增强客户参与感和学习效果。此外，支行还在柜台设 置"防伪知识小课堂"，由专业人员为有需求的客户进行一对一讲解，确保宣传内容深入人心。 在上门宣传方面，支行组织宣传小队深入周边商户、企业及建筑工地，针对现金使用频率较高的群体开 展"送知识上门"活动。通过面对面讲解、实物展示和互动问答，帮助商户和劳动者掌握基本的防伪技 巧，提升其在日常交易中识别假币的能力。特别是在建筑工地，宣传人员结合实际案例，讲解假币识别 的重要性，增强了务工人员的防伪意识和自我保护能力。 在社区宣传方面，支行联合街道办、社区居委会，走进居民小区举办防伪知识讲座和现场咨询活动。通 ...

在讲解过程中，工作人员将"代理维权"的常见骗局进行分类剖析:一是"全额退保"骗局，不法中介声称 可帮助消费者无条件全额退保，收取高额手续费后，往往通过伪造材料、虚构理由等方式申请退保，最 终导致消费者失去保险保障，还可能被保险公司列入黑名单；二是"征信修复"骗局，中介谎称能够删除 或修改征信不良记录，实则利用消费者急切心理骗取费用;三是"债务减免"骗局，中介以帮助消费者减 免贷款本息为幌子，诱导其暂停还款或拒绝与金融机构沟通，导致逾期加重、信用恶化，最终陷入更深 的债务危机。 此外，民生银行聊城分行还向企业员工发放了防范"代理维权"风险提示手册，手册中详细列出了不法中 介的典型特征、防范要点和维权途径，便于大家随时查阅和提醒身边人。工作人员提示，一旦发现可疑 中介，应及时向金融机构、监管部门或公安机关举报，共同维护金融市场秩序。 活动伊始，民生银行聊城分行的工作人员通过精心制作的PPT和生动的案例，向企业员工详细讲解 了"代理维权"的基本概念和常见模式。所谓"代理维权"，是指一些不法中介以"全额退保""修复征信""减 免债务"等为诱饵，诱导消费者委托其办理相关业务，实则收取高额费用后失联或从事违法活动，不仅 ...

Group 1 - The core theme of the event was to enhance the financial literacy of teachers at Yanzhong No. 1 Middle School, focusing on building a financial risk "protection wall" [1] - The event included practical discussions on common financial scenarios such as investment planning, mortgage repayment, and credit card usage, ensuring the content was relevant to the teachers' needs [1] - A senior financial lecturer explained basic financial concepts using simple language and illustrated the principle of "high returns accompany high risks" through comparisons of different investment products [1] Group 2 - During the interactive session, teachers actively asked questions about topics like the benefits of early mortgage repayment and how to calculate credit card installment fees, with staff providing detailed answers [2] - The event attracted over 20 teachers, distributed more than 30 informational materials, and conducted a survey indicating that 95% of teachers gained a clearer understanding of financial rights protection [2] - The bank plans to continue addressing the needs of the teacher community by launching an online "Financial Knowledge Classroom" to regularly provide practical information and enhance financial rights protection [2]

Core Viewpoint - The event organized by Minsheng Bank's Jinan branch aimed to enhance financial literacy and risk awareness among community residents through engaging activities and educational outreach [1][2]. Group 1: Event Overview - Minsheng Bank's Jinan branch collaborated with local community committees and businesses to host a unique consumer protection promotional event [1]. - The event featured a warm and vibrant setup, attracting numerous residents who actively participated [1]. Group 2: Financial Education and Awareness - Bank staff conducted financial education sessions, sharing important knowledge on preventing telecom fraud, avoiding illegal financial intermediaries, and protecting personal financial information [1]. - Residents engaged in interactive discussions, asking questions about financial issues they encounter in daily life, which were patiently answered by the staff [2]. Group 3: Community Impact - The successful event not only enriched residents' cultural lives but also fostered neighborly relationships and spread financial knowledge throughout the community [2]. - Minsheng Bank's Jinan branch plans to continue organizing diverse financial knowledge promotion activities in collaboration with local committees and businesses to further enhance community financial literacy [2].

Group 1 - The concept of "suitability management" refers to financial institutions identifying, advising, matching, selling, and trading products based on their attributes and risks, alongside clients' financial needs and risk tolerance [2] - Financial institutions are responsible for ensuring that suitable products are sold to appropriate clients, adhering to legal and regulatory requirements [2] - Risk levels of financial products are categorized from low to high, with five levels defined: Level 1 (low risk), Level 2 (lower risk), Level 3 (medium risk), Level 4 (higher risk), and Level 5 (high risk) [3][4] Group 2 - Level 1 products primarily invest in low-risk short-term financial assets, such as money market funds and cash management products [3] - Level 2 products mainly invest in debt assets with a low proportion of equity assets, presenting a lower overall risk [3] - Level 3 products typically invest in debt assets with equity assets not exceeding 40%, facing some risk of principal loss [3] Group 3 - Level 4 products invest in both equity and debt assets, with equity assets exceeding 40%, thus facing significant principal loss risks [3] - Level 5 products can invest entirely in equity or derivative assets, facing extreme risks of principal loss [3] - The risk ratings are based on past performance and risk conditions of similar products, but do not guarantee future risk-return characteristics [4] Group 4 - Investors must undergo a risk tolerance assessment before purchasing financial products, ensuring their risk capacity meets or exceeds the product's risk level [6] - The assessment includes factors such as age, financial status, investment experience, objectives, expected returns, risk preferences, liquidity needs, and loss tolerance [6] - The validity of the risk assessment is twelve months, after which a new assessment is required for purchasing bank-distributed products [8]

Core Viewpoint - Minsheng Bank's Beijing branch is actively implementing a comprehensive consumer protection system, focusing on anti-fraud measures, counterfeit currency prevention, and elderly care, to enhance financial service safety and convenience for the public [3][9]. Group 1: Consumer Protection Initiatives - The bank has established a "Big Consumer Protection" work system, emphasizing the political and public nature of financial work, and is committed to safeguarding consumers' financial interests [3][9]. - Various activities have been organized, including over 300 events targeting the elderly, such as health checks and cultural performances, to promote financial literacy and well-being [4][5]. Group 2: Targeted Education and Outreach - The bank conducts tailored financial education programs for different demographics, including the elderly and youth, using engaging methods like games and hands-on activities to improve financial literacy [5][6]. - Community outreach efforts include practical services like counterfeit currency identification and small denomination currency exchange, aimed at workers, villagers, and foreign nationals [6][10]. Group 3: Innovative Communication Strategies - Minsheng Bank employs a dual approach of online and offline education, utilizing public education zones in branches and digital platforms to disseminate financial knowledge and risk awareness [7][8]. - The bank collaborates with local authorities and community organizations to enhance the effectiveness of its educational initiatives, including joint efforts with law enforcement to address fraud and counterfeit issues [7][9]. Group 4: Service Optimization and Accessibility - The bank is committed to improving service accessibility through infrastructure upgrades, ensuring all branches meet standards for serving visually impaired consumers and providing convenient facilities for the elderly [9][10]. - Innovations in service processes include integrating financial education into all customer interactions and enhancing the functionality of self-service devices to cater to the needs of older clients [9][10].

9月26日，民生银行公告称，近日该行收到《国家金融监督管理总局关于民生银行修改公司章程的批 复》。自《公司章程》核准之日起，该行监事会依法撤销，职工监事已提交辞职函，原股东监事、外部 监事、职工监事不再继续履职，《中国民生银行股份有限公司监事会议事规则》等监事会及其专门委员 会相关公司治理制度废止，该行各项规章制度中涉及监事会、监事的规定不再适用，董事会审计委员会 行使《公司法》和监管制度规定的监事会职权。翁振杰、吴迪、鲁钟男、李宇、龙平、毛斌不再担任本 行监事，已确认与本行无不同意见，亦无任何其他相关事项需要通知本行股东及债权人。 （文章来源：中国经营报） ...