The future of HSBC lies in Asia and the Middle East because of the amount of wealth and the capital flows between the two regions, according to the top executive who heads the British lender’s corporate and institutional banking https://t.co/bAdKHwaNjl ...

Core Viewpoint - The article emphasizes the importance of diversified asset allocation in response to the Federal Reserve's resumption of the interest rate cut cycle, aiming to enhance portfolio resilience in a changing environment [2]. Group 1: Interest Rate Outlook - HSBC forecasts that the Federal Reserve may cut rates by 25 basis points in December this year and again in March next year, potentially lowering the federal funds rate target range to 3.50%–3.75% by the end of next year [4]. - There is an increasing risk of multiple rate cuts if the labor market shows signs of weakening, which could lead to consecutive cuts in October and December [4]. - The resumption of the rate cut cycle is expected to lower cash rates and bond yields, increasing the opportunity cost of holding cash assets [4]. Group 2: Fixed Income Strategy - HSBC emphasizes the importance of positioning in high-quality bonds to prepare for the new round of rate cuts, aiming to lock in current higher yields before further declines [4]. - The firm maintains a positive outlook on UK government bonds and investment-grade bonds in euros and pounds to hedge against downside risks, while holding a neutral view on US Treasuries [4]. - HSBC favors high-quality US investment-grade bonds and focuses on 7–10 year duration bonds due to a steeper yield curve [4]. Group 3: Equity Market Insights - HSBC maintains a diversified regional strategy in equities, favoring the US, Asian markets, and the UAE, with a positive outlook on Singapore stocks due to their defensive advantages and attractive dividends [6]. - The firm has downgraded its view on Indian stocks from positive to neutral due to short-term cyclical headwinds [6]. - The US market benefits from AI and economic growth, with favorable conditions for corporate earnings, leading to a positive outlook on US equities [6]. Group 4: Opportunities in Artificial Intelligence - HSBC expresses optimism about the opportunities presented by artificial intelligence, noting its rapid application and commercialization, which enhances productivity and creates new revenue streams [7]. - The demand for digital infrastructure is accelerating AI adoption, with a focus on strategic industries like finance showing growth potential [7]. - In the US, HSBC continues to favor the information technology and communication sectors, while in Asia, it focuses on non-essential consumer goods, finance, communication, and healthcare sectors [7].

新华财经约翰内斯堡9月20日电（记者蒋国鹏白舸） 南非储备银行19日宣布收回汇丰私人银行经营许 可，标志着汇丰银行正式退出南非市场。 近年来，多家国际金融机构关闭或缩减在南非及非洲国家业务。法国巴黎银行于2024年5月正式关闭其 在南非银行业务。此外，巴克莱银行、渣打银行、法国兴业银行等也不同程度削减在非洲国家业务。 按照公告说法，南非储备银行根据南非《银行法》第30条款相关内容，收回汇丰私人银行在南非经营许 可。至此，该行在南非代表处正式关闭。 （文章来源：新华财经） 汇丰银行退出后，其在南非的重要客户群将被移交给南非第一兰特银行。 汇丰银行总部设在英国，是主要国际金融机构之一。汇丰银行1995年开始在南非开展业务，但在2024年 9月宣布将于2025年退出南非市场。舆论认为，退出南非市场有助于汇丰银行更专注于亚洲市场。 ...

Group 1 - HSBC Holdings announced a share buyback program, spending HKD 160 million to repurchase 1.4896 million shares at a price range of HKD 106.9 to 107.6 per share [1] - On the same day, the company also repurchased 2.1263 million shares for GBP 21.6362 million, with a price range of GBP 10.112 to 10.232 per share [1] - Additionally, HSBC cancelled 2.1813 million shares that had been repurchased [1]

Group 1 - HSBC Holdings announced a share buyback of 1.6 billion HKD on September 18, 2025, repurchasing 1.4896 million shares [1] - The buyback price ranged from 106.9 to 107.6 HKD per share [1]

FF305 翌日披露報表 (股份發行人 ── 已發行股份或庫存股份變動、股份購回及/或在場内出售庫存股份) | | | 表格類別： 股票 狀態： 新提交 公司名稱： HSBC Holdings plc 滙豐控股有限公司 呈交日期： 2025年9月19日 如上市發行人的已發行股份或庫存股份出現變動而須根據《香港聯合交易所有限公司（「香港聯交所」）證券上市規則》(「《主板上市規則》」)第13.25A條 / 《香港聯合交易所有限公司GEM證券 上市規則》(「《GEM上市規則》」)第17.27A條作出披露，必須填妥第一章節 。 | 第一章節 | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 | 是 | | | | 證券代號 (如上市) | 00005 | 說明 | 普通股(每股0.50美元) | | | | | | A. 已發行股份或庫存股份變動 | | | | | | | | | 事件 | | | 已發行股份（不包括庫存股份）變動 | 庫存股份變動 | 每 ...

Group 1 - The Federal Reserve announced a 25 basis point cut in the federal funds rate target range to 4.00%-4.25%, marking the first rate cut in nine months and aligning with market expectations [1] - HSBC's Chief Investment Officer for Private Banking and Wealth Management in China emphasized the importance of diversified asset allocation across categories, industries, and regions to enhance portfolio resilience in a changing environment [1] - The resumption of the Fed's rate cut cycle may lower dollar cash rates and bond yields in the coming months, increasing the opportunity cost of holding cash assets [1] Group 2 - HSBC recommends positioning in high-quality bonds to prepare for the new round of Fed rate cuts, aiming to lock in current higher yields before further declines in dollar cash rates [1] - The slowdown in U.S. economic growth is expected to decrease the correlation between stocks and bonds, making bonds a crucial tool for diversifying portfolio risk [1] - HSBC maintains a positive outlook on gold as a hedge against global policy, economic growth, and geopolitical uncertainties, while also advocating for alternative assets like infrastructure and renewable energy [1] Group 3 - HSBC continues to favor a geographically diversified strategy in equities, maintaining a positive risk preference for global stocks, particularly in the U.S., Asia, and the UAE markets [1] - In Asia, apart from Chinese stocks, HSBC also sees potential in Singaporean stocks, reflecting an optimistic and diversified growth outlook for the region [2] - The weakening dollar and Fed rate cuts are expected to benefit Asian markets, with local central banks likely to follow suit in cutting rates to support economic growth and risk appetite [2]

Core Viewpoint - Hong Kong's three note-issuing banks, HSBC, Standard Chartered, and Bank of China (Hong Kong), are reducing their prime lending rates for the first time since December, which will lower funding costs and provide relief to businesses and mortgage borrowers in the city [1][2]. Group 1: Rate Adjustments - HSBC and Bank of China (Hong Kong) will lower their prime lending rates by 12.5 basis points to 5.125% effective Friday and Monday respectively, while Standard Chartered will cut its rate to 5.375% from Monday [2]. - All three banks will also reduce their savings rates by the same margin to 0.125% [2]. Group 2: Monetary Policy Context - The banks' rate cuts follow the Hong Kong Monetary Authority's (HKMA) decision to reduce its base rate by a quarter point, aligning with the US Federal Reserve's overnight cut [4]. - The HKMA's actions are part of a peg-linked system, but Hong Kong's commercial lenders independently determine their prime lending and deposit rates [4]. Group 3: Impact on Borrowers - HSBC's Hong Kong CEO stated that the adjustments are appropriate given the US rates decision and local market conditions, noting that HSBC has lowered its Hong Kong dollar best lending rate by 75 basis points since September 2024 [5]. - For a HK$5 million, 30-year loan priced at prime minus 1.75%, the 12.5-basis-point cut reduces the effective mortgage rate to 3.375%, lowering the monthly payment by HK$347 to HK$22,105 [5]. - As of the end of July, Hong Kong homebuyers had HK$1.887 trillion in outstanding mortgage loans, with an average mortgage size of HK$4.51 million [6].

Core Insights - HSBC Private Bank has launched a new AI-powered platform named Wealth Intelligence aimed at enhancing client interactions and providing tailored investment advice [1][2] - The platform processes proprietary research and external news from over 10,000 sources, addressing the growing demand for timely and personalized investment insights [2][3] - The initial rollout of Wealth Intelligence has taken place in Hong Kong and Singapore, with plans for expansion into additional markets [4] Technology and Features - Wealth Intelligence utilizes a large language model from OpenAI to assist investment advisors and product experts in market analysis [1] - The platform will eventually include a screening feature to flag investment products for wealth management teams, facilitating discussions on asset allocation [4] - HSBC aims to enhance client experience through AI, transforming workflows and enabling better data-driven decision-making for clients [5] Strategic Initiatives - The introduction of Wealth Intelligence aligns with HSBC's strategic focus on AI adoption to improve client services at scale [4] - The bank has also established a dedicated Wealth Centre in London, further emphasizing its commitment to premier and private banking clients [5]

Group 1 - HSBC Holdings announced a share buyback of approximately HKD 158 million for 1.48 million shares at a price range of HKD 106.4 to 106.9 per share on September 17 [1] - On the same day, HSBC repurchased about 2.19 million shares on the London Stock Exchange and other exchanges, spending approximately GBP 22.13 million at a price range of GBP 10.038 to 10.178 per share [1]