Group 1 - The A-share market experienced adjustments in the afternoon, with sectors such as coal, wind power equipment, and airport shipping showing strength, while cloud computing, software development, and communication equipment faced declines. As of 14:05, the CSI A500 index fell by 0.5%, and the ChiNext index dropped by 1.0%. The ChiNext ETF (159915) saw a net subscription of 12 million units during the session [1] - In the first 11 months of 2025, the cumulative number of new A-share accounts reached 24.84 million, marking an 8% year-on-year increase. In November alone, 2.38 million new accounts were opened, reflecting a 3% month-on-month growth compared to October's 2.31 million [1] - Looking ahead to next year, Invesco's Asia-Pacific Global Market Strategist indicated that both China and other Asian markets are expected to perform strongly in 2025, with multiple asset classes likely to continue this momentum into 2026. The supportive policy environment and ongoing fundamental improvements provide diverse opportunities for investors in the Asian markets [1] Group 2 - The CSI A500 index covers 91 out of 93 industries in the CSI third-level industry classification, reflecting the overall performance of representative companies across A-shares from an industry balance perspective. Emerging industries such as information technology, communication services, and healthcare have a higher weight, aligning with the current economic structural transformation [1] - The ChiNext index consists of 100 stocks from the ChiNext board that have large market capitalization and good liquidity, focusing on innovative and entrepreneurial companies, with strategic emerging industries accounting for over 90% of the index [1] - The management fee rates for A500 ETF (E Fund, 159361) and ChiNext ETF (159915) are only 0.15% per year, which can help investors seize the rapid development opportunities of leading A-share companies [2]

（文章来源：每日经济新闻） 每经AI快讯，12月3日，创业板指跌1.01%，现报3040.266点；上证指数跌0.54%，现报3876.673点；深 证成指跌0.74%，现报12960.133点。 ...

人民财讯12月3日电，近日，厦门市财政局会同市农业农村局、市人民政府台湾事务办公室、市自然资 源和规划局、同安区人民政府联合印发《加快推进同安台湾农民创业园建设实施方案》。该《方案》聚 焦资金、用地、人才、金融服务等关键领域，从基础设施建设、主导产业培育、闽台农业交流等方面精 准发力，为同安台湾农民创业园高质量发展注入强劲动力。作为海峡两岸农业农村融合发展的重要载 体，台创园于2024年10月获农业农村部和国台办正式批复设立。 ...

就业是最大的民生，创业是最强的动能。近年来，中国人民银行遂宁市分行将金融支持促创业稳就业摆 在重要位置，推动创业担保贷款工作不断走深走实，营造出政策鼓励创业、市场引导创业、社会支持创 业的良好氛围。《金融时报》记者了解到，2022年以来，遂宁市累计发放创业担保贷款25.6亿元，扶持 小微企业近200家、个体工商户超9500名，带动就业达3.1万人，贷款逾期率保持在2％以内，低于行业 平均水平3％。 探索"创业担保贷款+"服务模式 "下一步，我们将进一步畅通跨部门联系渠道，健全'政银担'合作模式，指导金融机构完善创业服务体 系，加强创业政策宣传，用好用足创业担保贷款，加大对重点群体创业支持力度。"中国人民银行遂宁 市分行有关负责人近期在遂宁市促进就业创业政策研讨会上说。 "想开家自己的餐饮店，可之前因为手头太紧没敢启动。一听说能申请创业担保贷款，我当时心里就踏 实了。感谢好政策，帮我把梦想'贷'回了家。"在遂宁农商银行客户经理上门协助下，通过线上方式成 功办理创业担保贷的某餐饮店店主苟女士说。 记者了解到，中国人民银行遂宁市分行主动与当地人社、财政等部门对接，建立"政银担"合作共商机 制，通过召开全市创业担保贷 ...

有机构表示，在当前全球科技竞争日益激烈的背景下，基础软件的自主可控不仅是国家安全的需求，也是产业可持续发 展的必然选择。未来基础软件企业将面临更高的技术要求和更强的竞争压力，但也意味着更多的市场机遇。随着国产化 替代的持续推进和产业链金融服务的不断深化，基础软件企业将有望实现从"跟跑"到"并跑"再到"领跑"的转变，为我国 新型工业化和高质量发展提供坚实的底层技术支撑。 （文章来源：每日经济新闻） 软件概念股走低，昆仑万维、润泽科技、银之杰跌超2%。 受盘面影响，创业板软件相关ETF跌约2%。 | 代码 | 名称 | 现价 | 涨跌 涨跌幅 ＾ | | --- | --- | --- | --- | | 159107 | 创业板软件ETF富国 | 0.862 | -0.018 -2.05% | | 159256 | 创业板软件ETF华夏 | 0.957 | -0.019 -1.95% | ...

Core Insights - In 2025, the shift in economic conditions and rapid technological advancements are driving interest in personal entrepreneurship opportunities, particularly in niche high-profit businesses that offer low barriers to entry and high returns [1] Group 1: Business Opportunities - APP New User Acquisition Studios represent an upgraded model of traditional ground promotion, achieving daily earnings of 300 to 500 yuan per person, significantly higher than the 30 to 50 yuan typical in traditional models [3] - The smart home service market is projected to grow, with a 40% penetration rate expected by 2025, and professional configuration services charging between 300 to 800 yuan per household [3] - The ancient book restoration market shows strong demand, with prices ranging from 500 to 2000 yuan per book, and a single-person studio can earn over 30,000 yuan monthly with low material costs [5] - Balcony planting system installation services are booming, with standard packages priced between 8000 to 15000 yuan, appealing to urban dwellers seeking a connection to nature [5] - The automotive modification market is shifting towards ambient lighting, with installation costs between 2500 to 4000 yuan and a material cost of about 800 yuan [8] - Professional bathing services for the elderly are in high demand, charging 150 to 300 yuan per session, with initial investments of 20,000 to 30,000 yuan for equipment [8] - Photo recovery services charge between 200 to 500 yuan, with minimal technical costs and a focus on nostalgic older adults and business professionals [9] - High-end fragrance services can charge between 3000 to 10000 yuan, with raw material costs under 10%, targeting corporate clients initially [11] - Custom architectural models priced between 3000 to 20000 yuan leverage emotional value and social media marketing [11] - Voice beautification training services can charge between 2000 to 8000 yuan, with an 80% profit margin, catering to professionals like streamers and teachers [11] Group 2: Market Characteristics - These niche businesses address specific pain points for targeted demographics, creating high added value through specialized services [11] - The entrepreneurial landscape in 2025 emphasizes finding overlooked essential needs rather than competing in saturated markets [11] - Entrepreneurs are encouraged to leverage their resource advantages and conduct thorough market research to identify high-fit opportunities for low-cost experimentation [11]

Group 1 - A-shares experienced a significant decline with a trading volume of 280 billion, while the CPO sector saw a brief surge in early trading [1] - The AI ETF from Huaxia on the ChiNext index rose over 2% before turning negative, with a net subscription of 28 million units as of the report [1] - The Free Cash Flow ETF expanded its gains to 0.59%, attracting a net inflow of 140 million units during the session, marking 18 consecutive days of inflows totaling 2.027 billion [1] Group 2 - Recent developments in AI, including Alibaba's increased focus on AI applications and ByteDance's launch of the Doubao mobile assistant, are driving demand for computational power [1] - The stock price of Credo surged after exceeding earnings expectations, prompting Morgan Stanley to significantly raise its production forecast for Google's TPU [1] - The market is shifting styles as year-end approaches, with increased attention on dividend strategies [1]

Core Insights - The ninth International Innovation and Entrepreneurship Competition in Shenzhen concluded on December 2, focusing on the city's "20+8" industrial cluster layout [1] Group 1: Competition Overview - The competition featured seven industry tracks: new generation electronic information, digital and fashion, high-end equipment manufacturing, green and low-carbon, new materials, biomedicine and health, and marine economy [1] - The event aimed to align with the industrial development needs of Shenzhen, injecting "global momentum" into the city's high-quality development [1] Group 2: Project Outcomes - A total of 89 projects have signed intention agreements for landing in various districts of Shenzhen, indicating initial success of the competition [1]

Group 1 - The market experienced fluctuations with the ChiNext index initially rising over 1% before retreating [1] - The commercial aerospace sector showed signs of recovery, with Aerospace Power hitting the daily limit and Shunhao Co. achieving four consecutive trading limits [1] - The coal sector saw a rapid increase, with Antai Group achieving two consecutive trading limits, and Dayou Energy and New Dazhou A hitting the daily limit [1] Group 2 - The Fujian sector was active, with Haixin Food reaching six consecutive trading limits and Sun Cable achieving two consecutive trading limits [1] - The superhard materials concept strengthened, with Huanghe Xuanfeng hitting the daily limit [1] - In contrast, the AI application sector collectively weakened, with Fushi Holdings dropping over 11% [1] Group 3 - By the end of the trading day, the Shanghai Composite Index fell by 0.09%, the Shenzhen Component Index decreased by 0.19%, and the ChiNext index dropped by 0.5% [1]

Group 1 - The AI computing sector experienced volatility with a significant drop followed by a recovery, highlighted by the strong performance of the ChiNext AI ETF, which surpassed 300 million in trading volume [1] - Fujian Province has introduced measures to enhance computing infrastructure, aiming for a public computing scale of over 12 EFLOPS by the end of 2027, and plans to improve energy efficiency in data centers [1] - The focus on domestic production and upgrades in core facilities is expected to drive growth in advanced storage capacity and overall computing infrastructure [1] Group 2 - The commercialization wave of TPU backed by major clients is accelerating structural differentiation in the AI computing market, leading to increased competition and innovation [2] - This diversification is anticipated to lower computing costs and stimulate demand across the entire supply chain, including specialized chip design and advanced packaging [2] - The ongoing global supply chain restructuring is expected to provide sustained momentum for self-controlled segments of the industry [2] Group 3 - The ChiNext AI ETF (159381) tracks the ChiNext AI Index, focusing on optical modules and domestic software/hardware, with a significant weight on optical modules at 56.7% [3] - The 5G Communication ETF (515050) has a scale exceeding 9 billion and focuses on the supply chain of major companies like Nvidia and Apple [3] - The Cloud Computing 50 ETF (516630) tracks an index with high AI computing content, covering various sectors including optical modules and data centers, and has the lowest total fee rate among similar ETFs [3]