2025年全年，宁波银行实现营业收入719.68亿元，同比增长8.01%；归属于母公司股东的净利润达 293.33亿元，同比增长8.13%，增速高于行业平均水平。盈利能力保持高位。截至2025年末，宁波银行 不良贷款率维持在0.76%，连续18年低于1%；拨备覆盖率为373.16%，处于上市银行领先水平，风险抵 补能力充足。 宁波银行估值提升计划具体方案指出，公司坚守初心使命，筑牢高质量发展护城河：强化客户导向，推 进数字化系统升级与平台化服务，构建跨境金融能力。强化全面风险管理，实施"全流程、全链条、全 周期、全方位"风控体系，提升数据驱动的风险识别与处置能力。 夯实公司治理基石，提升规范化运作水平方面：公司治理架构清晰，股东会、董事会、管理层职责分 明，独立董事专业履职，股权结构合理，主要股东资质优良，合规性持续提升。 2月26日，宁波银行（002142）发布第九届董事会第一次会议决议公告显示，宁波银行完成第九届董事 会换届，原董事长陆华裕因到龄离任，由内部培养的资深管理者庄灵君接任董事长，冯培炯接任行长。 二人均在宁波银行任职超20年，具备全面的业务经验与风险管控能力，此前已分别担任行长、副行长等 关键 ...

宁波银行迎来重要人事变动。 2月26日晚间，宁波银行发布公告，当日，该行召开董事会会议，选举庄灵君担任公司第九届董事会董 事长，同意聘任冯培炯为该行行长，二者的任职资格尚待监管部门核准，宁波银行原董事长陆华裕到龄 退休。 庄灵君出生于1979年7月，长期就职于宁波银行，是该行内部培养起来的干部，2019年10月起担任宁波 银行副行长，晋升高管行列，2022年4月起任宁波银行行长。 目前，A股上市银行中年龄最小的董事长为青农商行梁衍波，其出生于1978年8月，庄灵君上任后，将 刷新这一记录。 2005年，陆华裕升任宁波银行董事长后，至今已任职21年，期间主导落地了宁波银行增资扩股、IPO上 市、零售业务转型等多项重要举措。 宁波银行最新业绩快报显示，截至2025年年末，该行资产总额达到3.62万亿元，居国内城商行前列。 2025年，该行实现营业收入719.68亿元，同比增长8.01%；归母净利润293.33亿元，同比增长8.13%。 准"80后"庄灵君出任董事长 此外，宁波银行董事会同意聘任冯培炯为该行行长，其任职资格也有待监管核准。 庄灵君是宁波银行内部成长起来的干部，其出生于1979年7月，本硕均毕业于四川 ...

Core Viewpoint - Ningbo Bank successfully held its first meeting of the ninth board of directors, completing the board's re-election process and marking the transition of its core management team [1] Management Changes - Zhuang Lingjun was elected as the chairman of the ninth board of directors, while Feng Peijiong was elected as the vice chairman and appointed as the president of the company [1] - The qualifications of the newly elected personnel need to be approved by the Ningbo Financial Regulatory Bureau before they can officially assume their roles [1] - In the appointment of senior management, Ningbo Bank appointed Fu Wensheng, Wang Yongjie, Xu Xuesong, Wang Dandan, Yu Gang, Lu Haiying, and Hu Haidong as vice presidents, with Yu Gang also serving as the board secretary [1] - The qualifications of Yu Gang, Lu Haiying, and Hu Haidong as vice presidents also require regulatory approval [1]

Core Insights - Hangzhou Bank reported impressive financial performance for the year 2025, particularly in net profit growth [3] Financial Performance - In 2025, Hangzhou Bank achieved operating revenue of 38.799 billion yuan, a year-on-year increase of 1.09% [3] - Net interest income reached 27.594 billion yuan, growing by 12.83% year-on-year [3] - Net fee and commission income was 4.207 billion yuan, with a year-on-year growth of 13.10%, indicating strong momentum in intermediary business [3] - The net profit attributable to shareholders for 2025 was 19.030 billion yuan, reflecting a significant year-on-year increase of 12.05% [3] Asset Quality - As of the end of the previous year, the non-performing loan ratio remained stable at 0.76%, which is considered low in the industry [3] - The provision coverage ratio stood at 502.24%, indicating a strong buffer against potential loan losses [3] - Return on equity (ROE) was reported at 14.65%, showcasing solid performance among listed banks that have disclosed their results [3] Competitive Position - Compared to its provincial counterpart, Ningbo Bank, Hangzhou Bank's revenue and profit figures are significantly lower, with Ningbo Bank reporting operating revenue of 71.968 billion yuan and net profit of 29.333 billion yuan for 2025 [3] - Hangzhou Bank's revenue and profit are approximately half of those of Ningbo Bank, indicating a long road ahead for catching up [3] Management Context - The position of the bank's president was vacant for nine months following the resignation of former president Yu Liming, which drew market attention [3][4] - Despite the leadership vacuum, Hangzhou Bank managed to maintain double-digit growth in net profit, demonstrating resilience in its internal control systems and operational capabilities [4] - The new president, Zhang Jingke, was officially appointed in January this year, following the interim period [4]

焦点事件 英伟达市值蒸发1.77万亿元 美国三大股指收盘涨跌不一，道指涨0.03%，标普500指数跌0.54%，纳指跌1.18%。大型科技股多数下 跌，英伟达跌超5%，市值蒸发2592亿美元（约合人民币1.77万亿元），创去年4月16日以来最大单日跌 幅，这也是英伟达连续第三次在发布整体好于预期的财报后下跌。有分析师指出，英伟达在财报层面很 少失手，但当前市场环境需要公司解答的问题显然不止于卖出多少芯片。 宁波银行管理层大调整！两名70后接任董事长、行长 资产规模超3万亿的宁波银行管理层迎来大调整。 2月26日，宁波银行发布公告，宣布一系列人事变动。核心调整包括选举庄灵君为新任董事长，同意聘 任冯培炯为新任行长，两人均为"70后"，掌舵超过20年的陆华裕就此迎来谢幕时刻。目前，A股上市银 行中年龄最小的董事长为青农商行梁衍波，其出生于1978年8月，庄灵君上任后，将刷新这一记录。 第 823期 2026-02-27 宏观要闻 商务部回应近期将举行的第六轮中美经贸磋商 商务部2月26日举行例行发布会。商务部新闻发言人何咏前在回应近期将举行的第六轮中美经贸磋商相 关提问时表示，中美双方通过中美经贸磋商机制，在各层 ...

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：002142 证券简称：宁波银行 公告编号：2026-006 优先股代码：140001 优先股简称：宁行优01 宁波银行股份有限公司 （2）网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为2026年2月26日上午9:15- 9:25，9:30-11:30，下午13:00-15:00；通过深圳证券交易所互联网投票系统投票的时间为2026年2月26日 9:15-15:00。 2、会议地点：宁波银行总行大厦（宁波市鄞州区宁东路345号）。 2026年第一次临时股东会决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、误导性陈述或重大遗 漏。 特别提示： (一)本次股东会不存在否决议案的情况。 (二)本次股东会不存在变更前次股东会决议的情况。 一、会议召开和出席情况 （一）会议召开情况 1、会议召开时间 （1）现场会议召开时间：2026年2月26日（星期四）下午15:30。 3、召开方式：采取现场投票与网络投票相结合的方式。 4、召集人：宁波银行股份有限公司（以下简称"公司"）董事会。 5、主持人：公司董事长陆华裕先 ...

双核心成型：庄灵君当选董事长，冯培炯获聘行长 根据此次会议决议，庄灵君当选宁波银行第九届董事会董事长，其任职资格待宁波金融监管局核准，核准前代为 履行董事长职责。 2月26日，宁波银行正式发布董事会换届公告，这家总资产已突破3.6万亿元的全国头部城商行，迎来了核心领导 班子的集中焕新。 据公告，掌舵宁波银行超20年的"老帅"陆华裕因年龄原因卸任董事长职务，原行长庄灵君将接棒出任新董事长， 而51岁的原副行长冯培炯则获聘行长。与此同时，该行副行长队伍形成"一出三进四连任"态势，这意味着该行将 形成"1正7副"高管格局。从公开履历看，此次换届新聘任管理人员大部分由内部提拔，延续了宁波银行一贯稳健 的治理风格。 掌舵21年，"陆华裕时代"谢幕 在此次管理层变动中，宁波银行原董事长陆华裕卸任备受瞩目。公告显示，陆华裕因到龄不再担任董事及董事长 职务。 自2005年1月执掌帅印至今，陆华裕担任宁波银行董事长已有21载，他以"大银行做不好，小银行做不了"的差异化 战略引领该银穿越多轮经济周期，推动该行总资产从不足500亿元跃升至2025年末的3.63万亿元。 宁波银行董事会在公告中给予了陆华裕极高的评价。公告指出，在陆华 ...

Group 1: Company Performance - BeiGene reported a total revenue of 38.205 billion yuan for 2025, a year-on-year increase of 40.4%, with a net profit of 1.422 billion yuan, marking a return to profitability [1] - Chipone Technology achieved a revenue of 3.152 billion yuan in 2025, up 35.77% year-on-year, with a narrowed net loss of 528 million yuan compared to a loss of 601 million yuan in the previous year [2] - Purans reported a total revenue of 2.32 billion yuan for 2025, a year-on-year increase of 28.62%, with a net profit of 208 million yuan, down 28.79% year-on-year [4] - Zhenray Technology saw a net profit increase of 582.01% in 2025 [11] - Jinlongyu reported a net profit increase of 26.01% in 2025 [12] Group 2: Product and Market Insights - BeiGene's product revenue reached 37.77 billion yuan, driven by sales growth of its products including Brukinsa and Tislelizumab [1] - Chipone Technology's mass production business revenue is expected to grow by 73.98%, with AI-related orders accounting for over 73% of new orders [2] - Purans' revenue growth was attributed to favorable changes in the storage chip market and increased demand for its products [4] Group 3: Strategic Developments - Huadian Electric is planning to sell its subsidiary Huangshi Supply Chain Management Co., Ltd. to focus on its core business [3] - Chipone Technology signed new orders worth 5.96 billion yuan, a 103.41% increase year-on-year [2] - Feilihua is in the testing phase for its ultra-thin quartz electronic cloth, which is expected to contribute about 5% to its overall revenue in 2025 [5]

Investment Rating - The industry investment rating is "Buy" [2] Core Viewpoints - The banking industry has shown a recovery in profit growth, with net profit for commercial banks increasing by 2.33% year-on-year in 2025, reflecting a quarter-on-quarter improvement of 2.35 percentage points [13][14] - The overall asset growth of commercial banks continued, with total assets increasing by 9.01% year-on-year as of Q4 2025, while loan growth slightly decreased to 7.26% year-on-year [29][30] - Net interest margin stabilized for two consecutive quarters at 1.42%, with expectations for a gradual recovery in 2026 [54] Summary by Sections Performance - The net profit of commercial banks increased by 2.33% year-on-year in 2025, with state-owned banks, joint-stock banks, city commercial banks, and rural commercial banks showing growth rates of 2.25%, -2.84%, 12.87%, and 4.57% respectively [13][14] - The return on equity (ROE) and return on assets (ROA) for commercial banks were 7.78% and 0.60%, reflecting a year-on-year decline of 0.33 percentage points and 0.03 percentage points respectively [13] Scale - Total assets of commercial banks grew by 9.01% year-on-year as of Q4 2025, with state-owned banks showing a growth rate of 10.78% [29][30] - Loan growth for commercial banks was 7.26% year-on-year, with city commercial banks experiencing a counter-cyclical increase in loan growth [29][30] Interest Margin - The net interest margin for commercial banks was stable at 1.42%, with a year-on-year decline of 10.50 basis points [54] - Expectations for 2026 indicate potential downward pressure on net interest margins in Q1, but a gradual recovery is anticipated thereafter [54] Asset Quality - The non-performing loan ratio for commercial banks was 1.50%, showing a quarter-on-quarter decrease of 2.00 basis points, while the provision coverage ratio was 205.21% [54] Capital - The core Tier 1 capital adequacy ratio for commercial banks was 10.92%, reflecting a quarter-on-quarter increase of 0.05 percentage points [54]