此外，开封市还构建覆盖企业全生命周期的基金体系，设立2亿元政府科创引导基金，重点扶持初创期 科技企业；联合社会资本成立首期规模1亿元的酸辣粉产业投资基金，重点培育淀粉加工、薯类休闲食 品等现代食品产业集群。 创新裂变：科技基因重塑产业版图 来源：科技日报 科技日报记者 孙越 通讯员 邬建飞 "就在几周前，我们的首批特种硅氧烷材料正式下线。"4月29日，开封夸克新材料有限公司生产车间 内，企业负责人告诉记者，这家科技型企业在获得开封市1000万元科技贷款支持后，成功突破分子结构 定向调控技术，将产品良率提升至95%，填补河南省特种高分子材料领域技术空白。他透露，该材料已 通过新能源电池头部企业认证，预计形成年1.5亿元产能规模。 近年来，在数字经济与实体经济深度融合的浪潮中，河南省开封市以科技金融为支点，撬动传统产业转 型升级，培育新兴产业动能，走出了一条颇具特色的高质量发展之路。通过创新金融工具、深化产融结 合、强化科技赋能，这座千年古城正焕发出强劲的创新活力，为中原经济区转型升级提供鲜活样本。 构建全链条科技金融生态 开封市率先打破传统融资壁垒，构建"政策扶持+金融创新"两位一体服务生态。该市设立2000万 ...

4 月 29 日，人民银行江苏省分行召开2025年二季度新闻发布会。记者从会上获悉，一季度，江苏金融总量保持全国领先，新增贷款、社会融资规模增量 均居全国第一。3 月，江苏全省新发放企业贷款、普惠小微贷款的平均利率水平处于历史低位。 图为新闻发布会现场 一季度政府债券融资增加2707亿元 人民银行江苏省分行调查统计处处长朱庆介绍，一季度，江苏省金融运行保持"总量有力、结构优化、利率下降"的良好态势，充分发挥金融对经济高质量 发展的支持作用。 信贷投放结构方面，金融支持重点领域力度加大。制造业中长期贷款快速增长，3月末，制造业中长期贷款余额同比增长12.8%，比各项贷款增速高2.7个 百分点。 3月末，江苏全省金融机构本外币贷款余额27.59万亿元，同比增长10.1%，高出同期全国增速3.2个百分点；比年初新增1.58万亿元，同比多增1642亿元。 同时，其他渠道融资也呈现较好增势，其中一季度政府债券融资增加2707亿元，同比多增1983亿元。全省社会融资规模增量为2.06万亿元，同比多增2528 亿元。 企业贷款利率稳中有降3月当月江苏全省小微贷款新发放企业贷款、普惠加权平均利率分别为3.26%、3.43%， ...

本报记者 彭衍菘 受公募机构调研次数居前的热门股，如天孚通信、中际旭创、华东医药、爱博医疗、宁波银行、中坚科 技，均被调研逾60次，主要来自通信、医药生物、银行、机械设备行业。 安徽安爵资产管理有限责任公司董事长刘岩在接受《证券日报》记者采访时表示，公募机构密集调研电 子等行业，反映对技术升级与新兴需求的重点关注。电子板块中，智能制造产业链受益于技术升级及政 策扶持，消费电子依托提振消费及产品迭代创新驱动需求，电子元器件则受惠于产业链景气传导。机械 设备领域，自动化设备受益于制造业升级需求，高端装备受国家战略支持。电力设备新能源板块中，光 伏技术降本增效持续，风电受益于装机需求扩张，相关产业链龙头有望优先受益。 调研版图揭示布局主线 4月份，上市公司年报与一季报密集发布。 公募排排网数据显示，截至4月29日，4月份以来共有162家公募机构参与A股上市公司调研，调研范围 覆盖30个申万一级行业中的616只个股，合计调研8556次，较3月份整月增长100.42%。 600余只个股获调研 电子行业最受公募青睐 调研次数居前十的公募机构，依次为博时基金管理有限公司、华夏基金管理有限公司、嘉实基金管理有 限公司、汇丰晋 ...

Core Viewpoint - Xiamen Bank has demonstrated steady growth and robust financial performance in 2024, supported by a clear strategic positioning and solid risk management framework [1][2]. Financial Performance - In 2024, Xiamen Bank achieved operating income of 5.759 billion yuan, a year-on-year increase of 2.79% [1] - Non-interest net income reached 1.754 billion yuan, up 37.45% year-on-year, indicating an optimized revenue structure [1] - Total profit amounted to 2.735 billion yuan, reflecting a 3.54% increase compared to the previous year [1] - By the end of 2024, total assets reached 407.795 billion yuan, growing 4.39% year-on-year [1] - Total liabilities were 375.426 billion yuan, a 4.24% increase from the previous year [1] - Total loans and advances stood at 205.455 billion yuan, while total deposits reached 214.156 billion yuan, up 3.17% year-on-year [1] Asset Quality - The non-performing loan (NPL) ratio improved to 0.74%, a decrease of 0.02 percentage points from the previous year [2] - The NPL ratio for corporate loans was 0.51%, down 0.58 percentage points since the beginning of the year [2] - The provision coverage ratio reached 391.95%, indicating strong risk mitigation capabilities [2] Dividend Policy - The bank proposed a total cash dividend distribution of 818 million yuan for 2024, with a cash dividend ratio of 31.53%, an increase of 0.83 percentage points from 2023 [2] - Xiamen Bank has maintained a stable and high dividend payout, with a cash dividend rate exceeding 30% for four consecutive years from 2021 to 2024 [2] Strategic Focus - Xiamen Bank is committed to supporting the real economy, with increased financial support for key areas such as technology innovation, green finance, and inclusive finance [3][4] - The bank's technology finance loan balance reached 11.967 billion yuan, growing 33.69% year-on-year [4] - Green credit balance was 13.070 billion yuan, up 61.96% from the beginning of the year [4] - Inclusive small and micro loans amounted to 73.293 billion yuan, with a 19.85% increase in medium and long-term manufacturing loans [4] Retail Business Development - The bank's personal financial assets reached 109.011 billion yuan, a 12.07% increase year-on-year [5] - Personal deposits surpassed 80 billion yuan, reaching 82.455 billion yuan, up 22.79% from the previous year [5] - The number of retail customers grew to 2.6993 million, reflecting a 5.37% increase [5]

孙守刚作工作部署。省发展改革委、省工业和信息化厅、省商务厅汇报有关情况。郑州市、许昌市、漯 河经济技术开发区作表态发言。 各省辖市、济源示范区、航空港区设分会场。有关省领导出席。（记者 刘婵 马涛） 责任编辑： 王靖 4月29日，全省奋战二季度确保"双过半"动员部署会召开。省委书记刘宁出席并讲话，强调要深入学习 习近平经济思想和中央政治局会议精神，贯彻落实习近平总书记关于河南工作的重要论述，分析研判当 前经济形势，安排部署二季度经济工作，确保"时间过半、任务过半"，并在此基础上"接二连三"，圆满 完成全年目标任务、顺利实现"十四五"规划收官。省长王凯主持。 刘宁指出，全省上下坚决贯彻落实党中央决策部署，坚持开局即决战、起步即冲刺，奋战一季度、全力 拼经济，扛起了经济大省挑大梁重任。各地各部门要坚定拥护"两个确立"、坚决做到"两个维护"，聚 焦"四高四争先"，认清形势，提振信心，奋勇争先，坚决打赢我省经济发展夏秋季战役。 刘宁强调，二季度是承上启下的关键期，要服务融入全国统一大市场建设，加强市场运行监测监管，打 通规则障碍，提高运行效率，深化数据要素市场化改革，加快推动内外贸一体化。注重稳、扩、增用 招，着力稳 ...

Core Viewpoint - Bank of China Samsung Life Insurance Co., Ltd. reported a record net profit of 483 million yuan for 2024, marking its eighth consecutive year of profitability, with total assets exceeding 100 billion yuan [1][2]. Financial Performance - Total assets reached 127.7 billion yuan, with original premium income of 29.862 billion yuan, reflecting a year-on-year growth of 20.08% [2]. - Net profit increased by 536% year-on-year, amounting to 483 million yuan [2]. - New single premium income was 13.6 billion yuan, while renewal premium income was 17.8 billion yuan, showing a year-on-year growth of 62.76% [2]. - Investment income was 4.856 billion yuan, with a comprehensive solvency adequacy ratio of 245.86% [2]. Social Responsibility Initiatives - The company established a microfinance insurance department in 2024, conducting 361 promotional activities that reached 24,000 people, with group accident insurance benefiting 3,263 individuals and a total coverage amount of 1.28 billion yuan [2]. - In the area of elderly care, the company offered 44 types of life insurance products for individuals over 60, a 26% increase year-on-year, and provided over 100,000 services tailored for seniors [2]. Green Finance - The company increased its support for green finance, with a year-end balance of over 7 billion yuan in green financial investments [2]. Technology and Digital Finance - Focused on strategic emerging industries, the company’s technology finance investment balance reached 1.75 billion yuan, with an average growth rate of 32.46% over the past three years [3]. - The company achieved a cloud resource ratio of nearly 60% and upgraded its intelligent customer service, with an online service rate exceeding 95% [3]. - Online insurance application time was reduced by 30%, and the online claims application rate reached 97.18%, with small claims processed in as little as 4 minutes [3]. Commitment to Development - The company aims to implement national policies, deepen reforms, and contribute to high-quality financial development, supporting national construction and rejuvenation efforts [3].

Core Insights - Postal Savings Bank of China (PSBC) reported a significant increase in green loans, reaching 910.71 billion yuan, a growth of 6.01% compared to the end of the previous year, indicating a sustained focus on green finance [1] - The bank is committed to enhancing its role in the economy by focusing on five key areas, which include rural finance, inclusive finance, and personal finance, showcasing its traditional strengths [2][3] Group 1: Green Finance and Economic Integration - PSBC's green loan balance has increased to 910.71 billion yuan, with a growth rate that consistently exceeds the average growth of all loans [1] - The bank's strategy involves integrating into the broader economic development landscape, emphasizing the importance of green finance as part of its operational focus [1] Group 2: Inclusive Finance and Support for Small Enterprises - The balance of agricultural loans stands at 2.4 trillion yuan, while inclusive small and micro enterprise loans amount to 1.67 trillion yuan, positioning PSBC among the leaders in state-owned banks [2] - The bank has supported nearly 100,000 technology enterprises, with financing exceeding 600 billion yuan, reflecting its commitment to technology-driven financial services [2] Group 3: Personal Finance and Customer Growth - PSBC has seen a significant increase in retail assets under management (AUM), reaching 17.47 trillion yuan, with an increase of 77.86 billion yuan since the end of the previous year [3] - The number of VIP customers has grown to 57.95 million, marking a 3.85% increase, while high-net-worth clients have increased by 7.33% to 6.27 million [3]

4月29日，广发银行发布2024年年度报告。2024年，在中国人寿集团党委坚强领导下，广发银行始终胸怀"国之大者"， 坚持与趋势同行、与时代共进，牢牢把握"破与立"的辩证法、"稳与进"的方法论，交出了一份质量向好、结构向优、 动能向新的年度答卷。 截至2024年末，全行总资产达到3.64万亿元；实现营业收入692.4亿元、净利润152.8亿元；不良贷款余额、不良贷款率 连续两年"双降"；核心一级资本充足率升至9.67%，达到历史新高；坚持服务实体经济的职责使命，全年累计投放对 公一般贷款7,895亿元，创"十四五"以来新高。 坚持服务大局 践行担当更有力 绿色金融绘就生态底色。打造"保险+银行+投资"绿色综合金融服务体系，"海洋碳汇+融资担保""可持续发展挂钩贷 款"等创新业务荣获广东金融学会"2024年度广东绿色金融改革创新推广案例""2024年度绿色金融高质量发展优秀案 例"奖项。截至2024年末，绿色信贷余额突破2,000亿元、同比增长42.30%。 普惠金融润泽万千小微。建立"总行标准化产品+分行特色专案"的全类型产品体系，实现"线上+线下""扶持+陪伴""融 资+融智"的立体化服务，积极为企业提供贯 ...

Core Viewpoint - Guilin Bank demonstrates strong resilience and steady growth in various operational indicators despite a complex macroeconomic environment, with a focus on rural finance and community banking to drive its development [1][2]. Group 1: Operational Performance - As of the end of 2024, Guilin Bank's total assets reached 576.447 billion yuan, a 6.23% increase from the beginning of the year; total deposits were 391.778 billion yuan, up 3.47%; total loans amounted to 360.280 billion yuan, reflecting a 10.93% growth; annual operating income was 12.054 billion yuan, a 4.88% year-on-year increase; and net profit was 2.320 billion yuan, up 5.80% year-on-year [2]. - In Q1 2025, Guilin Bank's total assets grew to 584.780 billion yuan, a 1.45% increase; total deposits reached 409.832 billion yuan, up 4.61%; total loans were 369.003 billion yuan, a 2.42% increase; operating income was 3.154 billion yuan, and net profit was 1.032 billion yuan, reflecting a 1.52% year-on-year growth [2]. Group 2: Rankings and Recognition - Guilin Bank's rankings have improved, placing 295th in the "2024 Global Bank 1000" by The Banker magazine based on core tier 1 capital; 250th in the "2024 China Service Industry Enterprises 500"; and 22nd in the "2024 Guangxi Top 100 Enterprises" [3]. Group 3: Rural Finance Development - Guilin Bank continues to deepen its rural finance efforts, enhancing its rural financial moat through refined management and optimizing asset sinking mechanisms tailored to local conditions. As of the end of 2024, the bank's county loan balance was 109.799 billion yuan, with agricultural loans at 83.379 billion yuan, a 12.66% year-on-year increase [4]. - The bank has established 600 rural revitalization demonstration points, covering one-third of Guangxi's agricultural industrialization leading enterprises [4]. Group 4: Community Financial Services - Guilin Bank is upgrading its community financial services, providing professional and convenient "financial + non-financial" services to residents and small enterprises. By the end of 2024, the bank had set up 683 community/small micro branches, ranking first among urban commercial banks in China [5]. Group 5: Financial Support for Local Economy - As the largest urban commercial bank in Guangxi, Guilin Bank focuses on financial support for key strategies and sectors, with loans in the "five major financial articles" reaching 117.677 billion yuan by the end of 2024, and a total of 99.529 billion yuan disbursed throughout the year [6]. Group 6: Technology and Green Finance - In the technology finance sector, Guilin Bank's loans to tech enterprises reached 30.113 billion yuan, a 32.72% year-on-year increase, supporting 953 high-tech enterprises [7]. - The bank has established 49 green finance specialized institutions, with green loan balances of 41.608 billion yuan, reflecting a 20.08% year-on-year growth, ranking first among local financial institutions in Guangxi [7]. Group 7: Inclusive and Digital Finance - Guilin Bank has optimized its small and micro enterprise loan services, with private loans reaching 165.904 billion yuan and inclusive small micro loans at 42.630 billion yuan, increasing by 5.55% and 13.07% year-on-year, respectively [8]. - The bank is enhancing its digital financial capabilities, with a case study on digital human intelligent financial applications winning an award for innovation in Guangxi's financial system [8].

Core Viewpoint - Guilin Bank demonstrates resilience in performance growth despite a complex macroeconomic environment, achieving a revenue of 10.938 billion yuan and a net profit of 2.280 billion yuan in 2024, reflecting year-on-year growth of 5.56% and 10.21% respectively [1] Financial Performance - The bank's total assets reached 541.53 billion yuan by the end of 2024, marking a 7.08% increase from the previous year [1] - Total loans amounted to 331.16 billion yuan, with a year-to-date growth of 12.60%, including corporate loans of 257.55 billion yuan (up 17.62%) and personal loans of 73.61 billion yuan [1] - Key regulatory indicators include a capital adequacy ratio of 11.67%, a provision coverage ratio of 131.94%, a liquidity ratio of 75.45%, and a non-performing loan ratio of 1.68%, all meeting regulatory requirements [1] Financial "Five Articles" - Guilin Bank has implemented a series of actions to align with the central financial work conference's directives, focusing on the financial "Five Articles" with a total loan balance of 117.68 billion yuan in this area, and a cumulative investment of 99.53 billion yuan in 2024 [2] - In the technology finance sector, the bank's loans to tech enterprises reached 30.11 billion yuan, a 32.72% increase, supporting 953 high-tech companies [2] - The green loan balance stood at 41.61 billion yuan, growing by 20.08%, with the establishment of 49 green finance specialized institutions [2] Inclusive Finance - The bank provided 26.91 billion yuan through the "Guihui Loan" program and utilized 15.8 billion yuan in re-lending funds, effectively reducing financing costs for related enterprises by over 200 million yuan [3] - By the end of 2024, the balance of private loans was 165.90 billion yuan, and inclusive small and micro loans reached 42.63 billion yuan, reflecting year-on-year growth of 5.55% and 13.07% respectively [3] Rural Finance - Guilin Bank has focused on rural finance, with county loans totaling 109.80 billion yuan and agricultural loans at 83.38 billion yuan, a 12.66% increase [5] - The bank has established 600 service demonstration points for rural revitalization, covering one-third of the agricultural industrialization leading enterprises in Guangxi [5] Community Finance - The bank has set up 683 community and small micro branches in Guangxi, ranking first among city commercial banks in China [6] - Over the past decade, the bank has deepened its community finance services, integrating them into local governance and providing both financial and non-financial services to residents and small enterprises [6]