绿皮书说，大数据、互联网、人工智能等技术的发展极大地推动了医疗保障治理能力的提升，促进了医 疗保障经办服务水平和城乡居民健康水平的提升。截至2024年底，全国医保码用户超12亿人，医保信息 平台日均结算量超2800万人次，住院费用结算系统平均响应时间仅0.8秒。 绿皮书由中国社会科学院民族学与人类学研究所、社会科学文献出版社、首都师范大学和北京现代产业 新区发展研究基地联合发布。(完) 绿皮书称，在中国数字经济和新业态快速发展的背景下，相关部门高度重视新业态从业人员的社会保障 问题，出台了一系列政策举措，积极推动新业态从业人员社会保障制度的完善。截至2024年6月底，新 就业形态就业人员职业伤害保障参保人数超过886.6万人。 中新网北京12月21日电 (记者 李京泽)21日发布的《社会保障绿皮书：中国社会保障发展报告(2025)》指 出，数智化对社会保障体系的影响不断扩大，新业态从业人员社会保障制度逐步完善。 绿皮书认为，进一步优化新业态从业人员职业伤害保障需在政策制定上平衡灵活性与保障性。应当建立 多层次、可持续的职业伤害保障体系，根据新业态的用工特点，对工伤认定标准进行科学调整，进一步 简化参保流程和待 ...

新华财经北京12月21日电日前，主题为"回顾养老金融十年探索助力十五五再启新篇"的《中国养老金融 发展报告2025》成果发布会在京举行。与会嘉宾共同回顾养老金融发展经验与成果，探讨新时期改革路 径与发展方向。 立足 "十五五" 谋新篇深入探索养老金融与养老保险改革 中国社会保险学会会长胡晓义认为，"十五五"时期养老保险改革发展需在四个重点方向上确立新目标、 推出新举措：一是实施更高质量的全民参保计划，推动参保覆盖更广泛、更稳定、更具包容性，重点探 索新就业形态劳动者的制度安排；二是统筹推进新时代全社会养老财富储备与分配规划，顺应人口老龄 化趋势，加速全国社会保障基金扩容，实施壮大企业年金专项方案，优化个人养老金政策、产品与服 务，加强三支柱信息贯通，并推进养老金融"适老化改造"；三是健全中国特色社会保险精算制度，完善 专门机构设置，确定符合国情的精算参数，形成定期信息发布机制；四是发展创新型智慧社保，通过大 模型等技术手段持续优化经办服务，加强基金监督管理，提升决策科学性。 制度创新+服务提升+科技赋能多元主体共议养老金融高质量发展 主题演讲环节，来自工商银行、国民养老保险、富达基金、复星康养集团、米加健康集 ...

网络助贷行业 丨研究报告 核心摘要： 《2025年中国网络助贷行业研究报告》，以"特殊时期-历史使命-群体价值-未来趋势"为核心脉络，解析 行业发展逻辑。报告指出，数字经济推动下，2025年中国网民达11.2亿，信贷成居民日常，2024年不含房 狭义消费贷余额21.7万亿；互金助贷2024年规模3.5万亿，CR5达76%，以增信、分润为主要模式，风 控、资金获取与获客为核心能力。基于5285人调研，借新还旧与大额消费用户为行业深度客群，需求及信 息敏感度存差异。面对监管新规，24%以上业务利润或降3%-6%，平台需转向24%以下业务或拓展多元金 融服务，为行业合规化发展提供方向。 不可阻挡之势 数字的生产资料属性被夯实，科技无意间开启的社会迭代 根据国家互联网中心的统计数据， 2004 年中国网民总数不足 1 亿，但是截至 2025 年这一数字已经 上升到 11.2 亿。其中 2006 年到 2015 年这十年是网民增长速度最快的十年，也是数字经济在人们 尚未有所反应时，迅速重塑中国社会的十年。改变起始于用户获知信息的方式，深化于社会经济生 活的模式。 金融，作为链接各类型经济主体的线索，也在这场变革中悄然改 ...

聚焦因地制宜加快发展新质生产力，张家港将守牢实体经济基本盘，巩固提升传统产业，培育壮大 新兴产业，前瞻布局未来产业，推动服务业优质高效发展、港口经济高质量发展，加快构建现代化产业 体系；推动科技创新和产业创新深度融合，加强源头创新、推动龙头创新、拓展人才领先优势、推进数 字经济发展、营造更优创新生态。 聚焦全面深化改革开放，张家港将推进深层次改革，鼓励开展差异化改革探索，同时扩大高水平开 放，塑造开放型经济新优势；聚焦区域协调发展，放大两大国家战略交汇点优势，深化市域内部融合发 展，加快构建现代化基础设施体系，持续提升城市功能品质，拓展发展新空间。 日前，张家港市委十二届十二次全会召开，提出"十五五"时期张家港发展的总体要求和主要目标， 对经济社会发展重点任务作出部署。 面向"十五五"，张家港将聚焦"加快建设'科创、制造、服务业、交通、文化、富民、生态、平安'八 大强（县）市"重点任务，与时俱进大力弘扬发展张家港精神，全力推动产业转型、城市转型。 ...

Core Viewpoint - The article emphasizes the importance of establishing a robust standard system in the Guangdong-Hong Kong-Macao Greater Bay Area to support high-quality development and enhance global competitiveness through regional collaboration and international standardization efforts [1][4]. Group 1: Standard System Development - The Greater Bay Area has jointly announced 262 "Bay Area Standards" covering 36 fields, including transportation, water conservancy, traditional Chinese medicine, green ecology, and elderly care, creating a positive ecosystem driven by government guidance, market leadership, and collaboration among the three regions [1]. - A focus on emerging industries and future sectors is essential to build a forward-looking standard system that guides industrial upgrades and provides regulatory support, particularly in artificial intelligence and digital economy sectors [2][3]. Group 2: Internationalization and Regional Collaboration - The article discusses the need for a dual empowerment mechanism of "standard internationalization + regional collaboration" to enhance global rule-making power, advocating for the integration of Bay Area standards with international standards [4][5]. - Strengthening regional collaboration and establishing a multi-level international cooperation network is crucial, including standard mutual recognition mechanisms with countries along the Belt and Road Initiative [5]. Group 3: Implementation and Governance - A "technology empowerment + governance innovation" framework is proposed to ensure effective implementation of standards, utilizing advanced technologies like big data and artificial intelligence for real-time monitoring and evaluation [6][7]. - The establishment of incentive mechanisms for enterprises adopting Bay Area standards is recommended, including tax benefits and funding support, to encourage compliance and participation in standard formulation [7].

Core Viewpoint - The 20th Central Committee's Fourth Plenary Session emphasizes the acceleration of building a financial powerhouse, focusing on the development of digital finance as a crucial element for integrating the digital economy with the real economy [1] Group 1: Digital Finance Development Achievements - During the 14th Five-Year Plan period, significant progress has been made in the digital transformation of China's financial sector, enhancing the efficiency of financial products and services [2][3] - The digital economy's core industry is projected to account for approximately 10% of GDP by 2024, with digital innovation significantly boosting development capabilities [4] Group 2: Financial Services and Digital Economy Integration - The growth rate of loans to the digital economy sector has outpaced the average growth rate of all loans, with a loan balance of 8.2 trillion yuan as of September, reflecting a 13% year-on-year increase [4] - New financing channels have been established for technology-driven enterprises through the introduction of a "Technology Board" in the bond market, enhancing accessibility to financing [4] Group 3: Policy and Regulatory Framework - The development of digital finance is supported by a robust policy framework, including the "Financial Technology Development Plan (2022-2025)" and various guidelines for digital transformation in banking and insurance [3][6] - A comprehensive legal framework is being established to govern digital finance, focusing on data security, personal information protection, and algorithm ethics [7][14] Group 4: Digital Currency Development - The People's Bank of China is leading the development of the digital yuan, which is positioned as a state-backed digital currency with unique advantages over existing electronic payment methods [8][9] - As of September, 225 million personal wallets have been opened for the digital yuan, with a total transaction amount of 14.2 trillion yuan across 33.2 billion transactions [9][10] Group 5: Security and Risk Management - The rapid expansion of digital finance presents both opportunities and challenges, necessitating a focus on data security and risk management to maintain public trust [13][15] - Measures are being implemented to enhance the security of financial data and to establish a regulatory framework that balances innovation with risk prevention [14][16]

江苏长江经济带研究院院长成长春认为，数字中国建设是新时代我国推动高质量发展的核心战略之一。 教育、科技、人才作为支撑数字经济的三大核心要素，其一体融通是破解数字经济建设瓶颈、提升国际 竞争力的关键所在。北京理工大学经济学院院长王兆华认为，当前在数字经济领域的校企合作动力与能 力依旧失衡，需要构建"政—校—企—研—用"深度融合的生态体系。盐城师范学院校长张宏如通过调研 得出结论，在数字经济背景下实现就业量质显著提升，既要做好区域协同，强化产业链协同，更要完善 制度环境，优化市场竞争与数据治理制度，健全社会安全网与公共服务体系，完善适应产业链发展的劳 动保障制度。 本报讯(记者叶真)12月20日，数字经济政产学研合作论坛暨首届经管学科青年学者论坛在盐城举行。来 自全国高校的专家学者就数字经济高质量发展、就业、生产要素变革、人工智能和算力建设等关键词展 开讨论。在论坛上，沿海地区区域数字经济政产学研联盟启动，江苏沿海人才发展研究院发布《中国就 业量质协调发展指数》，盐城师范学院数字经济学院揭牌。 ...

每日甘肃网讯（新甘肃·每日甘肃网记者 韩定良 吴承启）12月20日，甘肃省电商文旅融合发展大会暨甘肃省电商选品中心启动仪 式在兰州成功举行。本次活动以"数智赋能县域经济·生态聚合产业升级"为主题，旨在推动电商产业与文旅、农业深度融合，打 造产业新地标。 大会活动现场 活动由甘肃省商务厅、甘肃省文旅厅、甘肃省人社厅、甘肃省广播电视总台、甘肃新媒体集团等单位指导，甘肃省电子商务协 会、甘肃省广电MCN中心、每日甘肃网、兰州大学国家大学科技园、甘肃省内容潮新媒体技术研究院共同发起，并得到了京东 零售、顺丰同城、多家银行及重点电商企业等单位的大力支持，汇聚了来自政府、电商、文旅、农业及新闻媒体等领域的300余 名代表参加，共同见证我省电商产业发展的重要时刻。 甘肃省商务厅二级巡视员贾永功出席活动并致辞。他指出，此次活动是推动电商与文旅深度联动的重要举措。近年来，甘肃省 商务厅通过实施县域商业体系建设项目、培育省级电商产业园和县域直播电商中心，构建电商与产业融合集聚体系，全省已建 设6个省级电商产业园和20个县域直播电商中心；同时深入实施"数商兴农"，创新组织各类电商活动，打造网络扩消费矩阵。他 对甘肃省电子商务协会换 ...

马来西亚亚太"一带一路"共策会会长翁诗杰接受中新社采访时表示，中国—东盟自贸区3.0版升级议定 书涵盖的数字经济、绿色经济、供应链互联互通等领域，切中了东盟在发展路途上的关键领域，非常期 待它能发挥作用。 高志凯表示，过去一说起互联互通，主要就是道路、港口、机场等基础设施。当前，新能源汽车、人工 智能等领域快速发展带来新的机遇，中国和东盟应携手推动包括通讯、技术、金融、标准化、人工智能 等方面的互联互通。 本次论坛由广西壮族自治区人民政府主办。论坛期间还召开"数字丝绸之路"(中国—东盟)智库联盟圆桌 会议，发布《"数字丝绸之路"(中国—东盟)智库联盟人工智能合作南宁倡议》，并以"智能浪潮与新质增 长""全球变局与区域合作"为主题开展分论坛讨论。(完) 【东盟专线】中国—东盟智库共探自贸区3.0版新机遇 本次论坛以"智联东盟 命运与共——中国—东盟合作新图景"为主题，围绕国际局势演变、中国—东盟 自贸区3.0与产业联动、数智赋能与AI合作、规则共建与全球南方合作等重大议题深入研讨。 翁诗杰认为，在绿色经济和数字经济领域，东南亚是"兵家必争"的沃土。未来，中国在与东盟合作中， 不应仅满足于市场开拓，还要更深入地优 ...

Investment Rating - The report maintains a positive outlook on the computer industry, particularly highlighting the advancements in AI models and their applications [3]. Core Insights - The release of Doubao 1.8 marks a significant enhancement in multi-modal understanding and context management capabilities, achieving state-of-the-art (SOTA) performance in various tasks [4][9]. - Doubao 1.8 is designed not just for parameter increase but for optimizing complex task-solving and multi-modal interactions, achieving long-range task completion with reduced token consumption [8][9]. - The report emphasizes the cost-effectiveness of Doubao's tiered discount strategy, which can save up to 47% on usage costs, making it one of the most cost-effective models in the market [11]. - Wallen Technology has submitted its IPO application in Hong Kong, focusing on self-developed GPGPU chips and intelligent computing solutions, with significant revenue growth projected [16]. - TaxFriend is advancing its AI capabilities in financial services, achieving product-market fit and optimizing its AI technology for serious financial scenarios [41][42]. Summary by Sections Doubao 1.8 - Doubao 1.8 enhances agent capabilities, multi-modal understanding, and context management, achieving SOTA in various assessments [4][5]. - The model's performance in complex tasks and multi-modal interactions is highlighted, with a focus on efficiency and cost reduction [8][9]. - Daily token usage has surpassed 50 trillion, showing significant growth compared to previous figures [11][12]. Wallen Technology - Wallen Technology focuses on GPGPU chip development and has seen revenue growth from 0.499 million to 58.9 million from 2022 to the first half of 2025 [16]. - The company has a robust product lineup, including BR106, BR110, and BR166 chips, with plans for future developments [20][22]. - Wallen's business model integrates hardware and software solutions, enhancing its competitive edge in the market [19][29]. TaxFriend - TaxFriend is leveraging AI to redefine its financial services, achieving significant progress in automating accounting processes [41][42]. - The company is focusing on three levels of product offerings: execution, daily management, and decision planning, with a clear strategy for market integration [43][44]. - AI technology is being optimized for cost control and risk management in financial applications, ensuring high service quality [46].