民营经济是推进中国式现代化的生力军，在经济社会中发挥着"56789"的重要作用（贡献了中国经济 50%以上的税收、60%以上的GDP、70%以上的技术创新成果、80%以上的城镇劳动就业，90%以上的 企业数量）。市场监管总局数据显示，截至2025年3月底，我国登记在册民营企业超过5700万户，占企 业总量的92.3%；全国登记在册个体工商户超过1.25亿户。 2025年5月20日起，备受关注的民营经济促进法将正式施行。作为中国第一部专门关于民营经济发展的 基础性法律，这部法律在公平参与市场竞争、平等使用生产要素、同等受到法律保护等方面作出针对性 制度安排，对于保障民营企业及企业家权益、促进民营经济长期健康发展具有深远意义。 相关配套规定促进民营企业高质量发展。不仅要有公平的竞争环境，民营经济的活跃发展也离不开相关 措施的激励引导。民营经济促进法就支持民营经济组织科技创新、引导民营经济组织规范经营、优化民 营经济组织服务保障作出专门规定，从多方面赋能民营经济高质量发展。这些规定一方面注重鼓励支 持，例如，设置"投资融资促进""科技创新"等专章，支持民营企业参与国家重大战略和重大工程，鼓励 其在战略性新兴产业、未 ...

"民营经济促进法从法律角度，让我们民营企业吃上'定心丸'。"今天（14日）下午，在新津举行的成都市新津区2025推动民营经济高质量大会上，全球川商 总会会长、新希望集团董事长刘永好认为，随着法律实施，民营经济发展将更有动力。 除了大咖发言献策，此次会议还现场发布2025年新津首批场景创新清单，推出新津"校企联姻"行动，开展金融需求专项对接和轨道交通产业供需对接活动。 新津区民营经济发展促进中心也揭牌成立。 值得关注的是，现场还举行新招引16个重大产业化项目集中签约，总投资超100亿元。 并且plo) A t t om the s i 16个项目集中签约 总投资超过100亿元 刘永好： 《民营经济促进法》让民营企业吃上"定心丸" "新津是我老家，我在这里出生成长。多年来，新津一步一个脚印成长，现在经济发展走在成都市前列。"会上，全球川商总会会长、新希望集团董事长刘永 好在会上作主旨演讲时说道，"新津是一个好地方，区委区政府非常重视民营经济的发展，出台了支持民营企业一系列政策，特别有很多重在落实的具体措 施。" 日记 T Tur and ▲刘永好 现场集中签约的16个重大产业化项目，涵盖绿色食品、新能源、新材料、 ...

Core Viewpoint - The Private Economy Promotion Law is a significant achievement and landmark event in China's economic reform, providing a solid platform for the development of the private economy through comprehensive legal systems, a favorable business environment, and the promotion of high-quality development [1][12][21]. Group 1: Legislative Significance - The law serves as the first foundational legislation specifically for the development of the private economy, highlighting the government's commitment to supporting this sector [3][10]. - It aims to deepen economic reforms and provide robust legal protection and policy support for the sustainable and healthy development of the private economy [3][10]. Group 2: Democratic Process in Legislation - The drafting process of the law exemplifies the concept of whole-process people's democracy, ensuring public participation and feedback through extensive consultations [4][5]. - This approach enhances the law's scientific and rational basis, promoting healthy development of the private economy and societal progress [5][18]. Group 3: Market Economy System Improvement - The law marks an important step in the continuous improvement of the socialist market economy system, facilitating high-quality development and optimizing economic structure [6][10]. - It establishes a fair, transparent, and predictable legal environment for the private economy by addressing administrative enforcement and credit repair systems [6][10]. Group 4: Support for Fair Competition - The law strengthens the support for fair competition and the unified open market environment, mandating increased enforcement against monopolistic and unfair competitive practices [8][19]. - It encourages private capital to enter more sectors, breaking down industry monopolies and promoting market vitality [8][19]. Group 5: Investment and Financing Environment - The law aims to optimize the investment and financing environment for the private economy, addressing issues related to market access and financing difficulties [22][26]. - It mandates that private economic organizations enjoy equal treatment in accessing government projects and policy support, enhancing their participation in national strategies and major projects [23][24][26]. Group 6: Implementation and Challenges - The successful implementation of the law is crucial, requiring the establishment of supporting measures and effective enforcement mechanisms [12][21]. - Challenges such as changing perceptions, interest adjustments, and execution difficulties need to be addressed to ensure the law's effectiveness [13][21].

黄卫挺（中国宏观经济研究院决策咨询部副主任） 立足新时代民营经济承担的使命任务，并针对现阶段民营经济健康发展遇到的突出问题，2023年7月中 共中央、国务院对外发布了《关于促进民营经济发展壮大的意见》，2025年4月十四届全国人大常委会 第十五次会议表决通过了《中华人民共和国民营经济促进法》，自2025年5月20日起施行，在顶层设计 上形成了支持民营经济发展壮大的"中央指导意见+人大立法"双支柱框架，进一步优化了民营经济发展 环境，为充分发挥民营经济在国民经济和社会发展中的重要作用提供了重要制度保障。 从有关部门对外公布开展民营经济立法工作以来，社会各界对于该法的立法进程和具体内容都给予了很 高关注。而作为我国第一部专门关于民营经济发展的基础性法律，其涵盖公平竞争、投融资、科技创 新、规范经营、服务保障、权益保护等关键问题的立法范围，获得了社会肯定。可以说，民营经济促进 法的颁布实施，不仅极大加速了民营经济治理法治化进程，对推动民营经济在法治轨道上运行具有重要 的里程碑意义，以法治之力护航民营经济高质量发展、健康发展，在整个改革开放进程中也具有重要的 里程碑意义。这既是对改革开放伟大历史成就的制度化总结和升华 ...

中国发展改革报社记者 | 安 宁 5月8日上午，国务院新闻办公室举行新闻发布会，邀请全国人大常委会法工委、国家发展改革委、司法 部、金融监督管理总局、全国工商联负责人介绍《中华人民共和国民营经济促进法》有关情况。 "这充分彰显了党中央促进民营经济发展壮大的坚定决心，进一步向社会表明了发展民营经济是党和国 家一以贯之并将长期坚持的方针政策。"王振江表示，这必将进一步激发民营经济的内生动力和创造活 力，提振广大民营经济组织经营者的发展信心，激发其创业热情和拼搏精神，厚植家国情怀，坚定做中 国特色社会主义事业的建设者、中国式现代化的促进者。 民营经济促进法作为我国第一部专门关于民营经济发展的基础性法律，是社会主义市场经济建设的标志 性事件，在我国民营经济发展历程中具有里程碑意义。 司法部副部长王振江在会上介绍，这部法律共9章78条，围绕公平竞争、投资融资促进、科技创新、规 范经营、服务保障、权益保护等方面建立完善相关制度机制，将党中央对民营经济平等对待、平等保护 的要求落下来，持续优化稳定、公平、透明、可预期的民营经济发展环境。 "制定民营经济促进法，把党和国家关于民营经济发展的基本方针政策和实践中的一些有效做法用 ...

可以预见，在法律的保障下，银行业金融机构在优化民营经济投资融资环境等方面将展现更大作为。 "截至2025年一季度末，民营企业贷款余额76.07万亿元，同比增长7.41%，普惠型小微企业贷款余额 35.3万亿元，同比增长12.5%。"在近日举行的国新办新闻发布会上，金融监管总局副局长丛林透露。 民营经济是我国社会主义市场经济的重要组成部分，是推动社会主义市场经济发展的重要力量。党的十 八大以来，党中央出台一系列重大举措，促进民营经济持续、健康、高质量发展。党的二十大报告明确 要求，优化民营企业发展环境，依法保护民营企业产权和企业家权益，促进民营经济发展壮大。 4月30日，十四届全国人大常委会第十五次会议表决通过了《中华人民共和国民营经济促进法》，自 2025年5月20日起施行。"在新时代新征程上，民营经济必将肩负更大使命、承担更重责任、发挥更大作 用，制定出台民营经济促进法，加强民营经济发展的法治保障，正当其时、十分必要。"全国人大常委 会法工委负责人就民营经济促进法有关问题答记者问时表示。 作为我国第一部专门关于民营经济发展的基础性法律，民营经济促进法中就银行业金融机构提升对民营 经济组织金融服务可获得性和便 ...

Group 1 - The core viewpoint emphasizes the introduction of the "Private Economy Promotion Law" to address market access concerns for private enterprises [1] - The National Development and Reform Commission (NDRC) will focus on three areas: breaking down barriers, expanding development space, and optimizing service guarantees [1][2] - The NDRC has released a new negative list for market access, which has been further shortened, and will conduct a cleaning and rectification action on market access barriers [1] Group 2 - The NDRC supports private enterprises in participating in major national projects with a total investment scale of approximately 3 trillion yuan in key areas this year [2] - The NDRC aims to enhance the support for private enterprises in emerging and future industries, including leading national major technological breakthroughs [2] - The NDRC will strengthen factor guarantees and improve mechanisms for land use, environmental assessments, and funding support for private investments [2]

Group 1 - The core point of the news is the passing of the Private Economy Promotion Law, which will take effect on May 20, 2025, marking a significant institutional benefit for the development of the private economy in China [1] - The private economy is increasingly recognized as a driving force for China's modernization, contributing to stable growth, innovation, and employment [1] - The law aims to address long-standing issues such as financing difficulties and high costs that have constrained the development of the private economy [1] Group 2 - Traditional banks' risk control systems often focus on collateral and financial statements, which conflicts with the asset-light operations of many private enterprises [2] - Banks are innovating by establishing new credit assessment systems, such as the "Wild Goose System" by MyBank, which provides unsecured credit loans to small and micro enterprises based on comprehensive data analysis [2] - Financial technology applications, like WeBank's "Micro Business Loan," offer online, unsecured working capital loans, significantly lowering financing barriers for private enterprises [2] Group 3 - Liu Lei, a professor, suggests that banks should focus on four areas to solve financing challenges for private enterprises: building a multi-tiered credit system, expanding diversified financing channels, enhancing digital technology capabilities, and improving policy coordination mechanisms [3] - Banks are actively expanding diversified financing channels to meet the varying financing needs of private enterprises at different development stages [4] - Innovative loan products, such as those from Guangzhou Rural Commercial Bank, target technology-oriented private enterprises, providing support without requiring collateral [4] Group 4 - In direct financing, banks are enhancing cooperation with capital markets to provide comprehensive financial services for private enterprises [5] - The issuance of knowledge property asset-backed securities by Chengdu Rural Commercial Bank exemplifies innovative financing models that convert intangible assets into liquid funds [5] - The banking sector's innovations in direct financing are providing comprehensive, multi-layered financial services for private enterprises [6] Group 5 - Liu Lei emphasizes that banks can provide diversified financing channels by establishing differentiated credit support and creating "debt-equity" models to invest in sectors like artificial intelligence [7] - The Private Economy Promotion Law is expected to further empower banks to help private enterprises overcome financing bottlenecks, enhancing their role in national economic and social development [7]

Core Viewpoint - The Private Economy Promotion Law will take effect on May 20, 2025, serving as China's first foundational law specifically aimed at the development of the private economy, optimizing the development environment for private enterprises and ensuring fair market competition [1] Group 1: Financial Support for Private Economy - Banks are encouraged to increase credit investment to meet the financing characteristics of private enterprises, which often require short-term, small, frequent, and urgent funding [1] - Development of specialized credit products tailored for private enterprises, especially those in technology innovation, is essential to address their unique asset-light and research-heavy characteristics [1] - Increasing the proportion of credit loans and reducing reliance on collateral for creditworthy private enterprises can lower financing barriers for startups and asset-light companies [1] Group 2: Reducing Financing Costs - Banks play a crucial role in lowering financing costs, which have been a significant constraint on the development of the private economy [2] - Implementation of pricing discounts for small and micro private enterprises and the reduction of service fees can enhance the profitability and vitality of these businesses [2] - Streamlining internal management processes to lower operational costs and transmit policy benefits to private enterprises is necessary [2] Group 3: Enhancing Financial Service Efficiency - Simplifying approval processes and utilizing financial technology to optimize credit approval models can significantly improve the efficiency of financial services for private enterprises [2] - Delegating credit approval authority for small and micro enterprises and implementing template-based operations can enhance the speed of loan approvals [2] - Providing personalized financial service plans based on the industry characteristics and development stages of different private enterprises is crucial to meet their diverse financial needs [2] Group 4: Building a Supportive Financial Ecosystem - Strengthening collaboration with government departments and guarantee institutions is essential to create a favorable financial ecosystem for private enterprises [3] - Establishing effective information-sharing mechanisms with government entities can reduce information asymmetry and lower credit risks [3] - Collaborating with guarantee institutions to enhance financing support for private enterprises can improve their financing capabilities [3]

《民营经济促进法》将于5月20日正式实施，这是民营经济领域的一件大事，对于促进民营经济健康发 展具有重要意义。这部法律的出台，体现了国家对民营经济的重视，为民营经济发展提供了坚实的法律 保障。 法律背景 民营经济在我国经济中占据重要地位，但在发展过程中也面临一些困难和问题。为了解决这些问题，国 家出台了一系列政策措施，《民营经济促进法》就是在这样的背景下应运而生。它的出台将为民营经济 发展创造更好的环境。 重要条款 《民营经济促进法》中有很多重要条款。比如加强对民营企业知识产权保护，让民营企业创新成果得到 更好保障。再如规范融资行为，解决民营企业融资难融资贵问题，确保民营企业获得稳定的资金支持。 发展机遇 法律实施为民营企业带来诸多发展机遇。企业可以更加专注于发展，拓展市场。在政策支持下，民营企 业可以加大创新力度，提高自身竞争力，实现更好更快发展，在市场竞争中占据更有利位置。 面临挑战 当然，民营企业在适应法律实施过程中也会面临一些挑战。企业需要熟悉法律条款，调整经营策略。对 于规模较小的企业来说，可能需要付出更多精力和成本来适应新要求，应对这些挑战需要企业付出努 力。 未来展望 总体来看，《民营经济促进法 ...