8月7日，招商银行在深举办"财富启新程 湾区共潮生——2025财富合作伙伴论坛"。记者从论坛获悉， 该行零售AUM（管理客户总资产）余额已突破16万亿元，成为国内首家达成此里程碑的股份制商业银 行。自2007年在行业内率先提出零售AUM的经营理念以来，招商银行达成第一个5万亿用时整整9年， 第二个缩短至5年，而此次超越第三个5万亿仅用3年多，走出了财富管理的加速度。今年以来，伴随着 权益市场持续回暖，招商银行零售AUM迎来快速增长，核心竞争力的基本盘进一步夯实。截至2季度 末，招商银行零售AUM增量再创历史新高。 ...

经济观察网8月7日，招商银行（600036）在深举办"财富启新程湾区共潮生——2025财富合作伙伴论 坛"。该行零售AUM(管理客户总资产)余额已突破16万亿元，成为国内首家达成此里程碑的股份制商业 银行。自2007年在行业内率先提出零售AUM的经营理念以来，招商银行达成第一个5万亿用时整整9 年，第二个缩短至5年，而此次超越第三个5万亿仅用3年多，走出了财富管理的加速度。 今年以来，伴随着权益市场持续回暖，招商银行零售AUM迎来快速增长，核心竞争力的基本盘进一步 夯实。截至2季度末，招商银行零售AUM增量再创历史新高。(编辑胡群) ...

永安期货股份有限公司（简称：永安期货）是新三板挂牌企业，证券代码833840，注册资本人民币13.1 亿元。公司自成立以来经营规模牢固占据浙江省第一，是国内唯一连续十八年跻身全国十强行列的期货 公司。经营范围：商品期货经纪、金融期货经纪、期货投资咨询、资产管理、基金销售。公司总部设在 杭州，北京、上海、广州、深圳等38个城市设有营业部、分公司，美国芝加哥设有办事处，香港、新加 坡设有子公司。全资子公司--浙江永安资本管理有限公司、浙江中邦实业有限公司、中国新永安（香 港）期货有限公司；参股公司--永安国富资产管理有限公司、证通股份有限公司、浙江玉皇山南对冲基 金投资管理有限公司、浙江永安投资咨询有限公司（与欧洲交易量最大的自营交易商OSTC合资成 立）。公司积极创新拓展混业经营、风险管理、财富管理、互联网化、全球配置五大业务领域，致力于 成为国内第一、国际一流的综合金融衍生品服务商。 1）上海合晶 （永安国富资产管理有限公司参与公司特定对象调研&电话会议） 调研纪要：上海合晶8英寸产能21.5万片/月，目标成为国内标杆；12英寸分三步走，2026年底新增6万 片产能。公司从4寸到12寸迭代发展，12英寸产能规 ...

Group 1 - The number of securities investment advisors in China has reached 89,400 by the end of June 2025, reflecting a growth of 2.88% from 86,900 at the end of 2024, indicating a continuous expansion of the advisory workforce [1] - The transformation of brokerage firms' wealth management business is a significant driver behind this growth, as it helps firms adapt to market developments and meet client needs, thereby enhancing service areas, customer loyalty, and profit diversification [1] - Investment advisors are required to enhance their professional skills and capabilities to provide high-quality services, focusing on customer-centric approaches and professional asset allocation [1] Group 2 - Compliance is crucial for investment advisors, as their professional quality and ethical standards directly impact market fairness and transparency, with legal regulations clearly outlining these requirements [2] - There have been instances of advisors breaching compliance, leading to penalties for actions such as misleading marketing, inadequate investment advice, and failure to disclose the basis for investment recommendations [2] - The need for investment advisors to prioritize compliance as a fundamental aspect of their operations is emphasized, alongside the necessity for institutions to strengthen compliance management and internal controls [2] Group 3 - The wealth management industry is undergoing profound changes, with a focus on investor interests becoming central to the development of the advisory sector [3] - As residents' asset allocation needs become more diverse and professional, there is an increasing demand for personalized investment advice and asset allocation plans [3] - Investment advisors must excel in product selection and understand client needs to dynamically adjust strategies, aiming to create stable and reliable returns for investors [3]

长期耕耘，开启理财新模式。"广发严选"基金产品配置体系始于2014年，采用"备选池→核心池→严选 池"的多级动态筛选机制，基金管理团队每日定量跟踪变化、定期追踪产品公开信息、密切关注基金经 理市场策略，在组合中优胜劣汰，甄选优秀的基金产品。 本报讯 （记者王镜茹）8月4日，由广发银行担任托管行的南方益稳稳健增利债券基金发布公告，该基 金募集规模已突破50亿元上限，仅用6个交易日便提前结束募集，成为今年来新发募集规模最大的非持 有期二级债基。这一亮眼成绩，不仅充分体现了市场对优质低波含权产品的旺盛需求，更是广发银 行"广发严选"品牌卓越市场影响力的有力印证。 "广发严选"基金于2021年推出，聚焦"固收+"投资策略，以专业能力严选值得投资者信赖的好基金，力 求长期稳健的回报。目前，广发银行已发售12只"严选"定制基金，合计销量超过300亿元，全部进入了 同期同类型产品全市场销量排名前两名。 今年4月，"广发严选"推出的"前海开源康悦"稳健养老一年持有混合（FOF）首募规模超22亿元，创近 三年养老目标基金首发规模新高。 策略先进，彰显专业优势。"广发严选"基金顺应市场变化，产品覆盖现金管理、"固收+"、权益投资 ...

时代周报记者注意到，今年以来，招商局集团旗下综合金融板块主要高管陆续迎来调整，除招商银行 外，还涉及招商金控、招商基金、招商证券等多家公司。 第一副行长辞任，5月刚被提名执行董事 继今年5月朱江涛离任后，招商银行又一副行长辞任。 据招商银行8月4日公告，王小青因工作调动辞去该行副行长职务，其原定任期至2028年6月，该行董事 会对王小青在任职期间为公司作出的贡献给予高度评价并致以衷心的感谢。 8月4日，招商银行发布副行长辞任公告，王小青因工作原因辞去该行副行长职务。这是今年招商银行辞 任的第二位副行长。据悉，王小青的下一站，将赴任招商局金融控股有限公司（下称"招商金控"）。 8月5日，招商金控相关人士向时代周报记者表示，王小青将担任招商金控党委书记，目前还在走流程备 案。 招商金控是成立于2022年的首家央企金控公司，据官网介绍，公司2024年全年实现营业收入5075亿元， 净利润1602.8亿元。截至2024年末，招商金控总资产规模达13万亿元，管理资产规模（AUM）超23万 亿元。 今年5月，在招商银行副行长朱江涛离任后，王小青成为该行排名第一的副行长，与此同时，他还被提 名为招商银行执行董事。王小青离任 ...

近日，某知名企业家后代家族财富纷争将离岸家族信托推到了聚光灯下。家族信托作为富豪们使用的财 富传承工具，让人颇觉神秘。针对这一热点，经济日报记者采访业内人士，揭开其神秘面纱。 富人选择家族信托作为家族财富传承的工具与信托制度的独特功能密切相关，信托制度安排让信托财产 具有独立性。渤海信托财富管理部负责人钱宇樑介绍："信托计划一旦设立，信托财产就会独立于委托 人、受托人和受益人而存在。受托人必须按照委托人在信托合同中约定的条款，对信托财产进行管理并 向受益人进行分配。信托计划不会因为受托人的死亡、解散、破产、辞任或其他情形终止而终止，具有 较高的稳定性和长期性，适合长期规划的财富管理与传承，其特性满足了高净值人群对财富管理的持续 性与稳定性的要求。" 信托工具并非只能由亿万级富豪所独享，在实际业务中，家族信托产品单只产品最低认购金额为1000万 元。随着经济社会发展，越来越多高净值人群的个人财产已能触摸到此标准。此外还有"低配版"的家庭 信托，设立门槛为100万元。截至去年末，我国家族信托余额为6435.79亿元 中国信托业协会会长李强表示："在新形势和新机遇下，信托业在财富管理领域要更加契合新时代和新 的发展 ...

Core Insights - The Hong Kong Monetary Authority (HKMA) President, Yu Weiwen, highlighted the rapid growth of digital asset business among banks in Hong Kong [1] - The introduction of relevant regulatory guidelines has led to an increase in banks offering digital asset-related products and tokenized assets, as well as digital asset custody services [1] Summary by Categories Digital Asset Market Growth - By July 2025, 22 banks are expected to be authorized to sell digital asset-related products, 13 banks for tokenized securities, and 5 banks for digital asset custody services [1] - In the first half of 2025, the total trading volume of bank digital asset-related products and tokenized assets reached HKD 26.1 billion, a 233% increase compared to the same period last year, surpassing the total trading volume of the previous year [1] Asset Management and Government Initiatives - Several asset management companies have announced plans to launch tokenized products, indicating a growing interest in this market [1] - The government is actively promoting the issuance of tokenized bonds, which is expected to sustain the growth momentum in the digital asset sector and provide new impetus for the development of wealth management in Hong Kong [1]

Core Insights - The average commission rate for A-shares in Shanghai has decreased to 0.201‰ in the first half of the year, marking an 8.2% year-on-year decline, indicating a long-term downward trend in commission rates within the securities industry [1] - The decline in commission rates is attributed to intensified market competition, technological advancements, and industry transformation, pushing firms to shift from a "channel dependency" model to a "value creation" model [1][2] - The impact of declining commission rates varies across different types of brokerages, with traditional brokerage income facing direct pressure while diversified firms can buffer against this decline [2][3] Industry Trends - Financial technology has enabled a low-commission model by significantly reducing transaction costs through online trading and automation, allowing brokerages to lower client-facing commission rates while maintaining profitability [2] - Large integrated brokerages benefit from diversified business structures, which help mitigate the pressure from declining commissions, while smaller firms without unique offerings face profitability challenges [3] - The decline in commission rates serves as a catalyst for the transformation of the securities industry, prompting brokerages to upgrade their service models from "channel-based" to "wealth management" [4] Strategic Shifts - Brokerages are increasingly focusing on high-value services such as investment advisory, fund distribution, and asset allocation to enhance client retention and overall revenue [4] - Operational efficiency is being improved through cost structure optimization, increased online presence, and the use of AI and smart algorithms to enhance service delivery [4] - Differentiation in competition is becoming crucial, with a focus on providing in-depth research, professional advisory services, and customized asset allocation as key areas for charging fees [5] Future Outlook - The downward trend in commission rates is an irreversible aspect of the market's maturation, compelling brokerages to return to their core responsibilities and move away from scale competition towards specialization [5] - The ability of brokerages to adapt to these challenges will depend on their success in reducing reliance on single-channel income and transitioning to high-value business models [5]

8月2日，以"财启绿城，链通丝路"为主题的2025"一带一路"国际金融投资（南宁）论坛暨上海理财博览会南宁站在南宁举行。本次论坛汇聚政、商、学界 领袖及嘉宾，深入探讨面向东盟的金融投资新机遇与挑战，旨在推动区域金融协同发展，为构建更为紧密的中国—东盟命运共同体注入金融动能。 论坛现场。记者 韦静 摄 本次论坛吸引了众多国内外银行、保险、证券、基金、期货机构代表参与其中，通过深度演讲、圆桌对话及巅峰辩论等多元环节，汇聚全球金融智慧，聚 焦经济热点话题，探讨东盟金融投资机遇。 本次论坛还紧扣行业痛点与前沿趋势，举行了三场专业实用的圆桌对谈与巅峰辩论，以金融焦点的激辩与思想火花的碰撞，把脉财富管理和金融投资新趋 势，探讨资产配置策略与创新方式，带来前沿的观点与洞见。 现场设置了展位，吸引不少人前来了解洽谈。记者 韦静 摄 当前，广西与东盟国家跨境人民币结算规模稳步扩大，金融基础设施互联互通不断深化，有力支撑区域经贸合作。南宁作为中国面向东盟开放合作的前沿 窗口，见证着中国与东盟从"贸易伙伴"到"投资伙伴"的深度跨越。以此次论坛为契机，有利于大家进一步凝聚智慧，共同探索金融合作新路径，为金融合 作贡献更多切实可行的解 ...