本次大会是上海证券报年度重磅活动之一，300多名来自政府部门、金融管理部门、行业协会、银行、 理财公司、保险机构、证券公司和业界的代表齐聚一堂，围绕"时代新叙事，财富新未来"主题，重点探 讨了财富管理行业如何穿越经济周期、提升财富管理竞争力、支持实体经济发展等议题。 ◎记者 温婷 马慜 12月12日，由上海证券报与交通银行上海市分行联合主办、基煜基金全程协办的"上证·大虹桥金融高质 量发展大会"在上海长宁举行。 保险领域，各类机构各有所长、各展所长。"年度保险保障品牌奖"由友邦人寿、建信人寿、中国人寿、 新华保险、陆家嘴国泰人寿、太平人寿等6家机构摘得；平安资管、泰康资产、国寿资产、太保资产、 人保资产、太保寿险、太平资产、工银安盛人寿等8家机构斩获"年度保险资产管理品牌奖"。服务创新 和产品创新方面同样亮点纷呈：平安人寿、前海再保险、永诚保险等8家保险公司将"年度保险服务 奖"收入囊中；太保产险、太平洋健康险、平安健康险、中再资产、新华资产、安联资管、国华兴益资 管等多家机构凭借旗下产品获得"年度创新型保险产品奖""年度保障型保险产品奖""年度权益类保险资 管产品奖""年度混合类保险资管产品奖""年度固收类 ...

Core Insights - The forum discussed the migration of household wealth and the outlook for wealth management in a bull market, highlighting the importance of understanding risk tolerance and investment options for different customer segments [1][4]. Group 1: Wealth Management Strategies - ICBC Wealth Management emphasized that new investors, who have recently moved away from deposits, need to understand the volatility associated with net value management, suggesting R1 products as suitable for low-risk clients [1]. - Beijing Life Insurance highlighted the dual function of life insurance in providing risk coverage and asset appreciation, making it an essential component of comprehensive family asset planning [1][2]. - Suggestions for family insurance asset allocation included prioritizing high-leverage protection products, such as critical illness insurance and medical insurance, to cover core risks, with a recommendation to allocate 5%-10% of annual income for this purpose [2]. Group 2: Technological Integration in Financial Services - CITIC Securities is focusing on building a robust service system through the "Lingxi Platform" and upgrading the "Youwen System" to enhance customer service with a blend of intelligent and human responses [3]. - Jia Shi Wealth is adopting an account-driven approach to investment, providing a product shelf that includes protection, income generation, and appreciation, while ensuring continuous support for clients [3]. Group 3: Targeting Young Investors - JD Technology's Kentrui is addressing the unique characteristics of young internet investors, who are accustomed to high volatility in stocks and lack patience for slow returns from funds, by using familiar language and scenarios for investment education [4]. - The industry consensus emphasizes that successful wealth management should focus on systematic planning based on individual risk tolerance, family lifecycle, and long-term financial goals, rather than chasing short-term trends [4].

专题：第十九届华夏机构投资者年会暨华夏金融（保险）科技论坛 专题：第十九届华夏机构投资者年会暨华夏金融（保险）科技论坛 12月12日金融一线消息，"第十九届华夏机构投资者年会暨华夏金融（保险）科技论坛"今日召开。中国 银行保险资产管理业协会党委委员、秘书长贺竹君出席并致辞。 贺竹君指出，我国大资管行业已进入发展黄金期，目前国内大资管市场的受托管理规模总量达到了176 万亿左右，其中银行理财与保险资管合计受托管理规模约70万亿元。 贺竹君强调，当前，正处于"十五五"谋篇布局阶段，我国经济回升向好势头巩固，居民对于财富管理的 需求持续增加，实体经济特别是科技创新和新模式转换的融资需求有所增大，保险业保持着高质量发展 的速度，这些都十分有利于银行保险资产管理业的发展，行业的发展也进入了持续的快速发展的黄金 期。 贺竹君表示，中国银行保险资产管理业协会将在金融监管总局的指导下，积极发挥桥梁纽带作用，深化 行业自律管理，引导行业增强投研能力建设，搭建机构交流平台，促进资管产品的服务创新，共同为实 体经济高质量发展、加快建设金融强国贡献积极的力量。 12月12日金融一线消息，"第十九届华夏机构投资者年会暨华夏金融（保险） ...

中信证券总经理邹迎光介绍称，截至2015年9月末，公司全球金融产品保有规模达8000亿元，财富管理 业务转型成效显著。 中信证券财富委主任史本良表示，从国际经验来看，财富管理的转型发展成为领先投行经营模式战略升 级的关键。中信证券搭建"平台即服务"的完整战略，打造财富管理的大平台。 来看详情—— 【导读】中信证券（600030）邹迎光：发挥专业优势，努力提升投资者回报与客户体验 聚焦财富管理，"券商一哥"中信证券重磅发声！ 12月12日，中信证券举办2025年投资者开放日暨"信100"财富管理品牌发布会，围绕财富管理的主题分 享中信证券的实践及转型方向。 展望"十五五"，邹迎光认为，我国资本市场将进入以提升"功能性"为核心的发展阶段。证券行业将更加 聚焦本源，专注服务实体经济和居民财富管理。在"分类监管、扶优限劣"的政策导向下，优质机构会迎 来更好的发展环境。未来，行业将通过整合与差异化发展，逐步形成综合型头部机构与特色精品券商共 存共荣的新格局。 邹迎光表示，中信证券将努力成为直接融资的主要"服务商"、资本市场的重要"看门人"、社会财富的专 业"管理者"，做好金融"五篇大文章"，推动核心功能迈上新台阶。 在 ...

Core Viewpoint - CITIC Securities emphasizes the importance of wealth management and aims to enhance investor returns and customer experience through its new "Xin 100" wealth management brand launch [1][4]. Group 1: Company Development and Achievements - As of September 2015, CITIC Securities' global financial product holdings reached 800 billion yuan, showcasing significant progress in wealth management transformation [2][3]. - Over the "14th Five-Year Plan" period, CITIC Securities completed equity financing of 3.1 trillion yuan, bond financing of 56.9 trillion yuan, and mergers and acquisitions totaling 2.4 trillion yuan, while also adding 60 billion yuan in equity investments [3]. - By the end of September 2025, the asset management scale of CITIC Securities is projected to reach 4.7 trillion yuan, a 56% increase from the end of the "13th Five-Year Plan" period [3]. Group 2: Wealth Management Strategy - The company aims to become a major service provider for direct financing and a professional manager of social wealth, focusing on enhancing core functions in the financial sector [4]. - CITIC Securities plans to provide a diverse range of investment products and services to meet various financial needs, thereby improving wealth management and asset allocation levels [4]. - The "Xin 100" brand is designed to address the wealth preservation and appreciation needs of residents, establishing a professional service system for high-quality wealth management [4][7]. Group 3: Platform Strategy - CITIC Securities has adopted a "Platform as a Service" strategy, allowing clients to access various services such as investment banking, financial markets, and asset management in a streamlined manner [7]. - The company has surpassed 17 million clients and achieved a buy-side advisory scale of over 130 billion yuan [7]. - The "Xin 100" brand includes four sub-brands: "Xin Ju" (cash management), "Xin Ying" (investment appreciation), "Xin You" (insurance and retirement protection), and "Xin Fu" (wealth inheritance), catering to different stages of personal and family wealth management [7].

Group 1 - The "14th Five-Year Plan" period is a transitional phase in achieving socialist modernization, with high-quality development as the core focus amidst significant global changes [1][2] - The economic model in China is transitioning from a "demographic dividend" based on quantity to a "quality dividend," emphasizing the need for high-skilled talent due to increased automation in manufacturing [3] - The recent Central Economic Work Conference prioritized expanding domestic demand, highlighting the importance of boosting consumption for the healthy operation of the Chinese economy [3] Group 2 - To enhance consumption, it is essential to increase the actual income and income expectations of workers, alongside reforms in income distribution policies such as tax adjustments [3] - The A-share market is expected to experience a structural market characterized by low volatility dividends and technological growth [4] - Gold prices are anticipated to continue rising until 2026, although the rate of increase may slow due to improving U.S. economic conditions and stabilizing geopolitical situations [4] - Basic metal prices are expected to see a favorable performance, particularly copper, as supply and demand reach a new equilibrium [4]

Group 1 - The core idea of the article emphasizes that the wealth effect is not only a macroeconomic phenomenon but also an important opportunity for individuals to achieve financial growth through effective wealth management strategies [1][10] Group 2 - Establishing an emergency fund is crucial, with a recommendation to save an amount equivalent to 3-6 months of living expenses, which should be kept in high liquidity funds with annual returns between 1.8%-2.5% [4] - Budget planning is essential to avoid unnecessary expenses, and using accounting software or manual tracking can help keep spending within controllable limits [2] Group 3 - The article highlights the power of compound interest, stating that even small amounts can significantly grow over time through long-term investments [3] - Regular investment in index funds, such as the CSI 300 or S&P 500, is recommended, with historical annual returns typically ranging from 5%-8% [4] Group 4 - Selecting appropriate financial tools is key to wealth appreciation, with different tools carrying varying levels of risk and return, necessitating alignment with individual risk tolerance and investment horizon [6] Group 5 - Risk management is emphasized, advising caution against high-yield traps, fund mismatches, and verifying product authenticity to avoid unnecessary losses [7][9] Group 6 - The importance of execution is highlighted, suggesting that practical steps like setting up an emergency fund and starting regular investments are essential for accumulating financial experience [8] Group 7 - The article suggests that individuals should enhance their financial knowledge and skills, as well as build networks and credibility, which are considered "intangible assets" that contribute to wealth growth over time [10]

天风证券指出，我国资产管理和财富管理服务需求潜力巨大，当前居民资产中股票基金占比约 15%，相当于美国30年前水平，未来居民侧有望为市场提供持续增量资金。券商行业将强化服务实体经 济功能，从规模导向转向功能优先，头部机构有望适度提升杠杆，中小券商则需差异化发展，打造精品 投行或特色服务商。保险方面，风险因子调降将利好长期持仓的沪深300、中证红利低波动及科创板股 票，保险公司长期投资能力提升有望更好发挥耐心资本作用。行业整体将聚焦稳市兴市，助力居民资产 配置优化，同时提升专业服务能力，筑牢市场发展基础。 证券ETF（512880）跟踪的是证券公司指数（399975），该指数从A股市场中选取业务涉及证券经 纪、承销与保荐等领域的上市公司证券作为指数样本，以反映证券行业相关上市公司证券的整体表现。 成分股覆盖了该行业内具有代表性的企业，充分体现了证券市场的运行特征和发展态势。 每日经济新闻 （责任编辑：张晓波 ） 【免责声明】本文仅代表作者本人观点，与和讯网无关。和讯网站对文中陈述、观点判断保持中立，不对所包含内容 的准确性、可靠性或完整性提供任何明示或暗示的保证。请读者仅作参考，并请自行承担全部责任。邮箱： n ...

南華期貨股份有限公司 Nanhua Futures Co., Ltd. 股份代號：2691 （於中華人民共和國註冊成立的股份有限公司， 中文公司名稱為南華期貨股份有限公司，在香港以橫華國際的名義開展業務） 獨家保薦人、保薦人兼整體協調人、 聯席全球協調人、聯席賬簿管理人及聯席牽頭經辦人 整體協調人、聯席全球協調人、聯席賬簿管理人及聯席牽頭經辦人 聯席全球協調人、聯席賬簿管理人及聯席牽頭經辦人 聯席賬簿管理人及聯席牽頭經辦人 富 強 證 券 聯席牽頭經辦人 FORTUNE (HK) SECURITIES Nanhua Futures Co., Ltd. 南華期貨股份有限公司 Nanhua Futures Co., Ltd. 全 球 發 售 重要提示 閣下如對本招股章程的任何內容有任何疑問，應尋求獨立專業意見。 Nanhua Futures Co., Ltd. 南華期貨股份有限公司 （於中華人民共和國註冊成立的股份有限公司， 中文公司名稱為南華期貨股份有限公司，通過我們的香港附屬公司 在香港以橫華國際的名義開展業務） 全球發售 | 全球發售的發售股份數目 | ： | 107,659,000股H股（視乎超額配股權行 ...

中证报中证网讯(记者黄一灵)12月10日，以"韧性与远见：重塑财富新战略"为主题的2025安联中国财富 论坛在上海召开。 个人财富管理分论坛同期，金融企业资产管理分论坛同步召开。安联资管权益投资部总经理杜毅认为， 中国权益市场正迎来三大转变：低利率环境推动险资等长期资金持续流入，资本市场生态优化转向重回 报，以及全球产业趋势引领的科技板块盈利确定性提升。展望明年，市场将在盈利温和修复与资金面改 善的支撑下呈现"收敛"态势，预计进入慢牛行情，哑铃策略下的红利资产与科技成长板块仍具配置价 值。 论坛上，《强势增长——2025年安联全球财富报告》正式发布。报告显示，2024年全球私人家庭金融资 产总额达269万亿欧元，同比增长8.7%。而持有证券，尤其是股票，是资产增长的关键。从国家来看， 中国已崛起为全球财富增长的"第二极"。 在全球经济格局深刻变革之际，增长动能切换与财富传承模式革新已成为每位个人投资者必须面对的核 心议题。为此，论坛特设"洞悉未来，守护传承——全球财富趋势与资产规划策略"个人财富管理分论 坛。在该分论坛上，安联基金副总经理兼首席投资官郑宇尘在《中国投资市场分析与展望》报告中进一 步具象化了中国 ...