用前场, 掌握财经资讯, 器参加币场,则富快人- 近日, 全球"零售银行品牌价值排行 榜 "由国际权威 威 品 牌 评 估 机 构 Brand Finance发布,农业银行连续第四年位居 榜首。 荣膺国际权威评估机构 BRAND FINANCE 全球"零售银行品牌价值排行榜" 榜首 2022年-2025年 compa 2024年,农业银行坚持稳中求进、 房贷客户。 聚焦民生实事 全力办好自姓金融 农业银行浓墨落笔养老金融大文章, 构建"3+2"养老金融服务体系，推广个人 养老金，加大适老化产品和服务资源配 置,加强养老产业金融支持,促进扩大普 惠养老服务和银发经济发展。优化老年 人、外籍来华人员等群体支付服务体验, 提升支付便利性。 聚焦客户需求 服务品质向优向精 农业银行坚持把服务人民群众美好生 活需要作为高质量发展的价值坐标，深化 分群、分层客户服务，提升客户体验，矢 志打造客户首选的主办银行。做好"存款 +财富管理+其他产品/服务"的大财富管理 以进促稳,认真贯彻落实党中央决策部 署, 全力做好"五篇大文章"和扩内需、促 消费等金融服务,以金融之力书写"人民 至上"的时代答卷。截至2024年末，农业 银 ...

养老金金融: 筑牢养老保障基石 作为首批个人养老金业务试点银行,兴业银行济南分行依托总行领先优势,为市民提供"账户开立—资金缴 存—产品投资—待遇领取"一站式服务。目前,分行已上线覆盖储蓄、理财、保险、基金等逾240只个人 养老金产品,满足多样化养老资产配置需求,该分行积极参与企业年金及职业年金服务,为企事业单位提供 薪酬延付、员工持股等综合方案,助力完善"第二支柱"保障体系。 养老服务金融: 打造有温度的适老银行 面对我国加速步入中度老龄化社会的趋势,兴业银行济南分行深入践行中央金融工作会议精神,以总 行"365"行动方案为指引,聚焦养老金金融、养老服务金融、养老产业金融三大领域,深耕齐鲁大地,为老 年群体提供全生命周期、全场景覆盖的养老金融服务。截至2025年3月末,该分行已服务近55万老年客户, 管理养老产业融资余额超65亿元,个人养老金账户突破25万户,以立体化服务网络护航齐鲁大地"银发 族"的幸福晚年。 依托"安愉人生"品牌矩阵,兴业银行济南分行深耕"专属服务、薪酬规划、增值权益、活动平台"养老金 融生态圈,全面升级网点适老化服务,在济南核心区域设立"安愉人生"养老金融服务中心及社区服务站,配 备无 ...

央广网郑州4月22日消息（记者 夏莎）4月18日，中国人民银行河南分行（以下简称人民银行河南省分 行）举行2025年第一季度新闻发布会。发布全省一季度金融运行、货币政策传导执行、推进金融"五篇 大文章"等工作情况，并接受媒体记者的提问。 金融总量平稳增长 今年3月末，全省本外币各项存款余额11.7万亿元，同比增长9.3%，增速高于全国平均水平2.4个百分 点；较年初增加7227.2亿元，同比多增1093.3亿元。本外币各项贷款余额9.3万亿元，同比增长6.9%，增 速与全国持平；较年初增加3594.9亿元，同比多增372.7亿元。在信贷增加较多的同时，其他渠道融资也 呈现良好增长态势。据初步统计，一季度，一季度，全省表外融资增加623.3亿元，同比多增228.6亿 元；直接融资1108.9亿元，同比多343亿元。全省社会融资规模增量为5530.4亿元，同比多894.9亿元。 据初步统计，一季度全省累计运用各类结构性货币政策工具441亿元，支持企业达3.4万家（次）。 同时，全省信贷结构进一步优化，着力盘活被低效占用的存量金融资源，引导金融机构不断加大对科技 创新、乡村振兴、民营经济等重点领域和薄弱环节信贷支持 ...

来源：环球网 2024年，徽商银行认真践行金融工作政治性、人民性，全力做好金融"五篇大文章"，积极服务国家和区 域战略，在金融助力地方经济社会发展中交出了一份高质量成绩单。 截至2024年末，徽商银行资产规模突破2万亿元，近两年连跨5个千亿台阶，存贷款规模均超万亿，营业 收入、净利润保持正增长。在中国银行业100强排名第24位，全球银行1000强排名第112位，较上年提高 11位，综合实力实现新跨越。 综合实力显著跃升，经营业绩再创新高 徽商银行2024年度业绩报告显示，该行综合实力显著跃升，经营业绩再创新高，全行本外币资产总额人 民币20，137.53亿元，其中贷款余额10021.66亿元；存款余额11，389.66亿元。实现净利润159.17亿元， 较上年增加6.18%。 2024年，徽商银行聚焦核心板块，业务发展稳健均衡，量质并举，强化公私业务联动，母子公司协同， 健全客户服务体系，切实增强市场竞争力。不断优化对公综合服务，高效响应客户需求，提供"一揽 子"综合金融服务，对公存、贷款市场份额达19.26%、11.95%，余额、新增额均排名安徽省同业前列。 搭建个人客户数字化经营体系，个人客户数超2600 ...

Core Viewpoint - The article highlights the rapid growth and development of pension financial services in the banking sector, driven by regulatory support and increasing demand for personal pension accounts, with many banks reporting significant increases in account openings and asset management scales [1][2][3]. Group 1: Growth in Pension Financial Services - Major banks have reported a doubling in the number of personal pension accounts, with institutions like Industrial and Commercial Bank of China (ICBC) and China CITIC Bank leading in growth [2][5]. - The total pension management scale for ICBC reached nearly 5 trillion yuan, with a 2024 increase of approximately 900 billion yuan [4]. - China Bank reported a 23.44% increase in entrusted pension funds, reaching 259.09 billion yuan, while Agricultural Bank of China saw a 24.6% growth in its entrusted management scale [4]. Group 2: Personal Pension Account Growth - By the end of November 2024, personal pension account openings in China surpassed 72.79 million, with banks like ICBC reporting a 187% increase in new account openings [6]. - China Bank and China Merchants Bank each exceeded 10 million personal pension accounts, with significant contributions to the overall market [7]. - Other banks, such as Industrial Bank and Minsheng Bank, also reported substantial growth in personal pension accounts, with increases of 47.67% and 34.91% respectively [8]. Group 3: Diversification of Pension Financial Products - Financial regulatory authorities have issued guidelines to enhance the quality of pension financial services, prompting banks to diversify their product offerings [9]. - Construction Bank aims to establish itself as a "pension financial professional bank," launching a unified brand for pension financial services [9]. - Other banks, such as Postal Savings Bank and CITIC Bank, are developing comprehensive pension financial systems and services, including both financial and non-financial support for elderly clients [10][11].

Core Insights - The aging population in China has led to increased focus on pension issues, with government reports emphasizing the development of a third pillar pension insurance and personal pension systems to address these challenges [1][2] - The introduction of personal pension systems is seen as a significant step in building a multi-tiered pension framework, with various financial products being included to enhance the offerings [3][4] Policy Developments - The Chinese government has issued multiple policy documents to promote the development of pension finance, including the Central Financial Work Conference's emphasis on various financial sectors, including pension finance [1] - A notification from the Ministry of Human Resources and Social Security outlines the implementation of the personal pension system starting December 15, 2024, allowing all workers participating in basic pension insurance to enroll [2] Product Offerings - The number of personal pension products in China has exceeded 960, with insurance products accounting for nearly 20% of this total, indicating a growing market for pension-related financial products [3] - Taiping Life has introduced 12 products into the personal pension insurance list, including the newly launched "Taiping Huise Bao Whole Life Insurance (Dividend Type)," which aims to provide a comprehensive pension product system [3][4] Tax Incentives - The personal pension system adopts an EET tax model, which offers tax exemptions during the contribution and investment phases, with a flat 3% tax rate applied upon withdrawal, potentially reducing the overall tax burden for individuals [5][6] - Tax-advantaged personal pensions are viewed as a significant compliance tool for taxpayers, providing a legal avenue for tax savings and encouraging better financial planning for retirement [5][6] Market Trends - Dividend-type products are becoming a key focus for insurance companies, with Taiping Life emphasizing the importance of risk-sharing and benefit-sharing between clients and insurers [7][8] - The long-term investment strategy of Taiping Life aligns with the core demand for stable pension reserves, leveraging the company's strengths in long-term, stable investments in critical sectors like infrastructure and renewable energy [8]

Group 1: Core Insights - Ping An Bank Shanghai Branch has celebrated its 27th anniversary, marking significant growth from its inception in 1998 to now operating 63 branches and serving 7 million corporate and retail customers [1] - The branch emphasizes the integration of Party leadership and high-quality development, establishing a "Ping An Heart to the Party" brand to enhance its service to the real economy [2] Group 2: Financial Services and Strategies - The bank focuses on supporting the national strategy and real economy by providing tailored financial services, particularly in the technology and innovation sectors [3][4] - In 2024, the branch provided 5.6 billion yuan in loans to 44 technology enterprises, aiding in the transformation of technological achievements and industrial upgrades [4] Group 3: Inclusive Finance Initiatives - Ping An Bank Shanghai Branch has developed a "4+1" product system to address the financing needs of small and micro enterprises, achieving a loan balance of nearly 30 billion yuan by the end of 2024 [4][5] - The branch has established a long-term mechanism for inclusive finance, enhancing service efficiency and supporting the healthy development of small and micro enterprises [6] Group 4: Green Finance Development - The branch has actively engaged in green finance, with a loan balance of 8.5 billion yuan by the end of 2024, reflecting a 31% increase from the previous year [7] - It has collaborated with leading private enterprises in the clean energy sector to support projects that reduce carbon emissions and promote sustainable development [7] Group 5: Digital Finance Transformation - The bank is advancing its digital finance services, with 3.12 million registered users on its mobile banking app by the end of 2024, enhancing customer experience through technology [9][10] - It aims to create a multi-faceted payment ecosystem that integrates traditional and digital payment methods, catering to diverse customer needs [10] Group 6: Elderly Care Financial Services - The branch has initiated community programs to provide financial services and support to the elderly, including accessible banking solutions and health services [8] - It is developing a comprehensive pension service system to address the needs of an aging population in Shanghai [8]

Core Viewpoint - Xinhua Insurance is focusing on the development of dividend insurance products to meet the changing needs of consumers in a low-interest-rate environment, emphasizing long-term wealth management and retirement planning [2][3][4] Group 1: Product Development - Xinhua Insurance launched two new dividend insurance products: Shengshi Glory Smart Winning Whole Life Insurance and Shengshi Anying Pension Annuity Insurance, aimed at providing lifelong protection and wealth planning solutions [2] - The Shengshi Anying Pension Annuity Insurance allows for annual contributions up to 12,000 yuan and offers tax benefits of up to 5,400 yuan, enhancing retirement security while leveraging personal pension tax policies [3] Group 2: Market Trends - There is a shift in consumer demand from "single protection" to "comprehensive life cycle needs," prompting insurance companies to innovate products and services to better meet diverse customer requirements [4] - The State Council's "New National Ten Articles" encourages the development of floating income products, guiding insurance funds to leverage their long-term investment advantages [2] Group 3: Investment Performance - Xinhua Insurance's investment assets exceeded 1.6 trillion yuan, a year-on-year increase of 21.1%, with total investment return rates at 5.8%, up by 4 percentage points [3] - The comprehensive investment return rate reached 8.5%, reflecting a year-on-year growth of 5.9%, showcasing the company's strong investment strategy and financial strength [3]

Core Viewpoint - China Everbright Bank has released its 2024 Social Responsibility Report, highlighting its commitment to national strategies, support for the real economy, and social welfare, showcasing its role in sustainable development and high-quality economic growth [1] Group 1: Financial Development Initiatives - In 2024, the bank focuses on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [2] - The loan balance for technology enterprises reached 379.53 billion yuan, with a growth rate of 42.06% [2] - Green loan balance stood at 442.44 billion yuan, growing by 41.01% [2] - Inclusive finance for small and micro enterprises reached 435.44 billion yuan, with a growth rate of 14.85% [2] - The bank has completed age-friendly renovations in over 1,500 branches to enhance pension finance services [2] Group 2: Green Development Commitment - The bank is committed to green development, enhancing its green finance management structure and exploring innovative green financial products [3] - It has introduced diverse products such as green bonds and green leasing, and launched green-themed financial products to promote green consumption [3] - The bank supports ecological restoration and low-carbon transition projects through innovative financial models like "water rights loans" [3] Group 3: Social Responsibility and Community Engagement - The bank emphasizes its commitment to serving the public, focusing on employment, housing, healthcare, and pension sectors [4] - The "Everbright Cloud Payment" platform served nearly 3.4 billion people, with transaction amounts exceeding 900 billion yuan [4] - Financial literacy initiatives reached 556 million people, and the bank contributed 16.89 million yuan to social welfare [4] Group 4: Governance and Compliance - The bank integrates ESG principles into its corporate strategy and daily operations, enhancing its governance structure [5][6] - It aims to improve compliance and ethical standards while fostering transparent communication with stakeholders [6] - The bank has received an AA ESG rating from MSCI and multiple honors for its ESG efforts [7] Group 5: Future Outlook - Looking ahead to 2025, the bank plans to deepen reforms and innovations, focusing on becoming a competitive state-owned bank that contributes to the construction of a financial powerhouse [7]

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