新形式，新期待。 2025年11月19日至20日，深圳——这座将举办2026 APEC会议的活力之城，将迎来一场重磅金融盛会。 由深圳市人民政府主办的"第十九届深圳国际金融博览会"与由证券时报社主办的"2025中国金融机构年会"将同时举行，两大品牌活动首次强强联合，活动名称也蝶 变为"第十九届深圳国际金融博览会暨2025中国金融机构年会"。 "十五五"规划建议明确提及，要"加快建设金融强国""大力发展科技金融、绿色金融、普惠金融、养老金融、数字金融"。落实好这一战略擘画，更好推动金融业高 质量发展，是金融机构肩负的崇高责任与光荣使命。金融行业以"国之大者"为经，以"民之关切"做纬，积极践行金融"五篇大文章"，以创新之墨挥毫作答，这是深 化金融供给侧改革的生动实践。来自银行、保险、券商、公募、信托、期货公司的精英翘楚将齐聚盛会，开展头脑风暴，凝聚行业发展智慧，践行金融为民理念。 具体来看，出席主论坛的嘉宾有深圳市政府领导，证券时报社领导，中国金融电子化集团领导，中保投资党委书记、董事长贾飙，南方基金党委书记陈莉等；信托 业主题演讲嘉宾有华润信托党委书记、董事长胡昊，建信信托党委书记、董事长李军；期货业主题演讲嘉 ...

Core Insights - Shanxi province, heavily reliant on traditional resource industries like coal, faces the challenge of economic transformation and diversification of its industrial structure [1] - Financial services play a crucial role in supporting this transformation, with Shanxi Jin Kong Group coordinating various financial subsidiaries to aid in energy transition and industrial upgrades [1][4] Financial Market Services - The capital market is being leveraged to enhance the efficiency and quality of state-owned enterprises, with North Copper Industry planning a new production line with a total investment of 1.4 billion yuan, partly funded by a directed issuance of 700 million yuan [2] - North Copper Industry's growth has been closely tied to capital market activities, including a reverse merger in 2021 and significant financial support during its restructuring phase [3] Investment Funds and Technology - Shanxi Aerospace Guotai is utilizing methane from coal mines for energy generation, supported by a 131 million yuan industry fund established in 2018, which has led to significant carbon reduction [5][6] - Shanxi Taihang Industry Fund has invested in Shanxi Haiyu Food, helping the company grow from a small workshop to a 600 million yuan annual revenue enterprise through multiple rounds of funding and operational improvements [6] Government Investment Funds - Shanxi Jin Kong Group manages nine provincial government investment funds totaling 31.2 billion yuan, supporting over 150 projects, including the establishment of angel funds and low-altitude economy funds [7] Data and Digital Finance - The Shanxi Equity Exchange is addressing inefficiencies in the capital market for SMEs by creating a comprehensive data-driven service platform that integrates various public credit information [8][9] - This data-driven approach has already benefited 905,000 market entities, facilitating significant financing for projects and enhancing the regional digital financial ecosystem [9] Green and Technological Development - Digital finance is identified as a key component of Shanxi's development strategy, aimed at supporting green and technological initiatives while contributing to the province's economic transformation [10]

Core Insights - The 2025 Financial Development Conference held in Beijing focused on the resilience and transformation paths of China's banking and insurance industry in complex environments [1] - Chengdu Bank received the "Annual Special Award for Characteristic Finance" at the conference, highlighting its innovative practices and recognition for its regional service effectiveness [1][2] - As a key financial institution in the Chengdu-Chongqing economic circle, Chengdu Bank has surpassed 1 trillion yuan in assets, achieving a total asset scale of 1.38 trillion yuan by the end of September this year [1] Group 1: Financial Innovation and Services - Chengdu Bank has developed a unique regional practice by translating the strategic requirements of the financial "Five Major Articles" into distinctive financial services [2] - The bank has established a "Four Special" service system focusing on technology finance, which includes specialized institutions, professional teams, dedicated credit, and exclusive products [3] - By the end of 2024, over 90% of the bank's technology branch clients were technology enterprises, showcasing its commitment to supporting innovation [3] Group 2: Green Finance Initiatives - Chengdu Bank has provided over 8 billion yuan in credit support to the Chengdu Public Transport Group, aiding the transition to a greener public transport system [5] - The bank's green credit balance reached 49.77 billion yuan by the end of 2024, marking a 22.87% increase year-on-year, leading the market share among provincial banks [6] - Chengdu Bank issued 3 billion yuan in green financial bonds, supporting 53 green projects and enhancing regional green transformation [6] Group 3: Inclusive Finance and Support for SMEs - The bank has created a "park + finance + scenario" service ecosystem to enhance financial services for small and micro enterprises [7] - Chengdu Bank has provided over 15 billion yuan in credit to more than 200 core enterprises, supporting over 5,000 small and micro enterprises through its supply chain finance initiatives [8] - The average interest rate for inclusive loans dropped to 3.3%, benefiting private enterprises and reducing their financing burdens [8] Group 4: Elderly Financial Services - Chengdu Bank has established a comprehensive elderly customer service system, providing prioritized and preferential services to senior clients [9] - The bank has completed standardization of service facilities and has launched a senior-friendly version of its mobile banking app to address the needs of elderly customers [10] Group 5: Digital Transformation - Chengdu Bank has built a robust digital infrastructure with a "5+2" middle platform system to support its digital transformation [11] - The bank's electronic banking customer base exceeded 6.34 million by 2024, with mobile banking active users reaching 1.39 million [12] - The bank aims to continue enhancing its financial services by focusing on technology finance, green finance, inclusive finance, elderly finance, and digital finance [12]

当地时间11月7日，加拿大总理卡尼直接对外宣布，他们和美国维持数十年的紧密经济关系彻底结束 了。 这话一出，国际经贸圈都炸开了锅，要知道自从1988年《美加自由贸易协定》生效后，两国经济早就绑 在了一起。 这局面走到今天，特朗普的关税政策怕是最有体会的推手，安大略省那则反关税广告顶多算个导火索。 加拿大的经济对美国依赖度高到离谱，绝大多数产品都销往美国，而美国卖到加拿大的货占比却少得可 怜。 特朗普一直觉得贸易伙伴都在赚美国的钱，对着加拿大就动了真格。 先是搞了个对等关税，后来又盯着钢铝这类关键行业下手，加征的税率高到让企业扛不住。 这么一搞，加拿大出口量明显下滑，2025年第二季度经济还出现了下滑，安大略省五万相关岗位都悬 了。 一则广告引爆冲突，美加谈判彻底凉凉 10月23日那天，他不仅叫停了和美加所有的贸易谈判，还宣布对加拿大所有商品再多加10%关税，一口 咬定这广告是欺诈行为，甚至觉得这是在影响美国最高法院的裁决。 无奈之下，安大略省只好停了广告投放，卡尼总理也出面致歉。 可特朗普压根不买账，哪怕嘴上说喜欢卡尼，被问起是否重启谈判时，就硬邦邦甩了个"不"字。 安大略省省长后来干脆不打算致歉了，他看得明 ...

Group 1 - Standard Chartered Bank showcased its innovative achievements in supporting enterprises going global, cross-border trade, sustainable finance, and digital finance at the 8th China International Import Expo [1] - The bank presented upgraded products and services, including the revamped "Standard Chartered SME Outbound Pass" and the one-stop cross-border financial solution "Standard Chartered Global Chain" [1] - The CEO of Standard Chartered Group emphasized the importance of China as a strategic market and the role of the bank as a "super connector" to bring global opportunities to China and vice versa [1] Group 2 - Standard Chartered has been operating in China for over 167 years and has significantly participated in the country's financial market opening milestones [2] - Since 2017, China has been the largest market contributing to Standard Chartered's global network income [2] - The bank opened its third priority private banking center in mainland China in July, which is the 14th globally, indicating its commitment to increasing investments in productivity, digitalization, and financial innovation in China [2]

一、创业之路 币安于2017年正式上线，很快凭借出色的产品体验和用户服务，吸引了全球大量加密货币投资者，迅速崛起为行业龙头。而这一切，离不开其创始人赵长鹏 的远见与坚持。 他曾是加密世界备受瞩目的开拓者，凭借敏锐的商业嗅觉与不懈努力，一手建立起全球领先的数字货币交易平台——币安。然而风光之后，他却因一系列法 律纠纷，最终选择向美国当局支付巨额罚款，从行业领袖转变为舆论眼中的"对美妥协者"。这中间究竟发生了什么？ 赵长鹏出生于中国江苏，12岁时随家人移民加拿大。少年时期，他曾在快餐店、加油站打工，早早体会到谋生的艰辛，也对财富积累产生了强烈渴望。 在加拿大生活期间，他选择加入加拿大国籍，并进入大学攻读计算机专业，为日后进入科技与金融领域打下坚实基础。完成学业后，他前往多个国家参与金 融系统的软件开发工作。 2005年，赵长鹏决定回国发展，并在上海先后创办两家科技公司，成功掘得第一桶金。原本生活平稳，但一次偶然的机遇彻底改变了他的人生轨迹。 2013年，他在一场行业会议上结识了以太坊创始人维塔利克·布特林。两人相谈甚欢，布特林对加密货币的见解深深影响了赵长鹏，使他开始关注这一新兴 领域。 不顾亲友反对，赵长鹏毅然 ...

Core Insights - Anhui is becoming a new highland for enterprise investment and development, driven by innovation and open collaboration [2][3] - The series of visits organized by Shanghai Securities News has been recognized as a "2.0 version" of investment attraction in Anhui [2] - The provincial government aims to strengthen communication and create a first-class business environment to support enterprises and investors [2][3] Group 1: Investment Opportunities - Companies are exploring deep connections with Anhui's strong industrial base for collaborative development [4][5] - The 2025 World Manufacturing Conference in Hefei highlighted significant investment potential, with 932 projects and a total investment of 424.6 billion yuan [4] - Enterprises like Aolaide and Meier Technology are looking to establish R&D and manufacturing bases in Anhui to leverage local partnerships [4][5] Group 2: Industry Collaboration - Companies are interested in establishing R&D platforms and enhancing capital cooperation to support Anhui's high-quality development [8][9] - The focus is on strategic emerging industries such as artificial intelligence, low-altitude economy, and digital finance [6][7] - Collaboration proposals include integrating chip testing services and developing logistics systems for the semiconductor industry [7] Group 3: Government Support and Infrastructure - Business leaders emphasize the need for improved talent policies and infrastructure development to enhance the investment environment [10] - Suggestions include optimizing market access and supporting private enterprises in major projects [10][9] - The government is encouraged to create a more attractive environment for high-end talent retention and infrastructure upgrades [10]

市委金融工委成立以来，金融办机关、市属金融国企、市县两级地方金融党建均取得长足进步。此 次启动活动明确，要以高质量党建推动金融高质量发展，数字人民币试点工作要进一步总结成效经验， 前置精准布局，聚焦问题导向，狠抓任务落实。在昨天的活动中，市委金融办、市委金融工委、人民银 行苏州市分行联合工商银行苏州分行等8家运营机构联合发布《"政策赋能 生态协同 推动数字人民币试 点提质增效"党建专项行动方案》，合力探索金融党建和业务深度融合，发挥党建的组织优势、政治优 势，形成数币试点工作攻坚破局的强大合力。活动现场，数字人民币推广党员先锋队举行了授旗仪式。 截至9月末，今年全市数字人民币交易金额3.6万亿元，较去年同期增长77.3%，继续位居全国前 列；发放数币贷款3655.1亿元，较去年同期增长35.2%；数币财政支出1184.7亿元，数币支出占财政支 出比重达46%；月平均活跃钱包数154.7万个，较去年同期增长4.3%。试点以来，累计开立个人钱包 3169.4万个，累计开立对公母钱包107.1万个，受理商户门店数累计达72.9万户，数据稳步增长。 我市作为全国首批数字人民币试点城市，贡献了一系列"首创"经验，形成可 ...

多元协同发力，赋能全运生态全链条 广东华兴银行自成立以来，始终坚守"服务实体经济"的初心，十四年间深耕民营经济、产业升级、区域 协调发展等核心领域，为全运保障筑牢了坚实的金融基础。 作为民营实体经济的坚定同行者，广东华兴银行以《民营经济促进法》为指引，持续优化服务体系，截 至2024年，合作民营实体企业贷款规模超1400亿元，占对公贷款余额的70%。为企业提供灵活的资金调 度支持，帮助企业释放资产价值，提升再投资能力，为企业发展与项目建设等注入持续资金动力。 镇街经济作为粤港澳大湾区经济的"毛细血管"，其产业与商业集群已成为全运会消费拉动和服务保障的 重要基层支撑之一。广东华兴银行创新打造"镇街金融2.0"策略，围绕"产业赋能、场景融合、生态共 建"，探索出一条以"区域图谱+专属服务+创新模式"相结合的区域化金融新路径，为广东省镇街经济体 量身定制金融服务。以佛山为例，广东华兴银行佛山分行深研镇街经济特点，推出"长期授信+国资增 信"综合金融服务模式。该模式通过中长期限的专项融资与镇街国企强力担保结合，为佛山三水区白坭 镇核心项目注入稳定资金流，有力激活区域发展潜力。通过"一镇一策"精准服务体系，该行深入对接 ...

Core Insights - The article emphasizes the importance of digital transformation in the insurance industry, as outlined in the "New National Ten Articles" issued by the State Council in September 2024, which aims to enhance the sustainable development capacity and digital intelligence level of the insurance sector [1][2]. Group 1: Digital Transformation Initiatives - China Life Insurance Company is integrating a customer-centric approach into its technological innovations, with its core platform, the "China Life Life Insurance" App, serving as a model for implementing the "New National Ten Articles" and promoting digital finance [3]. - The company has addressed the pain points in insurance service efficiency, particularly in claims processing, by leveraging artificial intelligence to create a fully automated claims process, reducing the time from application to payout to as little as 3 minutes [4]. Group 2: Comprehensive Service Ecosystem - The "China Life Life Insurance" App integrates core business functions to create a closed-loop ecosystem that addresses the full lifecycle needs of users, enhancing convenience and warmth in insurance services [5]. - The app features a "digital steward" for insurance management, allowing users to easily track their insurance products and statuses, thereby ensuring peace of mind [5]. - It also serves as a "wealth management steward," providing users with a comprehensive view of their assets and offering diversified asset allocation solutions [5]. - The app includes a "health management steward," offering customized health plans and resources, thus extending insurance coverage into proactive health management [5]. - Additionally, the app has introduced a "senior mode," which is the first in the industry to receive certification for accessibility, making it easier for elderly users to navigate and utilize the app's features [6]. Group 3: Broader Implications for the Industry - The integration of advanced technology into insurance services not only enhances user experience but also represents a significant step in the financial supply-side reform, breaking down barriers and improving access to high-quality insurance and financial services [7]. - The ongoing evolution of the "China Life Life Insurance" App exemplifies the insurance industry's response to the call for digital finance, showcasing a new model of inclusive finance that is resilient, warm, and accessible [7].