供应链金融

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金融活水涌动长三角 浦发银行科技金融跑出加速度
Zheng Quan Ri Bao Wang· 2025-09-19 11:56
Core Insights - The article highlights the significant role of Shanghai Pudong Development Bank (SPDB) in promoting technology finance in the Yangtze River Delta region, particularly in cities like Nanjing and Hangzhou, since the establishment of the Sci-Tech Innovation Board six years ago [1][10] - SPDB has successfully supported over 240,000 technology enterprises and accounted for more than 70% of the companies listed on the Sci-Tech Innovation Board, with technology finance loans exceeding 100 billion yuan [1][9] Group 1: Technology Finance Development - SPDB is expanding its technology finance services by adopting a "technology finance + industry characteristics" approach, focusing on high-end manufacturing and high-tech enterprises [1][2] - The bank has established a comprehensive financial irrigation network for chain-leading enterprises through project loans, merger loans, and supply chain finance [2][3] - SPDB's supply chain finance solutions have alleviated financial pressures for upstream and downstream enterprises, enhancing cash flow and operational efficiency [3][5] Group 2: Case Studies of SPDB's Support - Nanjing Estun Automation Co., Ltd. is a representative case where SPDB provided tailored financial solutions to support its extensive supply chain, which includes over 1,000 customers and 800 suppliers [2][3] - Zhejiang Wusiyuan Communication Technology Co., Ltd. received support from SPDB for its industrial park construction and equipment procurement, showcasing the bank's commitment to fostering innovation in the robotics sector [4][5] - SPDB's rapid response to the needs of innovative companies like Jiachen Xihai Biotechnology Co., Ltd. demonstrates its ability to provide timely funding, such as a 60 million yuan research loan, to help them navigate the challenges of the biopharmaceutical industry [6][7] Group 3: Strategic Initiatives and Future Outlook - SPDB has positioned technology finance as a primary strategic focus, enhancing its organizational structure to better serve technology enterprises [6][9] - The bank's innovative financing models, such as the "domestic guarantee + overseas loan" approach for mergers and acquisitions, have facilitated significant transactions for companies like Estun [8] - SPDB aims to become a key partner in the technology finance ecosystem, driving high-quality economic development and supporting the modernization of the industrial system in China [9][10]
创新服务 青岛银行供应链金融创新再获认可
Qi Lu Wan Bao· 2025-09-19 01:48
青岛银行在供应链金融创新实践方面再获权威认可。在2024年度青岛市金融创新评选中,该行一举斩获 两项殊荣:不仅获评中国人民银行青岛市分行颁发的"推动供应链金融发展优秀金融机构-创新服务 奖",其自主设计的"线上供应链金融综合服务方案项目"也荣获市级金融创新成果激励三等奖。 发展供应链金融,是落实党中央、国务院关于稳定经济大盘、深化金融改革、提升金融服务实体经济能 力的重要举措。作为最早涉足供应链金融的城商行之一,青岛银行紧密结合区域经济特色,以"金融 +科技+产业"模式为核心,精准覆盖产业链"供、产、销"全流程资金需求,全力优化升级供应链金融服 务体系,通过打造以"应收链融""应收易贷""经销易贷""青银供票通"等为核心的产品矩阵,构建起覆盖 上游融资、下游融资及票据融资的全链条供应链金融服务模式,为产业链上下游企业提供了高效、便捷 的金融支持。 以服务"三农"为例,青岛银行针对某国家级农业产业化龙头涉农集团,量身定制集团化供应链融资方 案,成功破解其上游供应商地域分散导致的融资难题。与该涉农集团的合作,是该行深耕现代农业全产 业链金融服务的标杆项目。该行聚焦"饲料生产—养殖"两大环节,依托多元化产品,202 ...
美联储降息开启全球新周期,六六仓以数字供应链重塑大宗商品格局
Sou Hu Cai Jing· 2025-09-18 08:34
美联储2025年的首次降息,预示着全球经济政策转向的新周期已经到来。在这个充满不确定性的国际环 境中,六六仓集团正通过数字化供应链生态体系,为大宗商品行业提供稳定、高效、可靠的解决方案。 当地时间9月17日,美联储宣布将联邦基金利率目标区间下调25个基点至4.00%-4.25%之间。这是美联 储2025年第一次降息,也是继2024年三次降息后再次降息。 美联储此次降息的背景是美国就业增长远低于预期,以及经济数据呈现崩塌迹象。鲍威尔表示,现在没 有无风险的途径,一些人现在"很难找到工作",降低利率将有利于帮助陷入困境的劳动力市场。 在这一全球宏观经济政策转折点上,六六仓集团作为大宗商品数字化领域的创新者,凭借其先进的数字 供应链生态体系,帮助中国企业应对全球贸易格局变迁带来的挑战与机遇。 六六仓数字化生态:重塑大宗商品行业价值逻辑 在这一宏观背景下,大宗商品行业长期面临重重难题。 面对这些挑战,六六仓集团构建了以"供应链数字化"为突破口的"6 + 6 + N"生态体系,打造了六大核心 平台:大宗商品数字交易平台、智慧仓储服务平台、网络货运云平台、智慧园区管理平台、工业互联网 服务平台、供应链金融服务平台。这六大 ...
王欣正式获批出任平安信托董事长
2 1 Shi Ji Jing Ji Bao Dao· 2025-09-17 11:04
Group 1 - Wang Xin has been appointed as the Chairman of Ping An Trust, succeeding Fang Weihua, who has been reassigned [1][2] - Wang Xin has 29 years of experience in the banking and insurance asset management industries, with a strong background in risk management and market operations [1][2] - During his tenure at Ping An Bank, Wang Xin pioneered the "Merchant Bank" model in supply chain finance, enhancing credit asset quality [1][2] Group 2 - Wang Xin joined Ping An Asset Management in July 2020, focusing on comprehensive risk management and capital market strategies [2] - His leadership is expected to drive strategic transformation and enhance internal ecosystem capabilities at Ping An Trust [2] - Fang Weihua, the former chairman, has transitioned to a vice president role at Ping An Bank [2][3]
乐山云雾间的金融“链金术” 淬炼“峨眉山茶”香溢天下
和讯· 2025-09-16 09:07
聚焦核心企业,"链"动市场核心枢纽。 指导 银行机构围绕 精制茶加工 产业链, 坚持 "一企一 策",做好 主要处于 精制茶加工产业链下游的 链主、链属 企业融资保障,助力"峨眉山茶"区域公 用品牌价值达 54.2 亿元。 一是 引导 银行机构 突破传统抵押担保模式, 探索新型 质押担保的 贷 款产品 。 乐山商行创新出口信用保险保单融资产品,支持华义茶业在乌兹别克斯坦开展海外仓建 设,累计投放贷款400万元,助力 "峨眉山茶" 飘香"一带一路" ; 农行乐山分行 以 "竹叶青"商标 权 作为 质押 品 ,向 峨眉山竹叶青茶业有限公司 发放贷款1.76亿元,助力企业"知产"变"资产" 。 二是 引导银企科学运用信息平台,提升供应链金融服务质效。沐川县某茶业农民专业合作社通过 中征应收账款融资服务平台,成功获得了乐山农商银行80万元应收账款质押贷款,缓解了经营资金 压力。 三是 完善"再贷款+"支持模式,引导银行借力金融政策。今年支农支小再贷款管理模式发生 变化,指导乐山农商银行推出"再贷款+"信贷产品,重点支持峨眉山竹叶青、马边文彬茶业等14家 精制茶加工产业链相关企业。上半年,茶产业使用央行再贷款资金2.1 ...
为恩科技票易融平台携手微众银行,助力企业融资提质增效!
Sou Hu Cai Jing· 2025-09-15 02:09
为恩科技诚邀广大企业客户体验票易融平台的便捷服务,共同开启资金周转新篇章。 全线上流程,高效便捷:申请、审批、放款全程线上操作,无需线下开户奔波。 额度充足,超低利率:贷款利率更具竞争力,年化利率低至2.74%起,单户额度最高1000万。 白名单准入广泛:准入承兑人白名单范围广,覆盖行业多,进一步增强融资可得性。 专业服务,全程无忧:为恩平台服务团队全程跟进,从平台注册到放款落地,为企业提供高效、专业的支持。 在金融活水持续润泽实体经济的浪潮中,为恩科技票易融平台始终以"科技赋能供应链金融"为使命,通过商票质押业务搭建起企业与金融机构的信任桥梁。 从与中国建设银行、华润银行的深度携手,到如今微众银行的强势加入,我们正以更开放的姿态、更创新的模式,书写产融合作的新篇章。 2025年9月11日,杭州为恩科技有限公司(以下简称"为恩科技")旗下票易融平台正式宣布,与国内领先的互联网银行——微众银行达成战略合作,并成功 完成上线及首单放款。此举标志着票易融平台在商票质押融资领域的服务能力进一步增强,为广大企业客户提供更加高效、便捷、低成本的融资解决方案。 票易融作为结行科技旗下四大业务板块中专注于商业承兑汇票质押融资 ...
深度融合 创新发展
Jin Rong Shi Bao· 2025-09-11 02:19
Group 1: Economic Development in Dalian - Dalian is focusing on high-quality development by integrating port economy and financial services, aiming to establish itself as a Northeast Asia international shipping and logistics center [1] - The Dalian Free Trade Zone was officially launched in April 2017, serving as a new engine for regional economic development through policy integration and resource consolidation [1] Group 2: Dalian Zhou's Seafood Company - Zhou's Seafood, established in 2004, specializes in seafood processing and has seen its sales double for two consecutive years, with an expected revenue of over 60 million yuan this year [2] - The company faced significant business challenges from 2020 to 2022 due to environmental changes and tariff impacts, leading to a strategic shift towards South American markets [2] - Zhou's Seafood has successfully developed deep-processed fish products for South America and secured new orders, highlighting the importance of overseas markets for its survival [2][3] Group 3: Financial Support for SMEs - The "Guan Yin Hui Enterprise Platform" launched by Bank of China Dalian provides financing support for small and micro foreign trade enterprises, having injected over 400 million yuan into more than 60 companies since its launch in April 2024 [2][3] - The "Guan Yin Hui Loan" product offers up to 10 million yuan in credit based on the export volume of small and micro foreign trade enterprises, with Zhou's Seafood receiving a loan of 2.4 million yuan [3] Group 4: Supply Chain Management - Hengbairui Supply Chain Management Co., Ltd. focuses on stable operations and has adjusted its client base to prioritize stable payment customers, reflecting a cautious approach to market fluctuations [4][6] - The company has utilized the "Self-trade Pass" discount business model to enhance credit support for local enterprises, addressing financing challenges [6][7] Group 5: Cold Chain Logistics Development - Yidu Cold Chain Co., Ltd. is a leading cold chain logistics provider in Dalian, planning to invest over 1.8 billion yuan in a new global warehouse project to enhance its competitive edge [8][9] - The company recognizes the importance of supply chain finance to facilitate customer payments and improve operational efficiency [9][10] Group 6: Collaborative Financial Solutions - Yidu Cold Chain has partnered with banks to offer supply chain loans to its downstream clients, focusing on small and micro enterprises that require financial support [10][11] - The collaboration between core enterprises and banks aims to create a win-win situation, leveraging data to ensure the safety and efficiency of financing goods [11]
陈吉宁:携手做好金融“五篇大文章”,共同促进金融创新转型
Xin Hua Wang· 2025-09-10 09:11
陈吉宁:携手做好金融 " 五篇大文章 " ,共同促进金融创新转型 推动上海国际金融中心建设取得新成效 调研中国人民银行上海总部并座谈,就下一步业务创新拓展、政策服务支持等听取意见建议 ■ 希望中国人民银行上海总部聚焦重大命题和重要任务,同上海同题共答、携手共建,把握窗口期、增 强紧迫性,加快提升功能、优化布局、创新突破,支持打造人民币金融资产配置中心和风险管理中心, 推动上海国际金融中心建设再上新台阶 市委书记陈吉宁9月9日下午在调研中国人民银行上海总部时指出,要深入学习贯彻习近平总书记关于上 海国际金融中心建设的重要指示精神,切实肩负起落实国家战略、维护国家利益、保障国家安全的使命 任务,加快提升国际金融中心功能,携手做好金融"五篇大文章",共同促进金融创新转型,更好发 挥"先手棋"作用,推动上海国际金融中心建设不断取得新成效,为金融强国建设作出更大贡献。 作为党中央、国务院完善中央银行体制的重大决策和支持上海国际金融中心建设的标志性举措,中国人 民银行上海总部成立20年来,充分发挥贴近金融市场优势,助力金融体系日益完善,服务实体经济成效 显著,推动金融改革开放不断向纵深推进。陈吉宁在中国人民银行上海总部听 ...
中国光大银行焕新“阳光交易+”综合金融服务体系服务实体经济再创新篇
Qi Lu Wan Bao· 2025-09-10 08:36
Core Viewpoint - The Everbright Group launched the "Sunshine Trading+" comprehensive financial service system, aiming to enhance cross-border finance, supply chain finance, and treasury management to support high-quality development of the real economy [1][6]. Group 1: Sunshine Foreign Exchange - Everbright Bank provides a comprehensive suite of financial services for enterprises' cross-border financial needs, including international settlement, cross-border financing, foreign currency deposits and loans, and foreign exchange asset management [2]. - As of the end of June, the bank's corporate international settlement volume increased by 7.7% year-on-year, and the balance of overseas loans for outbound enterprises rose by 13.63% [2]. Group 2: Sunshine Chain Financing - The bank focuses on supply chain finance and the four key scenarios of "receiving, paying, managing, and financing," enhancing its product system to support the entire settlement process [3]. - As of the end of June, the balance of supply chain finance business increased by 7.5% year-to-date, and the number of served upstream and downstream customers grew by 7.8% [4]. Group 3: Sunshine Treasury Management - Everbright Bank aims to create a digital treasury ecosystem, offering a full range of cash management products to meet enterprises' financial management needs [5]. - As of the end of June, the scale of treasury transaction services provided to enterprises reached 500 billion yuan [6].
锚定重点领域加力服务实体经济
Jin Rong Shi Bao· 2025-09-08 02:03
Core Insights - Shanghai Pudong Development Bank (SPDB) reported a solid performance in the first half of 2025, with total assets reaching 9.65 trillion yuan, a 1.94% increase from the beginning of the year [1] - The bank's total loans (including bill discounting) amounted to 5.63 trillion yuan, reflecting a growth of 4.51% with an increase of 243.4 billion yuan [1] - The bank's loan increment for the first half of the year exceeded 65% of the total loan increment for the entire previous year, with the "five major tracks" accounting for 70% of new loans [1][2] Group 1: Loan Growth and Strategy - The significant growth in corporate loans is attributed to the bank's focus on key sectors and regions, particularly in technology finance, supply chain finance, inclusive finance, cross-border finance, and treasury finance [2] - SPDB aims to enhance its differentiated and specialized capabilities to provide high-quality financial services to the real economy while optimizing its asset structure [2] - The bank's loan portfolio in the Yangtze River Delta region reached nearly 2 trillion yuan, accounting for 35% of the total loans, with deposits exceeding 2.5 trillion yuan, marking a nearly 10% increase from the previous year [2] Group 2: Financial Performance - In the first half of 2025, SPDB achieved an operating income of 90.559 billion yuan, a year-on-year increase of 2.62%, and a net profit attributable to shareholders of 29.737 billion yuan, up 10.19% [3] - The continuous improvement in fundamentals validates the correctness of the bank's strategic path and the sustainability of its development model [3] - The bank plans to leverage its advantages in Shanghai's "five centers" construction to support economic stabilization and achieve high-quality development in the second half of the year [3]