金融业的年度盛事即将在深圳上演。 2025年11月19日至21日，由证券时报主办的中国金融机构年会将与第十九届深圳国际金融博览会（简 称"金博会"）同期举行，两大品牌活动强强联合，必将迸发出更加璀璨的火花。这一组合不仅体现了资 源整合的协同效应，更彰显了深圳作为金融重镇在服务实体经济、推动金融高质量发展方面的战略布 局。届时，全国金融领域的核心资源将汇聚深圳，共同探讨行业发展趋势，把脉金融市场动向。 金融机构年会重磅升级 由证券时报社主办的中国金融机构年会发轫于2021年，历经四届积淀，已成为金融界备受瞩目的专业盛 会。四年来，年会始终围绕证券、银行、信托、保险四大核心领域，设置7个分论坛，深度探讨投资银 行、财富经纪、资产管理及信托业发展等关键议题。 更值得关注的是，会议期间揭晓的证券业君鼎奖、银行业天玑奖、信托业优秀公司及保险业方舟奖等多 项行业奖项，已成为衡量金融机构综合实力的重要标尺。这些奖项凭借严谨的评价体系和专业的评审流 程，在业内树立了良好的口碑和公信力。 过往四届年会，每年都吸引逾数百家金融机构参与角逐，参会机构涵盖各类持牌金融机构及头部金融科 技企业，形成了强大的行业号召力和品牌影响力。 今 ...

本报特约评论员 2025金融街论坛年会，让我们看到以金融强国战略为统领，把制度优势转化为治理效能的集思广益，看 到加快形成与中国式现代化相匹配的现代金融体系的共识与共进，看到为维护公平公正的国际经济金融 秩序、促进全球金融稳定发展贡献的中国智慧和中国力量。坚定不移走中国特色金融发展之路，必将为 中国式现代化提供坚强的金融保障。 金融是国民经济的血脉，是国家核心竞争力的重要组成部分，事关中国式现代化建设全局。我国金融体 系已经实现了由"小"到"大"的转变，正处于由"大"向"强"跨越的关键时期，既需要有效解决金融领域相 互交织、相互影响的各种矛盾问题，也需要积极应对日趋加剧的国际金融竞争以及国际金融风险，把创 新作为破解难题与化解风险的关键变量。 "十四五"以来，我国金融业以加快建设金融强国为目标，在服务实体经济、防控金融风险、深化改革开 放中实现了规模和质量的历史性跨越。迈向"十五五"，百年变局加速演进，科技自立、绿色转型、人口 老龄化与外部博弈交织，金融体系亟待从规模扩张转向质量效益跃升。《中共中央关于制定国民经济和 社会发展第十五个五年规划的建议》提出"加快建设金融强国"，并明确了一系列部署。本届金融街论坛 ...

Group 1 - The 2025 Financial Street Forum Annual Conference opened in Beijing, focusing on "Innovation, Transformation, and Reshaping Global Financial Development" [1] - The forum aims to promote high-quality global financial development and calls for a consensus on innovation, transformation, and reshaping actions to build a more resilient, inclusive, and sustainable global financial system [1][3] - Over 400 guests from more than 30 countries and regions are participating in 38 thematic activities, including main forums, parallel forums, and a financial technology conference [3] Group 2 - Chinese Vice Premier He Lifeng emphasized the importance of the "14th Five-Year Plan" and the upcoming "15th Five-Year Plan" for achieving high-quality financial development and building a strong financial nation [4] - He highlighted the need for the financial system to actively participate in implementing national strategies and to maintain a focus on risk prevention and regulatory strengthening [4] - The current global financial landscape presents both challenges and opportunities, and China is willing to engage in global financial governance research and reform [4] Group 3 - Key financial management officials outlined future financial reform roadmaps, with a focus on maintaining a moderately loose monetary policy and supporting economic recovery [5][6] - The People's Bank of China plans to develop digital currency and implement personal credit relief policies [5] - The National Financial Regulatory Administration aims to enhance financial service accessibility and deepen structural reforms while ensuring financial stability [6] Group 4 - The Financial Street Forum has become a significant platform for financial policy dissemination and international financial cooperation since its establishment in 2012 [7] - International leaders from organizations like the IMF and BIS participated in discussions, providing global perspectives on financial restructuring [7] - The forum will also unveil new financial policies, establish important institutions, and sign international cooperation memorandums during this session [7]

Core Viewpoint - The report emphasizes the importance of financial work in supporting economic stability and high-quality development, guided by the principles set forth by Xi Jinping and the central government [3][4]. Financial Work Progress and Achievements - Since November 2024, the financial system has focused on stabilizing and improving support for the real economy, enhancing financial regulation, and deepening financial reform and opening up, achieving significant results [5]. - Monetary policy measures have been implemented, including a series of adjustments in interest rates and reserve requirements, leading to a year-on-year increase of 8.7% in social financing scale and 8.4% in broad money supply by September [5]. Financial Industry Operation and Regulation - As of September 2025, total assets of financial institutions exceeded 520 trillion yuan, with commercial banks' capital adequacy ratio at 15.36% and non-performing loan ratio at 1.52% [6]. - The Shanghai Composite Index rose by 18.4% from November 2024 to September 2025, with average daily trading volume significantly increasing [6]. Financial Support for the Real Economy - From November 2024 to September 2025, A-share IPOs raised 91.8 billion yuan, with 86% from private enterprises and 92% from strategic emerging industries [7]. - Loans for technology, green, inclusive, elderly, and digital economy sectors grew by 11.8%, 22.9%, 11.2%, 58.2%, and 12.9% respectively, all exceeding the overall loan growth rate [7]. Financial Reform and Opening Up - The report highlights the deepening of financial institution reforms, including a 520 billion yuan capital increase for state-owned banks and the expansion of the bond market [8]. - The RMB has become the largest currency for cross-border payments in China, with significant progress in internationalization and cross-border payment systems [8]. Risk Prevention and Mitigation - Measures have been taken to address risks in small and medium-sized financial institutions, with a 71% decrease in the number of financing platforms and a 62% reduction in operating financial debt by September 2025 [9]. - The report outlines efforts to support the real estate market and combat illegal financial activities, with a focus on maintaining financial stability [9]. Centralized Leadership in Financial Work - The report stresses the importance of adhering to the centralized leadership of the Party in financial work, enhancing the supervision and regulation of financial activities [10]. Future Work Considerations - The focus will be on implementing a moderately loose monetary policy, enhancing financial regulation, and providing high-quality financial services to support key sectors [11][12]. - Continued efforts will be made to deepen financial supply-side structural reforms and promote high-level financial openness while safeguarding national financial security [13].

Core Viewpoint - China Construction Bank emphasizes the importance of high-quality financial development in relation to the overall modernization of China, aligning its operations with the strategic tasks outlined in the recent Party Congress [1][2]. Group 1: Financial Development Strategy - The bank aims to integrate its work into the broader national development agenda, focusing on political and public service aspects of financial work [2]. - It plans to scientifically formulate the "14th Five-Year Plan" to accurately grasp the main objectives and challenges of financial work during this period [2]. - The bank will prioritize risk prevention, strong regulation, and promoting high-quality development as its main operational focus [2]. Group 2: Support for Economic Growth - China Construction Bank intends to support the construction of a modern industrial system centered around advanced manufacturing [2]. - The bank will systematically advance financial services, enhancing its support for new industrialization and the development of new productive forces [2]. - It aims to strengthen its role in infrastructure construction and promote consumer finance initiatives to better serve domestic demand [2]. Group 3: International Competitiveness and Regional Development - The bank seeks to enhance its international competitiveness and deepen integrated operations of domestic and foreign currencies [2]. - It will support high-level opening-up initiatives and improve financial services for rural revitalization [2]. - The bank emphasizes the need for coordinated development and safety, establishing a long-term mechanism for risk prevention and resolution [2].

Core Points - The 2025 Financial Street Forum Annual Conference opened on October 27 in Beijing, with significant attendance from high-ranking officials, including He Lifeng, a member of the Political Bureau of the CPC Central Committee and Vice Premier of the State Council [2] - He Lifeng emphasized the achievements in financial development during the "14th Five-Year Plan" period and highlighted the importance of the "15th Five-Year Plan" as a critical period for achieving socialist modernization and promoting high-quality financial development [2] - The financial system is urged to actively participate in implementing the national "15th Five-Year Plan," translating strategic directions and major initiatives into concrete actions, while maintaining a focus on risk prevention, strong regulation, and higher-level financial openness [2] - He Lifeng noted the current global financial landscape is undergoing significant changes, presenting both challenges and opportunities, and expressed China's willingness to engage in global financial governance research and reform [2] Financial Development in Beijing - Beijing's deep financial heritage will be leveraged to support the city's strategic positioning as a "four centers" city, aiming to further optimize the financial development ecosystem [3] - The focus will be on deepening financial reform and opening up, promoting high-quality financial development in the capital [3]

Group 1 - The core viewpoint of the articles emphasizes the need for financial services to better support the real economy, focusing on resource allocation to key areas and weak links in economic and social development [1][2] - The forum highlighted the importance of enhancing financial adaptability to promote sustainable economic growth, with a new model of financial services that balances direct and indirect financing, and links domestic and international markets [1][2] - The implementation of reforms in the ChiNext board aims to provide better financial services for technological innovation, with tailored listing standards for emerging industries and technologies [2] Group 2 - Financial services should empower consumers while also alleviating their burdens, which is essential for fostering new supply and creating new demand [2] - The People's Bank of China is researching policies to support personal credit repair, which is expected to be implemented early next year after necessary preparations [2] - The period of the 14th Five-Year Plan is crucial for achieving high-quality financial development and advancing the construction of a strong financial nation [2]

Group 1 - The core viewpoint of the news highlights the emphasis on enhancing financial services to support the real economy and promote sustainable economic development [1][2] - The 2025 Financial Street Forum focuses on "Innovation, Transformation, and Reshaping of Global Financial Development," with key figures from regulatory bodies discussing future financial strategies [1] - The importance of aligning financial services with technological innovation, advanced manufacturing, green transformation, and support for small and micro enterprises is underscored [1][2] Group 2 - The implementation of reforms in the ChiNext board aims to provide better financial services for technological innovation, with new listing standards tailored for emerging industries [2] - Financial services are expected to empower consumers while also alleviating their burdens, thereby fostering new supply and creating new demand [2] - The People's Bank of China is researching policies to support personal credit repair, which is set to be executed early next year after necessary preparations [2]

Core Viewpoint - The article emphasizes the importance of the financial sector in achieving high-quality development and supporting China's modernization goals during the "14th Five-Year Plan" and the upcoming "15th Five-Year Plan" [2]. Group 1 - The financial system is urged to actively participate in implementing the national "15th Five-Year Plan" and to transform strategic directions into concrete actions [2]. - There is a strong commitment to advancing risk prevention, enhancing regulation, and promoting high-quality development within the financial sector [2]. - The article highlights the need for higher levels of openness in the financial field to support the main objectives of the "15th Five-Year Plan" [2]. Group 2 - The current global financial landscape is characterized by significant challenges and opportunities, necessitating China's active participation in global financial governance [2]. - China aims to contribute to the reform of global financial governance and maintain a fair international economic and financial order [2]. - Beijing's financial ecosystem is recognized for its deep-rooted strengths, with plans to optimize its development and deepen financial reform and opening-up [3].

Core Viewpoint - The 2025 Financial Street Forum emphasizes the importance of high-quality financial development during the "14th Five-Year Plan" and the upcoming "15th Five-Year Plan" in China, highlighting the need for the financial system to support national goals and contribute to modernization and national rejuvenation [1][2]. Group 1 - The financial sector has achieved significant results under the strong leadership of the Party during the "14th Five-Year Plan" period [1]. - The "15th Five-Year Plan" is identified as a critical period for achieving socialist modernization and promoting high-quality financial development [1]. - The financial system is urged to actively participate in implementing the national "15th Five-Year Plan" and to convert strategic directions into concrete actions [1]. Group 2 - There is a focus on risk prevention, strong regulation, and promoting high-quality development within the financial sector [1]. - The financial system is expected to support the completion of the main goals of the "15th Five-Year Plan" and contribute to the construction of a strong nation and national rejuvenation [1]. - The current global financial landscape presents both challenges and opportunities, with China expressing willingness to engage in global financial governance and reform [1]. Group 3 - Beijing's deep financial heritage is highlighted, with a commitment to support the city's strategic positioning as a "four centers" city [2]. - There is an emphasis on optimizing the financial development ecosystem and deepening financial reform and opening up in Beijing [2]. - The goal is to promote high-quality financial development in the capital [2].