新华社北京12月12日电全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员 会办公室主任何立峰出席会议并讲话。他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确 把握经济工作面临的形势和主要目标任务，坚定做好金融工作的信心和决心，坚持防风险、强监管、促 高质量发展工作主线，有力有序有效做好2026年金融重点工作。要继续着力做好防范化解地方中小金融 机构风险、房地产企业涉金融风险、地方政府融资平台金融债务风险工作，严控增量、妥处存量、严 防"爆雷"，严厉打击非法金融活动。要进一步巩固和强化金融监管，完善重点领域监管制度体系并严格 落实，持续强化金融机构合规意识和风险意识，不断提升监管能力，严肃开展金融风险追责问责。要全 力以赴推动高质量发展，继续实施好适度宽松的货币政策，加强对扩大内需、科技创新、中小微企业等 重点领域的金融支持，稳步有序推进金融改革开放，做好预期管理。要加强党对金融工作的全面领导， 认真学习、深刻领会、不折不扣贯彻落实习近平总书记重要指示批示精神和党中央决策部署，树立和践 行正确政绩观、业绩观，持之以恒推进全面从严治党。要编制好"十五五"金融相关规划，加强工作统 ...

(责编：袁勃、赵欣悦) 《 人民日报 》（ 2025年12月13日 02 版） 新华社北京12月12日电 全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委 员会办公室主任何立峰出席会议并讲话。他强调，金融系统要深入学习贯彻中央经济工作会议精神，准 确把握经济工作面临的形势和主要目标任务，坚定做好金融工作的信心和决心，坚持防风险、强监管、 促高质量发展工作主线，有力有序有效做好2026年金融重点工作。要继续着力做好防范化解地方中小金 融机构风险、房地产企业涉金融风险、地方政府融资平台金融债务风险工作，严控增量、妥处存量、严 防"爆雷"，严厉打击非法金融活动。要进一步巩固和强化金融监管，完善重点领域监管制度体系并严格 落实，持续强化金融机构合规意识和风险意识，不断提升监管能力，严肃开展金融风险追责问责。要全 力以赴推动高质量发展，继续实施好适度宽松的货币政策，加强对扩大内需、科技创新、中小微企业等 重点领域的金融支持，稳步有序推进金融改革开放，做好预期管理。要加强党对金融工作的全面领导， 认真学习、深刻领会、不折不扣贯彻落实习近平总书记重要指示批示精神和党中央决策部署，树立和践 行正确政绩 ...

全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员会办公室主任何立峰出 席会议并讲话。 他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确把握经济工作面临的形势和主要目标任 务，坚定做好金融工作的信心和决心，坚持防风险、强监管、促高质量发展工作主线，有力有序有效做 好2026年金融重点工作。要继续着力做好防范化解地方中小金融机构风险、房地产企业涉金融风险、地 方政府融资平台金融债务风险工作，严控增量、妥处存量、严防"爆雷"，严厉打击非法金融活动。 要进一步巩固和强化金融监管，完善重点领域监管制度体系并严格落实，持续强化金融机构合规意识和 风险意识，不断提升监管能力，严肃开展金融风险追责问责。要全力以赴推动高质量发展，继续实施好 适度宽松的货币政策，加强对扩大内需、科技创新、中小微企业等重点领域的金融支持，稳步有序推进 金融改革开放，做好预期管理。要加强党对金融工作的全面领导，认真学习、深刻领会、不折不扣贯彻 落实习近平总书记重要指示批示精神和党中央决策部署，树立和践行正确政绩观、业绩观，持之以恒推 进全面从严治党。要编制好"十五五"金融相关规划，加强工作统筹，确保"十五五"金融工 ...

Group 1 - The financial system must deeply learn and implement the spirit of the Central Economic Work Conference, accurately grasp the economic situation and main objectives, and firmly maintain confidence and determination in financial work [1] - Emphasis on risk prevention and control, particularly regarding local small and medium financial institutions, financial risks related to real estate companies, and local government financing platform debts, with a focus on strict control of new risks and proper handling of existing risks [1] - The need to strengthen financial regulation, improve regulatory systems in key areas, enhance compliance and risk awareness among financial institutions, and increase regulatory capabilities [1] Group 2 - The importance of strengthening the Party's comprehensive leadership over financial work, thoroughly understanding and implementing the directives of General Secretary Xi Jinping, and promoting strict governance within the Party [2] - The necessity to prepare the "14th Five-Year" financial-related plans and enhance work coordination to ensure a good start for financial work during this period [2]

全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员会办公室主任何立峰出 席会议并讲话。他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确把握经济工作面临的形 势和主要目标任务，坚定做好金融工作的信心和决心，坚持防风险、强监管、促高质量发展工作主线， 有力有序有效做好2026年金融重点工作。要继续着力做好防范化解地方中小金融机构风险、房地产企业 涉金融风险、地方政府融资平台金融债务风险工作，严控增量、妥处存量、严防"爆雷"，严厉打击非法 金融活动。要进一步巩固和强化金融监管，完善重点领域监管制度体系并严格落实，持续强化金融机构 合规意识和风险意识，不断提升监管能力，严肃开展金融风险追责问责。要全力以赴推动高质量发展， 继续实施好适度宽松的货币政策，加强对扩大内需、科技创新、中小微企业等重点领域的金融支持，稳 步有序推进金融改革开放，做好预期管理。要加强党对金融工作的全面领导，认真学习、深刻领会、不 折不扣贯彻落实习近平总书记重要指示批示精神和党中央决策部署，树立和践行正确政绩观、业绩观， 持之以恒推进全面从严治党。要编制好"十五五"金融相关规划，加强工作统筹，确保"十五五"金融工作 ...

Core Points - The article discusses the transformation of Shanghai City United Bank into Shanghai Bank in 1998, marking a significant milestone in the development of China's banking sector [1][5][11] - The renaming was part of a broader effort to enhance Shanghai's image as an international financial center and to provide a clearer identity for the bank [5][12] Group 1: Historical Context - Over 100 city cooperative banks emerged as a vital part of the financial system by the end of the last century, aimed at supporting small and medium-sized enterprises and local economies [1] - In 1998, the People's Bank of China mandated that city cooperative banks change their names to city commercial banks, leading to the unique case of Shanghai Bank being the first bank named after a city [1][5] Group 2: Renaming Process - The original name proposed was "Shanghai City Commercial Bank," but due to existing similar names in Hong Kong and Taiwan, it was changed to "Shanghai Bank Co., Ltd." to avoid confusion and align with international practices [5][6] - The approval for the name change was granted on August 10, 1998, making Shanghai Bank the only bank in China named after a city at that time [5][6] Group 3: Brand Development - The renaming was seen as a new starting point for Shanghai Bank, aligning its identity with the city's modernization and internationalization efforts [12] - The bank adopted a new visual identity (VI system) that reflects Shanghai's financial landscape, with design elements symbolizing the city’s iconic features [14] Group 4: Business Initiatives - Shanghai Bank has focused on serving small and medium-sized enterprises, launching various specialized products and services to support local economic development [15][17] - The bank has also been a pioneer in introducing foreign investment, cross-regional operations, and cross-border initiatives among city commercial banks in China [17]

Core Insights - The establishment of the designated warehouse by the Shanghai Gold Exchange at the Industrial and Commercial Bank of China (ICBC) in Sanya reflects a strategic move to enhance the efficiency of physical gold circulation and reduce operational costs for enterprises, thereby reshaping the local gold industry ecosystem [1][4][5] Group 1: Strategic Importance - The new warehouse in Sanya is seen as a response to national financial reform and regional development strategies, leveraging Sanya's geographical and policy advantages as a key tourist city and free trade port [2][4] - This initiative is expected to improve liquidity and efficiency in the gold market, promoting the internationalization of the domestic gold market [4][6] Group 2: Infrastructure Development - Designated warehouses are considered essential infrastructure for the gold industry, facilitating the storage, delivery, and transportation of physical gold, allowing for local storage and real-time extraction of raw materials [4][6] - The establishment of the warehouse is part of a broader effort to develop Sanya's gold industry, including the construction of multiple gold and jewelry industrial parks [4][6] Group 3: Financial Implications - ICBC's expansion of designated warehouses strengthens its position in the full-service gold chain, enhancing its capabilities in gold pricing and risk management [6][7] - The warehouse in Hezhou, which was opened earlier, is expected to save local enterprises approximately 10 million yuan annually by addressing issues related to low delivery efficiency and high costs [6][8] Group 4: Regional Collaboration - The collaboration between ICBC and the Shanghai Gold Exchange is anticipated to deepen their partnership, increasing service capabilities and market share in the precious metals sector [7] - The establishment of offshore gold delivery warehouses in Hong Kong is also part of a strategy to enhance cooperation between Hong Kong and Shanghai in the gold market, providing diversified asset allocation options for investors [8][10]

Core Viewpoint - The meeting held by the Financial Regulatory Administration in Haikou emphasizes the importance of foreign financial institutions in connecting China's economy with the global market, urging them to enhance their confidence in China's high-quality economic development and actively participate in the growth opportunities presented by the Hainan Free Trade Port [1] Group 1: Foreign Financial Institutions - Foreign financial institutions are seen as a crucial bridge between China and the global economy, and they are encouraged to align with the trends and actively integrate into the local market [1] - The institutions are advised to focus on their core businesses, improve governance, and leverage their expertise in wealth management, pension finance, green low-carbon initiatives, and cross-border services for differentiated development [1] Group 2: Hainan Free Trade Port - The Financial Regulatory Administration aims to support the construction and high-quality development of the Hainan Free Trade Port by attracting more quality international enterprises and professional talent to the region [1] - There is a commitment to creating a market-oriented, law-based, and international business environment, with plans to implement more financial reform and opening-up measures in Hainan [1]

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the importance of maintaining financial stability and supporting the real economy while enhancing financial regulation and deepening financial reform and opening-up since November 2024 [1] Summary by Sections Monetary Policy - The PBOC plans to implement a moderately loose monetary policy to foster economic recovery, ensuring that social financing and money supply growth align with economic growth and price expectations [2] - The central bank aims to enhance the efficiency of fund utilization and maintain liquidity while managing interest rates and exchange rate stability [2] Financial Regulation - There will be a focus on strengthening financial regulation, improving regulatory effectiveness, and addressing irrational competition among financial institutions [3] - The PBOC will enhance consumer and investor protection, combat illegal financial activities, and promote legislative efforts in financial law [3] Financial Services to the Real Economy - The PBOC will prioritize high-quality financial services, particularly in areas like technological innovation, consumption, small and micro enterprises, and foreign trade [4] - The aim is to support key industries and improve the quality of financial services through coordinated policies [4] Structural Financial Reforms - The central bank will continue to deepen supply-side structural reforms in finance, improve the monetary policy framework, and enhance macro-prudential management [4] - There will be efforts to support the transformation of commercial banks and develop the bond market [4] Financial Opening and Security - The PBOC will promote a high level of financial openness while ensuring national financial security, including advancing the internationalization of the Renminbi [5] - The focus will also be on enhancing the functions of the Renminbi in international trade and investment [5] Risk Prevention - The PBOC will strengthen monitoring and assessment of systemic financial risks and support the market-oriented transformation of financing platforms [5] - Efforts will be made to improve the financing system in line with new real estate development models and enhance the stability of capital markets [5]

Core Viewpoint - The report emphasizes the importance of financial work in supporting China's economic stability and high-quality development, highlighting the implementation of various monetary policies and regulatory measures to enhance financial stability and support the real economy [1][2]. Financial Work Progress and Achievements - Since November 2024, the financial system has focused on stabilizing and improving support for the real economy, enhancing financial regulation, and deepening financial reform and opening up, achieving new results [3]. - As of September 2025, the total assets of financial institutions exceeded 520 trillion yuan, with commercial banks' capital adequacy ratio at 15.36% and non-performing loan ratio at 1.52%, indicating strong resilience [4]. Monetary Policy Execution - A series of significant monetary policy measures were implemented, including reductions in reserve requirements and interest rates, leading to a year-on-year increase of 8.7% in social financing scale and 8.4% in broad money supply by September [3]. Financial Support for the Real Economy - From November 2024 to September 2025, A-share IPOs raised 91.8 billion yuan, with 86% from private enterprises and 92% from strategic emerging industries, indicating strong financing activity [6]. - Loans for technology, green, inclusive, elderly, and digital economy sectors grew significantly, with year-on-year increases of 11.8%, 22.9%, 11.2%, 58.2%, and 12.9% respectively [6]. Financial Reform and Opening Up - The reform of financial institutions is deepening, with state-owned banks successfully raising 520 billion yuan through targeted placements to bolster capital [7]. - The cross-border payment system for the renminbi has been established, enhancing its international use and positioning it as a major currency for cross-border transactions [7]. Risk Prevention and Mitigation - Measures have been taken to address risks in small and medium-sized financial institutions, with a significant reduction in the number of financing platforms and their debt levels [8]. - The real estate market is being supported through policies that lower down payments and mortgage rates, with new loans amounting to 2.2 trillion yuan facilitated through a "white list" mechanism [8]. Future Work Considerations - The focus will be on implementing a moderately loose monetary policy to support economic recovery, enhancing financial regulation, and providing high-quality financial services to key sectors [10][11]. - Continued efforts will be made to prevent systemic financial risks, particularly in the real estate sector and among small financial institutions, while promoting the stability of capital markets [13].