Core Viewpoint - The collaboration between Industrial Bank Chengdu Branch and Chengdu Rongcheng Football Club marks a significant branding initiative in the Chinese Super League, enhancing community engagement through sports and financial education [1][3][4]. Group 1: Event Highlights - The match between Beijing Guoan and Chengdu Rongcheng attracted over 40,000 spectators, creating an electrifying atmosphere at the Phoenix Mountain Sports Park [1]. - Industrial Bank Chengdu Branch launched a "co-branding" initiative with Chengdu Rongcheng, featuring their logo prominently displayed on LED screens and at various promotional booths [1][3]. - The bank's financial knowledge campaign reached over 4,200 fans, distributing 1,600 anti-fraud brochures and engaging attendees with interactive activities [3]. Group 2: Community Engagement - The event included a unique employee sports day where players engaged with children in fun activities, promoting sportsmanship and financial literacy [3]. - The bank plans to further develop the "Xingfu Long" brand IP, integrating financial education into community events and sports, thereby supporting the development of Chengdu as a sports city [4]. - Future initiatives will focus on anti-fraud education, green finance, and pension finance, aiming to enhance financial services in a manner that resonates with fans [4].

"十五五"规划建议指出要大力发展科技金融、绿色金融、普惠金融、养老金融、数字金融。 数字金融是打通金融服务"最后一公里"、提升服务质效的重要底座。兴银理财自成立以来，始终以服 务"国之大者"的担当深耕数字金融领域，将数字化转型作为战略发展的"生命线"。在研判行业数字化转 型趋势、深入调研同业实践的基础上，公司绘制了数字化转型蓝图，确立"以业务赋能为中心、以数智 化为手段、以安全为基石"的实施方案，全力推动数字技术与理财业务深度融合。 数字金融以赋能业务为中心 坚持"科技向善"，数字金融的价值体现为对业务的赋能，最终还是要落脚到员工生产力的解放和广大居 民体验的优化改善上，是推动科技金融、绿色金融、养老金融和普惠金融等落地的"加速器"。兴银理财 立足自身禀赋，聚焦市场服务、投研风控、运营管理三大核心领域，以数字化手段补短板、强优势、固 根基，让数字金融真正服务于业务发展、惠及广大客户。 首先是补齐市场服务的短板。银行理财从母行资管部转型而来，过去普遍存在"隔着母行渠道推产品、 做服务"的问题，不够接地气，因此系统设计在多渠道服务支撑、客户精准服务方面存在短板，这也是 一直以来兴银理财数字化转型要重点突破的方向。 ...

在北京朝阳、西城、东城三区交会处，柳荫公园北门的外馆东街，恒丰银行北京安贞支行犹如一座嵌入 社区的"温暖驿站"。推门而入，中医脉枕与血压仪静候一旁，手工活动与反诈讲堂交替开展——这里不 仅是办理业务的场所，更是周边数千长者乐意驻足、信任托付的"社区客厅"与"精神家园"。 生活陪伴：服务内涵的温暖延伸 安贞支行不仅守护老年人的"钱袋子"，更致力于丰盈老年群体的日常生活。通过定期邀请辖区民警开展 反诈宣讲，用鲜活案例拆解骗局，为老人筑起一道坚固的安全护栏。与此同时，支行更扮演起"生活陪 伴者"的角色，精心构筑起"周周有活动、月月有主题、季季有回馈"的温情生态圈：每周三的"岁享活动 日"，健康义诊与手工课堂传递着关切；每月举办的书画展览、合唱交流，则搭建起情感与才华的展示 舞台；每季度的广场舞大赛等大型活动，更成为社区邻里相聚的欢乐盛事。这些持续而用心的陪伴，渐 渐织就了与周边老年群体之间深厚的信任与情感纽带。如今，许多老人已习惯将支行当作日常生活的一 部分，常挂在嘴边的"去银行坐坐"，成了他们心中一份特别的期待与归属。 作为恒丰银行北京分行"老年体验官"适老化服务体验网点，安贞支行以"金融+服务"为核心理念，将关 ...

Core Insights - The aging population and increasing longevity are driving significant changes in the pension and insurance markets, necessitating a shift in focus from yield-seeking to functional solutions in financial products [3][4] - Life insurance companies are positioned to support the development of a high-quality pension system by leveraging their expertise in risk management, long-term capital utilization, and pension services [3][4] Group 1: Market Trends - The average life expectancy in China has increased by over 10 years compared to 30 years ago, with men averaging 85 years and women surpassing 89 years according to the latest life table [4] - The number of individuals aged 90 and above is expected to continue rising over the next 30 years, highlighting the need for robust personal pension planning [4][5] Group 2: Risks in Pension Planning - Two core risks in personal pension planning are identified: financial sustainability risk and care dependency risk, which are exacerbated by increasing life expectancy [4][5] - The low-interest-rate environment diminishes the growth potential of traditional savings, making it essential to secure stable, lifelong cash flows for retirement [5] Group 3: Product Development - Commercial pension insurance is crucial for transitioning from basic support to high-quality care, with a focus on innovative products that address longevity risk [5][6] - Insurance companies need to expand their offerings to include coverage for older individuals, particularly those with health issues, and develop specialized products for long-term care and income replacement [6][7] Group 4: Service Integration - The role of commercial pension insurance is evolving from a mere payment tool to a comprehensive service integration platform, linking various quality pension resources [6][7] - The aim is to provide a holistic service model that combines insurance, retirement communities, and health management for the elderly [6][7] Group 5: Company Initiatives - 恒安标准人寿 has been actively developing its pension finance sector, focusing on risk protection and long-term savings to enhance its product matrix [6][7] - The company has introduced innovative products such as the "Happiness to Old Age Long Life Version," which offers lifelong monthly pension payments, and has expanded its health insurance offerings to include cancer and disability income replacement [7]

● 本报记者 徐昭 林倩 把准服务金融"五篇大文章" 政治方向 党的二十届四中全会审议通过的"十五五"规划建议提出，"优化金融机构体系，推动各类金融机构专注 主业、完善治理、错位发展"。 赵陵表示，文化是企业的灵魂，党建是文化的航标。光大证券全面贯彻落实党的二十届四中全会精神， 坚持将党的领导贯穿文化建设与经营管理全过程，对标"十五五"规划建议的重大战略、重点领域和关键 任务，谋划新一轮发展思路和战略举措，积极培育和践行中国特色金融文化，凝聚发展共识，确保公司 发展始终沿着党中央指引的正确方向前进，为落实国家战略、服务实体经济发展提供坚强政治保证。 据赵陵介绍，党的二十届四中全会召开后，光大证券迅速动员响应，公司党委先学一步、学深一层，通 过个人自学与集中学习相结合的方式，研读党的二十届四中全会公报及相关解读文件；组织各基层党组 织通过"规定动作+自选动作"相结合，多形式开展学习，实现全员覆盖。 "光大证券还将党建工作要求全面写入公司章程，将党委议事规则嵌入治理流程，构建权责清晰、运行 高效的公司治理架构，确保党的领导贯穿到文化建设、合规风控、重大决策等各个环节，持续优化ESG 治理体系。"赵陵表示，公司通过 ...

炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 申万宏源党委书记、董事长 刘健 一是强化功能定位，深入践行金融工作的政治性、人民性。"十四五"时期公司助力实体企业股债融资总规模超1.5 万亿元，证券客户托管资产超4万亿元；公司持续入选证监会白名单，在投行业务质量、投资者教育等评价中均获 评A类最高等级。公司将持续发挥"研究+投资+投行"综合金融服务优势，坚定履行直接融资"服务商"、资本市 场"看门人"、社会财富"管理者"职责，在服务资本市场发展大局中实现自身高质量发展。 二是聚焦主责主业，加快推动业务模式转型升级。公司始终坚持客户为先、专业至上，不断提高投资研究、产品 创设、风险定价、金融科技等核心能力，围绕强化"渠道力、服务力、产品力、数字力"建设丰富完善矩阵式客户 服务，财富管理转型逐步深入，大机构生态圈初具规模，投行业务股债全面进入行业第一梯队，证券投资交易业 务综合实力保持行业领先，国际业务发展质效提升显著。公司将牢牢把握"十五五"发展机遇，聚焦主业、做强主 业，持续深化改革发展，着力培育和打造长期竞争优势，努力建设值得长期信赖的一流投资银行。 三是统筹发展与安全，筑牢高质量 ...

针对老年客户占比较高的情况,建行德州电厂支行从细节入手推进服务设施适老化改造:网点设置大字号 叫号屏,配备老花镜、急救药品等便民物资,无障碍通道畅通便捷,各类标识清晰醒目,为老年人营造安全、 舒适的业务办理环境。 对于行动不便、无法亲临网点的老年客户,建行德州电厂支行提供上门服务,涵盖密码重置、银行卡挂失 等高频业务,真正实现"服务多跑路,群众少跑腿"。在办理遗产继承等复杂业务时,工作人员不仅耐心指导 流程,更注重情绪安抚,体现金融服务的温度。 在智能服务方面,建行德州电厂支行网上银行、手机银行及智慧柜员机均上线"长辈模式",界面更简洁、 字体更清晰、操作更便捷,并辅以语音引导,助力老年人轻松跨越"数字鸿沟"。同时,该行定期组织开 展"银发课堂"、反诈宣传等活动,结合真实案例揭秘常见骗局,增强老年客户风险防范意识。 在养老金融规划方面,建行德州电厂支行整合个人养老金账户、养老年金保险、家族信托等多元化产品, 提供覆盖稳健储蓄、医养结合等需求的综合解决方案,助力市民科学规划晚年生活,安享金色年华。 建行德州电厂支行表示,将持续推进养老服务能力建设,以专业、安全、便捷的金融服务,陪伴老年人温暖 前行,为"老有所养 ...

Core Viewpoint - China Life Insurance Company has achieved a significant milestone by surpassing a total premium of 700 billion yuan by November 30, 2025, reflecting its commitment to serving national strategies and enhancing people's well-being [1] Group 1: Business Performance - As of the first half of 2025, China Life reported total premiums of 525.09 billion yuan, marking a year-on-year increase of 7.3% [1] - In the first three quarters of 2025, total premiums reached 669.65 billion yuan, with a year-on-year growth exceeding 10% [1] - The company aims to exceed 700 billion yuan in total premiums, showcasing its robust operational performance and resilience [1] Group 2: Product Innovation and Customer Service - China Life has developed over 500 new insurance products during the "14th Five-Year Plan" period, covering various types such as medical, nursing, and accident insurance [2] - The introduction of long-term care insurance has significantly reduced family care costs by 90% for clients like the Zhou family, demonstrating the positive impact of innovative insurance solutions [2] - The company has enhanced customer satisfaction by continuously improving its product offerings to meet diverse insurance needs [2] Group 3: Health Insurance and Social Responsibility - China Life actively participates in building a multi-tiered health insurance system, contributing to national health strategies and providing comprehensive coverage [3][4] - The company has processed over 43.4 million health insurance claims by the end of Q3 2025, with claims amounting to over 56 billion yuan, reflecting its commitment to health insurance [5] - China Life has donated 21 million yuan to its charity foundation in 2024, emphasizing its dedication to social responsibility and community support [16] Group 4: Aging Population and Pension Services - In response to the aging population, China Life has developed a range of pension products and services, including the "National Life Silver Age Health Insurance" [6][7] - The company has launched 20 institutional pension projects across 16 cities, focusing on high-quality elderly care services [7] - China Life's initiatives align with national strategies to address aging, ensuring a comprehensive approach to elder care [6] Group 5: Rural Revitalization and Economic Support - China Life has engaged in rural revitalization efforts, supporting over 1,445 assistance points and increasing its outreach to help prevent poverty [8][9] - The company has invested over 31 million yuan in consumption assistance for farmers, enhancing their income and economic stability [9] - By developing insurance products tailored to rural needs, China Life aims to provide adequate protection against specific risks faced by rural communities [9] Group 6: Investment in the Real Economy - China Life has achieved a net profit of over 167.8 billion yuan in the first three quarters of 2025, reflecting a 60.5% increase year-on-year [10] - The company has strategically invested in key sectors such as advanced manufacturing, technology innovation, and green energy, supporting national economic development [11] - By maintaining a focus on long-term investments, China Life aims to foster a sustainable financial ecosystem that benefits both the economy and its stakeholders [10][11] Group 7: Enhancing Services for Foreign Nationals - China Life has optimized its service processes to improve financial service accessibility for foreign nationals in China, setting a benchmark for the industry [12][13] - The company has introduced English-language support in its customer service, enhancing the experience for foreign clients [13] - By addressing specific needs of expatriates, China Life aims to provide tailored insurance solutions that cater to their unique circumstances [14] Group 8: Commitment to Charity and Community Engagement - China Life has actively engaged in community service and disaster relief efforts, demonstrating its commitment to social welfare [15][16] - The company has organized various charitable activities, including support for vulnerable groups such as the disabled and left-behind children [15] - Through its volunteer programs, China Life encourages employee participation in community service, fostering a culture of social responsibility [15]

12月10日下午，由解放日报社与上海银行（601229）联合主办、复旦大学老龄研究院提供学术支持 的"大城养老 银发机遇"金融赋能产业融合构建银发经济新生态主题论坛在上海报业集团成功举行。上 海银行行长施红敏、副行长陈雷，解放日报社总编辑丁波，上海市民政局相关领导，上海市老年基金会 副理事长孙萍，中欧国际工商学院教授盛松成，复旦大学老龄研究院副院长胡湛等领导与专家，以及政 府、金融、产业、学术、公益组织代表齐聚一堂，共话应对老龄化挑战的金融方案与产业融合路径。 未来三年将落地1500家"美好生活工作室" 论坛的重头戏之一是上海银行"美好生活工作室"服务体系的升级发布及相关联盟的启动。上海银行副行 长陈雷介绍，"美好生活工作室"是突破传统银行网点边界、深入社区的综合服务平台，旨在让老年人在 家门口即可享受便捷公益服务，被老人们亲切地称为"家门口最温暖的俱乐部"。目前，该网络已在全国 扩展至超400家，年活动超3000场，服务超5万人次。 现场，上海银行正式发布了全新"美好生活工作室"八大公益助老服务行动，并携手解放日报社与首批合 作伙伴共同启动了"美好生活服务联盟"和"公益助老志愿者联盟"。陈雷表示，未来三年计 ...

金融服务不仅是经济运行的"血脉"，更是连接民生福祉的"纽带"。《中国普惠金融指标分析报告（2024—2025 年）》显示，我国普惠金融高质量发展水平不断提高。截至2024年末，普惠小微贷款余额32.93万亿元，同比增长 14.6%，比各项贷款增速高7个百分点。从破解科技型小微企业融资难的问题，到助力民营小微经营主体纾困，从打 通涉农领域服务堵点，到保障特殊群体金融权益，北京普惠金融发展始终紧扣"金融为民"初心，锚定实体经济与民 生福祉双维度发力，兼具区域特色与普惠属性的金融服务生态，为首都经济社会高质量发展筑牢金融根基。 始终坚持服务实体经济主基调，中国工商银行北京市分行聚焦小微企业融资难融资贵问题，坚持普惠金融线上化、 智能化、集约化、生态化的发展路径。该行深入应用数字技术，以"数据+模型"描绘小微企业画像，推出"伙伴e 贷"线上产品；积极推进普惠金融与科技金融融合发展，以"专精特新信e贷"专项产品精准服务小微科技企业；围绕 稳链固链，打造供应链金融特色平台，以"收付管融"一体化服务，促进链上大中小微企业融通发展。 在扩内需、促消费方面，工行北京分行紧扣《北京市深化改革提振消费专项行动方案》，积极拓展新兴消 ...