北京华天饮食控股集团有限公司党委副书记、董事、总经理白森森介绍，集团直属门店接入美团"智能掌 柜"后，系统自动统计当日经营数据，并对比同行表现，替代店长手工统计，单店每日至少节省1小时。此 外，门店中越来越多的用户咨询由AI直接承接，尤其针对"两节"期间咨询量和预订量猛增的场景，显著降低 了门店人工成本，提升了经营效率。 在提升堂食体验方面，数字化的AI工具亦重塑了服务流程。美团"快点"系统支持顾客在排队期间预点餐，实 现"预订、预点、提前做、马上吃"，有效提升门店翻台率；就座后的"智能点餐"功能集便捷操作、优惠领取、 智能推荐于一体，既降低人力成本，又帮助商家积累平台数据资产。 2月6日，2026餐饮老字号创新交流会在北京同春园饭店举行。本次大会以"守正出新 烟火长兴"为主题，北京 华天、全聚德、便宜坊、东来顺、紫光园、西安饮食、五斗米、聚春园等近30家来自全国的知名老字号品牌 参会，共议数字化转型、AI经营新路径。 会上，中国商业联合会会长王民表示，自2022年以来，中国商业联合会与美团联合发起老字号数字化专项行 动，三年内已向数十家老字号免费输送数字化服务包，助力老字号发新芽。同时，越来越多老字号通过数 ...

魏巍指出，当前老字号转型呈现三大路径：一是全渠道融合，如紫光园通过与美团合作，实现多价格 带、多时段、多渠道经营，其奶皮子酸奶年销量翻7倍；二是文化价值变现，全聚德打造"空中四合 院"门店，从卖产品到卖体验，带动客单价提升25%、复购率增长18%；三是数字化转型加速，AI工具 已成为老字号经营提效的重要帮手。对此，美团于去年10月发布餐饮堂食AI经营助手"智能掌柜"，累计 帮助150余万用户完成预订。 责任编辑：杨赐 责任编辑：杨赐 新浪科技讯 2月9日午间消息，近日，2026餐饮老字号创新交流会在北京举行。美团副总裁、到店餐饮 事业部总经理魏巍在交流会上披露，已有206个老字号餐饮品牌、6027家门店完成线上化布局，覆盖全 国234个城市。数据显示，老字号对年轻消费群体的吸引力正在增强，近一年其在美团和大众点评的搜 索量增长近9倍，订单量增长34%，交易额年均复合增长率稳定在27%以上，35岁以下客群占比已达 48.5%。 新浪科技讯 2月9日午间消息，近日，2026餐饮老字号创新交流会在北京举行。美团副总裁、到店餐饮 事业部总经理魏巍在交流会上披露，已有206个老字号餐饮品牌、6027家门店完成线上化布局 ...

Core Viewpoint - Tianjin Bank is facing significant challenges as it approaches its 30th anniversary, particularly regarding its long-delayed A-share listing and the need for performance recovery and digital transformation [1][3][15] Group 1: A-Share Listing Challenges - Tianjin Bank has been unable to obtain the necessary external approvals for its A-share listing since initiating the process in 2015, making it the only city commercial bank among the four directly governed municipalities that has not yet listed on A-shares [3][5] - The bank's A-share listing journey has been prolonged, with the IPO market for banks in A-shares experiencing a significant slowdown, leading to a lack of new listings since 2022 [3][5] - The bank's market valuation has declined significantly since its initial public offering in Hong Kong, with its market capitalization dropping from 445.69 billion HKD at listing to approximately 143.9 billion HKD by February 2026 [5][6] Group 2: Financial Performance and Growth - Tianjin Bank's net profit has fluctuated over the past decade, peaking at 49.16 billion CNY in 2015 before entering a period of volatility post-listing, with a notable decline to 31.96 billion CNY in 2021 [7][8] - As of the end of Q3 2025, the bank reported a net profit of 35.27 billion CNY, reflecting a year-on-year growth of 5.47%, indicating a potential recovery trend [8][9] - The bank's total assets reached 968.9 billion CNY by Q3 2025, marking a 4.63% increase from the beginning of the year, positioning it close to the 1 trillion CNY milestone [8][9] Group 3: Strategic Shift in Lending - The bank has shifted its focus from rapid personal loan growth to increasing corporate lending, responding to risks associated with its previous aggressive expansion in personal loans [10][12] - By the end of 2024, personal loans accounted for only 21.5% of the bank's total loans, down from a peak of 43.3% in 2019, while corporate loans rose to 73.6% [12][13] - The bank's corporate lending strategy is closely aligned with regional economic development, focusing on key industries such as leasing, environmental management, and retail [13][14] Group 4: Future Directions and Innovations - As it approaches its 30th anniversary, Tianjin Bank is exploring new growth avenues, including a partnership in consumer finance with JD Group, aiming to leverage technology and customer resources [15][16] - The bank is also enhancing its governance by recruiting external talent for key management positions, aiming to strengthen its operational capabilities and support its transformation [15][16] - The focus on digital transformation is critical, with initiatives to streamline processes and improve service efficiency, particularly for small and medium-sized enterprises [16][17]

Core Viewpoint - The 20th Central Committee's Fourth Plenary Session emphasizes the strategic deployment for accelerating agricultural and rural modernization, highlighting its significance for China's overall modernization and economic development [1] Group 1: Agricultural Modernization and Financial Support - The "14th Five-Year Plan" has solidified the foundation for China's economic development, ensuring food security for over 1.4 billion people and improving farmers' living standards [1] - Beijing Rural Commercial Bank has invested over 680 billion yuan in rural revitalization loans, consistently achieving "excellent" ratings in financial service assessments for rural revitalization over the past five years [1] Group 2: Innovative Financial Services - The bank has introduced the "Rural Revitalization Financial Assistant" model, deploying 132 financial assistants across various districts to provide tailored financial services directly to rural areas [2] - The "Nongqing Station" initiative serves as a comprehensive rural financial service center, offering a range of services beyond basic banking, with 21 stations established by the end of 2025 [2] Group 3: Channel Development and Emergency Response - The bank is expanding its rural financial convenience stores, aiming for over 1,400 locations by the end of 2025 to meet diverse financial needs in rural areas [3] - During the 2023 flood disaster, the bank quickly implemented a special financial service plan, providing nearly 100 million yuan in support to over 60 affected entities [3] Group 4: Community Support and Economic Development - The bank collaborates with local hospitals to provide medical services in rural areas and assists in marketing agricultural products to enhance farmers' income [4] - It has launched various innovative financing products tailored to the agricultural sector, including the "Phoenix Flying" brand, which encompasses 29 specialized financing products [5][6] Group 5: Digital Transformation and Technological Empowerment - The bank is leveraging digital technology to reshape financial services for agriculture, with multiple projects included in a national financial technology initiative [7][8] - It has developed a credit rating system integrating big data and risk control models, successfully rating over 12,819 rural households by the end of 2025 [8] Group 6: Future Outlook - The bank aims to continue enhancing its product service system and deepening the application of financial technology to provide convenient and high-quality financial services to more agricultural stakeholders [9]

Core Viewpoint - The focus of the report is on the high-quality development of Dongsheng District in Ordos City, Inner Mongolia, emphasizing the continuous optimization of the business environment, activation of investment opportunities, and strengthening of innovation capabilities to foster economic growth and attract investment [1]. Business Environment Optimization - The business environment is crucial for attracting and retaining businesses, with a recent meeting involving over 30 young private entrepreneurs and district officials discussing policies aimed at talent recruitment, enterprise support, and innovation [2]. - The introduction of a "no human intervention, immediate approval" service for individual business registrations has significantly improved efficiency, allowing entrepreneurs to obtain business licenses in under 10 minutes [4][5]. - The total number of market entities in Dongsheng has grown to 128,600, ranking 22nd among China's top 100 districts for investment potential, reflecting the district's efforts to lower market entry barriers and stimulate market vitality [5]. Government Services and Support - Dongsheng District has implemented a series of measures to enhance government services, including a "one-stop" service model, strict time limits for approvals, and flexible enforcement policies to reduce burdens on businesses [7]. - The district has actively engaged in communication with enterprises to understand their needs and provide tailored support, including a special action plan to alleviate business difficulties [7]. Investment Attraction and Project Support - The district has adopted a proactive approach to investment attraction, with leaders visiting key cities to engage with potential investors in strategic industries such as renewable energy and high-end manufacturing [8]. - A recent financing event resulted in a notable signing amount of 2.268 billion yuan, showcasing the district's ability to facilitate efficient connections between funding and projects [8]. - Dongsheng provides comprehensive support for major projects, from planning and approval to construction and operation, ensuring a streamlined process for investors [9][11]. Innovation Environment - The establishment of the Ordos Wanjie Intelligent Computing Center, a 1 billion yuan investment project, highlights the district's commitment to building advanced computing infrastructure and fostering partnerships with various enterprises [15]. - The district has seen significant advancements in technology and innovation, with numerous high-tech companies emerging and collaborations with educational institutions to address local industry challenges [19]. - The implementation of the "Talent Strong District" policy has successfully attracted over 11,300 high-level talents, contributing to a total talent pool exceeding 89,000 [19].

从制造业看，中国物流与采购联合会数据显示，2025年全球制造业采购经理指数（PMI）均值为 49.6%，较2024年上升0.3个百分点，表明全球制造业恢复力度虽仍然偏弱，但略好于上年。特别是2025 年12月，全球制造业PMI为49.5%，连续10个月运行在49%至50%的区间内，显示出全球制造业复苏动 能持续小幅放缓，维持弱势复苏格局。 区域表现方面呈现明显分化趋势。2025年12月，亚洲制造业PMI升至51%以上，非洲制造业PMI也升至 50%以上，欧洲和美洲制造业PMI则均在50%以下，特别是美洲制造业PMI降至48%以下，显示出美洲 制造业弱势进一步下行。这种区域分化预示，2026年全球经济发展将面临不平衡的挑战。 通胀出现明显缓和。联合国贸发会议最新报告指出，全球通胀已从2021年至2023年的高峰回落，2025年 全球通胀率约为3.4%。这一趋势为各国央行提供了更多政策空间，但价格水平依然处于高位，生活成 本上升继续侵蚀低收入群体的购买力。其中，食品、能源和住房价格的累计涨幅仍然显著。 贸易方面，2025年全球贸易在不利政策环境下仍然实现3.8%的增长，表现好于预期。然而这背后存在 关税政策带来的 ...

-1 KI HINGHITE STAR the state of the status and a ware a 110 430 7 11 GD GD CED 450 PATT C e S C9 S T y ● □四川日报全媒体记者 陈丽霏"慧眼" ●加工精度稳定控制在0.03毫米以内，产品合格率稳定在99.8%以上 ●车间24小时自主运行，智慧供料仅需 40秒，产线人均效率提升650% ●系统如同行车记录仪，能完整追溯叶片尺寸的细微偏差或质量预警 "智脑" ●精准捕捉、实时核算生产成本，并转化为清晰的可视化图表 ●不仅能监控设备是否在运转，更能判断运转是否经济 ●所有生产行为都转化为成本流，推动决策从凭感觉转向靠数据驱动 "我们的核心目标，是让生产线自己认识不同的叶片，实现全流程智能衔接与决策。"数字化与智能制造部副部长 王琨回忆当时情形。一支百余人的技术团队接下这个重担，历时8个月，在一体化智能设计、多品种柔性混线控制 等关键技术上取得突破。2022年8月，国内首个叶片加工无人车间及首条"黑灯产线"在这里投入运行。 老厂名片 AI"慧眼" 东方汽轮机厂始建于1966年，隶属于中国东方电气集团，是我国从事电 ...

（来源：经济参考报） 复旦大学经济学院风险管理与保险学系副教授、绿色金融研究中心研究员陈冬梅接受《经济参考报》记 者专访时表示，随着"十五五"规划建议提出"加快建设健康中国"，企业健康保障已完成从"行政成 本"向"战略投资"的转变，迎来历史性发展机遇。 陈冬梅是《2025中国企业健康保障发展白皮书》（以下简称"白皮书"）指导专家之一，她认为，当前我 国社会保障体系面临老龄化、慢病负担加重、医疗费用持续攀升等多重挑战，企业健康保障作为连接国 家基本保障与个人保障的桥梁，不仅承载着完善社会保障网络的责任，更成为推动经济高质量发展的重 要支撑，其价值已超越传统福利范畴。 在她看来，企业健康保障的战略意义主要体现在三个层面：一是通过构建多层次保障体系，弥补基本医 疗保险的不足，缓解国家财政压力；二是成为企业吸引和留住人才的核心竞争力，员工健康直接关系到 企业的创新活力与运营效率；三是借助风险共担机制稳定企业人力成本预期和增强企业经济韧性。 "我国社会保障政策正经历从'广覆盖'向'优结构'的深刻转型，企业健康保障迎来历史性发展机遇。"陈 冬梅强调说，数字化转型正推动企业健康保障从"事后赔付"向"预防－治疗－康复"的"全 ...

2月7日，北京市市场监管工作会议召开。北京青年报记者从会上获悉，2025年及"十四五"时期，北京市 场监管事业成效显著，经营主体活力充分迸发，发展质量连续三年位居全国第一；2026年，全市市场监 管部门将聚焦改革、监管、服务等方面精准发力，为"十五五"开好局、起好步筑牢坚实基础。 去年新设经营主体38.01万户 2025年，北京市场监管领域多点突破，交出亮眼成绩单。经营主体实现量质齐升，全年新设经营主体 38.01万户，截至年底总量达286.97万户，同比增长6.83%，科技型企业占比超四成，近三年企业存活率 均在75%以上，经营主体发展质量连续三年全国第一。 营商环境改革持续深化，北京全国首发经营主体登记注册服务系列地方标准，首创股权信托财产登记服 务新模式，推出20条经营场所登记新规，信用修复"云服务"让8万户次经营主体实现"无感修复"。数智 化转型步伐加快，市场监管数据总量突破61亿条，AI助手提供7×24小时智能咨询，非现场检查量占比 达70.6%，监管效能大幅提升。 安全监管防线不断夯实，食品安全全链条监管机制更加健全，药品全生命周期管理系统顺利上线，特种 设备"一台一码"管理模式基本实现全覆盖。产 ...

本报记者 彭妍 近期，部分银行相继上调存取款等动账短信通知的起点金额。例如，招商银行近日在官网发布公告称，自2026年3月16日 起，该行将优化账户变动短信通知服务。调整后，对未开通账户变动短信通知服务的客户，该行将不再发送单笔5000元（含） 以下的经人行大小额系统汇入汇款交易通知短信。招商银行提示，客户可通过招商银行App、个人银行PC版或网点渠道办理账 户变动短信通知服务，或通过招商银行App开通免费消息中心功能。 同日，平果国民村镇银行也通过微信公众号发布公告，自2026年2月10日起将个人账户短信通知交易金额起点调整至200元 （含）。对于调整原因，该行表示，此举是为向客户提供更优质的金融服务，同时顺应金融科技的发展趋势。 另据记者梳理，去年以来，已有包括中国银行、民生银行、广东华兴银行、湖北银行、甘肃银行等在内的十余家银行，陆 续提高了银行卡交易免费短信通知的门槛。 南开大学金融学教授田利辉在接受《证券日报》记者采访时表示，此类调整是推动渠道迁移的关键性市场信号，是通过价 格杠杆清晰地引导用户行为。传统短信通知模式作为外购、被动、单向的通信管道，正被银行自有、交互、可运营的数字化平 台所替代。长远 ...