银发经济

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高盛:通往2075(全球老龄化的机会)未来30年养老市场大爆发
Xin Lang Cai Jing· 2025-06-09 01:29
Global Population Trends - The median age of the global population has increased significantly over the past 50 years, with developed economies rising from 30 to 43 years and emerging economies from 19 to 30 years, projected to reach 47 and 40 years respectively by 2075 [2] - The average life expectancy has steadily increased, with developed economies rising from 72 to 82 years and emerging economies from 58 to 73 years, indicating a healthier aging population [4] - The global fertility rate has declined from 5.4 in 1963 to approximately 2.1 today, which is at the replacement level, but the actual threshold to maintain population stability is lower due to increased life expectancy [6] Labor Market Dynamics - Despite a decrease in the proportion of the working-age population in developed economies, the actual employment rate has increased, indicating a rise in labor force participation [10] - The trend of delayed retirement is largely driven by individuals' choices rather than policy changes, with many older adults opting to work longer due to improved health and longevity [11] - Women's participation in the labor force has also increased, contributing positively to overall employment rates and helping to mitigate the effects of an aging population [13] Longevity Economy - The aging population presents opportunities for economic growth through technological advancements and productivity improvements, particularly in sectors catering to elderly care [16] - The rise of "silver technology" is creating new markets, including smart healthcare solutions and elder care services, which are essential as the demand for elderly care increases [16] - The perception of older adults is shifting from being seen as a burden to being recognized as valuable consumers and contributors to the economy [16] China's Aging Population - China has officially entered a moderate aging phase, with over 310 million people aged 60 and above, representing 22% of the total population, indicating significant potential for the "silver economy" [18] - The market for silver economy in China is currently valued at approximately 8 trillion yuan and is rapidly expanding, driven by policy support and changing consumer demands [18] - The Chinese government is prioritizing the development of the silver economy as a national strategy, with various initiatives aimed at enhancing the quality of life for the elderly [19] Consumer Behavior Changes - The consumption patterns of older adults in China are evolving, with a shift from basic needs to quality consumption, including healthcare, cultural activities, and travel [20] - The demand for non-medical services among the elderly is expected to exceed 60% by 2030, indicating a significant market opportunity in sectors like entertainment and education [21] - The segmentation of the elderly population into different age groups allows for more targeted products and services, enhancing the potential for growth in the silver economy [21] Policy and Industry Development - China is actively developing its silver industry as a new driver of high-quality economic growth, focusing on urban-rural integration and technological innovation [22] - The silver economy encompasses a wide range of sectors, including smart devices, healthcare services, and financial products tailored for the elderly [22] - The integration of technology in elder care services is expected to enhance service quality and efficiency, leading to the emergence of a "smart elder care" ecosystem in China [22]
推陈出新丰富产品线 积极关注银发经济机会
Zhong Guo Zheng Quan Bao· 2025-06-08 21:29
Core Viewpoint - The company is focusing on expanding its production capacity and product line through innovation and strategic investments, particularly in the rehabilitation medical device sector [1][2][4]. Group 1: Investment and Expansion - The company is investing 400 million yuan in a new smart manufacturing base in Chengdu, expected to be completed by August this year, aimed at increasing production capacity and improving efficiency [1]. - The company has obtained 19 medical device registration certificates, covering various fields such as electrotherapy, oxygen therapy, and biofeedback [2]. Group 2: Product Development and Innovation - The company has launched several new products this year, including mid-frequency therapy devices and pelvic floor rehabilitation devices, which are essential for expanding market reach [1][2]. - The interference electric therapy device, a key product, has been developed with proprietary technology and patents, enhancing the company's competitiveness in the electrotherapy market [1]. - The company is also focusing on consumer health products, leveraging its expertise in professional medical devices to create innovative solutions for home use [3]. Group 3: Market Strategy - The company is actively expanding its overseas market presence, with products already reaching 70 countries, and plans to enhance its export efforts [4]. - The company recognizes the growing demand from the elderly population and is developing products tailored to their rehabilitation and health needs, such as portable oxygen machines and mid-frequency therapy devices [4].
银发经济的风吹向商场,怎样是正确的打开方式?
Sou Hu Cai Jing· 2025-06-07 08:53
Core Insights - The rise of "100 Yuan a Day Gathering" in Shanghai highlights the potential of the silver economy, driven by a keen understanding of the needs of the elderly demographic [1] - Commercial complexes need to adapt to effectively capture the opportunities presented by the silver economy [1] Group 1: Consumer Preferences and Activities - The "Old Friends Club" at Shanghai Huanyu City MAX offers various free activities for the elderly, such as movie screenings and craft classes, which have quickly gained popularity [3][4] - Elderly consumers express a desire for more engaging community activities, indicating a shift from traditional shopping to social and recreational experiences [4][6] Group 2: Business Strategies and Economic Impact - Huanyu City MAX aims to attract foot traffic during off-peak hours by organizing free events, which has led to a significant increase in elderly patronage at restaurants, with older customers making up 30-50% of some establishments' traffic [6] - Restaurants are introducing special meal packages for seniors, with discounts that appeal to this demographic, reflecting their growing importance as a consumer base [6][7] Group 3: Policy Recommendations and Market Potential - Data shows that elderly individuals have a high redemption rate for consumer vouchers, suggesting that tailored incentives could further stimulate the silver economy [7] - The silver economy in China is currently valued at approximately 7 trillion yuan, with projections suggesting it could reach 30 trillion yuan by 2035, emphasizing the need for targeted strategies to meet the demands of this demographic [11]
从“吃饱穿暖”到“精致生活”:消费升级如何重塑中国家庭账本
Sou Hu Cai Jing· 2025-06-06 15:10
Core Insights - The article discusses the transformation of consumer behavior in China, highlighting a shift from basic survival needs to a focus on quality of life and self-investment, indicating a significant consumption upgrade [2][4][9]. Group 1: Consumer Behavior Changes - The concept of "consumption hierarchy" is emerging, where consumers are increasingly valuing emotional and experiential aspects of products, such as premium coffee and unique experiences, over mere functionality [2][6]. - The elderly demographic is experiencing a notable shift in spending habits, with a 300% increase in VR device purchases among users over 60, reflecting a broader trend of the "silver economy" moving beyond basic needs to enhancing happiness [4][12]. - The rise of niche markets is evident, with small-scale demands leading to the creation of billion-dollar markets, as seen in the popularity of lifestyle products and services tailored to specific consumer interests [6][9]. Group 2: Market Dynamics - The consumption upgrade is driving a transformation in supply chains, with a shift from traditional B2C models to C2M (Customer to Manufacturer), emphasizing the importance of flexible supply chains and real-time consumer feedback [8][14]. - The retail sector is witnessing a significant increase in the value-added per transaction, with the average price of electric vehicles being 30% higher than traditional fuel vehicles, reflecting the added value of associated services and infrastructure [12][15]. - The service sector is becoming increasingly dominant, with service industry value added surpassing 55% of GDP, indicating a shift towards a service-oriented economy [12][14]. Group 3: Innovation and Economic Impact - Consumer expectations are evolving, with a demand for products that exceed basic functionality, pushing companies to innovate and adapt quickly to market feedback [14][17]. - The article emphasizes that consumption upgrade is not merely about increased spending but is a systemic change that influences the overall economic landscape, promoting fairness and accessibility in the market [17][20]. - The ultimate goal of consumption upgrade is to enable all individuals to live their desired lives, reflecting a deeper societal progress beyond mere economic growth [17][20].
人口老龄化加速,银发经济如何破局?|聪明的钱
3 6 Ke· 2025-06-06 05:30
Group 1: Aging Population and Economic Impact - The aging population in China is accelerating, with the proportion of individuals aged 65 and above increasing by approximately 0.6 percentage points annually from 2020 to 2024, faster than previous periods [3][5] - By the end of 2023, the 50-60 age group will be a significant demographic, indicating a strong demand for services such as healthcare and tourism, marking the next 5-10 years as crucial for the development of the silver economy [5][14] - Japan's experience with aging has shown a significant shift in consumption patterns, with a decline in discretionary spending and an increase in essential spending such as food and healthcare [9][11] Group 2: Policy Recommendations and Economic Strategies - Japan's silver economy evolved through three key phases, with the implementation of the Long-Term Care Insurance Law in 2000 being pivotal in marketizing elderly care services and alleviating financial burdens [19][21] - China can learn from Japan by establishing a comprehensive long-term care insurance system that adjusts based on demographic and income differences, thereby easing the pressure on healthcare funding [23] - Enhancing re-employment opportunities for younger seniors can stimulate consumption, as older individuals tend to spend more of their income compared to younger counterparts [23]
老年食品市场进入爆发前夜,但标准、功能声称等困扰仍待解
Di Yi Cai Jing· 2025-06-06 05:26
Group 1 - The elderly food market in China is expected to grow due to the accelerating aging population, but it faces systemic challenges that need to be addressed [1][2] - As of the end of 2023, the population aged 60 and above in China reached 296.97 million, accounting for 21.1% of the total population, with the aging process expected to intensify in the coming years [1] - The market for nutritional health foods is projected to reach 522.3 billion yuan in 2024, with a compound annual growth rate of 8.5% for nutritional functional foods over the next five years [2] Group 2 - There is a mismatch between the demand and supply of elderly food products in China, with few products specifically designed for the elderly and many being health supplements that do not cater to their actual needs [3] - The ordinary food sector often misrepresents products as suitable for the elderly, lacking genuine nutritional considerations [3] - The influx of participants in the health food market has led to a lack of innovation and quality, resulting in consumer distrust due to misleading marketing practices [3] Group 3 - Domestic dairy and food companies are recognizing the market opportunities in elderly food and are accelerating their investments in this sector [4] - Companies like Bright Dairy and Yili are focusing on developing functional dairy products aimed at healthy aging, but they face challenges such as a lack of standards and difficulties in claiming product functions [4] - The regulatory environment complicates the ability to make functional claims for new products, as only health foods can officially declare such benefits [4][5] Group 4 - The process of obtaining health food certifications is lengthy and challenging, which does not align with the rapidly changing market demands [5] - Companies are encouraged to innovate while simultaneously gathering research data on the elderly population to address the urgent issue of aging in China [5]
2025上海老博会下周开幕!今年展会都有哪些亮点?快看剧透→
第一财经· 2025-06-06 04:57
市民政局介绍,6月11日至13日,2025上海老博会将拉开帷幕,一站式助你买到实惠好 用的适老产品,体验最新最全的养老产品和服务!有机会带着爸妈去逛逛吧~今年展会 都有哪些亮点?快看剧透↓ 今年上海老博会整体规模及内容策划再次创新升级。截至目前,共有来自中国、奥地利、荷 兰、德国、丹麦等16个国家和地区的海内外养老品牌共同参与,参展企业近500家,展览面积 达5万平方米,展会规模达历史峰值。 国际展团、养老新科技众星云集 本届老博会聚焦银发经济新趋势,在行业大牌、跨界品牌、国际参与度、养老新科技,及银发消费 品类多元化等方面表现亮眼,行业引领性持续凸显。 经典与跨界大牌交相和鸣,日澳国际展团重装亮相 上海老博会作为全国银发产业发展水平的风向标,今年,行业经典领军品牌参与度持续加码,展会 国际化方面,不少国家参与热情高涨。据统计,日本参展品牌数量超过60家,在所有海外参展国家 中位列榜首。本届展会也是上海老博会举办以来澳大利亚品牌参展规模最大的一年。 养老与高新技术灵感碰撞,银发科技发展前景广阔 展会现场,越来越丰富的养老新科技展品昭示着我国银发行业从"老有所养"向"老有智享"的跨越式 发展。 智能无人驾驶轮椅 ...
财经观察:关税挑战下,跨境电商得与失
Huan Qiu Shi Bao· 2025-06-05 22:52
Core Viewpoint - The Chinese cross-border e-commerce industry is experiencing a shift in dynamics due to new tariff policies implemented by the US, EU, and Japan, prompting platforms and merchants to adjust their strategies and enhance competitiveness [1][4]. Group 1: Market Trends - The European market is emerging as a new opportunity for Chinese cross-border e-commerce, with a focus on products catering to the "silver economy," "lazy economy," environmental travel, safety concerns, and silent travel [2][4]. - Advertising expenditures by Chinese platforms like Temu and Shein in Europe have surged, with EU countries seeing a 12-fold increase in monthly ad spending [4]. Group 2: Tariff Impacts - The US has reduced tariffs on small packages from 120% to 54% for items valued under $800, while maintaining a fixed fee of $100 for packages [4][5]. - The EU has proposed a €2 fixed fee for small packages sent to consumers, affecting 4.6 billion packages, 91% of which originate from China [5][6]. Group 3: Business Model Adjustments - Chinese platforms are adapting by increasing local warehousing in the US and exploring traditional logistics models similar to Amazon [7]. - The "double clearance and tax" model is being adopted by many merchants to manage logistics costs effectively [8]. Group 4: Consumer Reactions - Consumers in Europe express dissatisfaction with potential new taxes, fearing increased prices for goods that have previously been affordable through Chinese platforms [6]. - Despite price increases, some consumers continue to prefer Chinese e-commerce platforms due to their competitive pricing compared to local alternatives [8]. Group 5: Future Outlook - The overall growth of Chinese cross-border e-commerce remains strong, particularly in Southeast Asia, with ongoing improvements in product quality and design [8]. - The industry is focused on enhancing logistics and distribution systems to facilitate a shift from "buying globally" to "selling globally" [8].
云南:拓展新业态 激发新活力 促进银发经济发展
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-06-05 22:14
近年来,云南省深入贯彻落实国家相关部署,聚焦老年人的急难愁盼,从政策支持、科技赋能、产业发 展、社会协同等多维度发力,大力发展银发经济,以更好的适老化产品和服务满足多元化养老需求,全 省银发经济实现稳步发展。 2024年,云南省出台发展银发经济增进老年人福祉的实施意见,从健全助老服务体系、提升产品供给质 量、大力培育潜力产业、拓展旅居服务业态等方面发力,促进银发经济规模化、标准化、集群化、品牌 化发展。 创新推进养老服务智慧化。围绕"5+13+N"全省公共数据资源体系,初步建成人口基础数据库,积极推 动云南数字老龄平台建设,利用大数据、大模型、人工智能与养老服务平台深度融合,推进老龄数据开 发利用和互换共享,探索打造养老服务人工智能(AI)应用场景。 深入推进多种场景、不同群体的适老化改造。2024年,全省共实施适老化无障碍改造小区563个,对1万 户分散供养特困人员范围的高龄、失能、残疾老年人家庭开展适老化改造。截至目前,已完成6.4万户 特殊困难老年人家庭适老化改造。 不断创新养老金融产品和服务,多维度满足市场需求。创新"安享存""养盈存"等专属养老金融产品,稳 妥推进"惠民保"城市定制型商业医疗保险业务 ...
打破银发消费的“隐形高墙”
Guang Zhou Ri Bao· 2025-06-05 20:16
对此,怎么看?可以理解,但无法接受。商家有钱不赚,自然是为了规避风险。客观而言,作为经营主 体,它们也有权选择交易对象和目标群体。但于情,老人消费被"卡年龄",相当伤自尊,也着实令人心 寒。于理,把年龄作为刚性门槛,明显属于不公平对待,是赤裸裸的年龄歧视。再往大处看,老人租房 难、参团难等尴尬,不只是个体的困境,也是重要的民生关切,事关老年群体的幸福感,更与挖潜银发 经济、激发消费活力直接相关。 在提振消费的大棋局中,银发消费被寄予厚望。然而在不少场景中,老年人正在成为"不受欢迎群体"。 稍加留意会发现,近来相关报道屡见不鲜,甚至正趋于普遍。 比如租房。有人为65岁母亲和年迈外婆租房"3天被拒20次",有房东放话"宁可房子空着也不租给老 人",一些平台甚至将60岁以上租客自动归类为高风险群体。比如运动健身,有健身爱好者因"超过65 岁"被健身房拒之门外;有的游泳馆拒绝70岁以上老人办卡。再如旅游,部分旅行社对70岁以上老人报 团设"限制门槛",从直系家属签字到成年家属陪同,参个团可谓困难重重…… "一个社会幸福不幸福,很重要的是看老年人幸福不幸福。"而老年人幸福不幸福,能否便捷、舒心 地"花钱",是非常重要的 ...