调查显示，高物价和收入下降令消费者感到沮丧。由于面临多重压力，消费者对当前个人财务状况评估 下降约15%。自动提及高物价对个人财务造成负面影响的消费者比例连续第五个月上升，达47%。 人民财讯11月22日电，美国密歇根大学21日发布的调查数据显示，美国11月消费者信心指数终值降至 51.0，低于10月的53.6，也低于去年11月的71.8。 密歇根大学发布的11月当前经济状况指数终值降至51.1，低于10月的58.6，也低于去年11月的63.9；消 费者预期指数终值升至51.0，高于10月的50.3，但低于去年11月的76.9。 （文章来源：新华社） ...

每经AI快讯，11月21日消息，密歇根大学11月消费者信心指数终值为51，市场预期值为50.6。 ...

Core Insights - The UK consumer confidence index has declined ahead of the government's budget announcement, indicating a negative outlook among the public [1] - GfK reported a 2-point drop in the overall confidence index to -19 in November, reflecting decreased optimism regarding personal finances, major purchases, and the overall economy [1] - Neil Bellamy, GfK's consumer insight director, highlighted the bleak data as the public braces for difficult news, with few factors expected to improve sentiment in the current environment [1] Summary by Categories - **Consumer Confidence Index**: The overall confidence index fell by 2 points to -19 in November, marking a decline in consumer sentiment [1] - **Sub-indices Performance**: All five sub-indices measuring public perceptions of personal financial situation, major purchase intentions, and the UK economy showed a decrease compared to October [1] - **Expectations for the Future**: The upcoming budget is anticipated to include tax increases by the Labour government, contributing to the negative outlook among consumers [1]

Group 1 - The University of Michigan's Consumer Confidence Index for November dropped to 50.3 from 53.6 in October, marking a three-year low and reflecting multiple challenges facing the U.S. economy, including rising prices and increased corporate cost pressures [1] - Over 75% of Americans express concern about their personal financial situation, despite the government's claims of significant reductions in living costs [2] - The increase in prices is attributed to multiple factors, including tariffs imposed by the Trump administration on various goods, which have led to higher prices for items such as coffee, furniture, and children's toys [3] Group 2 - The furniture industry has been significantly impacted, with the U.S. government raising tariffs on certain furniture items to 30%, resulting in nearly a 10% year-over-year increase in living and kitchen furniture prices [5] - Coffee prices have surged by 41% due to a combination of climate anomalies and tariffs, leading businesses like "Krazy Coffee" in Southern California to raise prices twice due to increased costs [5] - The rising cost of living is directly affecting consumer behavior, with individuals like Chris Sohan, a resident of Queens, New York, expressing disappointment in government policies as they are forced to reduce purchasing frequency and adjust their consumption patterns [5]

Report Industry Investment Rating - Not provided in the content Core View - The report provides a weekly hot - spot preview and key events to watch from November 17 - 21, 2025, including economic data releases from multiple countries and regions and their potential impacts on the futures market [2][3] Summary by Related Catalogs This Week's Key Focus - On November 19 at 18:00, the EU Statistics Bureau will announce the final value of the Eurozone's October CPI - On November 20 at 03:00, the Federal Reserve will release the minutes of the October monetary policy meeting - On November 20 at 09:00, the People's Bank of China will announce the November 20, 2025 loan prime rate (LPR), expected to be the same as the previous value - On November 20 at 20:30, the US Bureau of Labor Statistics will release the September non - farm payroll report - Attention should be paid to factors such as domestic macro - policy changes, international trade and tariff wars, international geopolitical situations, and speeches by US President Trump and Federal Reserve officials for their impacts on the futures market [2] This Week's Hot - Spot Preview November 17 - Japan's Cabinet Office will announce the preliminary value of Japan's Q3 GDP. The expected seasonally - adjusted real GDP quarterly rate is - 0.6% (previous value 0.5%), and the expected seasonally - adjusted annualized GDP quarterly rate is - 2.5% (previous value 2.2%) [3] - The central bank carried out an 800 - billion - yuan outright reverse - repurchase operation. With 300 billion yuan of 6 - month outright reverse - repurchase maturing in November, this means an additional 500 billion yuan of 6 - month outright reverse - repurchase was continued. It is bullish for stock index futures and commodity futures and relatively bullish for Treasury bond futures [4] - The National Energy Administration will announce China's total electricity consumption in October. The previous value was 888.6 billion kilowatt - hours, with a year - on - year increase of 4.5% [5] November 19 - The EU Statistics Bureau will announce the final value of the Eurozone's October CPI. The expected un - seasonally - adjusted annual rate of the harmonized CPI is 2.1% (same as the preliminary value in October, 2.2% in September's final value), and the expected un - seasonally - adjusted annual rate of the core harmonized CPI is 2.4% (same as the preliminary value in October and September's final value) [8] - The US Energy Information Administration will announce the change in EIA crude oil inventories for the week ending November 14. The previous value was an increase of 6.413 million barrels. A continued increase may suppress the prices of crude oil and related commodity futures [9] November 20 - The People's Bank of China will announce the November 20, 2025 LPR. The expected 1 - year LPR is 3.00% and the 5 - year - plus LPR is 3.50%, both the same as the previous values [10] - The Federal Reserve will release the minutes of the October monetary policy meeting, which will provide details of discussions on interest rates, inflation, and economic prospects and clues for future policy paths [11] - The US Bureau of Labor Statistics will release the September non - farm payroll report. The expected seasonally - adjusted new non - farm employment is 50,000 (previous value 22,000), and the expected unemployment rate is 4.3% (same as the previous value). Higher new non - farm employment and a stable unemployment rate may reduce the probability of a 25 - basis - point interest - rate cut at the December FOMC meeting and suppress the rise of commodity futures and stock index futures [12] - The US Department of Commerce will announce the October existing home sales. The expected seasonally - adjusted annualized total of existing home sales is 4.06 million households, the same as the previous value [13] - The EU Statistics Bureau will announce the preliminary value of the Eurozone's November consumer confidence index. The expected value is - 14.5 (previous value - 14.2) [14] November 21 - S&P Global will announce the preliminary value of Germany's November SPGI manufacturing PMI. The expected value is 49.8 (previous value 49.6) [15] - S&P Global will announce the preliminary value of the Eurozone's November SPGI manufacturing PMI. The expected value is 50.2 (previous value 50) [16]

Group 1 - The Czech composite economic confidence index increased by 2.1 points in October, reaching 104.0 [1] - The business confidence index rose by 1.8 points to 103.4 [1] - The consumer confidence index saw a significant increase of 3.9 points, reaching 107.4 [1] Group 2 - The industrial sector's economic confidence index rose by 4.3 points [1] - Some areas of the service sector experienced a slight increase of 0.6 points [1] - The economic confidence indices for trade and construction sectors decreased by 4.0 and 3.6 points, respectively [1]

Core Points - The longest government shutdown in U.S. history lasted 43 days and has ended, but the damage caused is largely irreversible [1] - The shutdown resulted in a significant economic impact, with an estimated GDP growth reduction of 1.5 percentage points for Q4, translating to an economic loss of approximately $7 to $15 billion [4] - The shutdown particularly affected Washington D.C., where over 40% of the workforce are government employees, leading to a 50% drop in restaurant revenues during this period [4] Economic Impact - The U.S. Congressional Budget Office estimated that the shutdown caused a permanent economic loss equivalent to the cost of building a new aircraft carrier, approximately $13 billion [4] - Consumer confidence in the U.S. has plummeted to a three-year low, decreasing by 6% from the previous month and nearly 30% year-over-year [6][7] Government Operations - The reopening of government does not mean an immediate return to normal operations, as agencies need time to recall personnel and process backlogged work [9] - The backlog includes critical reports on inflation and labor markets that may never be published due to the shutdown [9] Future Risks - The temporary funding measure only extends government operations until January 30, raising concerns about another potential shutdown in less than three months if budget negotiations fail [10] - Key issues remain unresolved, particularly regarding the extension of Obamacare subsidies, which could lead to significant increases in healthcare costs for millions of Americans [10][12] Political Landscape - The political divide remains significant, with increasing difficulty for bipartisan agreements, as evidenced by tensions within the Democratic Party following the shutdown [13] - The next potential shutdown crisis looms as leaders may have to choose between maintaining government operations and preserving their political positions [13]

Core Points - The U.S. Senate has passed a temporary budget bill to end the federal government shutdown that has lasted over 40 days, marking the longest shutdown in U.S. history [1][3] - The shutdown has caused significant disruptions across various sectors, particularly affecting low-income families and federal employees [4][5] Group 1: Economic Impact - Millions of low-income families have had their food assistance benefits cut, and over 670,000 federal workers have been furloughed, with approximately 730,000 forced to work without pay [4] - The aviation industry has been severely impacted due to a shortage of air traffic controllers, leading to widespread flight cancellations and delays, which in turn affects commercial and tourism sectors [5] - The Congressional Budget Office has projected that the prolonged shutdown could reduce the annual GDP growth rate by 1 to 2 percentage points by Q4 2025 [5] Group 2: Consumer Confidence - The University of Michigan's monthly survey indicates that the U.S. consumer confidence index has dropped to 50.3, the lowest level since June 2022, with 62% of respondents reducing discretionary spending due to the shutdown [6] Group 3: Political Stalemate - The shutdown stems from a political deadlock between the two parties over subsidies related to the Affordable Care Act, with Democrats advocating for an extension and Republicans opposing it [7] - Attempts by moderate lawmakers to seek compromise solutions have been hindered by a lack of trust, making any short-term agreements uncertain [7] - Historical context shows that since 1976, the U.S. has experienced 20 funding gaps leading to 10 formal shutdowns, with the nature and frequency of these events evolving over time [9][10][11]

新华财经悉尼11月11日电（记者李晓渝）西太平洋银行（Westpac Bank）和墨尔本研究院（Melbourne Institute）11日发布的报告显示，2025年11月澳大利亚西太平洋银行／墨尔本研究院消费者信心指数 （暨消费者情绪指数）飙升12.8%至103.8点。 这是在2022年2月以后该指数首次高于100点，说明澳大利亚消费者信心长期以来处于悲观状态的情况终 于结束，但乐观程度并不强烈。 报告指出，11月消费者信心指数的大幅上涨主要源于对经济前景更为乐观的评估。预测未来一年经济状 况的分项指标和预测未来五年经济状况的分项指标当月均出现显著增长。目前，这两个分项指标均处于 稳固的正值区间，远高于长期平均水平。 西太平洋银行澳大利亚宏观经济预测主管马修·哈桑表示，对经济状况预期的增强一方面反映了澳大利 亚国内经济复苏势头的明显增强，尤其是在消费需求和房地产市场方面。另一方面则反映出，澳大利亚 消费者认为该国的外部经济挑战似乎有所缓解。 具体来说，11月的消费者信心指数调查发现，预测未来一年经济状况的分项指标环比增长16.6%，至 104.8点。预测未来五年经济状况的分项指标环比增长15.3%，至10 ...

Core Points - The U.S. Senate took a significant step towards ending the longest government shutdown in history by advancing a temporary funding bill with bipartisan support, marking a rare collaboration between Democrats and Republicans [1][3] - The government shutdown has caused an estimated economic loss of approximately $15 billion per week, contributing to a decline in consumer confidence to its lowest level in three years [1][8] - The funding bill does not include extensions for the Affordable Care Act subsidies, leading to internal divisions within the Democratic Party and dissatisfaction among some members [1][4][5] Legislative Developments - The Senate voted 60-40 to break the filibuster on the funding bill, with support from seven Democratic senators and one independent senator, while only one Republican senator voted against it [3] - The proposed funding will provide financial support for most federal agencies until January 30, and it will also prevent layoffs of federal employees during the shutdown [3][4] - The bill still requires approval from the House of Representatives and the President to fully end the government shutdown [3] Economic Impact - The ongoing government shutdown has severely affected various sectors, including the airline industry, with over 2,700 flights canceled and more than 10,000 delayed, impacting over 4 million passengers since the shutdown began [7][8] - Economic experts warn that continued shutdown could lead to a significant reduction in GDP growth, with potential negative growth in the fourth quarter if travel disruptions continue during the Thanksgiving holiday [8] Internal Party Dynamics - There is significant discontent among Democrats regarding the compromise reached, with some viewing it as a capitulation to Republican demands, particularly concerning healthcare issues [5][6] - Prominent Democratic figures have expressed their frustration, indicating that the party's internal divisions may deepen as a result of this compromise [5][6] - The situation highlights the ongoing struggle between the party's progressive and moderate factions, which may affect future legislative negotiations [6]