打开塑料袋的瞬间，刺鼻的焦糊味迅速弥漫开来，袋内百元钞碳化严重，有的粘连成硬块，有的脆裂成 碎片，情况远比想象中棘手。面对这一突发状况，柜员立即启动特殊业务流程，在安抚客户情绪的同 时，迅速投入到紧张的残币 "抢救" 工作中。 此次残币兑换服务，充分展现了建行德州陵城支行员工的专业素养与责任担当。该行用实际行动践行 "以客户为中心" 的服务理念，在解决客户急难愁盼问题中，为金融服务注入温暖力量，赢得客户的高 度认可与赞誉。 由于碳化后的纸币异常脆弱，稍有不慎就会造成二次损坏。柜员手持镊子、放大镜等工具，严格按照 《中国人民银行残缺污损人民币兑换办法》，以修复文物般的谨慎与专注，小心翼翼地分离粘连纸币， 仔细甄别每张钞票的可辨认部分。在近四小时的时间里，柜员顾不上酸痛的肩颈和发胀的眼眶，始终全 神贯注，只为能最大程度挽回客户损失。 近日，在一阵急促的脚步声中，一名年轻人抱着鼓鼓囊囊的黑色塑料袋，满头大汗地冲进建行德州陵城 支行网点，神色焦急地向工作人员求助。原来，家中老人多年积攒的养老钱因意外失火严重烧毁，希望 银行能帮忙兑换残币。 这场 "指尖上的救援" 最终迎来圆满结局。当确定兑换金额后，年轻人颤抖着接过现 ...

无独有偶，这已经是开元支行2025年收获的第二面锦旗。一季度初，大堂经理张颖因协助客户杨大爷追回误点短视频广告造成的资金损失收到锦旗。 锦旗收获的不仅是荣誉，更是责任与动力，因为一面面的锦旗背后是客户对开元支行的信任与支持，一声声感谢的背后是客户对开元支行的无限激 励。 农行济南开元支行将持续强化员工业务能力和服务意识，不断优化服务流程，用更高效、更专业、更贴心的服务，为广大客户排忧解难，践行金融为 民的初心使命，书写银企合作的崭新篇章！ t 2017 0 2017-02-04 玻璃 100 SH TANDA DAY 赌 球 मान 579 假行邪无史 IP ff 張文具及全体员工 73 g 网 五, 川 spe ) 大 201 D 48 , 2006 日 赌 A Children ← 智能服务区 Smart Bankin @ 9 A EE WART t : " I b M 767 回転面 llio l 00 STANT START THE CHANT 1 35 部本 优先生 贝占 日 元 安 安 元 安 元 安 第 元 外 四 名 G | D f 情 1 87 近日，一面绣着 "尽职尽责效率高，热心服务为客 ...

Group 1 - The core focus of the Industrial and Commercial Bank of China (ICBC) Baise Debao Branch is to support the local aluminum industry development through targeted financial strategies, including project loans and financial products like flow loans, bills, and forfaiting [1] - Over the past two years, the bank has provided a total of 28 million yuan in loans for the aluminum industry, 70 million yuan in forfaiting, and 220 million yuan in bill discounts, significantly aiding the transformation and upgrading of the local aluminum sector [1] - The bank's professional team has engaged with Guangxi Jinde Recycling Resources Co., Ltd., identifying the company's financial pain points and offering tailored financial solutions to enhance cash flow [1] Group 2 - The collaboration between government, banks, and enterprises is a successful practice that aligns with Debao County's industrial planning for aluminum-based new materials [2] - As of June 20, the bank has facilitated 97 million yuan in bill discounting services, effectively revitalizing the company's cash flow and providing strong financial support for production expansion and technological innovation [2] - The ICBC Baise Debao Branch plans to continue developing a tripartite cooperation mechanism, deepening partnerships with local industrial parks to better meet enterprise financing needs and innovate financial service models for high-quality economic development [2]

Core Viewpoint - Gansu Province's Min County, known as the "thousand-year medicinal herb town," leverages its unique natural conditions to promote the development of traditional Chinese medicine (TCM) and rural revitalization through financial support from Postal Savings Bank [1][3]. Company Overview - Gansu Jiuzhou Tianrun Traditional Chinese Medicine Industry Co., Ltd. has evolved into a key provincial agricultural industrialization enterprise, integrating planting, processing, sales, and research of medicinal herbs [1]. - The company operates a standardized planting base of 32,000 acres and a GMP-standard processing workshop of 12,000 square meters, focusing on products like Angelica, Astragalus, and Codonopsis [1]. Financial Support and Collaboration - Postal Savings Bank's Gansu branch provided a flexible financing solution tailored to the company's needs, allowing for a three-year revolving credit line to alleviate financial pressure during the peak medicinal herb purchasing season [1][2]. - The bank's proactive approach included on-site contract signing in Wuhan, demonstrating commitment to customer service and fostering a stable long-term partnership [2]. Industry Development - The company employs a "company + cooperative + farmer" model, supporting the development of the medicinal herb industry across eight surrounding towns, maintaining a leading market share in the Northwest region for its key products [2]. - Min County has established itself as the largest base for Angelica cultivation in China, with the Angelica trading volume accounting for approximately 80% of the national total and a green standardized planting rate of over 85% [2]. Financial Integration with Rural Revitalization - Postal Savings Bank's Gansu branch is committed to integrating finance with rural industry revitalization, addressing the financial needs of enterprises at different stages and promoting local economic growth [3]. - The bank aims to resolve financing difficulties for both medicinal herb growers and sellers, transforming traditional resources into significant economic benefits for the local community [3].

Core Points - The "Seed Loan" product has been officially launched in Longgang, Shenzhen, with five seed-stage enterprises receiving a total of 1.7 million yuan in funding on the first day, showcasing effective collaboration between policy innovation and financial services [1][2] - The product targets enterprises with high-level expert teams and core technologies but lacking qualifications and stable cash flow, addressing the financing difficulties faced by startups [2] - Longgang Financial Holdings Company aims to provide nearly 1 billion yuan in funding support to approximately 1,000 "two have, two lack" enterprises within the year, promoting the transformation of technological achievements and high-quality development [2]

Group 1 - The main driver of the economy in Hong Kong is the financial services sector, with most bank loans linked to the HIBOR interest rate, and a reduction in financing costs is expected to stimulate the credit cycle and invigorate economic activity [1] - The correlation between the year-on-year growth of the Hang Seng Index and the year-on-year change in China's manufacturing PMI is as high as 56%, while the correlation with changes in HIBOR and US Treasury yields is relatively low [1] - Changes in interest rates have a more significant impact on local stocks, as lower interest rates can expand liquidity, reduce leverage costs, and stimulate market activity [1] Group 2 - Economic prosperity is highly correlated with the growth rate of M2, and lower financing costs are expected to boost the economy [1] - The current balance of forces on the RMB exchange rate suggests a low likelihood of significant tightening in HKD liquidity, and any fluctuations due to policy adjustments may create opportunities for increased allocation [1] - The Hong Kong Stock Connect ETF (code: 159519) tracks the state-owned index (code: H11153), which primarily includes state-owned enterprises listed on the Shanghai or Shenzhen Stock Exchanges, focusing on key sectors such as energy, finance, and industry [1]

展望未来，申万宏源证券将以此为新起点，持续深化在商业银行资本工具创新领域的 专业优势，围绕国家金融供给侧结构性改革战略，打造涵盖资本规划、产品创新、发 行承销的专业投行服务体系。作为金融央企，公司将进一步强化"服务国家战略、赋能 区域发展"的使命担当，以专业金融服务支持更多区域性银行转型升级，为推动银行业 高质量发展、服务实体经济现代化建设贡献更大价值。 免责 声 明 本内容最终解释权归申万宏源证券有限公司所有。 2025年5月8日，由申万宏源证券担任牵头主承销商的"吉林银行股份有限公司 2025年二级资本债券（第一期）"成功发行，第一期二级资本债券发行规模60亿 元，期限5+5年，票面利率2.58%，票面利率创东三省商业银行资本补充债历史新 低。2025年6月5日，申万宏源证券再次担任牵头主承销商，助力"吉林银行股份有 限公司2025年二级资本债券（第二期）"圆满完成发行，第一期二级资本债券发行 规模40亿元，期限5+5年，票面利率2.57%，票面利率再创东三省商业银行资本补 充债历史新低。 2025年以来，申万宏源证券担任牵头主承销商助力吉林银行成功发行了两期二级资 本债，有助于吉林银行筑牢资本根基，提升 ...

此次 "踩点服务" 仅是建行菏泽巨野龙堌支行践行 "以客户为中心" 的缩影。今年以来，该行已累计处理 特殊残损币兑换业务 47 笔，通过弹性排班、绿色通道等机制，将服务延伸至下班时刻。未来，该行将 持续优化应急服务体系，用专业与温度守护群众 "钱袋子"，让金融服务既有速度更有温度。 工作人员兵分三路：专人对照《残缺污损人民币兑换办法》，借助专业工具逐张鉴别残损程度；另一组 同步向巴先生讲解判定标准，从撕裂长度到票面完整性，用通俗语言将政策转化为清晰易懂的说明；后 勤人员则快速调配验钞机、计算器等设备，保障业务高效推进。"这张半额兑换，您看这里票面缺失超 过四分之一……" 在工作人员耐心解释下，巴先生紧锁的眉头逐渐舒展。 经过 20 分钟紧张作业，300 张残损币完成鉴定、清点、兑换全流程，1125 元崭新的百元钞递到巴先生 手中。"原以为要跑几趟，没想到你们快下班了还这么拼！" 客户紧握工作人员的手，连声道谢。 "叮铃 ——"距离建行菏泽巨野龙堌支行下班仅剩 15 分钟，一阵急促的脚步声打破了大厅的宁静。客户 巴先生拎着沉甸甸的手提袋冲入网点，袋内近三百张形态各异的残损币，成为横亘在下班节点前的棘手 难题。 ...

中新网西宁6月6日电 题：高原金融追光者吴静：25载坚守温暖戈壁滩 作者 祁增蓓 三尺柜台有她服务客户最真诚的微笑，大街小巷有她拓展市场四处奔波的身影……入行25载，这位来自 山城重庆的苗族姑娘吴静早已适应了在高原工作的艰难，将自己献身于金融事业，追逐光、成为光、散 发光，照耀自己也温暖他人。 资料图为 吴静为客户办理业务。 建行青海省分行供图 盐湖之畔的初心起点 地处昆仑山下的格尔木，平均海拔2780米。1988年，中国建设银行在察尔汗盐湖成立了盐湖办事处。一 参加工作，吴静就被分配到了距离格尔木市区60公里外的察尔汗盐湖。 "第一次到察尔汗盐湖办事处时，我以为自己被世界遗忘了。"吴静回忆道，明明是盛夏的风，刮过却让 人感到清冽寒冷，除了坐落在空旷的盐碱地上的办事处，四周只有一望无际的戈壁滩。 彼时，生活物资严重匮乏，吴静和同事们每周轮流前往格尔木市区采购白菜、土豆、萝卜等易储存的食 材，平时只能喝浑浊的重碱水，烧水壶使用一周就结出厚厚的水垢，"当时我们还经常打趣说自己喝的 是'补钙水'。"吴静笑着说，后来她和同事们都患上了不同程度的胆结石。 最艰难的当属办事处刚开启代发业务阶段，顾不上吃饭喝水，吴静每天忙 ...

德邦证券正式步入国有实控阶段。 5月29日，德邦证券在济南召开2025年度第一次临时股东会，会议选举产生公司新一届董事会、监事会。新一 届董事会共11人，其中，控股股东山东财金集团提名的4名非独立董事、2名独立董事，均成功当选。 此次成功换届改组，是自2024年9月底证监会批复山东财金集团入主德邦证券后的关键动作，标志着德邦证券 正式步入国有实控阶段。 董事会改组换届，山东财金集团确立控股地位 根据股东会决议，德邦证券第五届董事会由7名董事及4名独立董事组成。其中，山东财金集团提名的4名非独 立董事、2名独立董事，均成功当选。股东会结束后，召开第五届董事会第一次会议，一致推选梁雷担任董事 长。 据悉，此次改组，是自证监会批复山东财金集团入主德邦证券后的关键动作。一方面，将党管金融的政策号召 落到实处；另一方面，积极响应证监会关于加快推进建设一流投资机构的总体要求。此前在2024年9月30日， 山东国资正式入主德邦证券，山东财金集团、济南科金成为德邦证券主要股东，山东财金成为德邦证券实际控 制人。 改组完成后，德邦证券将在落实国资国企监管要求的同时，保留和优化市场化机制，保持企业运作的独立性与 合规性，同时紧密 ...