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银行“补血”提速,年内二永债补给逼近8000亿
Di Yi Cai Jing· 2025-06-19 12:59
Group 1 - Postal Savings Bank of China (PSBC) has completed a targeted issuance of 130 billion yuan, marking its first large-scale state capital injection, with the Ministry of Finance becoming the third-largest shareholder at 15.77% [2][3] - The issuance involved approximately 20.93 billion shares, with the Ministry of Finance contributing 117.58 billion yuan, China Mobile Group 7.85 billion yuan, and China Shipbuilding Group 4.57 billion yuan [2] - The capital raised will be used to supplement core Tier 1 capital, expected to increase PSBC's capital adequacy ratio by 1.5 percentage points, enhancing its capital strength and risk resistance [3][4] Group 2 - The issuance of perpetual bonds (二永债) has accelerated, with banks issuing nearly 800 billion yuan this year, approaching last year's total of 785.6 billion yuan [5][6] - Agricultural Bank of China issued 60 billion yuan in perpetual bonds, with a 10-year fixed rate bond at 1.93% and a 15-year bond at 2.10% [5] - The overall issuance of perpetual bonds in the banking sector is expected to be driven by smaller banks, as larger banks' capital pressures ease following state capital injections [6][7] Group 3 - The Ministry of Finance's recent issuance of special government bonds totaling 500 billion yuan aims to support state-owned commercial banks in capital replenishment [3][4] - The average dividend yield for PSBC is approximately 4.74%, higher than the median yield of 4.2% for 42 listed banks [4] - The trend of early redemption of perpetual bonds is expected to continue, driven by lower issuance costs and the need for banks to maintain refinancing capabilities [7]
西北两家上市银行“补血”计划密集获批,合计不超120亿元,银行“二永债”发行再提速
Xin Lang Cai Jing· 2025-06-18 16:06
Core Viewpoint - Recent approvals for perpetual bonds by banks in Northwest China, specifically Lanzhou Bank and Xi'an Bank, indicate a strategic move to enhance capital adequacy ratios amid tightening capital conditions [5][6][8]. Group 1: Bond Issuance Approvals - Lanzhou Bank has received regulatory approval to issue up to 5 billion RMB in perpetual bonds, with the flexibility to decide on timing, batches, and scale within 24 months [1]. - Xi'an Bank has also been approved to issue up to 7 billion RMB in perpetual bonds, similarly allowing for autonomous decisions regarding issuance timing and scale within the next 24 months [3]. Group 2: Purpose of Bond Issuance - The issuance of perpetual bonds is primarily aimed at improving capital adequacy ratios, as banks are currently facing tighter capital conditions [5]. - Both banks have disclosed their plans for the use of raised funds, with Lanzhou Bank intending to enhance its ability to support local businesses and promote stable business development [8]. - Xi'an Bank plans to use the funds to meet macro-prudential capital adequacy requirements and support its ongoing business growth [8]. Group 3: Market Trends and Context - The issuance of "perpetual bonds" has accelerated since the second quarter, with total issuance surpassing the previous year's figures [5][9]. - As of now, the cumulative issuance of "perpetual bonds" by domestic commercial banks has reached approximately 770.16 billion RMB, with 596.3 billion RMB issued in the second quarter alone [9]. - The decline in bond market interest rates has contributed to the increased pace of issuance, with current costs remaining at historical lows [9].
重磅!又见千亿级定增
Zhong Guo Ji Jin Bao· 2025-06-18 04:13
【导读】国有大行定增再迎新进展,邮储银行已完成1300亿元缴款验资 中国基金报记者王思文 国有大行增资又有新进展! 继中国银行、交通银行率先完成千亿元注资后,6月17日晚间,邮储银行宣布已完成定向增发股票的缴款验资等工作,募集资金总额为 1300亿元。 本次发行引入财政部战略投资,财政部首次成为邮储银行股东,预计本次发行将提升邮储银行核心一级资本充足率1.5个百分点。 此前,中国银行、建设银行、交通银行、邮储银行四家国有大行于3月30日同步发布定增预案。其中,财政部包揽中国银行、建设银行全 部新发行股份,并认购交通银行、邮储银行逾九成新增股份,合计出资规模达5000亿元,用以夯实资本实力,拓展未来发展空间。 财政部首入邮储银行 6月17日晚间,邮储银行发布《向特定对象发行A股股票发行情况报告书》,披露其定向增发A股股票已完成缴款验资,定向增发的股票 发行工作圆满完成。该行本次定向增发共发行约209.34亿股,最终发行价格为6.21元/股,募集资金规模为1300亿元,预计将提升公司核 心一级资本充足率1.5个百分点。 此次发行由财政部、中国移动集团、中国船舶集团以现金方式认购。其中,财政部认购金额为1175.8 ...
西安银行:获批发行不超过70亿元无固定期限资本债券
news flash· 2025-06-17 10:00
Core Viewpoint - Xi'an Bank has received approval from the Shaanxi Banking Regulatory Bureau to issue capital bonds not exceeding 7 billion RMB, which can be issued within 24 months at the company's discretion [1] Group 1 - The approved capital bonds will have no fixed term [1] - The company is required to manage the issuance and information disclosure in accordance with the "Measures for the Capital Management of Commercial Banks" and other regulatory requirements [1] - The issuance can be conducted in multiple batches and scales as determined by the company [1]
港股银行板块持续活跃 泸州银行借势谋划定增
Zheng Quan Ri Bao· 2025-06-12 16:37
港股银行板块持续活跃之际,有上市银行正谋划定增事宜。近日,H股上市公司泸州银行发布公告称, 该行将于6月30日举行2024年度股东大会,审议关于该行根据特别授权非公开发行H股的议案。 受访专家认为,城商行等中小银行资本补充需求强烈,但同时面临内源性资本补充能力受制约、外源性 资本补充相对受限,故资本补充尤其是核心一级资本补充压力较大。 受访专家认为,今年以来,港股流动性改善,港股银行板块受经济复苏预期和低利率环境提振涨势明 显。泸州银行此时定增,可以利用市场回暖窗口期获得更多资金。 募资不低于18.32亿港元 公开资料显示,泸州银行为四川省内"酒系"银行之一,于2018年12月份在香港联交所主板上市,是我国 西部地区地级市中首家上市银行。该行主要股东有泸州老客集团、泸州鑫福矿业集团有限公司、四川省 佳乐企业集团、泸州市财政局等。截至2024年末,该行资产总额为1710亿元。 根据公告,泸州银行此次发行的预计发行价格将不低于1.85港元/股,较截至2024年12月31日该行经审 计的归属于该行股东每股净资产(3.73元人民币)折价明显。同时,这一发行价格也大幅低于该行公告 当天(6月9日)的收盘价2.48港元/ ...
银行可转债接连触发强赎 核心资本充足率获支撑
Core Viewpoint - Hangzhou Bank has announced the early redemption of its convertible bonds (Hangyin Convertible Bonds) due to the triggering of mandatory redemption conditions, marking the third such instance among bank convertible bonds this year [1][3]. Group 1: Early Redemption Announcement - Hangzhou Bank's convertible bonds have triggered the conditional redemption clause as the stock price has remained above 130% of the conversion price for 15 trading days [1]. - The bank will redeem the bonds at face value plus accrued interest, with investors having the option to convert or trade in the secondary market [1][2]. Group 2: Performance and Market Context - The Hangyin Convertible Bonds were issued in March 2021, with a total issuance of 15 billion yuan and a maturity of six years, featuring a tiered interest rate structure [2]. - The stock price of Hangzhou Bank has increased by over 70% since the beginning of 2024, contributing to the bond's early redemption [2][4]. Group 3: Impact on Capital Structure - The early redemption of convertible bonds allows banks to enhance their core Tier 1 capital without incurring further interest expenses, thus optimizing their financial structure [5]. - Following the conversion of bonds, Hangzhou Bank's core Tier 1 capital adequacy ratio is expected to increase by 0.83 percentage points [5]. Group 4: Broader Market Trends - There are currently 10 outstanding bank convertible bonds in the market, with a total issuance of 191.5 billion yuan, but the overall conversion ratio remains low for many [3][4]. - The banking sector has shown strong performance, with the index for primary banks rising over 40% in 2024, creating favorable conditions for bond conversions [4].
二季度商业银行资本工具发行批文显著提速,7家银行累计已获准6820亿元额度
Xin Lang Cai Jing· 2025-05-14 06:54
智通财经5月14日讯(记者 彭科峰)在银行二永债发行一季度罕见"遇冷"之后,二季度这一现象有望得 到明显改变。 一般而言,商业银行获批发行的资本工具以二级资本债和永续债为主,两者合称为"二永债"。 5月13日,国家金融监管总局官网披露,同意成都银行发行不超过110亿元人民币的资本工具。值得注意 的是,这也都是成都银行成立以来第三次获批,累计额度达310亿元。 今年一季度,银行的"二永债"发行量突然减少,其中1月份仅桂林银行发行了一只30亿元的永续债。东 方财富Choice数据显示,2025年一季度,银行二永债发行1738.6亿元,同比下降34%。 智通财经记者注意到,依据监管部门网站信息,二季度以来各大商业银行获批发行资本工具的额度已达 6820亿元。这一体量,较今年首季1738.6亿元的"二永债"发行规模,已显著放量。 不到一年再度获批发债 成都银行成立以来累计额度达310亿元 昨日,四川金融监管局发布了关于成都银行发行资本工具的批复。监管指出,同意成都银行发行不超过 110亿元人民币的资本工具。成都银行可在批准额度内,自主决定具体工具品种、发行时间、批次和规 模,并于批准后24个月内完成发行。 成都银行为 ...
国有六大行分红4206亿占全市场18% 推进5200亿资本补充巩固稳定发展
Chang Jiang Shang Bao· 2025-05-12 00:32
长江商报消息 ●长江商报记者 徐佳 一直以来,银行板块都具有高股息特征。A股市场的分红中,上市银行也是当之无愧的主力军。 长江商报记者注意到,在政策引导下,2024年国有大行首次集体实施中期分红,合计派现2048亿元,现 金分红比例均超过30%。 值得关注的是,当前,国家正在推进对国有大行的资本补充,巩固国有大行的稳健经营发展能力。5月9 日晚间,中国银行、交通银行、邮储银行相继宣布,三家银行的定增申请获得上交所审核通过。 此前在今年3月末,建设银行、中国银行、交通银行、邮储银行共抛出5200亿规模的定增计划,用以补 充核心一级资本,其中财政部将认购5000亿元。 首次集体实施中期分红 Wind数据显示,以年度累计分红总额(已宣告)为指标统计,2024年,42家A股上市银行分红总额达到 6315.42亿元,占A股全市场上市公司分红总额的比例约为27%。 而国有大行持续高额现金分红在全市场中起到压舱石作用。2024年,工商银行、建设银行、农业银行、 中国银行、交通银行、邮储银行等六大国有行分红总额分别为1097.73亿元、1007.54亿元、846.61亿 元、713.6亿元、281.46亿元、259.41亿元 ...
李嘉诚旗下长和突然公告!三桶油合计日赚近10亿!多家银行停发3%以下消费贷!四家国有大行集体官宣!金价再创历史新高!
新浪财经· 2025-03-31 01:09
昨天,发生了哪些财经大事? 李嘉诚 旗下长和突然公告 3月31日早上,李嘉诚旗下长和在港交所公告称,董事会知悉最近与可能分拆本公司全球电讯资 产及业务有关的若干媒体报道。 本集团不时接获建议并探索及评估可供考虑之机会,藉以提升股东的长远价值,包括与本公司全 球电讯业务之资产及运营相关的可能交易(包括分拆上市)。 于本公告日期,董事会未有就本公司全球电讯业务有关的任何交易作出决定。 本公司股东及潜在投资者谨请注意,目前并不确定是否将会进行任何交易。 三桶油合计日赚近10亿 3月30日晚间,中国石油(601857.SH,股价8.08元,市值14788.1亿元)披露2024年年报,按照 国际财务报告会计准则,报告期内公司实现营业收入2.9万亿元;归属于母公司股东净利润1646.8 亿元,同比增长2.0%,再创历史新高。截至报告期末,中国石油自由现金流1043.5亿元,连续三 年超过1000亿元。 在业绩创下新高的同时,中国石油的股东回报也达到新高。为积极回报股东,中国石油董事会建 议派发2024年末期股息每股0.25元,期末总派息额约457.55亿元。全年股息每股0.47元,派息率 52.2%,总派息额约860.2 ...