Core Viewpoint - The Shenzhen Municipal Financial Committee warns about illegal financial activities in the gold trading sector, highlighting the risks associated with fraudulent schemes disguised as gold investment opportunities [1][3]. Group 1: Illegal Activities - Recent fluctuations in gold prices have led to the emergence of fraudulent schemes, including "gold entrustment," "gold leasing," and "gold investment," which are often linked to illegal fundraising, fraud, and gambling [1]. - Case examples illustrate how gold dealers mislead consumers into signing contracts that promise fixed returns while failing to deliver actual gold [1][2]. - A specific case involves a gold trading app that promotes high returns with low investment, misleading investors into believing they can secure significant gold amounts with minimal upfront costs [2]. Group 2: Regulatory Framework - The warning emphasizes that financial activities related to gold must be conducted by licensed financial institutions, as per Chinese regulations [3]. - It is illegal for any organization or individual to engage in financial activities without proper authorization from national financial regulatory bodies [3]. - The document specifies that only banks, trusts, securities, funds, futures, and insurance asset management institutions are qualified to manage gold assets, and any unauthorized entities lack the necessary qualifications [3]. Group 3: Public Awareness - The public is urged to remain vigilant and choose legitimate investment channels, avoiding enticing offers that promise guaranteed returns or low-risk investments [4]. - Individuals are encouraged to report any suspicious activities related to gold investment schemes to relevant authorities [4].

Core Viewpoint - The Shenzhen Municipal Financial Committee Office warns about illegal financial activities in the gold trading sector, particularly as gold prices fluctuate, leading to fraudulent schemes disguised as legitimate gold investment opportunities [1] Group 1: Illegal Activities - Recent fluctuations in gold prices have led to the emergence of illegal activities such as "gold entrustment," "gold leasing," and "gold investment," which are associated with illegal fundraising, fraud, gambling, and illegal operations [1] - These activities disrupt the economic and financial order and pose significant risks to public property safety [1] Group 2: Regulatory Framework - China implements a licensed operation system for financial businesses, prohibiting any organization or individual from engaging in financial activities without approval from national financial regulatory authorities [1] - Various gold and jewelry dealers and stores are not classified as financial institutions and lack the qualifications to manage gold assets or engage in futures and derivatives trading [1] Group 3: Public Advisory - The public is advised to be vigilant and choose legitimate investment channels, avoiding enticing phrases such as "guaranteed returns," "high interest from gold leasing," and "low investment with high returns" that may lead to illegal financial traps [1] - Individuals are encouraged to report any suspicious activities related to "gold entrustment," "gold leasing," or "gold investment" to relevant authorities [1]

每经AI快讯，据深圳市委金融委员会办公室网站11月24日消息，深圳市防范和打击非法金融活动专责 小组办公室发布关于警惕黄金经营领域非法金融活动的风险提示：近期，随着黄金价格波动，一些不法 分子和不良企业假借实物黄金交易之名，违规开展"黄金委托""黄金租赁""黄金投资"等业务，涉嫌非法 集资、诈骗、赌博、非法经营等违法行为，扰乱经济金融秩序，严重危害社会公众财产安全。请广大群 众提高警惕，选择正规投资渠道，自觉抵制"保本保收益""黄金租赁享高息""内部消息、稳赚不赔""低 门槛、低投入、高回报"等话术，避免陷入黄金投资领域非法金融活动陷阱。 ...

Core Viewpoint - The inter-ministerial joint meeting on preventing and combating illegal financial activities emphasized the need to address issues related to illegal financial activities conducted through apps, aiming to better protect the public's financial interests [1] Group 1: Illegal Financial Activities - Illegal financial activities refer to actions that engage in various financial business activities such as currency, payment, and foreign exchange without legal permission from financial regulatory authorities or in violation of national financial regulations [1] - The forms of illegal financial activities have become increasingly diverse and sophisticated, with criminals using high returns and quick profits to lure the public into illegal fundraising and financial pyramid schemes [1] - The rise of illegal financial activities, including traditional pyramid schemes and illegal fundraising, as well as internet-based scams like virtual currency fraud and "trap loans," has led to significant economic losses for consumers, particularly vulnerable groups with lower risk identification capabilities [1] Group 2: Impact on Society - Illegal financial activities pose significant risks to individuals and society, leading to economic losses for participants, with severe cases resulting in total financial ruin [1] - These activities disrupt normal economic and financial order, exacerbate social instability, and can lead to misallocation of financial resources, hindering normal economic development [1] Group 3: Regulatory and Preventive Measures - In response to the spread of illegal financial activities, financial regulatory authorities have been actively issuing risk warnings and typical case studies to guide banking institutions in helping consumers accurately identify risks [2] - Financial education is being emphasized as a preventive measure, with initiatives aimed at raising awareness among the public to avoid illegal financial activities and protect their financial interests [2] - Consumers are encouraged to enhance their awareness of risks, understand basic financial knowledge, and maintain vigilance by adhering to principles such as "do not trust, do not disclose, do not transfer" when engaging in financial transactions [2]

Core Viewpoint - The inter-ministerial joint meeting on preventing and combating illegal financial activities emphasized the urgent need to crack down on illegal financial activities conducted through apps, highlighting the importance of protecting the public's financial interests [1] Group 1: Importance and Urgency - The meeting stressed the importance and urgency of addressing illegal financial activities through apps in the current situation [1] - It called for a clear understanding of new risks and characteristics, enhancing political sensitivity, and taking decisive measures to rectify issues related to illegal financial activities [1] Group 2: Coordination and Implementation - The meeting highlighted the need for effective coordination among various departments to ensure the implementation of key tasks [1] - It urged industry regulators to focus on both legal and illegal activities, as well as managing risks within the industry [1] Group 3: Local Government Responsibilities - Local governments are required to take responsibility for their jurisdictions, tackling major cases with strong measures and addressing early signs of risk [1] - The meeting called for a proactive approach to prevent risks from the source and to establish a robust risk prevention framework [1] Group 4: Ongoing Actions and Mechanisms - The meeting reiterated the need for continued efforts in combating illegal fundraising activities, ensuring thorough implementation of action plans [1] - It emphasized the importance of learning from past experiences to improve long-term mechanisms and achieve expected outcomes [1]

Key Points - In October, China's manufacturing PMI decreased to 49.0%, down 0.8 percentage points from the previous month [1] - The National Development and Reform Commission announced an additional 200 billion yuan in special bond quotas to support investment construction in certain provinces [2] - The China Iron and Steel Association indicated that the new supply-demand balance in the steel market is not yet solid, and self-discipline needs to be strengthened in the fourth quarter [3] Domestic News - The Ministry of Commerce highlighted the inclusion of trade and environment provisions in free trade agreements, such as the recently signed China-ASEAN Free Trade Area 3.0 upgrade, which prioritizes green trade [1] - The National Bureau of Statistics reported that the manufacturing PMI for October was influenced by pre-holiday demand release and complex international conditions [1] - The Ministry of Industry and Information Technology noted rapid growth in China's electronic information manufacturing, with smartphone production reaching 881 million units, a 1% year-on-year increase [1] International News - The U.S. Senate voted to cancel the "national emergency" invoked by President Trump for global tariffs [4] - U.S. Treasury Secretary criticized the Federal Reserve's recent monetary policy decisions, calling for a thorough reform of its mechanisms [4] - Tokyo's core CPI rose by 2.8% year-on-year in October, exceeding the Bank of Japan's 2% inflation target, maintaining expectations for short-term interest rate hikes [4] Economic Data and Market Overview - The Eurozone economy showed a slight growth of 0.2% in Q3, slightly above market expectations, but significant downside risks remain [5] - The latest market indices showed declines across major indices, with the Shanghai Composite Index down 0.81% [5]

新华社：从金融监管总局获悉，防范和打击非法金融活动部际联席会议日前在京召开严厉打击利用App开展非法金融活动专题会议，强调要采取果断有力的措施，严肃整治利用App开展非法金融活动问题，坚决守护好老百姓“钱袋子”。 ...

Core Viewpoint - The meeting emphasized the urgent need to combat illegal financial activities conducted through apps, highlighting the importance of safeguarding the public's financial interests [1] Group 1: Meeting Highlights - The inter-ministerial joint meeting on preventing and combating illegal financial activities was held on October 29 in Beijing [1] - Participants were urged to deeply study and implement the spirit of the 20th Central Committee's Fourth Plenary Session [1] - The meeting called for a clear understanding of the current situation and characteristics of risks associated with illegal financial activities [1] Group 2: Action Plan - Relevant departments are expected to enhance political sensitivity and take decisive actions against illegal financial activities [1] - There is a strong emphasis on the responsibility to address issues related to illegal financial activities conducted via apps [1] - The meeting underscored the necessity of serious rectification measures to protect the public's financial assets [1]

Core Viewpoint - The company has identified illegal financial activities being conducted under the guise of its Jiangxi branch, which involve fraudulent investment schemes in fake new energy futures products, leading to significant financial losses for investors [1][3]. Group 1: Illegal Activities - Fraudulent websites have been created that impersonate the company's Jiangxi branch, using its credentials to lure investors into making deposits that they cannot withdraw [1]. - The fraudulent activities include guiding investors to register and invest in non-existent products, which constitutes a serious violation of investor rights and damages the company's reputation [1][4]. Group 2: Investor Warnings - The company strongly advises investors against engaging with unknown individuals or groups, and warns against downloading unverified apps or software that could lead to financial loss [3]. - Official channels for obtaining information about the company have been provided, including the official website and customer service contacts, to help investors avoid scams [3]. Group 3: Legal Actions - The company reserves the right to take legal action against any individuals or entities impersonating it or its employees in illegal financial activities, emphasizing the need for vigilance among investors [4]. - Investors are urged to report any suspected fraudulent activities to law enforcement to protect their rights and interests [4].

Group 1 - The article highlights the importance of financial education and consumer protection in the financial industry, particularly during the 2025 Financial Education Promotion Week [1] - It discusses various scams targeting consumers, including fraudulent insurance policy cancellations, illegal loan intermediaries, fake credit repair services, and illegal stock recommendations [3][4] Group 2 - The article warns consumers about the risks of engaging with third-party agents for insurance cancellations, emphasizing the need to contact official insurance company customer service [3] - It outlines the deceptive practices of illegal loan intermediaries that promise easy loans without credit checks but require upfront fees [3] - The article explains the myth of credit repair services that claim to remove negative credit records through special channels, which is not possible according to regulations [4] - It also addresses the dangers of illegal stock recommendations that lure investors with promises of insider information, leading to potential financial losses [4]