针对房地产金融，报告指出，中国人民银行将继续认真贯彻落实党中央、国务院部署，密切关注房地产市场及金融形势边际变化，抓好保障性住房再贷款等 已出台金融政策落实，加强房地产金融宏观审慎管理，稳妥有序完善房地产信贷基础性制度，促进房地产市场平稳健康发展，助力构建房地产发展新模式。 【环球网财经综合报道】近日，中国人民银行发布《中国金融稳定报告（2025）》，全面总结我国金融稳定工作进展，并对下一阶段重点任务作出部署。报 告提出，中国证监会、财政部、人力资源社会保障部、中国人民银行、金融监管总局等相关部门将立足大局，加强协作，形成合力，在中央金融办统筹协调 下，进一步提升工作的前瞻性、主动性和针对性，着力健全有利于"长钱长投"的制度政策环境，显著提高各类中长期资金实际投资A股的规模和比例，努力 实现中长期资金保值增值、资本市场平稳健康运行与实体经济高质量发展的良性循环。 在利率市场化改革方面，报告明确，中国人民银行将持续深化利率市场化改革，更好发挥利率自律机制作用，推动利率"形得成"和"调得了"。在"形得成"方 面，引导金融机构切实提升自主理性定价能力，增强资产端和负债端利率调整的联动性；在"调得了"方面，引导金融机 ...

Core Viewpoint - The article emphasizes the commitment of Guangdong Bank to green finance, aligning with national strategies to promote sustainable economic development through targeted financial support for green industries and projects [1][3][9]. Group 1: Financial Performance and Growth - As of November 2025, Guangdong Bank's green loan balance exceeded 430 billion yuan, with an increase of over 70 billion yuan since the beginning of the year, representing a growth rate of 20%, leading the industry [1]. - The bank's green bond underwriting amount surpassed 6 billion yuan, securing a leading position in the market [1]. Group 2: Strategic Focus on Green Development - Guangdong Bank positions itself as a key player in supporting national strategies, focusing on energy transition and industrial upgrading to facilitate green development [3]. - The bank has established itself as a pioneer in financing offshore wind power projects, being the first to support such projects through credit, with a leading market share in recent provincial approvals [3]. Group 3: Innovative Financing Models - In Maoming, Guangdong Bank introduced a new financing model combining "green finance + preliminary loans + equipment renewal loans" to support a 30 billion yuan refining upgrade project, successfully issuing 1.2 billion yuan in low-cost preliminary loans [4]. - The bank has developed tailored financial services, such as "green supply chain finance," to support the burgeoning electric vehicle industry in the Guangdong-Hong Kong-Macao Greater Bay Area, providing significant interest savings for dealers [5]. Group 4: Support for High-Carbon Industry Transition - Guangdong Bank has initiated several benchmark cases in financing the transition of high-carbon industries, including issuing loans to steel companies for green production and energy efficiency improvements [6]. - The bank has also provided differentiated services to small and medium-sized enterprises, such as the "surface treatment industry cluster loan," facilitating over 100 million yuan in credit to promote circular economy transitions [6]. Group 5: Ecosystem Development for Green Finance - The bank actively participates in establishing a collaborative ecosystem for green finance, engaging in standard-setting and pilot innovations across emerging sectors like marine economy and biodiversity protection [8]. - In Zhuhai, the bank launched a 30 million yuan "green joint loan" to support a marine ranch project, contributing to significant carbon emission reductions [8]. Group 6: Future Outlook - Guangdong Bank aims to continue aligning with national strategies, leveraging innovation and ecological support to provide ongoing financial resources for achieving high-quality development and carbon neutrality goals in Guangdong [9].

Core Insights - The Guangdong branch of Bank of Communications is committed to supporting the high-quality development of the Guangdong-Hong Kong-Macao Greater Bay Area through innovative financial services and green transformation initiatives [1][2][3]. Financial Services and Innovation - The bank has established a service structure that includes "centers + special teams + technology-focused branches" to enhance support for technology innovation [2]. - A new evaluation model for technology enterprises has been developed, allowing for better identification of innovation capabilities and financing needs, thus expanding financing opportunities for tech companies [2][3]. - The bank's technology enterprise loans increased by 12.8% year-on-year as of November 2025, maintaining a double-digit growth rate over the past three years [3]. Green Finance Initiatives - The bank has launched innovative financial products like "Lychee Loan" to support the agricultural sector, demonstrating its commitment to green finance [4][5]. - A dedicated green finance center has been established, and the bank has initiated several pioneering green financing projects, including loans for the ceramic industry and carbon credit financing [4]. - Green loans increased by approximately 18% year-to-date as of November, contributing to ecological and marine development in Guangdong [5]. Inclusive Finance - The bank has implemented initiatives to enhance financial accessibility, including the "Thousand Enterprises and Ten Thousand Households" outreach program, promoting various loan products tailored for small and micro enterprises [6][7]. - The average annual growth rate of inclusive loans has exceeded 30% over the past three years, providing substantial support to small businesses [7]. Elderly Care and Social Services - The bank has developed "elder-friendly" branches and partnered with social security services to enhance financial accessibility for the elderly [9]. - It has established 50 elder-friendly branches and introduced various financial products aimed at supporting the elderly population [9]. Digital Transformation - The bank has integrated digital services into its operations, deploying over a thousand "Yue Zhi Zhu" government service machines in rural areas to enhance financial service accessibility [10]. - The bank has also collaborated with local electric vehicle manufacturers to create an integrated credit service project, facilitating over 1.4 billion yuan in loans for green transportation [11]. - The application of digital currency is expanding, enhancing consumer experiences in various sectors [11].

◎记者 汤立斌 作为河南唯一的法人证券公司、境内外上市的省属金融企业，中原证券自2002年底成立以来，坚守"服 务实体经济，服务区域发展，服务民生需求"的主业主责，凭借牌照齐全的业务体系、360多万服务客户 与2800多亿元管理客户资产规模，已成为推动河南企业对接资本市场的重要力量。 站在发展新起点，中原证券将立足区域禀赋、聚焦核心使命，以"河南资本市场战略性载体"为定位，在 服务地方经济高质量发展中实现自身能级跃升。 深耕区域市场 锚定战略发展方向 聚焦区域市场，是中小券商差异化与特色化发展的主要路径之一。 近年来，中原证券直接投资驻马店惠强新能源等省内企业35家、金额4亿多元，累计帮助百川畅银、多 氟多等省内多家企业通过IPO、再融资、债券发行等实现直接融资800多亿元，其中锅圈食汇、瑞昌国 际等出海融资2亿多港元，成为推动河南企业对接资本市场的重要力量。 中原证券表示，立足"中原证券服务中原"的初心使命，公司将以"深耕本土，辐射周边，服务全局"为导 向，全面升级"河南资本市场战略性载体"功能，实现金融服务与区域需求深度契合。公司将紧密对接河 南省"7+28+N"现代化产业体系建设规划，实现金融资源与产业 ...

Core Viewpoint - The "Guangdong-Hong Kong-Macao Greater Bay Area Beautiful China Pilot Zone Construction Action Plan" aims to leverage the advantages of "one country, two systems" to enhance ecological quality, promote green finance innovation, and deepen cooperation, ultimately establishing a modern ecological governance system and a beautiful bay area through collaborative innovation [1][2]. Group 1: Overall Requirements - The plan is guided by Xi Jinping's thoughts on ecological civilization, aiming to make the Greater Bay Area a strategic support for new development patterns and a demonstration area for high-quality development by 2027 and 2030 [3]. Group 2: Building a Green and Low-Carbon Greater Bay Area - The plan emphasizes regional cooperation, focusing on core engines like Hong Kong, Macao, Guangzhou, and Shenzhen to drive green development and infrastructure connectivity [4]. - It aims to create modern green and low-carbon industrial clusters, promoting digital and green transformation in traditional industries and developing high-value water-related new business formats [4]. - A clean and low-carbon energy system will be established, including world-class offshore wind power bases and integrated building photovoltaic systems [5]. Group 3: Building a Blue and Clean Greater Bay Area - The plan includes initiatives for air quality improvement, emphasizing integrated pollution control and cross-border cooperation in air quality management [6][7]. - It aims to enhance water environment governance in the Pearl River Basin, ensuring safe drinking water and promoting beautiful river and lake construction [7]. Group 4: Building a Beautiful and Ecological Greater Bay Area - The plan focuses on maintaining an integrated ecological system and protecting biodiversity, including the establishment of ecological corridors and the protection of endangered species [8][9]. Group 5: Building a Harmonious and Beautiful Greater Bay Area - The plan promotes the construction of high-standard international beautiful urban clusters and the integration of urban and rural development [9][10]. - It encourages innovative "beautiful cell" construction models, including pocket parks and zero-carbon communities [10]. Group 6: Building a Healthy and Safe Greater Bay Area - The plan emphasizes ecological safety and environmental health management, including monitoring and risk assessment systems [10][11]. - It aims to establish a "waste-free bay area" through solid waste management and pollution control measures [11]. Group 7: Building an Innovative and Collaborative Greater Bay Area - The plan promotes the alignment of regulations and mechanisms in key areas, including environmental quality monitoring and carbon footprint management [12][13]. - It encourages green finance innovation to attract investment in green projects and support sustainable development [13][14]. Group 8: Building an Open and Shared Greater Bay Area - The plan aims to create high-level green cooperation platforms and enhance cross-border environmental service integration [14][15]. - It emphasizes participation in global ecological civilization initiatives and the promotion of green trade [15][16].

Core Viewpoint - The People's Bank of China has introduced the "Opinions on Financial Support for Accelerating the Construction of the Western Land-Sea New Corridor," outlining 21 key measures to enhance the development of this corridor [1] Group 1: Financial Support Measures - The corridor connects 583 ports across 127 countries and regions, facilitating the transport of over 1,300 types of goods [3] - A new financial support model and service products have been established to create a multi-layered and diversified financing system for the corridor's construction [3] - A fund will be set up in Chongqing to aggregate various capital sources, including state-owned and private sectors, to address financing challenges in infrastructure and cross-regional industrial development [5] Group 2: Integration of Finance and Logistics - The measures focus on enhancing cross-border settlement and financing services for logistics, addressing issues like financing difficulties and slow settlement processes [7] - Development of multi-modal transport financial insurance services will streamline logistics operations, reducing disputes and improving credit accessibility for logistics and foreign trade enterprises [9] Group 3: Cross-Border Financing and Investment - Initiatives support pilot programs for integrated currency pools for multinational companies, aiming to lower operational costs [11] - The process for foreign direct investment and capital project foreign exchange payments has been optimized to facilitate international market expansion for corridor-related industries [12] Group 4: Digital Financial Services - A dedicated cross-border financial service platform for the Western Land-Sea New Corridor has been launched in Chongqing, serving over 800 enterprises and facilitating nearly 6 billion yuan in financing [14] - The central bank will support the establishment of a digital financial service platform to enhance the efficiency of financial services along the corridor [17] Group 5: International Cooperation - The measures encourage participation in multilateral central bank digital currency bridge projects to promote cross-border payments using digital currency [19] - Collaboration in green finance standards and products will be strengthened through mechanisms established with Singapore [19]

保持人民币汇率在合理均衡水平上的基本稳定 大力发展科技金融、绿色金融、普惠金融、养老金融、数字金融 显著提高各类中长期资金实际投资A股的规模和比例 实施更加积极有为的宏观政策，防范化解重点领域风险 做好房地产金融宏观审慎管理，牢牢守住不发生系统性金融风险的底线 1、央行发布中国金融稳定报告：显著提高各类中长期资金实际投资A股的规模和比例 重要程度：★★★★★ 近日，中国人民银行发布了《中国金融稳定报告(2025)》。核心要点如下： 市场监管总局强调，全行业要充分认识整治光伏行业"内卷式"竞争的重要性。光伏企业要依法依规开展生 产经营，严禁价格串通、价格欺诈等不正当价格行为；坚决杜绝虚假宣传、商业贿赂等不正当竞争行为。 发电企业要切实承担起应负责任，在光伏项目招标中坚持优质优价，加强对产品质量的要求。行业协会要 切实履行自律职能，引导企业通过创新提升、质量优化和服务升级实现共赢，共同推动形成健康有序、可 持续发展的行业生态。 加力支持国家重大战略、经济社会发展的重点领域和薄弱环节 2、重磅！商业火箭企业IPO迎大利好 券商看好这些细分投资方向 重要程度：★★★★ 12月26日，上交所发布《上海证券交易所发行上市 ...

展望未来，"十五五"时期我国发展环境面临深刻复杂变化，我国发展处于战略机遇和风险挑战并存、不 确定难预料因素增多的时期。我国经济基础稳、优势多、韧性强、潜能大，长期向好的支撑条件和基本 趋势没有变，中国特色社会主义制度优势、超大规模市场优势、完整产业体系优势、丰富人力资源优势 更加彰显。 报告提出，下一步，金融系统将坚持稳中求进工作总基调，实施更加积极有为的宏观政策，加大逆周期 和跨周期调节力度，持续防范化解重点领域风险，实现"十五五"良好开局。 报告提到，把促进经济稳定增长、物价合理回升作为货币政策的重要考量，保持流动性充裕，促进社会 综合融资成本低位运行。坚持市场在汇率形成中的决定性作用，保持汇率弹性，强化预期引导，防范汇 率超调风险，保持人民币汇率在合理均衡水平上的基本稳定。扎实做好金融"五篇大文章"，大力发展科 技金融、绿色金融、普惠金融、养老金融、数字金融，加力支持国家重大战略、经济社会发展的重点领 域和薄弱环节。 期货日报网讯（记者 杨美）据央行12月26日晚间消息，近日，中国人民银行发布了《中国金融稳定报 告（2025）》。报告提到，当前，我国金融业运行总体稳健，金融风险整体收敛、总体可控，金融 ...

Core Viewpoint - The forum highlighted the importance of sustainable development and the integration of green finance, technology, and industry, emphasizing that green development is now a critical dimension of global competition [1][21]. Group 1: Company Insights - China Electric Environmental Protection (CEEP) focuses on large-scale industrial water treatment and municipal water environment governance, emphasizing the importance of water conservation and environmental technology innovation [5][6]. - Four Dimensions Media has integrated green and sustainable development into its operations, achieving over 70% of its business in the European and American markets, and is preparing for the EU's upcoming "Zero Deforestation Regulation" [8]. - Easy Money Fund emphasizes active equity investment based on industry chain research, aiming to inject financial capital directly into industries to enhance the marginal value of the real economy [10][11]. - Easy Car Group, as an AI-driven automotive financial service provider, has increased its new energy vehicle financing from 27% in 2023 to 58%, focusing on inclusive and green finance [13][14]. - Hope Co., Ltd. has transitioned from traditional building design to green zero-carbon services, focusing on community, factory, and park scenarios, and aims to provide comprehensive zero-carbon solutions [16]. - Aishuo Co., Ltd. has achieved a battery production efficiency of over 27.3% and is the first company to scale produce silver-free photovoltaic products, addressing raw material price volatility [19][20]. Group 2: Industry Trends - The integration of finance, technology, and the real economy is crucial for achieving sustainable development, requiring long-term commitment and systematic innovation breakthroughs [21]. - The forum featured discussions on the role of financial institutions in providing foundational financing services for green industries and optimizing costs for green technologies [11].

智通财经APP获悉，近日，中国人民银行发布了《中国金融稳定报告(2025)》。报告指出，下一步，金 融系统将坚持按照中央经济工作会议、中央金融工作会议部署。扎实做好金融"五篇大文章"，大力发展 科技金融、绿色金融、普惠金融、养老金融、数字金融，加力支持国家重大战略、经济社会发展的重点 领域和薄弱环节。健全覆盖全面的宏观审慎管理体系，加强系统性金融风险的监测、评估，强化重点领 域的宏观审慎管理。防范化解重点领域金融风险，坚定推进金融支持融资平台债务风险化解工作，积极 稳妥处置中小金融机构风险，做好房地产金融宏观审慎管理，牢牢守住不发生系统性金融风险的底线。 报告指出，金融系统坚持党中央对金融工作的集中统一领导，按照党中央、国务院决策部署，坚持稳中 求进工作总基调，统筹发展和安全，加强逆周期调节，积极防范化解金融领域风险，有效维护金融稳定 与安全。一是加大金融支持实体经济力度。2024年两次降低存款准备金率共1个百分点，保持流动性合 理充裕。两次下调政策利率共0.3个百分点，引导存贷款利率和社会综合融资成本下降。健全科技、绿 色、普惠、养老、数字等领域金融支持政策体系，建立金融"五篇大文章"总体统计制度。二是积极 ...