Group 1 - The article highlights the increasing financial needs of the elderly population and the corresponding rise in financial fraud cases targeting them [6] - A financial safety awareness event was organized by the Industrial and Commercial Bank of China (ICBC) Shanghai Dongchang Branch in collaboration with the Meiyuan Police Station, aimed at educating the elderly about financial fraud prevention [6][7] - The event featured simplified explanations of various fraud tactics, including fake investment schemes and telecom fraud, tailored to the cognitive characteristics of older adults [6][7] Group 2 - The Dongchang Branch emphasized the importance of a comprehensive approach to protect the elderly from financial fraud, advocating for a system that includes education, interception, and assistance in recovery [7] - Future initiatives will include ongoing joint financial fraud awareness activities and improvements in service processes for elderly clients to help them avoid financial scams [7]

来源：上海证券报·中国证券网 上证报中国证券网讯（记者 汤立斌）记者获悉，银华基金、东方基金、汇安基金、泓德基金、宏利基 金、东兴基金、天相投顾七家机构日前共同走进北京三里河二区社区，开展金融反诈知识普及活动。本 次活动聚焦金融诈骗防范核心，重点面向中老年群体，助力其识别金融陷阱、学习反洗钱与投资行为偏 差知识，守护个人财产安全。 据了解，活动现场以"多元宣传+趣味互动"为核心形式：一方面发放《ETF知识手册》及金融反诈物 料，另一方面设置三大主题打卡互动环节，并配套专题互动讲座。通过通俗易懂的语言与生动案例，系 统传递常见金融诈骗手段解析、正规投资渠道介绍、个人金融信息保护方法等内容，既让居民在游戏中 轻松掌握知识，又通过专题讲解深化反诈、反洗钱认知，有效吸引广泛参与，营造"学金融、防诈骗、 护权益"的浓厚氛围，为居民"钱袋子"筑牢金融安全屏障。 在专题讲座环节，工作人员结合当下高发的金融诈骗案例，如以"高息回报"为诱饵的非法集资、伪装 成"专业理财顾问"的电信诈骗等，深入剖析诈骗分子的作案手法与心理策略。针对老年群体风险防范能 力较弱的特点，特别强调了面对陌生人的投资邀约时，要做到"不听、不信、不转账"， ...

Group 1 - The core initiative is to enhance financial literacy and risk awareness among community residents, particularly targeting the elderly population to help them identify financial traps and learn about anti-money laundering and investment behavior deviations [1][3] - The event featured a combination of diverse promotional activities and interactive sessions, including the distribution of educational materials and engaging games, aimed at making financial knowledge accessible and enjoyable for participants [3][5] - A specialized lecture highlighted prevalent financial scams, such as illegal fundraising and telecom fraud disguised as professional investment advice, emphasizing the importance of skepticism towards unfamiliar investment offers [3][5] Group 2 - The participating institutions organized fun financial knowledge games, which helped residents reinforce their understanding of financial concepts and enhance their awareness of illegal fundraising and fraud prevention [5] - Future plans include a commitment from the institutions to continue promoting financial knowledge through various educational activities in more communities, schools, and enterprises, contributing to a stable financial environment [9]

Core Viewpoint - The article highlights the increasing sophistication and concealment of telecom network fraud, particularly the rise of composite scams that combine emotional manipulation and investment temptations, posing significant challenges to public financial security and social stability [1][2] Group 1: Fraud Techniques - Telecom fraud methods are evolving, with a notable increase in long-process scams that leverage emotional and financial manipulation [2] - Victims often believe they are investing for a "shared future" or expecting high returns, leading to strong resistance against intervention from bank staff [2] Group 2: Bank's Response - The Bank of Communications Shandong Branch is actively enhancing internal risk prevention training and strengthening collaboration with law enforcement to protect citizens' finances [2] - A recent incident at the Weifang Technology Branch involved a young customer attempting to withdraw 150,000 yuan under suspicious circumstances, prompting bank staff to initiate a police cooperation mechanism [1] Group 3: Case Study - In the mentioned case, the customer was manipulated by fraudsters posing as military personnel through social media, leading to significant financial loss [1] - Despite police intervention, the customer initially denied being scammed, illustrating the psychological grip of such scams [1]

Core Viewpoint - The rapid development of internet finance has transformed traditional financial services, making them more accessible, but it has also increased the risk of financial fraud, necessitating heightened vigilance from users and proactive measures from financial platforms [1][2][5]. Group 1: Fraudulent Activities - Fraudsters are using "00" prefixed phone numbers to impersonate official customer service representatives, posing significant threats to user financial security [1][2]. - A typical case involved a user receiving a call from a fraudster claiming to be from "还呗," who used personal information to create a sense of urgency regarding account issues, demonstrating the tactics of precision disguise and panic creation [2][3]. - The ultimate goal of these scams is to induce users to transfer funds or provide sensitive information, often through deceptive links or requests for verification codes [3][4]. Group 2: User Awareness and Protection - Users are encouraged to verify any unsolicited calls or messages through official channels, such as the official app or website, to avoid falling victim to scams [3][4]. - Financial platforms like "还呗" are taking steps to enhance consumer protection by improving data security measures and actively monitoring for suspicious activities [4][5]. - Continuous education on fraud prevention is being promoted by financial service platforms through various channels, aiming to increase user awareness and encourage reporting of suspicious activities [4][5]. Group 3: Industry Responsibility - The fight against financial fraud is a collective responsibility within the financial industry, requiring collaboration among various institutions to develop a comprehensive defense system [5][6]. - The industry is investing in technology and knowledge dissemination to build a robust financial fraud prevention framework, emphasizing the importance of user vigilance alongside institutional efforts [5][6]. - Financial fraud prevention is recognized as an ongoing battle, necessitating constant adaptation and user education to effectively combat evolving fraudulent tactics [6].

近日，建行济南唐冶中路支行凭借大堂、柜台、负责人的无缝配合，成功堵截一起冒充领导诈骗案，及 时守护了某科技公司 20 万元资金安全，用专业协作彰显金融反诈担当。 此次成功堵截诈骗案，不仅是建行济南唐冶中路支行员工敏锐洞察力、高效协作力的体现，更印证了网 点在反诈工作中 "事前预警、事中拦截、事后跟进" 机制的有效性。后续，该行将持续强化员工反诈技 能培训，通过厅堂宣传、企业走访等形式，向更多客户普及冒充领导、虚假中奖等常见诈骗手段，不断 织密金融安全防护网，以实际行动履行"守护群众钱袋子" 的社会责任，让金融服务在安全保障下更有 温度。 （鲁启轩） 柜员接过转账单，发现收款方是陌生外地商贸公司，备注为 "项目定金"。核对过程中，周先生手机频 繁震动，还念叨着 "张总又催了，说这是机密合作，不让打电话问，只能微信联系"。柜员一边假意录 入信息推进流程，一边留意系统动态，很快，系统弹出红色预警："收款企业近三月无实际经营记录， 涉及多起冒充领导诈骗投诉，风险等级极高！" 柜员立即举手示意，网点负责人迅速赶到柜台。 "周会计，按规定大额转账需与企业负责人核实，您方便给张总打个电话确认吗？" 负责人语气沉稳。 周先生 ...

近日，建行济南唐冶中路支行大堂内人来人往，工作人员正有条不紊地引导客户取号办理业务。这时， 一名工作人员眼角余光瞥见一位抱着孩子的年轻女士，在自助机前神色焦虑地徘徊，便主动上前询 问："您好，需要帮忙吗？" 女士见状急忙说道："我刚接到'母婴店客服'的电话，说我买的奶粉有质量问题，要给我双倍退款，但 需要先往'安全验证账户'转 5000 元保证金，对方催得特别急！" 听到柜台的动静，网点负责人快步走了过来。她接过柜员递来的预警信息，温和地对女士说："您看， 系统提示这个账户有风险。我们刚联系了辖区派出所，民警王警官正好在附近巡逻，让他过来帮您辨辨 真假，耽误不了几分钟，您放心。" 3 分钟后，王警官赶到，当场用警务通查询该收款账户，发现其近一个月收到 20 多笔类似 "保证金" 的 转账，已被标记为诈骗账户。民警还现场拨通了女士购买奶粉的母婴店官方电话，客服明确表示从未开 展此类退款活动。 女士这才恍然大悟，抱着孩子连连道谢："多亏你们拦住我，这 5000 元是孩子下个月的奶粉钱，差点就 被骗走了！" 随后，工作人员帮客户注销了可疑账户绑定，柜员在系统内标注风险提醒，网点负责人则 安排她加入支行反诈宝妈群。从 ...

Core Viewpoint - The article highlights a financial anti-fraud public welfare activity organized by Qidong Rural Commercial Bank to protect the financial interests of dock workers during the fishing season, emphasizing the importance of safeguarding against financial fraud in the fishing industry [1] Group 1: Financial Anti-Fraud Initiative - Qidong Rural Commercial Bank launched a campaign titled "New Law to Safeguard Anti-Money Laundering, Protecting the People's Wallets" targeting dock workers as the fishing season begins [1] - The initiative includes distributing bottled water and anti-counterfeiting promotional materials to dock workers and truck drivers, demonstrating a commitment to their welfare [1] Group 2: Community Engagement and Education - The bank's "Little Round Service Team" engaged with workers during their breaks, using local dialects to raise awareness about specific fraud cases prevalent in the fishing area, such as "fishing boat subsidy scams" and "fake loan requests" [1] - Practical demonstrations on identifying counterfeit currency were provided, equipping workers with essential skills to protect their finances [1] Group 3: Commitment to Local Economy - The bank's branch manager stated that serving the fishing port economy and ensuring the well-being of frontline workers is a responsibility of the rural commercial bank [1] - The initiative aims to contribute to the high-quality development of the port by building a robust financial safety net for workers [1]

Core Viewpoint - Agricultural Bank's community outreach initiative aims to enhance residents' awareness and immunity against financial fraud through practical education and engagement [1][2] Group 1: Community Engagement - Agricultural Bank's Tike Road branch organized a financial anti-fraud knowledge promotion event in local communities [1] - Employees acted as "financial safety guardians," using various methods such as distributing brochures and playing warning videos to educate residents about prevalent fraud types [1] - The event particularly focused on vulnerable groups, especially the elderly, by explaining common scams and their tactics in simple language [1] Group 2: Educational Content - The initiative highlighted specific fraud types, including online shopping scams, false investments, impersonation of law enforcement, and health product fraud [1] - Residents were taught key anti-fraud strategies, emphasizing "do not trust, do not disclose, do not transfer" [1] - The event included interactive elements, such as a quiz on identifying scams, which encouraged resident participation and learning in a relaxed atmosphere [1] Group 3: Impact and Future Plans - The outreach effectively improved community residents' risk awareness and received widespread praise [2] - The Tike Road branch plans to continue diverse financial knowledge dissemination activities to strengthen community financial security [2]

Core Viewpoint - The article highlights the efforts of China CITIC Bank's Jinan branch in promoting financial fraud awareness among various community segments, emphasizing the importance of safeguarding personal finances against scams [1][10]. Group 1: Community Engagement - The bank's outreach includes visits to communities, schools, enterprises, rural areas, and households to educate the public on fraud prevention [1][10]. - In the Youpeng Garden community, the bank's team used real-life examples to explain common scams, particularly those targeting the elderly, such as health product fraud and investment schemes [2][5]. Group 2: School Initiatives - At Aidi Kindergarten, a warning session titled "Don't Become a Tool for Telecom Fraud" was conducted, focusing on prevalent scams like fake job offers and impersonation of teachers [4][6]. - The interactive approach helped instill fraud awareness in students and parents, encouraging them to verify unfamiliar financial requests [4][6]. Group 3: Corporate Collaboration - The bank distributed fraud prevention materials to staff at Hope Art Education, highlighting specific scams targeting businesses, such as urgent transfer requests from impersonated partners [5][6]. - This initiative not only enhanced the staff's fraud detection skills but also empowered them to spread awareness among students and parents [6]. Group 4: Rural Outreach - In rural areas, the bank tailored its messaging using local dialects and examples, addressing scams like "network loans" and overpriced health products [7][8]. - The relatable communication style resonated with villagers, reinforcing their understanding of fraud risks [8]. Group 5: Family-Focused Education - The bank conducted one-on-one visits to families, discussing common scams related to children's education and high-return investment promises [9][10]. - This personalized approach helped families recognize and avoid potential fraud schemes, fostering a culture of caution regarding financial decisions [9][10].