企业名称蓝晶领数字科技（江西）有限公司法定代表人张哲注册资本200万人民币国标行业信息传输、 软件和信息技术服务业>软件和信息技术服务业>软件开发地址江西省宜春市铜鼓县永宁镇环城北路18 号四楼404-1企业类型有限责任公司(自然人投资或控股的法人独资)营业期限2025-12-24至无固定期限登 记机关铜鼓县市场监督管理局 天眼查显示，近日，蓝晶领数字科技（江西）有限公司成立，法定代表人为张哲，注册资本200万人民 币，由佛山市蓝晶领网络科技有限公司全资持股。 序号股东名称持股比例1佛山市蓝晶领网络科技有限公司100% 经营范围含许可项目：呼叫中心（依法须经批准的项目，经相关部门批准后在许可有效期内方可开展经 营活动，具体经营项目和许可期限以相关部门批准文件或许可证件为准）软件开发，软件销售，网络技 术服务，物联网技术服务，人工智能应用软件开发，人工智能基础资源与技术平台，数据处理和存储支 持服务，大数据服务，互联网数据服务，信息系统集成服务，技术服务、技术开发、技术咨询、技术交 流、技术转让、技术推广（除依法须经批准的项目外，凭营业执照依法自主开展经营活动） 来源：市场资讯 ...

海仲集团供应链金融对产业协同发展的促进作用 海仲集团的供应链金融业务对产业协同发展起到了积极的促进作用。通过优化供应链中的资金流动，集团提高了整个供应链的效率和效能，促进了产业链上 企业之间的协同合作。 一方面，供应链金融解决了供应链上中小企业的融资难题，促进了中小企业的发展。中小企业是产业链的重要组成部分，但由于其规模较小、信用等级较 低，往往难以获得银行等金融机构的融资支持。而海仲集团的供应链金融服务为中小企业提供了新的融资渠道，让它们能够获得足够的资金来扩大生产、研 发新产品和拓展市场。例如，在一些高科技产业供应链中，中小企业往往是创新的主力军，但由于资金短缺，它们的创新能力受到了限制。通过供应链金融 的支持，这些中小企业可以加大研发投入，提高产品的科技含量和市场竞争力，从而为整个产业链的升级和发展做出贡献。 另一方面，供应链金融促进了产业链上企业之间的信息共享和合作。在供应链金融模式下，企业之间的交易信息更加透明，物流、信息流和资金流更加顺 畅。这使得企业之间可以更好地了解彼此的需求和能力，实现资源的优化配置和协同合作。例如，在一些农产品供应链中，通过供应链金融平台，农民可以 及时了解市场需求信息，调 ...

Core Insights - The article discusses the evolution and significance of the creative economy, highlighting its role in urban development and economic transformation, particularly in cities like Chengdu and London [1][2][4]. Group 1: Historical Context and Development - In 1997, the UK government elevated the creative economy to a national strategic level, influenced by John Howkins, who is recognized as a pioneer in the field [1]. - By 2025, Chengdu aims to become a major cultural and digital creative industry hub, reflecting a broader trend among developed nations to explore new development models based on the creative economy [1]. - The creative economy has become a pillar industry in the UK, rivaling the financial services sector, and the UK is now the second-largest producer of creative products globally, following the US [1]. Group 2: Current Trends and Observations - John Howkins emphasizes that the creative economy plays an increasingly essential role in social and economic transformation, advocating for cities to focus on developing this sector to shift away from traditional growth models [2][7]. - The creative economy encompasses various sectors, including advertising, media, architecture, film, art, sports, and tourism, and is driven by individual creativity, skills, and intellectual property [3][5]. - The UK aims to grow its creative industry by £50 billion and create an additional 1 million jobs by 2030, indicating a strong commitment to expanding this sector [5]. Group 3: Future Directions and Implications - Howkins notes that the creative economy is evolving beyond cultural and creative industries to encompass the entire economic landscape, especially with the rise of technologies like AI and big data [5]. - The shift in urban development from linear growth to a model that emphasizes human-environment co-evolution reflects a more human-centered approach, which is crucial for fostering creativity and innovation [7]. - Cities must recognize the changing social and cultural environments and provide better support for creative individuals, including improved living conditions and legal frameworks [7].

Core Viewpoint - The company is transitioning towards smart city governance and digitalization, marking a strategic shift from traditional engineering design to a comprehensive smart governance service provider [1][3]. Group 1: Company Strategy and Business Transformation - The company plans to change its name to "Hanjia Smart Technology Group Co., Ltd." and accelerate its transformation towards smart city governance and digitalization [1]. - In 2024, the company will acquire 51% of Suzhou Futai Information Technology Co., Ltd., enhancing its capabilities in smart city governance solutions and robotics [1]. - By the first half of 2025, the company's digital solutions for urban governance are expected to generate revenue of 121 million yuan, accounting for 19.11% of total revenue, while urban governance robots are projected to achieve 250 million yuan, representing 39.52% of total revenue [1]. Group 2: Industry Trends and Market Potential - The trend towards digitalization and automation in urban governance is driven by rapid urbanization and an aging population, with traditional operational models facing efficiency and cost challenges [2]. - The sanitation market in China is projected to grow at a compound annual growth rate of 15.56%, from 361.2 billion yuan in 2025 to 644.2 billion yuan by 2029, indicating strong market potential for smart solutions [2]. - The company is leveraging its subsidiary's technological advantages to develop a comprehensive stack of capabilities, from data and models to robotics and platforms, enhancing its service offerings [2]. Group 3: Operational Achievements and Financial Performance - The company has successfully implemented its urban governance solutions in multiple cities, integrating over 100,000 IoT sensing devices and achieving more than 300,000 risk warnings [3]. - In the first three quarters of 2025, the company reported revenue of 937 million yuan, a year-on-year increase of 16.54%, and a net profit of 25.36 million yuan, reflecting a significant growth of 476.32% [3]. - The name change to "Hanjia Smart" signifies a complete restructuring of the company's business model and core values, positioning it as a leading player in the smart governance sector [3].

Core Viewpoint - The Chinese silver economy is being actively promoted through various policies aimed at enhancing the welfare of the elderly and creating new consumption scenarios, with recent measures introduced by multiple provinces to stimulate this sector [1][2]. Group 1: Policy Initiatives - Multiple provinces, including Shaanxi, Jilin, Guangdong, Sichuan, and Hunan, have implemented measures to promote elderly care service consumption, laying a foundation for the long-term development of the silver economy [1]. - The policies are expected to boost consumption, facilitate industrial transformation, and enhance the conversion of technological achievements [1]. Group 2: Characteristics of the Silver Economy - The silver economy is characterized by increasingly diverse supply, growing demand, and significant penetration of digital technology [2]. - Supply includes a variety of elderly care services such as home care, day care, short-term care, and wellness tourism, alongside a range of elderly-friendly products like fitness equipment and health supplements [2]. - Demand is driven by the elderly's willingness to spend on personal enjoyment, leading to increased sales in sectors like travel, health services, and cultural activities [2]. Group 3: Integration of Technology - The integration of advanced technologies like AI and big data with the silver economy is mutually beneficial, providing scalable application scenarios for technology while driving high-quality development in the silver economy [3]. - Smart elderly care devices and platforms are evolving to enhance service efficiency and user experience, indicating a trend towards practical applications in the sector [2][3]. Group 4: Challenges and Recommendations - Despite the growth, challenges such as supply-demand mismatches and inadequate support policies remain significant [3]. - Experts suggest that stakeholders should focus on precise policy implementation, investment attraction, standardization of products and services, and the cultivation of talent that understands both elderly care and digital technology [3].

★ 宏观动态 ★ 央行将开展4000亿元MLF操作，期限为1年期 央行公告，为保持银行体系流动性充裕，2025年12月25日，中国人民银行将以固定数量、利率招标、多重价位 中标方式开展4000亿元MLF操作，期限为1年期。 外交部回应美方拟对中国半导体产业征收关税：坚决反对无理打压中国产业 多部门：督促网络交易平台建立产品质量管理制度，及时排查价格明显低于合理区间产品 市场监管总局等部门印发《网售工业产品质量安全专项治理行动方案（2025—2027年）》。其中提出，压实质 量安全主体责任。督促网络交易平台建立产品质量管理制度，将产品质量安全状况纳入合规风险管控清单；鼓 励运用大数据、人工智能等技术手段开展日常巡查，建立重点产品价格信息库，及时排查价格明显低于合理区 间的产品，对价格异常、投诉集中的重点产品提高巡查和抽检频次；对存在质量违法违规行为的高风险商家， 依法及时采取下架商品、闭店、封号等处置措施。定期组织开展产品质量安全合规指导培训，加强重点产品政 策法规和质量安全知识宣贯。 八部门：支持探索推进内地与新加坡数字人民币跨境支付试点 中国人民银行等八部门联合发布《关于金融支持加快西部陆海新通道建设的意见 ...

Investment Rating - The report does not explicitly provide an investment rating for the industry [3]. Core Insights - The banking wealth management industry is moving towards "Net Value 3.0," with multi-asset and multi-strategy becoming mainstream [11][12]. - The introduction of the first "Science and Technology Innovation Bond ETF" repurchase transaction marks a significant breakthrough in liquidity management tools for wealth management companies [17]. - The report highlights the performance of cash management products and fixed-income products, indicating a stable yield environment despite market fluctuations [20][24]. Regulatory and Industry Dynamics - A conference on high-quality development in the banking industry was held, where leaders discussed the current landscape and future directions of wealth management [4][11]. - The industry is facing challenges and opportunities, including a "deposit migration" window and the potential for significant growth in corporate wealth management [12]. - The report notes the appointment of Dai Kang, a former chief asset researcher, to a key position in a wealth management firm, indicating a strategic focus on enhancing equity investment capabilities [14][16]. Innovations in the Industry - Su Yin Wealth Management successfully executed the first market transaction using "Science and Technology Innovation Bond ETF" as collateral, providing a new path for asset liquidity [17][18]. - Hui Yin Wealth Management launched a new product, "Star Hui Global+," which is linked to a self-developed index and aims to diversify asset allocation [19]. Yield Performance - Cash management products recorded a 7-day annualized yield of 1.27%, remaining stable week-on-week, while money market funds saw a slight increase [20][22]. - The report indicates that the yields of fixed-income products have generally risen, reflecting a stable economic environment and expectations of monetary policy adjustments [24][25]. Net Value Tracking - The report states that the net value ratio of banking wealth management products decreased to 2.55%, indicating a slight improvement in the market [31][33]. - The credit spread has widened, suggesting limited value for investors, and future trends in credit spreads will be closely monitored [32].

Core Insights - Baige Online is set to become the first AI-driven insurance stock in China as it prepares to list on the Hong Kong Stock Exchange, marking a significant milestone in the insurance technology sector [1] Group 1: Technological Foundation - The core competitive advantage of Baige Online lies in its self-developed "Baige e-Bao" SaaS application system, which integrates big data, AI, blockchain, and cloud computing to provide a full lifecycle service matrix covering smart underwriting, policy management, claims service, data analysis, and financial management [1] - The system boasts a high concurrency processing capability of 100,000 policies per second, with a daily processing volume exceeding 5 million policies, and an online claim response time reduced to under 3 minutes, enabling real-time insurance services [1] - The system's capabilities have been validated through partnerships, such as with Hello Chuxing, where it automatically links user riding data with policy information, creating a seamless insurance experience and significantly reducing complaint rates [1] Group 2: Data Security - Baige Online has established a multi-layered security system, including a web application firewall and sensitive data masking technology, achieving a Level 3 security certification and being listed as a financial technology innovation enterprise by the People's Bank of China [2] - The "Baige e-Bao" system received recognition as one of the "Top 20 Digital Insurance Applications" in 2021 and won third place in the Xiamen Financial Technology Excellence Project evaluation, reflecting its strong technical capabilities [2] Group 3: Ecosystem Collaboration - Successful internet insurance intermediaries must provide end-to-end digital solutions, enhancing efficiency and customer experience while utilizing data analysis for decision optimization [3] - Building and maintaining trust with clients and collaborating with various stakeholders, including scenario providers, insurance companies, and government entities, is essential for developing scenario-based insurance products [3] Group 4: Market Positioning - Baige Online ranks first among third-party scenario internet insurance intermediaries in China with a market share of 3.4% as of 2024, attributed to its "scenario customization" strategy that tailors insurance products to the specific needs of diverse partners [4] - The company has accumulated over 381 million insured profiles, 76 scenario data points, 224,500 claims reports, and 8.9 billion policy records, creating a comprehensive risk data network across nine ecosystems [4] Group 5: Innovation and Growth - Research and development expenditures at Baige Online increased from 141 million to 324 million yuan between 2022 and 2024, representing a rise from 3.5% to 4.0% of revenue, leading to significant technological advancements [5] - The company is transitioning from a focus on "scenario deepening" to "ecosystem expansion," integrating risk data from various scenarios to create comprehensive risk profiles for more accurate pricing and broader consumer protection [5] - The Chinese insurance market is projected to grow from 4.5 trillion yuan in 2020 to 5.7 trillion yuan by 2024, with a compound annual growth rate of 5.8%, and is expected to exceed 8.4 trillion yuan by 2029, with internet insurance accounting for 12.6% of the total [5] Group 6: Future Vision - Baige Online aims to empower the insurance industry through technology, enhancing the safety, convenience, and intelligence of insurance experiences for consumers globally, thereby contributing to the digital transformation of the insurance sector [6]

（来源：天玛智控） 近日，中国煤炭工业协会正式公布了2025年度科学技术奖获奖项目。中国煤科天玛智控主导及参与的10 项科技成果成功入选，共斩获一等奖5项、二等奖4项、三等奖1项，充分彰显了天玛智控在煤炭科技领 域的核心竞争力。 较薄煤层无人化开采 一等奖 一等奖 关键技术与装备研发 兆瓦级矿用高压大流量压裂泵站关键 一等奖 技术研究与应用 年产20Mt柔性产能采煤工作面高效 一等奖 生产系统与装备 蒙陕矿区厚硬顶板井下定向孔压裂强 矿压控制关键技术及应用 复杂条件薄煤层智能开采 一等奖 关键技术与成套装备 综采工作面5G通信架构智能控制系统 二等奖 研究与应用 液压支架高寿命激光熔覆制造与超长 二等奖 工作面集群自组织控制关键技术 煤矿掘进作业全域数字孪生与决策 兆瓦级矿用高压大流量压裂泵站关键技术 研究与应用 二等奖 关键技术 能源行业系列标准《煤矿综采工作面机电设备EtherNet/IP通信接口和协议》 二等奖 的编制与研究 二等奖 煤矿采掘设备5G融合技术创新应用研究 在获奖成果中，天玛智控作为第一完成单位牵头的"较薄煤层无人化开采关键技术与装备研发"与"兆瓦 级矿用高压大流量压裂泵站关键技术研究与应 ...

Core Viewpoint - The State Administration for Market Regulation has issued a special governance action plan for the quality and safety of industrial products sold online from 2025 to 2027, aiming to enhance regulatory measures and ensure consumer safety [1][12]. Overall Requirements - The plan emphasizes the integration of online and offline regulation, aiming to establish a long-term regulatory mechanism for online industrial product quality and safety by the end of 2027, ensuring accountability and traceability in the quality control system [3][14]. Governance Focus - Key products include those used by vulnerable groups (elderly, children, disabled), electronic appliances, gas appliances, food-related products, sanitary products, agricultural materials, and products with high consumer complaints or high non-compliance rates [4][15]. - Key online trading operators include large comprehensive platforms, specialized product platforms, live e-commerce platforms, and social e-commerce platforms [4][15]. - Key issues to address include the sale of prohibited products, non-compliance with certification requirements, counterfeit certifications, and the sale of defective products [4][15]. Work Tasks - Strengthening source verification for key products and enhancing merchant qualification audits and product information verification on online platforms [5][17]. - Enforcing quality safety responsibilities on online trading platforms and utilizing technology for monitoring and compliance [6][18]. - Conducting dynamic monitoring and inspections to address identified issues promptly and ensure compliance [6][18]. - Increasing the frequency of quality safety inspections and ensuring accurate disclosure of product quality information [6][19]. - Publicly releasing results of quality inspections and establishing a ranking system for non-compliant platforms [7][19]. - Intensifying efforts to combat illegal activities and ensuring a closed-loop enforcement mechanism [8][20]. - Establishing a database for live marketing entities and monitoring systems for live e-commerce activities [8][21]. - Promoting traceability and anti-counterfeiting measures for key online products through coding and verification systems [8][21]. - Enhancing inter-departmental collaboration for effective regulation and enforcement against counterfeit products [8][22]. - Developing a comprehensive legal framework for online product quality supervision and live e-commerce management [8][22]. - Encouraging social participation in quality safety governance and promoting consumer awareness [10][22]. Work Requirements - Local departments are required to enhance political awareness, establish effective mechanisms, and focus on achieving governance goals [11][23]. - The State Administration for Market Regulation will lead the special governance task force to coordinate and implement various tasks effectively [11][23].