9月22日下午，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，金融监管总局 局长李云泽在会上表示，5年来，我国银行业保险业总资产年均增长9%，不良贷款、资本充足、偿付能 力等主要监管指标均处于"健康区间"；金融服务方面，科研技术贷款年均增长27.2%，普惠型小微企业 贷款利率下降2个百分点。 理资产近100万亿元，规模较"十三五"末翻了一番。全球1000强银行中，143家中资银行上榜，前10位我 国占据6席。另一方面，改革开放持续深化。多层次、广覆盖、差异化的金融机构体系日益完善。大型 机构主力军和压舱石地位和作用更加突出，中小机构服务当地、特色发展取得实效。全球前50大银行有 43家在华设立机构，40家最大的保险公司半数已进入中国。此外，金融运行总体稳健。不良贷款、资本 充足、偿付能力等主要监管指标稳中向好，均处于"健康区间"。5年来处置不良资产较"十三五"时期增 加超40%。行业抵御风险的资本和拨备总规模超过50万亿元。应对各类挑战的基础更牢、韧性更强、底 气更足。 在发布会上，李云泽从三个方面介绍了"十四五"以来金融监管有关情况。 一是行业高质量发展实现新跨越。一方面，综合实力更加 ...

Core Viewpoint - The Sichuan branch of China Bank is actively promoting consumption and economic growth through various financial services and initiatives aimed at enhancing consumer confidence and stimulating demand [1][8]. Group 1: Financial Initiatives and Support - In February, Sichuan Bank introduced twelve measures to boost consumption, committing over 100 billion yuan in loans to enhance local consumption and economic development [1]. - The implementation of personal consumption loan interest subsidy policies has improved loan processing efficiency, benefiting consumers like Mr. Li, who successfully secured a car loan with reduced repayment pressure [2]. - Sichuan Bank has lowered auto installment loan rates since 2024, facilitating over 1.2 billion yuan in auto loans and promoting "trade-in" programs for home appliances and renovations [2]. Group 2: Credit Support for Employment and Entrepreneurship - Sichuan Bank is enhancing credit support for employment and entrepreneurship through various products like "Settlement Loan" and "Silver Tax Loan," catering to the funding needs of entrepreneurs [3]. - The bank has provided over 700 billion yuan in credit support to sectors such as wholesale, retail, healthcare, and education, while also offering 14 billion yuan in consumer loans through products like "Bank of China E-loan" [3]. Group 3: Infrastructure and Rural Support - Sichuan Bank is improving financial services for the Chengdu Universiade, facilitating over 9,000 foreign card merchants and processing over 10 million yuan in foreign card transactions [5]. - The bank has launched products like "Credit Express" and "Tianfu Grain Warehouse Loan" to enhance financing accessibility for agricultural entities and support rural economic development [6]. Group 4: Financial Education and Consumer Awareness - Sichuan Bank has conducted over 6,100 financial education activities, reaching more than 100 million consumers, particularly targeting vulnerable groups like the elderly and youth [8]. - The bank emphasizes that expanding domestic demand and promoting consumption are crucial for stabilizing the economy and enhancing the quality of life for households [8].

Core Viewpoint - The article highlights the exceptional service provided by a bank employee in facilitating a complex cross-border remittance for a customer, showcasing the bank's commitment to customer satisfaction and efficient service delivery [1] Group 1: Customer Experience - A customer, Mr. Zhang, expressed gratitude to the Agricultural Bank of China (ABC) for the professional and warm service received during a cross-border remittance process [1] - Mr. Zhang faced challenges due to unfamiliarity with foreign exchange policies and documentation requirements, which initially hindered the transaction [1] - The bank's manager, Mr. Zhang, proactively worked overtime to assist the customer, ensuring all documentation met the necessary requirements [1] Group 2: Service Improvement Initiatives - The Agricultural Bank of China plans to enhance the standardization and convenience of complex business processes, particularly in cross-border transactions and services for elderly clients [1] - The bank aims to optimize service processes and strengthen employee training to improve service quality and efficiency [1] - The focus will be on providing more personalized and reliable financial support to customers [1]

Core Viewpoint - Agricultural Bank of China (ABC) demonstrates exceptional customer service by assisting visually impaired clients, highlighting their commitment to providing accessible and warm financial services [1] Group 1: Customer Service Excellence - A visually impaired customer received personalized assistance from the bank staff, showcasing the bank's dedication to understanding and addressing the needs of all clients [1] - The staff provided detailed guidance throughout the transaction process, ensuring the customer felt comfortable and secure while using the ATM [1] - After completing the transaction, the staff offered to escort the customer home, further emphasizing their commitment to customer care and safety [1] Group 2: Commitment to Inclusivity - ABC's actions reflect a broader commitment to inclusivity, ensuring that special groups, such as the visually impaired, feel respected and valued within the financial system [1] - The bank's approach not only resolved practical challenges but also fostered a sense of dignity and care for the customer, aligning with their mission to provide convenient and warm financial services [1]

Core Viewpoint - Agricultural Bank of China (ABC) has enhanced its services to facilitate elderly customers in purchasing government bonds, demonstrating a commitment to customer satisfaction and accessibility [1] Group 1: Customer Service Initiatives - ABC's Jinan Shuangshan branch opened early to allow elderly customers to purchase government bonds, which are highly sought after by this demographic [1] - The branch implemented a green channel for bond sales, designating a specific area for transactions and ensuring orderly queuing for elderly customers [1] - Staff provided complimentary services such as hot water and professional consultation to assist elderly customers with their inquiries about government bonds [1] Group 2: Facilities and Accessibility - The branch's "Nongqing Warm Domain" area is equipped with senior-friendly items like reading glasses, magnifying glasses, and first aid kits, enhancing the convenience for elderly customers [1] - The proactive measures taken by the staff, including early opening and organized service, reflect ABC's dedication to improving the purchasing experience for older clients [1]

Group 1: Support for Entrepreneurs - The company has increased support for entrepreneurs in Zhejiang Province, providing a comprehensive service model that includes financial services, platform operations, and scenario innovation [1] - The bank has successfully issued loans exceeding 10 million yuan to over 10 Western restaurants in Qingtian County, supporting the high-quality development of the local Western cuisine industry [2] - The bank's proactive approach includes personalized credit service plans tailored to the specific needs of local businesses [2] Group 2: Support for Veterans - The bank has actively engaged with local veteran affairs departments to support entrepreneurship among retired military personnel [3] - A veteran entrepreneur received a 1.4 million yuan loan to alleviate financial pressures during a business transformation, demonstrating the bank's commitment to supporting veteran-led businesses [3] Group 3: Agricultural Innovation - The bank has facilitated the expansion of a family farm in Hangzhou by providing mortgage loans and credit loans, resulting in an increase in planting area to 107 acres [4] - The farm successfully sold over a thousand boxes of fresh peaches within two days, showcasing the effectiveness of the bank's support in enhancing agricultural product sales [4] - The bank has also helped create immersive consumer experiences to promote local agricultural products, attracting more visitors and expanding market reach [5] Group 4: Continuous Support for Farmers - A family farm in Quzhou has grown from 50 acres to 380 acres with the bank's assistance, highlighting the bank's role in supporting agricultural growth [6] - The bank provided a 1 million yuan loan to address the farm's financial challenges, demonstrating its commitment to the agricultural sector [6]

Core Viewpoint - The Ministry of Industry and Information Technology and the State Administration for Market Regulation have issued the "Action Plan for Stable Growth of the Electronic Information Manufacturing Industry (2025-2026)" to enhance industrial confidence and maintain economic operation within a reasonable range [1] Group 1: Industry Overview - The electronic information manufacturing industry is a strategic, foundational, and leading sector of the national economy, crucial for stabilizing industrial economic growth and ensuring national political and economic security [1] - Innovations in the electronic information manufacturing sector, such as rapid iterations of 5G communication equipment and breakthroughs in integrated circuit technology, are permeating various fields of the economy and society [1] Group 2: Financial Support and Services - Banks are required to tailor their product systems to meet the diverse funding needs of companies at different development stages, such as offering "Science and Technology Innovation Start-up Loans" for startups and "Growth Support Loans" for growing enterprises [2] - The need for banks to optimize service processes and enhance efficiency is emphasized, as traditional credit processes may hinder timely funding for fast-paced industries [2] Group 3: Industry Research and Collaboration - Banks should strengthen industry research and deepen cooperation with enterprises, transitioning from mere fund providers to industry partners, which involves forming specialized research teams to track technological trends and market dynamics [3] - By actively engaging with enterprises, banks can provide forward-looking advice and facilitate connections with technology partners and market resources, fostering long-term collaborative relationships [3]

Group 1 - The 2025 China International Service Trade Fair will showcase over 190 new products and innovations from more than 100 companies, highlighting cutting-edge global technology applications and practical scenarios for innovation integration [1][7] - A new multi-modal mountain flood monitoring product was launched at the fair, which can be deployed directly in flood channels to monitor water depth and impact force in real-time, improving monitoring accuracy and efficiency [3] - The world's first 3D-printed polymer fatigue-resistant absorbable peripheral vascular stent was introduced, which can be absorbed by the body after supporting the blood vessel, potentially reducing the risks associated with long-term medication and thrombosis for patients with conditions like diabetic foot [5] Group 2 - The fair features continuous product launches from 9 AM to 8 PM over five days, with over 100 new products and achievements being presented, covering areas such as artificial intelligence, healthcare, green technology, financial services, and low-altitude economy [7] - An innovative "bionic olfactory recognition" digital scent solution was unveiled, which reconstructs the biological olfactory system to enable machines to have olfactory capabilities, assisting in the evaluation of liquor quality and the detection of spice and downstream product quality [8]

Core Points - The 2025 China International Fair for Trade in Services will be held in Beijing from September 10 to 14, featuring the theme "Digital Intelligence Leading, Service Trade Renewed" [1] - The event will include nine major topics, with participation from 85 countries and international organizations, and nearly 2,000 enterprises exhibiting offline [1] - The fair will showcase new highlights in service trade, covering areas from digital economy to green development, and from healthcare to financial services [1]

Group 1 - The core objective is to enhance the cooperation between government, finance, and enterprises, providing comprehensive financial support to the real economy through the "123" work mechanism, aiming for 100% enterprise visits and services [1] Group 2 - A work plan has been established to lay the foundation for central-local collaboration, clarifying key focus areas, responsibilities, and the formation of a leadership group to promote information sharing among relevant departments [2] Group 3 - Two work mechanisms have been set up to ensure the effectiveness of the activities, including a joint visit model between banks and local towns, with 1-2 banks matched to each town, resulting in 1,192 enterprises visited by the end of August, achieving 100% visit completion for listed enterprises [3] Group 4 - Three financial service optimizations have been implemented to enhance the financing experience, including the introduction of over ten credit loan products, with a total of 2.378 billion yuan in credit loans issued, and the establishment of green channels for faster credit approval and claims processing [4]