清华大学五道口金融学院金融安全研究中心主任周道许表示，当前，世界正经历百年未有之大变局，金 融安全面临着全球治理体系重构、国内金融发展阶段转换、金融科技重塑产业生态的三重变革。 专题：2025陆家嘴论坛召开，央行、金融监管总局、证监会等发布重磅政策 6月18日，在北京国际金融安全论坛专题活动暨北京金融安全产业园十周年创新发展交流会上，新兴技 术浪潮下如何维护金融安全成为与会者热议的话题。 中国互联网金融协会副秘书长高明提到，当前，新一轮科技革命和产业革命深入发展。前沿技术在金融 领域的广泛应用，在给金融业高质量发展带来新动能、新机遇的同时，也不可避免地给金融安全带来多 个层面的新挑战。 中央财经大学金融法研究所所长黄震表示，20世纪50年代至今，金融科技持续发展，技术浪潮一波接着 一波，今天已经发展为人工智能作为核心驱动金融创新的阶段。与此同时，数据泄露、算法偏见、技术 滥用、系统故障、法律缺失等方面的风险事件也随之出现。 黄震表示，为了防范风险，可以从四个方面考量：第一是要构建安全可控的技术体系；第二是进一步明 确、细化现有的法律如何解释和如何应用等相关问题；第三是监管要进行创新；第四是要加强技术方、 场景 ...

Core Viewpoint - The article emphasizes the importance of accelerating the construction of Shanghai as an international financial center, guided by Xi Jinping's thoughts and focusing on enhancing competitiveness and influence through financial system reform and internationalization [1]. Group 1: Key Measures - Deepening financial market construction by promoting high-quality development of multi-level equity markets and supporting the establishment of a world-class futures exchange in Shanghai [2]. - Enhancing the capabilities of financial institutions by attracting large domestic and foreign financial entities and promoting the establishment of international financial organizations in Shanghai [2]. - Improving financial infrastructure to support a leading international financial infrastructure system and enhancing the cross-border payment and settlement system for the Renminbi [3]. Group 2: Expanding Financial Openness - Gradually expanding institutional openness in the financial sector to align with international trade rules and facilitating cross-border trade and investment [3]. - Improving the quality and efficiency of services to the real economy by establishing a financial reform pilot zone focused on technology innovation and developing green finance standards [4][6]. - Ensuring financial security under open conditions by utilizing advanced technologies for risk assessment and establishing a monitoring and early warning system for cross-border capital flows [6][7]. Group 3: Implementation Mechanism - The Central Financial Office will collaborate with local authorities and financial regulatory bodies to establish a coordination mechanism for the construction of the Shanghai International Financial Center, ensuring the implementation of central government decisions [4].

Group 1 - The Beijing International Financial Security Forum highlighted the theme "Technology Drives Financial Security Achievements" and showcased the ten-year development of the Beijing Financial Security Industrial Park [1] - The park's manager introduced the achievements and future plans of the industrial park, emphasizing the integration of financial security and technological innovation [1] - Strategic cooperation agreements were signed, including a deep collaboration with Qihoo 360 Technology Group in areas such as cybersecurity technology application and financial technology risk prevention [1][2] Group 2 - The establishment of the SME Development Service Platform aims to support high-quality development of small and medium-sized enterprises by integrating technology and finance [2] - Experts from various prestigious institutions presented reports analyzing financial security industries from policy and economic perspectives, providing theoretical support and practical pathways for future development [2] - A roundtable discussion focused on "Financial Empowerment of Technological Innovation," addressing experiences in financial security construction and collaborative innovation between technology and finance [2] Group 3 - The Beijing Financial Security Industrial Park aims to create a financial technology security industry cluster, focusing on maintaining financial security and serving financial innovation [3] - Since its establishment in 2015, the park has attracted 1,087 enterprises, contributing over 5.8 billion yuan in tax revenue and nurturing several national-level enterprises [3] - The park has developed 69 industry standards covering risk prevention, data management, and technology application, providing a standardized service guide for enterprises and a model for the standardized development of the financial security industry [3]

Core Viewpoint - The article emphasizes the proactive measures taken by the company to safeguard consumer financial security amidst the rapid development of digital finance and the evolving tactics of illegal financial activities [1][11]. Group 1: Company Initiatives - The company launched a series of promotional activities themed "Protecting the Wallet, Safeguarding Happiness" starting June 1, in response to the 2025 campaign against illegal financial activities [1]. - The company has been actively engaging in community outreach, including interactive educational events in urban centers to raise awareness about financial scams [3]. - The company utilizes modern transportation networks, such as high-speed trains, to disseminate financial safety knowledge through advertisements and broadcasts, effectively reaching a wider audience [5]. Group 2: Consumer Education - The company conducts various consumer rights protection activities, including online seminars with industry experts and educational videos on financial literacy, targeting different demographics such as youth and the elderly [7]. - The company has implemented innovative games like "Kick Away Scams" to make learning about financial fraud engaging and accessible to the public [3]. Group 3: Technological Advancements - The company has integrated consumer protection into its core operations, viewing complaint rates as critical indicators alongside default rates, and aims to enhance its digital consumer protection capabilities [9]. - The company has developed a unique "four precision" consumer protection system and is exploring advanced models to improve fraud detection and prevention [9]. - The company reported a fraud impersonation rate of only 0.0002, indicating a significantly lower level of fraud compared to industry standards [9]. Group 4: Collaboration with Authorities - The company has collaborated with law enforcement to combat financial crimes, successfully aiding in the arrest of nearly 20 suspects involved in fraudulent activities [10]. - The company aligns its efforts with national regulatory goals, emphasizing the importance of maintaining financial stability and protecting consumer rights [11].

近日，民生银行东营河口支行走进富海建安项目工地开展"金融安全课"，为建筑工人筑牢"信用防火 墙"。工地的钢筋碰撞声还未响起，民生银行东营河口支行工作人员已准备好"征信是第二张身份证""假 币陷阱要看清"宣传折页在生活区广场等候。对于常年与砖瓦钢筋打交道的建筑工人来说，这场融合案 例讲解、情景模拟的金融安全课，犹如给他们的"钱袋子"加装了"钢筋防护网"。 征信修复陷阱，一堂工地里的"信用保卫战"。在工人搭建的"信用加油站"板房里，多名工人围着该支行 工作人员问："征信逾期真能花钱洗白？"该支行工作人员翻开《征信知识手册》，指着"征信修复骗 局"的漫画案例解释："就像混凝土裂缝不能随便填，征信修复必须通过正规渠道。"并现场演示通过手 机银行查询征信报告的步骤。工人老张边学边拍大腿："去年被中介骗了3000块'洗征信'，早学这招就 好了！"针对建筑行业普遍存在的"工资卡外借"风险，该支行工作人员还设置了"信用保卫战"情景剧生 动形象地演绎账户涉案冻结的风险点及处置方式，工人们纷纷感叹情景剧演到心坎里了。 金融服务站，在钢筋丛林建起"长效防护网"。该支行工作人员在工地临时设立"阳光征信服务站"，现场 为从未查过征信报 ...

强化内部教育，夯实员工法治素养 在做好行内教育的同时，进出口银行广东省分行积极面向客户开展普法宣传。该行以营业大厅为主阵 地，通过摆放宣传折页、张贴海报、循环播放普法视频等形式，全方位向来访客户普及反洗钱、反有组 织犯罪及防范非法金融活动等内容，帮助其识别非法集资、电信诈骗等风险，增强自我保护能力，彰显 政策性银行的责任担当。 深耕乡村帮扶，普法宣传惠及村民 2025年是新修订的《中华人民共和国反洗钱法》（以下简称《反洗钱法》）实施的第一年，同时是《中 华人民共和国反有组织犯罪法》（以下简称《反有组织犯罪法》）实施三周年，两部法律共同构成维护 金融安全的关键防线。6月，为响应国家金融监督管理总局"守住钱袋子·护好幸福家"防范非法金融活动 宣传要求，中国进出口银行广东省分行紧盯重要时间节点，扎实开展系列主题宣传教育活动，持续扩大 社会影响力。 进出口银行广东省分行以线上和线下相结合的方式扎实做好对内宣传教育。线上依托微信工作群发送相 关工作提醒，线下通过普法讲座向员工讲解反洗钱及其他金融犯罪等相关法律知识，剖析典型金融犯罪 案例，切实提升员工的法律意识和合规履职能力，在行内营造守法、防非的良好氛围。 聚焦客户需 ...

Core Insights - The company has transformed traditional guarantee services into a connector between the real economy and sustainable development, winning the Golden Bell Award for eight consecutive years [1] - The integration of technology in guarantee services has led to a significant reduction in financing costs and improved approval efficiency for small and micro enterprises [1] - The company’s approach to green finance reveals the importance of balancing social value with commercial sustainability, as demonstrated by differentiated risk models for various scenarios [2] Group 1 - The digital transformation has resulted in an average financing cost reduction of 19% and a 60% improvement in approval time for small and micro clients [1] - The company has segmented green guarantees into 23 scenarios, matching each with tailored risk models, leading to a 470% growth in green financing balance over three years [2] - The company’s embedded consumer protection mechanisms have led to a continuous decline in customer complaint rates over 11 quarters, enhancing its ESG rating to the top of the industry [3] Group 2 - The company’s agricultural loans maintain a non-performing loan rate below 1.2%, with projects generating a job creation ratio of 1:14.3 [3] - The integration of financial tools with industry empowerment has transformed funding support into value creation, as seen in various regional product packages and specialized risk models [2] - The company’s practices indicate a shift in the guarantee industry from being a credit intermediary to a value intermediary, revitalizing this traditional financial sector [3]

Group 1: National Development Strategy - The core viewpoint emphasizes Jiangsu's commitment to leading in the implementation of national major development strategies, focusing on high-quality development and effectively addressing risks and challenges [1] Group 2: Regional Coordination and Infrastructure Development - The new high-speed rail project connecting Shanghai, Nanjing, and Hefei is expected to optimize the railway network along the Yangtze River and support the integrated development of the Yangtze River Delta [2] - The China Railway First Group is committed to building the longest underground high-speed railway station in the country, enhancing the quality of railway infrastructure in the region [2] Group 3: Technological Innovation and Collaboration - Jiangsu's Industrial Technology Research Institute is actively participating in the construction of the Yangtze River Delta National Technology Innovation Center, focusing on resource sharing and talent cultivation [3] - The Nanjing Customs is implementing measures to enhance cross-border logistics efficiency and optimize the business environment for key industries such as biomedicine and integrated circuits [3] Group 4: Social Welfare and Economic Cooperation - Jiangsu's aid to Xinjiang is being enhanced by aligning national strategic requirements with local needs, focusing on deepening industrial cooperation and improving living standards [4] - The Hongdou Group is leveraging its presence in Cambodia to promote healthcare and education projects, contributing to the Belt and Road Initiative [4] Group 5: International Collaboration and Low-Carbon Development - The Zhongjiang International Group is advancing small-scale livelihood projects in Papua New Guinea and has initiated a strategic partnership for a low-carbon hub project in Malaysia [5] Group 6: Food Security and Financial Stability - Jiangsu's grain and material reserves bureau is focusing on enhancing food security through improved purchasing, storage, and market regulation systems [6] - The provincial financial office is addressing financial risks through targeted measures for listed companies and large enterprises, while also combating illegal financial activities [6] Group 7: Environmental Protection and Water Management - The Wuxi water conservancy system is implementing comprehensive measures for water safety and ecological restoration in Taihu Lake, aiming for improved water quality [7] - Jiangsu Port Group is launching projects to enhance water transport safety and quality, contributing to regional economic development [7]

Core Insights - China has strategically reduced its holdings of US Treasury bonds by $27.6 billion in March, elevating the UK to the position of the second-largest holder of US debt, indicating a calculated financial maneuver rather than a mere currency adjustment [1] - Over the past three years, China has divested a total of $280 billion in US Treasury bonds while increasing its gold reserves from 50 million ounces to 73.77 million ounces, showcasing a sophisticated asset management strategy [3] - The US government's financial situation is precarious, with $6 trillion in Treasury bonds maturing soon, leading to significant interest obligations that could strain fiscal resources [7] Group 1 - China's recent actions reflect a tactical retreat from US debt, allowing it to avoid potential losses from rising interest rates and a declining US credit rating [3] - The geopolitical landscape is shifting, with countries like Brazil and Argentina entering into currency swap agreements with China, indicating a move away from the US dollar in international trade [9] - The US's reliance on financial instruments as a weapon has backfired, undermining its own credit system and revealing vulnerabilities in its economic strategy [11] Group 2 - The ongoing financial conflict highlights the importance of financial security as a key aspect of national strategy, with China using market mechanisms to fortify its position [9] - The US government faces a critical juncture, needing to either seek assistance from the Federal Reserve or attract foreign buyers back to its debt market, while China continues to reduce its holdings [7] - The ultimate lesson from this financial confrontation is that in today's globalized economy, true national security is increasingly tied to the management of financial assets rather than traditional military power [11]

Core Insights - The financial industry is focusing on building a comprehensive financial security barrier for the public, emphasizing the need for innovative educational approaches to prevent financial fraud [1] - The rise in telecom and online fraud cases has prompted companies like Shuhe Technology to create engaging and accessible anti-fraud campaigns to raise public awareness [3] - Shuhe Technology aims to integrate financial knowledge into daily life through immersive educational experiences, enhancing the public's understanding of financial risks [5] Group 1 - The financial technology sector is urged to break traditional educational boundaries by creating a network that integrates anti-fraud knowledge into everyday life [1] - Shuhe Technology organized an anti-fraud educational event in Chongqing, successfully engaging the community and promoting awareness [1][3] - The event featured interactive activities designed to teach citizens about fraud prevention in a fun and engaging manner, significantly increasing public participation [3][5] Group 2 - The initiative included distributing over 1,800 informational brochures and engaging with more than 1,000 individuals, effectively improving financial literacy among Chongqing residents [5] - The campaign utilized diverse formats to effectively reach the public, enhancing their ability to identify risks and protect themselves from financial fraud [7] - Shuhe Technology plans to collaborate with various stakeholders to innovate educational methods, ensuring a sustained effort in maintaining financial order and stability [7]