金融服务方案

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邮储银行海南省分行高效服务助制造业企业“智”变
Zheng Quan Ri Bao· 2025-10-11 13:08
据了解,该企业在发展过程中曾遇到过资金难题。彼时,随着市场需求的升级和技术迭代的加速,该企 业面临设备老化、技术瓶颈突破难、资金链紧张等多重压力。 邮储银行海南省分行组建专业团队深入企业生产一线,对企业经营状况、厂房资产价值和技术实力进行 全面评估,以厂房抵押为核心、综合评估为支撑,为企业量身定制了符合其实际需求的金融服务方案。 在海南经济高质量发展的进程中,传统制造业企业持续探索技术升级与智能化转型之路。邮储银行海南 省分行积极响应政策导向,立足自身战略定位,通过创新金融产品和完善服务体系,为制造业企业提供 全方位的金融支持,助力企业实现技术创新和高质量转型发展。 "我们企业占地面积9.33万平方米,加工车间5.3万平方米,拥有整套先进的钢结构加工流水线设备。"海 南华金钢构有限公司(以下简称"华金钢构")董事长吴云山自豪地说。 在这一高效的服务体系支持下,华金钢构3000万元授信需求很快获得批复。邮储银行海南省分行还根据 该企业的特点,提供了优惠利率和中长期还款计划,有效缓解了企业的资金压力,为企业推进技术升级 和设备更新提供了有力保障。 在资金的有效支持下,华金钢构果断引进高精尖机械臂,焊接精度大幅提升 ...
用金融力量“织就”民企更绚丽的未来
Jin Rong Shi Bao· 2025-08-08 07:58
Core Viewpoint - Hai'an Rural Commercial Bank is committed to supporting the real economy and private enterprises by enhancing credit resource allocation and innovating inclusive financial products to boost the confidence of private enterprises [1][3]. Group 1: Financial Support for Private Enterprises - Hai'an Rural Commercial Bank has tailored financial service plans for companies like Nantong Ruisheng Textile Technology Co., Ltd., addressing their specific funding needs for raw material procurement, technology research, and seasonal production peaks [1][3]. - The bank has provided over 10 million yuan in credit to Nantong Ruisheng Textile Technology Co., Ltd., reflecting a strong partnership built on mutual trust and cooperation over the years [1][3]. Group 2: Commitment to Local Economic Development - The bank actively integrates into local economic development, focusing on the high-quality growth of private enterprises through dedicated teams and comprehensive service coverage [3]. - A "one-to-one, face-to-face" service model is implemented to understand the operational status and funding needs of enterprises, fostering a collaborative environment for growth and transformation [3]. Group 3: Innovation and Efficiency in Financial Services - Hai'an Rural Commercial Bank emphasizes a customer-centric approach, optimizing the credit approval process to meet the "short, frequent, and fast" loan demands of private enterprises [3]. - The bank continuously innovates financial products and services to address financing challenges, aiming to be the preferred bank for local private enterprises [3].