"没想到这一'套'就是整整14年。"广东的魏先生是一名纸白银投资者，他从2011年买入的14公斤纸白 银，拿到了现在，一路见证了白银市场的"疯牛"和"大熊"。 近期，受多重因素影响，银价涨势猛烈。10月16日，现货白银盘中触及53.51美元/盎司高点，年内涨幅 逾80%，超过黄金。 被"套"十余年的魏先生终于"重见光明"，账户浮盈超40%。不过，他对《华夏时报》记者坦言，无论最 后获利多少离场，这笔交易于他而言仍是亏损。"毕竟当时这笔资金，无论是银行的利率，或者是投资 在房产，它的回报远远超过白银。" 所谓"纸白银"，是银行过去曾推出的一款个人贵金属投资产品，因凭证式交易、不涉及实物交割的特点 而得其名。投资者按银行报价在账面上买卖"虚拟"白银，靠银价波动赚取差价。 如今，包括纸白银在内的银行账户贵金属业务"销声匿迹"，持有仓位的客户也只能卖出、不能买入。对 此，业内专家在接受《华夏时报》记者采访时表示， 这主要是为了防范"原油宝"事件重演，控制市场 风险。 有投资者表示，因为被"套"很多年，银行账户密码都已经到忘了的地步。也有投资者晒出自己的持仓账 户，调侃十年前所买的10公斤白银，因为银行后来取消了纸白银 ...

Core Viewpoint - The China Securities Regulatory Commission (CSRC) emphasizes the need for stability and reform in the capital market amidst complex internal and external challenges, while highlighting the certainty of high-quality economic development and asset valuation recovery as foundations for a stable market [1][2]. Group 1: Market Stability and Reform - The CSRC aims to consolidate the market's recovery by enhancing market monitoring and risk response mechanisms, as well as improving expectation guidance [1]. - There is a focus on deepening reforms to stimulate the vitality of multi-level markets, including the implementation of reforms for the Sci-Tech Innovation Board and a comprehensive package of measures for the Growth Enterprise Market [1][2]. Group 2: Enhancing Corporate Value and Governance - The CSRC promotes the enhancement of investment value for listed companies, emphasizing the implementation of merger and acquisition guidelines and major asset restructuring management while preventing conflicts of interest and financial fraud [2]. - There is a push to cultivate long-term and patient capital, encouraging the entry of medium to long-term funds into the market and advancing public fund reforms [2]. Group 3: Regulatory Effectiveness and Risk Control - The CSRC aims to improve regulatory enforcement effectiveness by focusing on significant violations and enhancing collaborative regulation, while also increasing technological regulatory capabilities [2]. - Precise risk prevention measures are to be implemented in key areas of the capital market, including addressing real estate company bond defaults and illegal activities in private equity and securities [2]. Group 4: Open Capital Market - The CSRC plans to systematically research and improve the overall layout and implementation path for capital market openness, promoting coordinated development between onshore and offshore markets [2][3].