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房价从3.5万降到1.5万,房子依旧卖不掉!心酸的是:业主断供了
Sou Hu Cai Jing· 2025-08-23 13:40
说实话在弃房断供的人里有些炒房客的遭遇真让人同情不起来。他们买房不是为了住,就是想投机赚钱。 不少人觉得,国内房价就是被他们炒起来的。 你想啊如果大家都是刚需买房,房价能涨这么猛吗?尤其是有些企业放着实体不做,拿钱炒房和老百姓抢 利益,这谁看了不生气?所以啊要是炒房的亏了特别是那些炒房的企业,老百姓只会拍手称快。 西南财经大学2018年的报告显示:当年新购房里58.2%是投资买房,改善住房的占26.7%,首次刚需买房的 只占15.1%。 可2008年的时候刚需买房占69.7%,投资的才19.6%。十年时间,投资买房的数量差不多是刚需的4倍。这 些人看着像是吃了时代红利,其实都是在榨刚需购房者的血汗钱。 2017年哈尔滨一个个体户花3.5万/平在燕郊买了套109.3平的三居室,总价380多万,首付100万,剩下280万 大多是房贷。 她说买房是为了等孩子高考后到北京上大学住,可孩子最后去了外地读书,这理由谁信啊?说白了就是觉 得房价会涨能赚钱。要是知道房价会跌,她还会来燕郊买房吗?到了2021年,燕郊房价跌到1.5万/平,四 年亏了200多万。 她想卖又舍不得更不敢断供,因为断供后银行拍卖房子要是不够还贷款,会 ...
手握多套房的人慌了!现在卖房到底是不是明智选择?
Sou Hu Cai Jing· 2025-08-16 00:36
Core Viewpoint - The current real estate market is experiencing a downturn, with significant price drops leading to a dilemma for property owners on whether to sell or hold their investments [1]. Group 1: Decline in Home Buyers - There has been a noticeable decrease in home buyers, with new residential property sales area dropping by 3.7% and sales revenue declining by 5.5% in the first half of the year [3]. - Several factors contribute to this decline, including changes in population structure, the exit of speculative investors, and shifts in the mindset of younger generations [3]. Group 2: Reasons for Decreased Home Buying - The population birth rate has fallen below 9 million, leading to an aging population and a surplus of housing, resulting in fewer buyers [5]. - Speculative investors have exited the market due to government policies limiting purchases and loans, combined with low property prices that offer little profit potential [7]. - Younger individuals are increasingly opting to rent rather than buy due to financial pressures and concerns over job security, as well as the rising incidence of unfinished properties [9]. Group 3: Decision-Making for Property Owners - Property owners should consider their reasons for selling; if immediate cash is needed, selling may be necessary despite potential losses [11]. - For homeowners with properties in good locations, the decision to sell may be less critical, as they may face challenges in finding suitable alternatives [11]. - Owners of multiple vacant properties, especially in less desirable locations, may benefit from selling to avoid ongoing costs such as property taxes and maintenance fees [11].