Core Viewpoint - The rise of AI-generated content has led to the phenomenon of "account creation" where users rapidly accumulate followers and monetize their accounts through deceptive practices, prompting regulatory actions from various platforms [1][2]. Group 1: AI Account Creation and Monetization - "Account creation" refers to the practice of rapidly generating content to build a follower base and enhance the commercial value of accounts, which can then be traded or monetized [1]. - The accessibility of generative AI tools has lowered the barriers for creating such accounts, with some operators targeting emotionally resonant areas like wellness and beauty to attract specific audiences [1]. - The emergence of a gray industrial chain involving "account creation, transformation, and resale" has been noted, driven by the potential for significant earnings [1]. Group 2: Legal and Regulatory Challenges - From a legal perspective, AI-generated account creation is not merely a technical issue but involves serious legal violations, including illegal trading of internet accounts and false advertising [2]. - The challenges in governance include the ongoing "cat-and-mouse game" between regulators and fraudsters, with the latter employing various tactics to evade detection [2]. - The lack of clear regulations regarding the labeling of AI-generated content and the ownership of virtual accounts complicates enforcement efforts [2]. Group 3: Technological Solutions and Governance - To effectively combat the gray industrial chain of AI-generated account creation, leveraging technological advantages is crucial for regulatory bodies and platforms [3]. - Platforms are encouraged to develop a "recognition-interception-tracing" technical system to accurately identify disguised AI content and create blacklists of violators [3]. - A national monitoring platform could be established to track abnormal account transactions and decode hidden trading information, enhancing the ability to combat this issue [3].

Group 1 - The core point of the articles is the collective reduction of RMB deposit rates by major Chinese banks, including China Bank, Agricultural Bank, Industrial and Commercial Bank, China Construction Bank, Postal Savings Bank, and Bank of Communications, effective May 20 [1][2][3][4] - The interest rate for demand deposits has been lowered by 5 basis points to 0.05% [1][2][3][4] - The fixed deposit rates for various terms have been adjusted, with 3-month, 6-month, 1-year, and 2-year rates down by 15 basis points to 0.65%, 0.85%, 0.95%, and 1.05% respectively [1][2][3][4] - The 3-year and 5-year fixed deposit rates have been reduced by 25 basis points to 1.25% and 1.3% respectively [1][2][3][4] - The 7-day notice deposit rate has also been decreased by 15 basis points to 0.3% [1][2][3][4] Group 2 - The reduction in deposit rates is expected to drive a shift in deposits towards bank wealth management products, which have seen a resurgence, reaching a scale of 31 trillion yuan [5] - The increase in bank wealth management products is attributed to the decline in bond market interest rates, the "deposit migration" effect, and adjustments in bank sales strategies [5] - The anticipated further reduction in deposit rates may lead to an increase in bank wealth management products, with projections suggesting a potential growth to 33 trillion yuan within the year [5]

5月19日，南都记者从抖音官方获悉，该平台近期开展专项行动治理"AI起号"现象，累计清理311条违规 内容。此前，南都、N视频辟谣专栏《真假即时查》调查发现，为起号引流涨粉，不法分子的手段逐渐 升级，形成了"起号、转型、转卖"的灰色产业链。 抖音提醒广大用户，以任何形式赠与、借用、出租、转让、售卖账号均属违规行为，也欢迎各位创作者 在合理合法使用AI创作的同时积极对生成内容进行标注声明。 南都此前报道，网络虚假信息已成社会公害，有时甚至真假难辨。南都、N视频辟谣专栏《真假即时 查》调查发现，当前，为起号引流涨粉，不法分子的手段逐渐升级。他们利用AI深度伪造，误导公众 认知，快速起号后，开始带货、卖课等。有的被明码标价放到账号交易网站上，形成"起号、转型、转 卖"的灰色产业链。 近期，四部门联合发布《人工智能生成合成内容标识办法》，要求对人工智能生成合成内容进行显示标 识和隐式标识。实际上，绝大多数社交平台均明令禁止账号转卖行为。 "现在造谣造假的成本非常低，还有一些可以免费使用的AI工具。"北京邮电大学互联网治理与法律研究 中心执行主任谢永江向南都记者介绍，网络虚假信息是长期以来的顽疾，AI只是让传播变得更加 ...

金十数据5月19日讯，今日，抖音发布关于"AI起号"专项治理行动的公告。公告称，近期，抖音开展专 项行动治理"AI起号"现象，重点整治利用AI生成低俗猎奇视频、AI生成虚拟外国幼儿教育专家教授育 儿内容、AI视频账号售卖教程、AI账号秘籍传授、引导规避平台AI标注、转让销售AI虚拟账号等行 为。在平台站内，累计清理311条违规内容，针对心x甜、向xAi同城流量、瑞xxAI智习室等15个严重违 规账号进行了封禁。抖音表示，将持续加大对各类涉AI生成相关违规行为的打击力度，不断完善平台 内相关内容治理能力。 抖音开展"AI起号"专项治理行动，重点整治利用AI生成低俗猎奇视频等行为 ...

Core Insights - The rise of AI-generated content (AIGC) technology is transforming the social media landscape, enabling the creation of text, images, and videos, but it is also being misused for generating fake accounts and content [1][5] - A gray market has emerged around the creation and sale of AI-generated accounts, with many tutorials promoting easy and quick methods to gain followers and monetize content [5][9] Group 1: AI Content Generation - AIGC technology allows for the rapid production of engaging content, including videos featuring AI-generated personas that can closely resemble real individuals [3][5] - The process of creating AI-generated content has been simplified to a few steps, enabling users to produce videos in a matter of minutes [5][7] Group 2: Market Dynamics - There is a growing trend of selling AI-generated accounts on trading platforms, with these accounts often being cheaper than traditional accounts [7][9] - Many social media platforms have upgraded their AI content recognition systems to require clear labeling of AI-generated content, although some creators attempt to bypass these regulations [5][7] Group 3: Legal and Regulatory Aspects - The transfer of social media accounts is legally risky, as platforms like Douyin prohibit account sales and transfers, which could lead to liability issues for users [9][10] - New regulations are set to take effect in September 2025, mandating explicit and implicit labeling of AI-generated content to curb misuse and promote responsible AI development [9][10]