12月25日金融一线消息，公安部在京召开专题新闻发布会，通报公安部和国家金融监督管理总局联合部 署开展金融领域"黑灰产"违法犯罪集群打击工作举措成效情况。谈及金融领域"黑灰产"治理下一步监管 措施，国家金融监督管理总局稽查局局长邢桂君指出，金融领域"黑灰产"严重扰乱金融市场秩序，严重 损害消费者合法权益，严重破坏社会信用体系，必须予以严厉打击。在今年集群打击过程中，我们深刻 体会到，金融领域"黑灰产"的坐大成势并非短期形成，打击治理工作需持续发力、久久为功。经过公安 系统和监管系统半年多的努力，金融领域"黑灰产"蔓延的势头虽有所收敛，但作案手段不断翻新，且愈 发隐蔽，治理难度加大。 邢桂君表示，2026年，金融监管总局将坚持防风险、强监管、促高质量发展工作主线，多措并举持续规 范市场秩序，着力提升强监管严监管质效：一是继续加大打击力度。持续加大对非法贷款中介、非法代 理维权等重点领域的打击力度，保持"公安+监管"联合执法高压态势，全力维护金融市场秩序、保障金 融消费者合法权益。二是加强跨部门工作协同。强化与市场监管、司法部门等行业主管部门的沟通联 动，发挥跨部门执法乘数效应，着力推动金融领域"黑灰产"综合治理 ...

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have reported significant progress in combating illegal activities in the financial sector, particularly focusing on "black and gray production" crimes since June of this year [1][2]. Summary by Relevant Sections Actions Taken - A series of major cases have been investigated, and numerous offenders have been punished, showcasing effective measures to curb the spread of illegal activities in the financial sector [1][2]. - The collaboration between financial regulatory departments and public security economic investigation departments has led to the disclosure of typical cases, reinforcing the political and public nature of financial work [1][2]. Results Achieved - As of the end of November, over 4,500 clues have been transferred to public security agencies, involving amounts exceeding 21 billion yuan [1][2]. - More than 1,700 reports have been guided and urged from financial institutions, with amounts exceeding 17 billion yuan involved [1][2]. - Innovative "regulatory + police" enforcement cooperation mechanisms have been established in Shanghai, Chongqing, Zhejiang, and Jiangsu, enhancing substantive cooperation in clue analysis, investigation, and evidence collection [1][2].

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have jointly launched a crackdown on illegal financial activities, focusing on "black and gray industries" in the financial sector, with significant results reported in a recent press conference [1][2]. Group 1: Crackdown Measures and Achievements - From June to November, a six-month operation was conducted across 17 key provinces and cities to combat illegal financial activities, with a focus on enhancing regulatory effectiveness and market order [2]. - The regulatory authorities have shifted from a fragmented approach to a coordinated effort, resulting in the transfer of over 4,500 leads to law enforcement, involving amounts exceeding 21 billion yuan [3]. - The crackdown has led to the identification and reporting of over 1,700 cases by financial institutions, with amounts exceeding 17 billion yuan, showcasing the effectiveness of the "regulatory + police" collaboration [3]. Group 2: Strategic Shifts in Enforcement - The approach has evolved from "passive response" to "proactive measures," with financial institutions being urged to manage partnerships more effectively and to issue public statements to guide public perception [5]. - The regulatory framework has been enhanced to include the establishment of evidence transfer standards for criminal activities, aiming to improve the efficiency of law enforcement collaboration [2][4]. - The focus has also shifted from "end-of-line disposal" to "source governance," with extensive educational campaigns and the publication of typical cases to raise awareness and improve compliance [6]. Group 3: Recommendations for Financial Institutions - Financial institutions are encouraged to adopt the "three iron" internal control management principles to strengthen risk management and compliance [7]. - There is a call for increased investment in technology, utilizing big data and artificial intelligence to enhance the identification of risks associated with "black and gray industries" [7]. - Institutions are advised to refine their operational philosophies, ensuring that core services are not outsourced and that they maintain direct control over customer acquisition channels [8].

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have jointly launched a crackdown on illegal financial activities, reporting significant achievements and presenting ten typical cases [1] Group 1: Joint Efforts and Regulations - In March, the financial regulatory authority and the Ministry of Public Security established regulations for transferring suspected criminal cases, solidifying the foundation for joint law enforcement [1] - Continuous strengthening of work consultations between the two parties ensures the effective advancement of cluster strike operations [1] Group 2: Results and Data - As of the end of November, over 4,500 clues have been transferred to public security agencies, involving amounts exceeding 21 billion yuan [1] - More than 1,700 reports have been guided and urged by financial institutions, involving amounts over 17 billion yuan [1] Group 3: Innovative Collaboration - Financial regulatory bureaus in Shanghai, Chongqing, Zhejiang, and Jiangsu have innovated a "regulatory + police" law enforcement collaboration mechanism, enhancing substantive cooperation in clue analysis, investigation, and evidence collection [1] - This collaboration has led to positive results in combating illegal financial activities [1] Group 4: Technological Advancements - The regulatory authority has utilized a big data platform for self-modeling analysis to deepen clue investigation, promoting the professionalization, digitalization, and intelligence of cluster strike operations [1] - The ability to identify and transfer financial illegal activities to public security for investigation has significantly improved efficiency [1]

公安部经济犯罪侦查局局长华列兵介绍，今年6月至11月，公安部会同国家金融监管总局部署17个重点 省市开展为期6个月的金融领域"黑灰产"违法犯罪集群打击工作，工作开展以来，全国公安经侦部门先 后组织发起集群打击近60次，共立案查处金融领域"黑灰产"犯罪案件1500余起，打掉职业化犯罪团伙 200余个，涉案金额累计近300亿元，针对集群打击中发现的制度漏洞、金融机构风险治理短板等问题， 累计向主责部门发送"公安经侦建议函"39份，压缩不法中介利用制度漏洞从事违法犯罪活动的空间，有 效净化金融市场生态，全力维护国家金融管理秩序和安全稳定，有力保护金融消费者合法权益。 华列兵提及，在此次两部门联合行动中，特别突出行刑联动、衔接高效，公安部门强化与金融监管部 门、行业清算组织的协作配合，把监管数据、产业数据和警务数据整合汇聚，进一步健全违法犯罪案件 线索跨部门通报机制，有效推动形成行政稽查和刑事打击无缝衔接、一体推进常态化打击整治工作格 局。 南都讯 记者蒋小天 发自北京 12月25日，公安部举行新闻发布会，通报公安部和国家金融监管总局联合 部署开展金融领域"黑灰产"违法犯罪集群打击工作举措成效情况。 国家金融监督管理 ...

Core Viewpoint - The Ministry of Public Security and the National Financial Regulatory Administration have reported significant achievements in combating illegal activities in the financial sector, particularly focusing on "black and gray" industries since June 2023, effectively curbing their spread and protecting consumer rights [1][5]. Group 1: Mechanism and Collaboration - Transition from "divided operations" to "joint management" with a more robust mechanism for criminal case referrals, resulting in over 4,500 clues transferred to public security agencies involving more than 21 billion yuan by the end of November [1][5]. - Financial regulatory authorities guided over 1,700 reports from financial institutions, involving amounts exceeding 17 billion yuan, and established innovative collaboration mechanisms between regulatory bodies and local public security [1][5]. Group 2: Targeted Actions and Efficiency - Shift from "routine inspections" to "targeted treatment," utilizing regulatory big data for precise identification of illegal activities, leading to the discovery of multiple major cases involving over 100 million yuan [2][6]. - Special inspections were conducted focusing on illegal loan intermediaries and vehicle insurance fraud, enhancing deterrence against these crimes [2][6]. Group 3: Proactive Measures and Public Awareness - Move from "passive response" to "proactive actions," with over 1,100 risk warnings and public statements issued to guide public understanding and manage partnerships effectively [3][7]. - Collaboration with various departments to address illegal advertising and misleading promotions, aiming to sever the channels through which illegal intermediaries attract clients [3][7]. Group 4: Source Governance and Sustainable Development - Transition from "end-of-line disposal" to "source governance," with over 1,700 educational activities conducted and more than 300 media reports published to enhance public awareness [4][8]. - The regulatory body has issued or improved over 160 regulatory documents and guided financial institutions in enhancing internal risk control systems, promoting high-quality development in the financial sector [4][8].

此外，该院有效将"末端惩治"与"前端预防"相结合，形成社会治理的良性循环。一方面，在办案中贯彻 宽严相济刑事政策，将认罪认罚、退赃退赔作为化解矛盾、挽回损失的重要环节；另一方面，推动社会 普法宣教，将案件办理变成一堂生动的全民法治公开课。检察机关通过以案释法，将办案成果转化为优 质的普法素材，深刻揭露"网络裸聊敲诈套路贷"的犯罪套路与危害，有效提升了社会公众的网络安全意 识和自我保护能力。 （曾晶晶） 面对隐匿性强、链条复杂的网络犯罪，该院创新运用"数据驱动、全链摧毁"的实战路径。例如，在一起 跨境裸聊敲诈勒索案中，该院通过提前介入，引导侦查机关以"资金流、信息流"为核心，综合运用"数 据穿透""资金追踪"等方式，清晰勾勒出从境外作案到境内洗钱的完整犯罪网络。 该院树立"由惩到治"的司法理念，突破"就案办案"的思维定式，坚持"打击与治理并重、办案与整治同 行"的工作导向，主动将办案效果向源头治理环节延伸。通过对案件暴露出的黑灰产风险、平台监管漏 洞等问题进行系统性梳理，精准制发检察建议，切实推动相关行业开展专项整治、完善长效监管机制， 实现从"治已病"到"治未病"的司法理念跃升。例如，在办理系列网络非法高利放 ...

会议强调，联席会议各成员单位要深入贯彻落实党中央、国务院部署，准确把握当前的形势和重点任 务，各司其职，加强协调，共同做好下一阶段各项反洗钱重点工作。要进一步提高认识，精心组织，做 好迎接反洗钱国际评估各项关键环节工作。要抓好反洗钱战略的贯彻落实，切实提升国家反洗钱、反恐 怖融资、防扩散融资体系的整体效能。要持续健全基于风险的反洗钱监管体系，提升义务机构反洗钱履 职有效性。要继续保持对洗钱活动及其上游犯罪的高压态势。要加强宣传，提升社会共识，为反洗钱工 作的深入推进营造客观、理性、健康的社会舆论环境。 中新网12月24日电据中国人民银行网站消息，2025年12月24日，反洗钱工作部际联席会议第十二次全体 会议召开。 会议认为，第十一次反洗钱工作部际联席会议(以下简称联席会议)以来，在党中央、国务院正确领导 下，在联席会议各成员单位紧密协作下，反洗钱法律制度体系大幅完善，反洗钱监管效能稳步提升，打 击治理洗钱违法犯罪效果显著，反洗钱国际合作深化拓展，反洗钱评估工作扎实推进。 （文章来源：中国新闻网） ...

由21个州和华盛顿特区组成的联盟起诉联邦政府，要求强制从美联储拨款资助CFPB，称该机构拒绝提 取资金违反法律并损害消费者保护。 责任编辑：张俊 SF065 由21个州和华盛顿特区组成的联盟起诉联邦政府，要求强制从美联储拨款资助CFPB，称该机构拒绝提 取资金违反法律并损害消费者保护。 责任编辑：张俊 SF065 ...

CFPB的资金来源于美联储体系，而美联储的资金则来自政府证券的利息收入。当地时间周一，由民主 党籍州总检察长组成的联盟——其中多人此前已提起法律动议，试图阻止CFPB的大规模裁员，在俄勒 冈州提起诉讼，要求拉塞尔·沃特继续为该机构提供资金。 12月23日，据华尔街日报报道，由多名民主党籍州总检察长组成的联盟周一提起诉讼，试图阻止特朗普 政府最新削弱并拆解消费者金融保护局（CFPB）的举措。去年11月，白宫管理和预算办公室主任兼任 CFPB代理局长的拉塞尔·沃特表示，该机构将在今年1月资金耗尽，且他无法依法申请额外拨款。 来源：金十数据 ...