"我的家庭农场承包耕地有2400余亩，主要种植谷物、油料等农作物，今年，除去购买种子、化肥 等费用后，种植资金出现不足，贵南农商银行了解情况后，通过绿色通道发放贷款80万元，解决了春耕 资金不足问题。"青海省海南州贵南县牟尔宏家庭农场负责人羊吉加高兴地说。 该行还引导辖内金融机构降低涉农融资成本，减轻农户负担，对辖内春耕备耕的农牧户贷款利率优 惠2个百分点。同时，通过网上银行、手机银行等开通线上绿色通道办理春耕备耕贷款业务，缩短办贷 时间，确保不误农时。对经营种子、农药、化肥、地膜及农机具购销等质量高信誉好的单位提前调查， 做好贷前审查工作，保证及时足额发放贷款，使上游企业不因资金问题拖延物资供应或降低物资质量， 确保春耕备耕物资供应充分、及时。 此外，该行还积极与州农牧局、州财政局等政府部门对接，全面了解当前农业发展特点，形成金融 政策与财政政策、产业政策、乡村振兴政策的有机结合，指导各金融机构在风险可控的前提下，坚 持"特事特办"的原则，开启备春耕金融服务绿色通道。 为切实加大涉农贷款投放力度，确保春耕备耕贷款投入，中国人民银行海南州分行组织各涉农金融 机构深入调查涉农企业、农牧户情况，结合不同区域特点， ...

Core Insights - The article emphasizes the proactive measures taken by the Yongning Financial Regulatory Bureau to ensure food security during the critical summer harvest period, focusing on financial support for grain production and storage [1] Group 1: Financial Support Initiatives - Yongning Financial Regulatory Bureau has established a comprehensive financial support system to enhance service quality and efficiency for summer grain production, aiming to inject strong financial momentum into the harvest [1] - A special investigation was conducted to understand the financial needs of the grain production, processing, and circulation sectors, leading to a preparation of 500 million yuan in credit resources for summer grain storage [2] - Financial institutions have been encouraged to streamline loan approval processes, implementing a 30-day completion system to ensure rapid disbursement of credit funds [2] Group 2: Innovative Financial Products - Local banks have introduced specialized loan products such as "Farming Loan," "E-loan for Farmers," and "Agricultural Loan Pass" to address the seasonal and concentrated funding needs of summer grain purchases [3] - Agricultural Bank of Yongning has formed village service teams to directly connect with major grain purchasers and family farms, enhancing the accessibility of financial services [3] - Yongning Rural Commercial Bank has adopted a supply chain financing model to provide quality financial services to upstream and downstream stakeholders [3] Group 3: Risk Management and Insurance - Insurance institutions have expanded agricultural insurance coverage to 74,600 acres for the three main grains, providing risk protection of 58.86 million yuan, with a year-on-year increase in coverage [4] - The focus has shifted from post-disaster compensation to pre-disaster prevention, with collaboration with meteorological departments to provide early warning information to farmers [4] - Technological advancements such as satellite remote sensing and drone photography have been utilized to enhance the efficiency of claims processing, ensuring timely compensation for farmers [4]

Core Viewpoint - The People's Bank of China (PBOC) in Pu'er is leading efforts to enhance the rural credit system, focusing on the creation of credit users, credit villages, and credit townships to address the challenges of obtaining loans for farmers and to support rural revitalization [1][3]. Group 1: Rural Credit System Development - As of the end of 2024, the balance of agricultural loans in Pu'er reached 35.998 billion, with a year-on-year growth of 10.16%, maintaining over 10% growth for two consecutive years [1]. - The balance of credit loans for farmers was 28.963 billion, accounting for 80.45% of the total agricultural loans, indicating a positive trend in farmers' access to credit [1]. - By the end of 2024, the number of recognized credit users reached 346,234, with credit villages and townships increasing by 158% and 445% respectively compared to the end of 2022 [3]. Group 2: Cultural and Institutional Support - Pu'er has a rich cultural heritage with 26 ethnic minorities, which has fostered a unique system of integrity that supports the credit culture [2]. - The PBOC has established 103 township credit evaluation groups and 1,049 village credit evaluation groups to strengthen the rural credit system [3]. - The integration of traditional cultural values into financial literacy programs has been emphasized to enhance the financial knowledge of ethnic minority communities [2]. Group 3: Financial Support for Border Areas - The PBOC has implemented a plan to enhance financial support for border villages, achieving a 99.6% coverage rate for farmer records in these areas by the end of 2024 [4]. - The proportion of credit loan users in border villages reached 96.81%, with the credit loan balance accounting for 87.25% of total agricultural loans, reflecting a significant increase from the previous year [4]. Group 4: Industry-Specific Initiatives - The PBOC is promoting the avocado industry in Menglian County, leveraging the "one county, one industry" strategy to enhance rural credit systems [5][6]. - A new profit-sharing mechanism has been established in the avocado industry, involving farmers, enterprises, and cooperatives, which has led to a significant increase in credit loans for avocado farmers [6]. - By the end of 2024, loans to farmer cooperatives amounted to 22 million, with credit loans to avocado farmers increasing by 140% compared to the end of 2023 [6].

种植在西藏错那市觉拉乡的高原航天牧草。人民网记者 次仁罗布摄 正在接受采访的陕西省航天育种工程技术研究中心地面选育基地负责人袁中权。人民网记者 次仁罗布摄 8月的高原，青稞金黄。在西藏自治区山南市错那市觉拉乡，200亩试验田被分割成300多块梯田。一片生长在盐碱地里的特殊饲草刚萌出嫩芽，正茁壮成长 ——这是经过航天育种技术培育的蛋白草。 这批高原航天牧草一共有7个品种，是利用航天诱变技术培育的新品种，与普通饲草相比，其在盐碱地里抗盐耐旱的表现尤为突出，更耐得住零下四十度的 严寒。 "7月17日移栽到大田的蛋白草是目前最后一个实验品种，生长迅速，每天可长高4-5公分。"陕西省航天育种工程技术研究中心地面选育基地负责人袁中权在 田间介绍，该品种表现出极强的抗寒性，去年冬季经受严寒考验后，今年3月底在错那市试验田未经浇水施肥就自然发芽。截至观察时，植株最高已达2.5 米，预计亩产量可达15-25吨，是目前错那市表现最优异的饲草品种。 袁中权算了一笔账，亩产15吨饲草，按70%的脱水量做成青贮饲料，可以产10吨。按照目前的市价，假设一吨饲草在这能卖1200元，除去各种成本，一亩地 一年能产8000元的经济效益。 航天 ...

未来天气状况怎样，有什么隐藏的风险？气象部门预测，8月河南降水"北多南少"特征明显：沿黄及以 北地区降水可能偏多0至2成，淮河以南则偏少2至3成。南部高温日数还会比常年偏多，由此看来，豫南 的"热"和"旱"可能持续。 气象部门提醒，虽然本轮降水过程对黄淮之间干旱缓和非常有利，但后期降水过程较多，需防范局部地 区强降水引发的农田渍涝。同时，各地还需做好秋作物病虫害监测预警和统防统治。（记者 李若凡） 8月5日至7日，我省迎来一场对流性降水，总算给干渴的土地带来一丝缓解。全省平均降水量超过20毫 米，郑州、平顶山等地局部下得较大，荥阳贾峪甚至下了188.1毫米。但降水分布不均匀。济源示范 区、漯河、驻马店等豫中南部地区，因为雨下得少，缺墒问题还未解决。 责任编辑： 何山 总体来看，未来几天全省以对流性降水为主，但强降水带会"搬家"。7日在黄淮之间，8日到北中部，9 日到沿黄及以南。11日至13日，东南部有雨；15日前后，可能还有一次较明显的降水。 这些雨水能继续缓解旱情，但风险也不小。因为对流性降水来得急、强度大，容易引发农田渍涝、城乡 积涝，甚至山洪、滑坡。同时，雨后高温高湿的环境，容易导致病虫害繁殖，影响秋作 ...

Report Industry Investment Ratings - Not provided in the given content Core Views - The upward trend of stock index futures is clear, and long positions should be held; commodity futures such as Shanghai Aluminum and polysilicon continue to show a strong trend [1] - The bond market may continue to operate at a high level, and the prices of precious metals are running strongly; the copper market has short - term upward pressure, and the aluminum market has a clear medium - term long position pattern; the nickel market has limited upward space [1][4] - The supply - demand structure of lithium carbonate shows signs of improvement; the prices of industrial silicon and polysilicon are supported; the prices of steel products are strongly supported; the prices of coking coal and coke are in a volatile state [5][6][7] - The fundamentals of soda ash and float glass are bearish in the short term, and the glass price may turn around in the long term; crude oil is weakly operating in the short term; methanol and polyolefin are in a volatile pattern [7][8][9] - Cotton is weakly operating, and rubber is expected to rebound in the short term [9] Summary by Variety Stock Index Futures - The stock index continued to rise steadily on Wednesday, with small and micro - cap stocks leading the gains. The trading volume of the Shanghai and Shenzhen stock markets increased slightly to 1.76 trillion yuan. The long - making sentiment in the market was strengthened, and the leverage funds accelerated to enter the market. The upward trend of the stock index is clear, and the long positions of IF2509 in the CSI 300 Index should be held [1] Bond Futures - The bond market continued to fluctuate at a high level. The macro - situation has uncertainties, the inflation pressure still exists, and the central bank's open - market operations have a net withdrawal, but the capital is still loose. The bond market is difficult to turn around, and there is a lack of new positive factors, so it may continue to operate at a high level [1] Precious Metals - After Trump announced a series of important news, the short - term upward momentum of gold prices has increased. The gold - silver ratio still has room for repair, and the long - position pattern of silver is clear. It is recommended to hold short - position out - of - the - money put options on the 10 - contract of gold and silver, and patiently hold long positions in silver [4] Non - ferrous Metals Copper - The copper price continued to fluctuate within the range. The macro - situation has uncertainties, the supply side is tense due to the Chilean copper mine incident, and the demand side is cautious. The mine - end disturbances and the weakening of the US dollar index support the copper price, but the demand concerns still drag it down, and there is short - term upward pressure [4] Aluminum - The alumina price is slightly higher, and the market has an expectation of medium - term surplus, but the low warehouse receipts and market sentiment support the price. The demand for Shanghai Aluminum is expected to be cautious in the off - season, but the supply constraint limits the inventory accumulation pressure. The long - position pattern of Shanghai Aluminum in the medium term remains unchanged, and the long positions of AL2510 should be held [4] Nickel - The supply of nickel is loose, the demand has no significant improvement, and the high inventory pressure of refined nickel remains unchanged. Although the nickel price has rebounded at a low level under the influence of the macro - situation, the upward space is limited. It is recommended to hold short - position call options [4] Chemical Products Lithium Carbonate - Due to the influence of policies on the lithium resource end, the weekly output of lithium carbonate has decreased, the inventory accumulation pressure has been relieved, and the demand expectation has turned positive. The supply - demand structure shows signs of improvement, and the renewal result of the mining license of Jiuxiwo Mine needs to be closely watched this week [6] Industrial Silicon and Polysilicon - The price of industrial silicon has rebounded, the supply is in a passive contraction state, and the fundamentals are supported. The spot price of polysilicon has risen significantly, with strong cost and policy support, but the actual production volume in August needs to be concerned [6] Steel and Iron Ore Rebar - The spot price of rebar continued to rise, the trading volume decreased slightly, the supply - demand contradiction accumulated slowly, and the inventory was at a low level. The supply is restricted by environmental protection and anti - involution policies, and the cost is supported by the rise in coking coal and coke prices. It is recommended to hold short - position out - of - the - money put options on RB2510P3000 [6] Hot - Rolled Coil - The spot price of hot - rolled coil continued to rise, and the fundamentals are tough. The supply is restricted, the cost is supported, and the market sentiment is optimistic. It is recommended to lay out long positions on the 1 - contract on dips [6] Iron Ore - The iron ore shows a pattern of near - term weakness and far - term strength. The 9 - contract is dragged down by environmental protection restrictions and weak basis, while the 1 - contract is supported by positive expectations. However, the upward space of the iron ore price is limited. It is recommended to sell out - of - the - money put options on the 09 - contract or go long on the 01 - contract after the environmental protection restriction expectations are fulfilled [6] Coking Coal and Coke Coking Coal - The market has an expectation of supply tightening, but the full implementation probability of reducing coal mine production hours is low, and the influence of expected sentiment on coal prices is greater than the fundamentals. Be wary of the risk of over - rising prices [7] Coke - Five rounds of price increases for coke have been implemented, the coking profit has been repaired, the supply and demand are expected to increase, the spot market trading is active, and the futures price is stable and fluctuating strongly [7] Soda Ash and Float Glass Soda Ash - The fundamentals of soda ash are bearish. The daily production is stable, the supply constraint is insufficient, the demand has no improvement, and the inventory is expected to continue to accumulate. The 9 - contract is approaching delivery, and the delivery game may be intense. It is recommended to stop profit on short positions on the 09 - contract [7] Float Glass - The downstream orders of glass deep - processing enterprises have not improved significantly, the replenishment willingness is limited, and the inventory is expected to accumulate. The 9 - contract is approaching delivery, and the delivery game may be intense. In the long term, if the supply contraction expectation is fulfilled, the glass price may turn around. It is recommended to stop profit on short positions on the 9 - contract on dips and lay out long positions on the 01 - contract [7] Crude Oil - Geopolitical factors increase the probability of a cease - fire between Russia and Ukraine, and the short - term risk premium decreases. Although the inventory data is positive, the market reaction is insufficient, and the crude oil is weakly operating [7] Methanol - The port inventory has increased, and the production enterprise inventory has decreased. The coastal supply is loose, and the inland supply is tight. It is recommended to sell an option straddle combination [9] Polyolefins - The production enterprise inventory and social inventory of polyolefins have increased, indicating a loose supply. The supply and demand will increase simultaneously in August, and the trend will turn to a volatile and slightly strong state [9] Cotton - The cotton growth in Xinjiang is good, with a high probability of increased production. The overseas cotton production area has good weather, but the Sino - US trade situation restricts cotton exports. The downstream is in the off - season, and the demand is weak. The cotton is weakly operating [9] Rubber - The sales of passenger cars are good, the tire enterprises' inventory is decreasing, and the demand expectation is turning warm. The raw material price has stopped falling and stabilized, and the rubber price is expected to stop falling and rebound in stages [9]

Core Viewpoint - Guangxi agricultural cooperative institutions are focusing on the agricultural season, providing financial support to ensure a successful harvest and promote the entire agricultural industry chain [1][5] Group 1: Financial Support and Agricultural Loans - As of the end of June, the agricultural loan balance of Guangxi's cooperative institutions reached 425.8 billion yuan, an increase of 10.8 billion yuan since the beginning of the year, with specialty industry loans amounting to 110.3 billion yuan [1] - The cooperative institutions have supported new agricultural operating entities, with loans to family farms and farmers' cooperatives totaling 28.5 billion yuan [5] - The Guangxi agricultural cooperative institutions have issued over 100 innovative "Xiao Ling Tu" credit products tailored to local specialty industries [5] Group 2: Case Studies of Successful Financial Support - A local grape grower received a 200,000 yuan loan from Pingguo Agricultural Cooperative Bank, resulting in a 10% increase in yield and an increase in sugar content from 15% to 18% [2] - Ling Shan Agricultural Credit Union provided a loan of over 400 yuan, which helped a food company expand its production and establish a complete industry chain for lychee, benefiting over 1,700 enterprises and farmers [3] - The Guizhou Agricultural Cooperative Bank has customized credit solutions like "vegetable loans" and "taro loans," with a total agricultural loan balance of 7.336 billion yuan, increasing by 197 million yuan since the beginning of the year [4] Group 3: Overall Impact on Agricultural Development - The financial support from Guangxi agricultural cooperative institutions is contributing to the revitalization of rural areas, enhancing local agricultural brands, and ensuring a bountiful harvest during the critical agricultural season [5] - The cooperative institutions are optimizing a comprehensive service network covering all levels from province to village, providing strong support for deepening agricultural development [5]

Group 1 - The film "Lychee of Chang'an" highlights the transformation of lychee from a luxury item to a common fruit available to the public, showcasing the efficiency of modern logistics [1] - Postal Savings Bank leverages its integrated resources of logistics, finance, and e-commerce to support the lychee industry and related private enterprises, contributing to rural revitalization [1] - In Guangdong's Maoming, which produces 20% of the world's lychee, the cultivation area is approximately 1.4 million acres, with local companies like Bojian Agriculture selling around 75,000 pounds of lychee daily during peak season [1] Group 2 - Bojian Agriculture employs a meticulous packing method to preserve the freshness of lychee, shipping around 30,000 orders and 150,000 pounds daily, while facing financial pressures for operational upgrades [2] - Postal Savings Bank's Maoming branch has provided financial support that has increased Bojian Agriculture's revenue by over 1.5 million yuan and created over 300 jobs [2] - The bank has formed a specialized team to understand the financial needs of lychee farmers, offering comprehensive financial service packages and training programs for new farmers [2] Group 3 - The Yurun wholesale market in Northwest China is bustling with activity, where fresh lychee is sold within a day of harvest, thanks to financial support from Postal Savings Bank [3] - The bank's financial services team has increased visits to the wholesale market to provide tailored financial solutions, addressing the unique challenges of the lychee industry [3] - Postal Savings Bank has introduced innovative credit products like "Fruit Loan" to assist clients in overcoming funding challenges, with over 120 customers receiving financial support by mid-2025 [3]

Core Viewpoint - Climate extremization has become a norm, with global warming leading to intensified rainfall and drought conditions in specific regions, resulting in sudden shifts between drought and flooding [1][3][8]. Group 1: Extreme Weather Events - Recent years have seen a significant increase in extreme weather events globally, with high temperatures, floods, and storms becoming more frequent and intense [5][6]. - In July, the average temperature in Henan Province reached 30.5°C, 3.2°C higher than the historical average, marking the hottest period in 64 years [2]. - Northern China experienced above-average rainfall, with Inner Mongolia recording the highest precipitation for this period since 1961 [2][3]. Group 2: Impact on Agriculture - Extreme weather is adversely affecting major grain-producing areas in China, with high temperatures and heavy rainfall impacting crop growth and increasing irrigation costs [3][14]. - The growth of winter wheat is particularly vulnerable to insufficient low-temperature periods, which can lead to premature ear formation and reduced yields [15]. - High temperatures can cause corn leaves to curl, affecting photosynthesis and increasing water requirements, thus raising irrigation costs for farmers [15]. Group 3: Future Projections and Preparedness - The ongoing climate crisis requires urgent action, with a need for five times the current effort to effectively address climate challenges [11]. - Transitioning to green renewable energy is essential, despite the associated costs, as it presents significant industrial opportunities while mitigating future disaster losses [11]. - The upcoming weather patterns indicate that northern regions may continue to face flooding, while southern areas will experience heightened drought conditions [12]. Group 4: Economic Implications - The volatility of agricultural prices due to extreme weather events is expected to persist, with "weather-related price hikes" becoming more common [16]. - Developing countries may be disproportionately affected by extreme climate events, leading to potential resource conflicts and social instability [17]. - Industries related to agriculture may need to adapt their insurance models and financial tools to better manage the risks associated with climate change [18]. Group 5: Urban Planning and Infrastructure - The concept of sponge cities is being emphasized, but their capacity to handle extreme rainfall is limited, necessitating additional strategies for flood management [19][20]. - Urban planning must evolve to incorporate designs that can effectively manage high temperatures and heavy rainfall, ensuring resilience against climate impacts [18][20].

制片人：马宝军 策划：张青 杜屹然 统筹：汪峰 陶玲君 编导：邱俊松 报道员：张童桐 刘昊清 新媒体编辑：张静 杜利伟 供稿来源：昌吉州融媒体中心 新疆昌吉州聚焦农业高质量发展，将数字技术与农田灌溉深度融合，通过搭建智慧农业管理平台、推广智能灌溉设备、建设数字化灌区等举措，持续提 升灌溉效率和水资源利用水平。 "十四五"期间，昌吉州投入资金12.38亿元，对全州15处大中型灌区进行现代化建设和改造。目前，全州灌溉水利用系数0.666，改善灌溉面积238万亩， 让每一滴水流淌出更大的丰收能量。 眼下，昌吉市榆树沟镇勇进村的棉田迎来了棉花现蕾期的灌溉时间，棉花种植户赵俊青打开手机，轻点屏幕，就能轻松完成棉田的精准滴灌，每亩用水 量保持在365立方米。以前用水难以稳定保障的情况得到了解决，数字化让每亩农田都可以喝饱水，保证棉花稳产高产。 ...