Core Viewpoint - The company has announced a guarantee for its subsidiary, Zhejiang Xiangyi Financing Guarantee Co., Ltd., amounting to approximately 1.12 billion RMB, to support its business operations and financing needs [2][3][11]. Summary by Sections Guarantee Overview - The guaranteed amount for Xiangyi Guarantee is 111,833.54 million RMB, with total guarantees provided by the company and its subsidiaries amounting to 405,833.54 million RMB as of the announcement date [2][14]. - The company has no counter-guarantee for this guarantee and reports no overdue external guarantees [3]. Guarantee Details - The company has signed a new maximum guarantee contract with China Construction Bank Hangzhou Wushan Branch, with a maximum guarantee limit of 1,118,335,352.52 RMB for the period from June 24, 2025, to May 28, 2026 [3][11]. - The guarantee covers all debts under the main contract, including principal, interest, penalties, and other related costs [11]. Decision-Making Process - The company held a temporary shareholders' meeting on December 26, 2024, to approve the guarantee for its subsidiary's financing activities for 2025 [5]. - The guarantees are part of an annual plan, effective from the date of approval until the next annual plan is submitted [5][6]. Financial Status of the Guaranteed Entity - As of March 31, 2025, Xiangyi Guarantee reported total assets of 61,523.37 million RMB and a net asset of 54,292.03 million RMB, with a debt-to-asset ratio of 11.75% [9]. - The company has shown stable operations with a net profit of 114.69 million RMB for the year 2024 [9]. Necessity and Reasonableness of the Guarantee - The guarantee is deemed necessary for the normal operation of the company's guarantee business and aligns with the overall interests of the company [13]. - The company maintains effective control and oversight over Xiangyi Guarantee, ensuring that the risks associated with the guarantee are manageable [13]. Cumulative Guarantee Amount and Overdue Situation - The total guarantee amount provided by the company and its subsidiaries for Xiangyi Guarantee is 405,833.54 million RMB, with an actual usage of 98,681.00 million RMB [14]. - The total guarantees do not exceed the limits approved by the shareholders' meeting, and there are no overdue guarantees reported [14].

Core Insights - Four companies in Wuhan have received the first batch of data intellectual property registration certificates from Hubei Province, indicating a significant step in the recognition and protection of data as intellectual property [1][2] Group 1: Companies Involved - The companies that received the certificates are Wuhan Merlion Co., Ltd., Wuhan East Lake Big Data Technology Co., Ltd., Wuhan Yangtze River Big Data Research Institute Co., Ltd., and Wuhan Optics Valley Technology Financing Guarantee Co., Ltd. [1] - Wuhan Merlion's registered data set focuses on health consultation applications based on large language models, which aims to enhance patient consultations by providing accurate disease and department associations [1] - Wuhan Yangtze River Big Data Research Institute's registered data set is a patent value assessment dataset, extracted from proprietary patent databases through rigorous screening and cleaning processes [1] Group 2: Data Intellectual Property - Data intellectual property refers to data that has been legally collected, processed through algorithms, and possesses practical value and intellectual achievement attributes [1] - The registration process covers various fields, including financial guarantees, information technology, and scientific services, highlighting the practical value and market potential of the registered data [2] - The registration certificates include blockchain-based information for authenticity verification, allowing users to access detailed information about the data's application scenarios, sources, formats, and algorithms through a QR code [2]

Core Viewpoint - The credit rating agency, United Ratings, has assigned an "AAA" rating to the second tranche of bonds issued by Yibin City Nanxi District Financial Resources State-owned Assets Management Co., Ltd. in 2018, indicating strong creditworthiness [1] Group 1: Company Overview - Yibin City Nanxi District Financial Resources State-owned Assets Management Co., Ltd. is a major entity for urban infrastructure construction in the Nanxi District, demonstrating strong regional specialization [2] - The company's economic and fiscal strength is expected to remain stable in 2024, although it faces challenges such as weak fiscal self-sufficiency and a heavy debt burden [2] Group 2: Financial Performance - The primary source of income for the company is its engineering construction business, which has delayed payment collection and faces capital expenditure pressures on ongoing projects [2] - The company has completed its land consolidation business and has not initiated new projects, leaving some land available for transfer [2] - The asset composition is primarily made up of other receivables and inventory, with a decrease in interest-bearing debt, indicating a relatively light overall debt burden [2] Group 3: Debt and Guarantees - The company has a high proportion of non-standard financing, leading to significant short-term repayment pressure and potential contingent liability risks [2] - The bonds "18 Financial Resources Bond 01/PR Nanxi 01" and "18 Financial Resources Bond 02/PR Nanxi 02" include principal repayment clauses that help alleviate concentrated repayment pressure [2] - Both bonds are fully guaranteed by Sichuan Development Financing Guarantee Co., Ltd., which has a long-term credit rating of "AAA" and a stable outlook, significantly enhancing the security of principal and interest repayment for these bonds [2]

不断完善金融服务，帮新市民更快融入城市生活；促进农业转移人口在城镇稳定就业，让其劳有所得； 优化义务教育领域转移支付，更好满足随迁子女入学需求……推进以人为本的新型城镇化建设，要用好 财政金融手段，把资金用到刀刃上、紧要处，让农业人口、外来人口进得来、留得住、能发展。 助安居，新市民更快扎下根 "最近家里正在铺地砖、刷大白，我白天上班，晚上下了班就来盯着装修进度，估摸着月底硬装部分就 能完工。"从去年底买房，到今年上半年忙活装修，来福建厦门工作近一年，95后苏鑫的安家节奏比他 想象中快了不少。 "找到新工作，搬到新城市，还是想有个自己的家。"选择到厦门，为的是谋个更好的发展机会，但要在 新城市安家，对苏鑫来说并没那么轻松。"工作近7年，去年刚贷款买了车，现在好不容易攒够首付买 房，装修的开支也不小，用钱的地方真是多啊！"细数着搬到厦门后的开支，苏鑫为装修的钱犯了愁， 突然想起之前看到过交通银行推送的消费贷产品，便想试试。 新型城镇化是产业升级、人口集聚、城镇发展良性互动的城镇化。从加强住房保障体系建设，到助力青 年就业创业，再到推动基本公共服务均等化，一项项务实举措有力提升了人民群众的获得感和幸福感。 本版推 ...

近年来，深圳构建支持全面创新体制机制，打造一流创新生态体系，由深圳市财政局推动、与深圳征信 平台合作开发、龙岗金控公司辖属兴业担保公司首次落地的"种子贷"即是其中之一。该产品旨在支持具 有自主知识产权、科技含量高、创新能力强的种子期项目，推动技术创新和科技成果转化。 【深圳商报讯】(记者刘宇峰)近日，在深圳市财政局统筹指导下，由市融担基金、深圳征信、龙岗金控 公司辖属兴业担保公司、微众银行通力合作打造的全市首批"种子贷"产品正式落地龙岗，上线当日即有 5家种子期企业获得170万元资金支持，充分展现了政策创新与金融服务的高效协同。 据了解，"种子贷"产品主要面向"两有两无"（有高水平专家团队、有核心技术，无资质、无稳定现金 流）企业，通过政策性担保贷款，精准匹配初创企业融资需求，助力解决企业融资难题。"不用跑银 行，只是在手机上简单提交了一些资料，不到10分钟就获得了80万元的贷款。"位于龙岗区龙岗街道某 新能源技术开发企业的负责人如是说。因企业拥有的46个注册商标和7个专利信息，展现出较强的实力 和创新能力，被纳入"种子贷"名单，通过兴业担保公司提供担保，企业获得微众银行80万元贷款，也成 为龙岗区首批"种子 ...

6月20日，联合资信公布评级报告，江苏大行临港产业投资有限公司2024年度第一期中期票据 获"AAA"评级。 来源：金融界 联合资信评级报告认为，跟踪期内，江苏大行临港产业投资有限公司（以下简称"公司"）仍是江苏省扬 中市重要的基础设施建设和国有资产运营主体，主要从事江苏省扬中经济开发区（以下简称"扬中经开 区"）的基础设施建设和安置房建设业务，业务仍保持较强区域专营优势。2024年，扬中市地区生产总 值和一般公共预算收入同比均保持增长，扬中经开区对扬中市经济及财政贡献度较高，公司外部发展环 境良好，且继续在财政贴息和政府补助等方面获得外部支持。跟踪期内，公司在股权结构、治理结构和 高级管理人员方面均未发生重大变化。经营方面，2024年，公司营业总收入同比有所下降，综合毛利率 同比变化不大。公司已完工工程施工项目回款程度尚可，主要在建项目待投资规模一般；材料销售业务 毛利率水平低，对公司资金形成一定占用，且存在回款风险；自营业务面临一定投资压力，且开发进度 受地方招商引资政策影响较大，未来经营及盈利情况存在一定不确定性；公司已完工在售安置房项目销 售进度尚可，暂无在建及拟建安置房项目；担保业务存续规模较小，历 ...

2022年至2023年间，吉林省四平市多家金融机构接连遭遇"顶名贷款"骗局。 段某杰、李某、刘某甲等6名被告人在明知自身无偿还能力的情况下，伙同四平市汇元融资 担保有限公司法定代表人刘某、李某等人，采取"顶名贷款"的方式，在四平辽河蛟银村镇银 行、四平铁西敦银村镇银行等银行实施骗贷活动。 据统计，涉案贷款金额超6000万元，给银行造成超5000万元经济损失。其中，四平铁西敦银 村镇银行损失金额近1000万元。 法院认为，被告人以欺骗手段取得银行贷款，给银行造成重大损失或特别重大损失，其行为 已构成骗取贷款罪。根据涉案金额大小，判处六名被告人有期徒刑一年至三年不等，并处罚 金，被告人违法所得退赔相应银行。 为他人"顶名贷款" 被告人包装身份实施骗贷 5月26日，吉林省四平市铁西区人民法院对段某杰、刘某甲、田某斌三人的刑事案件作出判 决。 经梳理发现，三人案件有诸多共性：均以"顶名贷款"为手段，将犯罪目标锁定银行信贷资 金，通过四平市汇元融资担保有限公司提供担保，在多家银行上演骗贷戏码。 | 被告人 | 810 | 顾名贷款方式 | 贷款机构 | | 贷款金额 至案发时损失金额 | | --- | --- | - ...

在广袤的荆楚"三农"沃土上，全省农担体系服务无处不在。 湖北罗田县拥有1388户新型农业经营主体，他们肩负着全县大部分农业生产的重任。经统计，春耕期间 全县农业生产信贷资金需求达1.35亿元。其中，832户新型农业经营主体需要信贷资金9800万元，103户 种养大户需要信贷资金3700万元。 罗田县绿叶农业科技发展有限公司因缺乏有效抵押担保措施，500万元春耕备耕资金难以落实。好在湖 北农担及时出手，最终500万元"农担贷"顺利到账，解决了公司的贷款担保问题。 深耕荆楚"三农"，近年来，湖北农担大力支持家庭农场、种养大户、农民合作社、农业社会化服务组 织、小微农业企业等农业适度规模经营主体发展，金融活水流向荆楚大地田间地头。 零散经营、规模较小、缺少抵质押物和担保条件，农业经营主体融资难融资贵……如今，这种制约乡村 产业发展的难题，在湖北已不是难题。 近年来，湖北加大金融助农力度，引入金融"活水"支持农业产业转型升级。湖北省农业信贷融资担保有 限公司（下称"湖北农担"）紧紧围绕全面推进乡村振兴和金融服务实体经济两条主线，聚焦服务"三 农"小微企业的主责主业，帮助农户、涉农企业和新型经营主体解决金融难题，持续健 ...

"苏岗贷"是江苏省推出的创新金融产品，重点支持吸纳就业多、稳岗效果好且用工规范的企业，具有准 入门槛低、审批速度快、融资成本低等特点；也是全国首个就业金融服务产品，服务对象主要是工商注 册地在江苏省境内、具有独立法人资格的民营企业。 为深入贯彻落实稳就业、促发展、惠民生要求，进一步增强"苏岗贷"金融政策对于稳就业工作的支持力 度，扩大对吸纳就业多、稳岗效果好且用工规范的民营企业和以单位形式参保的个体工商户的融资服务 规模，并重点向实体经济、小微企业和个体工商户倾斜，对经营暂时困难但预期发展良好的企业给予一 定支持，中国银行苏州分行与省信用再担保集团公司牵手合作，依托前者的资金优势、服务网络和风险 控制技术，以及后者的增信优势，由中行苏州分行对贷款项目进行审批放款和贷后管理，由省信用再担 保集团公司为贷款项目提供批量担保。服务对象为吸纳就业多、稳岗效果好且用工规范的民营企业和个 体工商户，属于江苏省人力资源和社会保障厅向中行推荐的"苏岗贷"清单客户。 近日，在江苏省信用再担保集团有限公司担保下，张家港一家科技公司成功获得中国银行苏州分行500 万元贷款，标志着省信用再担保集团公司与中国银行苏州分行联合推出的"苏 ...

一年来，国发担保主动承担政府性担保头雁责任，发挥好"量增价降"的头雁效应。2024年，公司积 极落实省财政厅"设备担"产品，实现首批落地，正式启动普惠机制创新升级模式。此外，开立全市首笔 旅行社质保金保函，全市首家入驻江苏省政府采购电子保函平台等适应产业优化发展的新产品不断入 市，国发担保2024年新增责任额在全省市级政府性融资担保公司中排名第三，带动全市政府性融资担保 业务体量跃居全省首位。 另一方面，秉持与小微、"三农"休戚与共的发展理念，国发担保突出降费让利，让普惠金融红利直 达小微、"三农"。国发担保畅通惠民利企快车道，为民营企业轻装快跑注入强劲动能。业务结构深度倾 斜小微、"三农"，不断推出新模式、新服务和新产品，单户融资额度1000万元以下占比97%，单户500 万元以下占比90%。"小微贷"和"富民贷"两款产品免担保费，其他收费产品减费让利1445万元，平均融 资担保费率严格控制在1%以下。 此外，突出向新求质，让普惠金融活水浇灌科创沃土。国发担保紧抓科技创新牛鼻子，打造高质量 发展新引擎。"科技创新担保计划"上线五个月备案13亿元，列全省担保机构首位。全年新增科创担保42 亿元，科创在保余额达 ...